Zip code 28040: Ellenboro, North Carolina

Q: What city is zip code 28040?

28040 is assigned to Ellenboro, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28040 in?

28040 is mostly in Rutherford County, but it extends into 1 other county.

Q: What is the population of 28040?

About 6,961 people live in 28040, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28040?

The median household income in 28040 is $58,816.

Q: What zip codes are near 28040?

The closest zip codes to 28040 are 28136, 28089, 28018, 28019, 28043.

Residential delivery areaRutherford CountyEastern Time

Population

6,961

Median household income

$59K

U.S. $81K

Median home value

$170K

U.S. $333K

Median rent

$750/mo

U.S. $1,413

Median age

45.1

U.S. 38.9

Land area

68 sq mi

103 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28040

28040 is a small-town zip code in Ellenboro, North Carolina (Rutherford County), covering 68 sq mi of land. About 6,961 people live here, or 103 per square mile. The median resident is 45.1 years old, compared with 38.9 nationally.

The median household earns $58,816 a year, 27% below the national median of $80,734. 9.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $169,500, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $750 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; production and manufacturing; and construction and repair.

How 28040 compares

Sorted from highest to lowest national percentile

Veterans10.4%
91st
U.S. 6.2% · NC 7.4%160th of 801 in NC
Homeownership rate85.1%
89th
StrengthU.S. 65.2% · NC 66.6%149th of 788 in NC
Median age45.1
86th
U.S. 38.9 · NC 39.1281st of 802 in NC
Housing vacancy14.5%
85th
U.S. 10.1% · NC 12.5%322nd of 789 in NC
Unemployment rate7.4%
83rd
WeaknessU.S. 5.2% · NC 4.7%139th of 799 in NC
Uninsured rate12.3%
81st
WeaknessU.S. 8.4% · NC 9.9%226th of 797 in NC
Residents 65 and older20.6%
77th
U.S. 17.2% · NC 17.2%345th of 802 in NC
Government workers15.2%
61st
U.S. 14.5% · NC 13.8%357th of 798 in NC
Average commute25.4 min
46th
U.S. 26.4 min · NC 25.1 min420th of 771 in NC
Poverty rate9.6%
42nd
U.S. 12.5% · NC 13%538th of 788 in NC
Self-employed workers8.6%
40th
U.S. 10% · NC 9.8%507th of 798 in NC
Healthcare workers8.6%
36th
U.S. 9.7% · NC 9.5%448th of 798 in NC
Tech workers2%
33rd
U.S. 3.8% · NC 3.9%349th of 798 in NC
Work from home8.3%
24th
U.S. 15.1% · NC 16.3%453rd of 799 in NC
Residents under 1818.8%
23rd
U.S. 22% · NC 21.8%495th of 802 in NC
Income inequality (Gini)0.399
20th
StrengthU.S. 0.483 · NC 0.477593rd of 781 in NC
Median household income$58,816
19th
WeaknessU.S. $80,734 · NC $72,388484th of 748 in NC
Per capita income$29,929
19th
WeaknessU.S. $44,673 · NC $41,385549th of 799 in NC
Diversity index22.9
16th
U.S. 61.4 · NC 58.4644th of 802 in NC
Median home value$169,500
14th
U.S. $332,700 · NC $288,900540th of 757 in NC
Bachelor's degree or higher17.3%
14th
WeaknessU.S. 35.7% · NC 35.7%575th of 799 in NC
Foreign-born residents2.4%
14th
U.S. 14.1% · NC 9.1%549th of 802 in NC
Population density103/sq mi
13th
U.S. 95/sq mi · NC 221/sq mi484th of 802 in NC
Population6,961
11th
U.S. 334,922,499 · NC 10,730,404378th of 802 in NC
Median earnings per worker$36,232
11th
WeaknessU.S. $49,666 · NC $46,279620th of 788 in NC
Median gross rent$750
4th
U.S. $1,413 · NC $1,228596th of 688 in NC
Broadband access78.2%
3rd
WeaknessU.S. 91% · NC 90.1%682nd of 788 in NC
Rent-burdened renters14.9%
1st
StrengthU.S. 51.1% · NC 48.9%706th of 760 in NC

Measure	28040	Rutherford	NC	U.S.	National percentile	Rank in NC
Veterans	10.4%	7.4%	7.4%	6.2%	91st	160th of 801
Homeownership rateStrength	85.1%	73.9%	66.6%	65.2%	89th	149th of 788
Median age	45.1	45.3	39.1	38.9	86th	281st of 802
Housing vacancy	14.5%	18.7%	12.5%	10.1%	85th	322nd of 789
Unemployment rateWeakness	7.4%	6.3%	4.7%	5.2%	83rd	139th of 799
Uninsured rateWeakness	12.3%	12%	9.9%	8.4%	81st	226th of 797
Residents 65 and older	20.6%	22.3%	17.2%	17.2%	77th	345th of 802
Government workers	15.2%	14%	13.8%	14.5%	61st	357th of 798
Average commute	25.4 min	26.1 min	25.1 min	26.4 min	46th	420th of 771
Poverty rate	9.6%	16.8%	13%	12.5%	42nd	538th of 788
Self-employed workers	8.6%	11.2%	9.8%	10%	40th	507th of 798
Healthcare workers	8.6%	10.5%	9.5%	9.7%	36th	448th of 798
Tech workers	2%	2.3%	3.9%	3.8%	33rd	349th of 798
Work from home	8.3%	8.6%	16.3%	15.1%	24th	453rd of 799
Residents under 18	18.8%	20.1%	21.8%	22%	23rd	495th of 802
Income inequality (Gini)Strength	0.399	0.467	0.477	0.483	20th	593rd of 781
Median household incomeWeakness	$58,816	$51,410	$72,388	$80,734	19th	484th of 748
Per capita incomeWeakness	$29,929	$30,460	$41,385	$44,673	19th	549th of 799
Diversity index	22.9	33.6	58.4	61.4	16th	644th of 802
Median home value	$169,500	$201,800	$288,900	$332,700	14th	540th of 757
Bachelor's degree or higherWeakness	17.3%	21.5%	35.7%	35.7%	14th	575th of 799
Foreign-born residents	2.4%	3.1%	9.1%	14.1%	14th	549th of 802
Population density	103/sq mi	115/sq mi	221/sq mi	95/sq mi	13th	484th of 802
Population	6,961	64,930	10,730,404	334,922,499	11th	378th of 802
Median earnings per workerWeakness	$36,232	$37,600	$46,279	$49,666	11th	620th of 788
Median gross rent	$750	$783	$1,228	$1,413	4th	596th of 688
Broadband accessWeakness	78.2%	82.9%	90.1%	91%	3rd	682nd of 788
Rent-burdened rentersStrength	14.9%	46.8%	48.9%	51.1%	1st	706th of 760

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

14%

25–34

35–44

17%

45–54

13%

55–64

12%

65–74

75+

Median age

45.1

Under 18

18.8%

65 and over

20.6%

Race and ethnicity

White88%
Black2%
Hispanic3%
Asian0.4%
Native American0.1%
Pacific Islander0%
Other2%
Multiracial5%

Diversity index

22.9

U.S. 61.4

Foreign-born

2.4%

U.S. 14.1%

Born in state

75.8%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.5%

Asian / Pacific

0.8%

Other

Households

Households: 2,844
Average household size: 2.4
Family households: 66.3%
Married couples: 52.5%
Living alone: 29.3%
Veterans (of adults): 10.4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

29%

$50–75k

26%

$75–100k

13%

$100–150k

11%

$150–200k

$200k+

Median household income

28040

$58,816

Rutherford Co.

$51,410

North Carolina

$72,388

United States

$80,734

Per capita income

$29,929

U.S. $44,673

Poverty rate

9.6%

U.S. 12.5%

Households earning $150K+

9.9%

U.S. 23%

Income inequality (Gini)

0.399

U.S. 0.483

Housing

Median home value

28040

$169,500

Rutherford Co.

$201,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28040

$750

Rutherford Co.

$783

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

20+ units

Mobile home

27%

Boat, RV, van

0.2%

Housing units: 3,326
Owner-occupied: 85.1%
Vacant: 14.5%
Median year built: 1979
Median rooms: 5.7
Renters paying 30%+ of income: 14.9%
Renters paying 50%+ of income: 9%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

30%

20–29

26%

30–44

24%

45–59

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

7.4%

U.S. 5.2%

In labor force

58.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Production

10%

Construction and repair

Management

Food service

Healthcare

Sales

Transportation and moving

Cleaning and personal care

Education

Police and fire

Legal and social services

Business and finance

Computer and math

Arts, media and sports

Engineering and science

Farming, fishing and forestry

Industries

Manufacturing

19%

Education

13%

Health care and social assistance

11%

Restaurants and hotels

10%

Finance, insurance and real estate

Retail

Other services

Transportation, warehousing and utilities

Admin, support and management

Construction

Professional and technical services

Public administration

Wholesale

0.3%

Agriculture and mining

0.2%

Information

0.1%

Arts and recreation

Median earnings per worker

$36,232

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

8.7%

U.S. 8.8%

Median earnings by type of work

Type of work	28040	U.S.
Management, business, science and arts	$52,452	$74,888
Service	$17,958	$26,804
Sales and office	$34,286	$40,476
Construction and maintenance	$41,860	$49,199
Production and transportation	$31,726	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

35%

Some college

21%

Associate's

15%

Bachelor's

Graduate

10%

High school graduate or higher: 88.7%
Bachelor's degree or higher: 17.3%
Graduate or professional degree: 9.6%
Households with broadband: 78.2%
Cable, fiber or DSL: 54.9%
No internet access: 19.3%
Without health insurance: 12.3%
Limited-English households: 0%

Geography

City (USPS): Ellenboro
State: North Carolina
County: Rutherford County
Center point: 35.3900° N, 81.7522° W
Land area: 68 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28040 spans 2 counties

Rutherford County96% of land
Cleveland County4% of land

Cities and towns within this zip

Ellenboro2% of zip
Caroleen (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28040

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28136	Polkville, NC	6.5 mi	66	$83,304	—
28089	Lattimore, NC	7.1 mi	167	$75,000	$187,500
28018	Bostic, NC	7.4 mi	5,034	$50,727	$169,200
28019	Caroleen, NC	7.7 mi	0	—	—
28043	Forest City, NC	8.5 mi	20,930	$42,276	$175,400
28076	Henrietta, NC	9.4 mi	105	—	—
28160	Spindale, NC	9.8 mi	3,665	$40,868	$164,000
28024	Cliffside, NC	10 mi	31	—	—
28150	Shelby, NC	10 mi	28,142	$55,832	$211,400
28017	Boiling Springs, NC	11 mi	663	—	—
28114	Mooresboro, NC	11 mi	7,104	$60,500	$150,500
28020	Casar, NC	11 mi	2,240	$59,978	$188,700

Zip codes like 28040 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28040

What city is zip code 28040?

28040 is assigned to Ellenboro, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28040 in?

28040 is mostly in Rutherford County, but it extends into 1 other county.

What is the population of 28040?

About 6,961 people live in 28040, according to the Census Bureau's American Community Survey.

What time zone is 28040 in?

28040 is in Eastern Time.

What is the median household income in 28040?

The median household income in 28040 is $58,816.

What zip codes are near 28040?

The closest zip codes to 28040 are 28136, 28089, 28018, 28019, 28043.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28040, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.