Zip code 47460: Spencer, Indiana

Q: What city is zip code 47460?

47460 is assigned to Spencer, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 47460 in?

47460 is mostly in Owen County, but it extends into 2 other counties.

Q: What is the population of 47460?

About 11,006 people live in 47460, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 47460?

The median household income in 47460 is $68,447.

Q: What zip codes are near 47460?

The closest zip codes to 47460 are 47431, 47464, 47455, 47429, 47433.

Residential delivery areaOwen CountyEastern Time

Population

11,006

Median household income

$68K

U.S. $81K

Median home value

$193K

U.S. $333K

Median rent

$853/mo

U.S. $1,413

Median age

45.6

U.S. 38.9

Land area

151 sq mi

73 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 47460

47460 is a small-town zip code in Spencer, Indiana (Owen County), covering 151 sq mi of land. About 11,006 people live here, or 73 per square mile. The median resident is 45.6 years old, compared with 38.9 nationally.

The median household earns $68,447 a year, 15% below the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $193,000, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $853 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.6 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and transportation and moving goods.

How 47460 compares

Sorted from highest to lowest national percentile

Median age45.6
87th
U.S. 38.9 · IN 38.1156th of 745 in IN
Veterans8.8%
83rd
U.S. 6.2% · IN 6.3%166th of 745 in IN
Residents 65 and older22%
83rd
U.S. 17.2% · IN 16.8%172nd of 745 in IN
Homeownership rate81.1%
81st
StrengthU.S. 65.2% · IN 70.6%389th of 742 in IN
Housing vacancy10.3%
73rd
U.S. 10.1% · IN 8.8%258th of 742 in IN
Healthcare workers9.8%
55th
U.S. 9.7% · IN 9.8%315th of 745 in IN
Average commute26.6 min
54th
U.S. 26.4 min · IN 24.1 min317th of 726 in IN
Self-employed workers9.4%
51st
U.S. 10% · IN 8%269th of 745 in IN
Uninsured rate6.6%
48th
U.S. 8.4% · IN 7.4%296th of 745 in IN
Poverty rate9.8%
43rd
U.S. 12.5% · IN 12.3%374th of 742 in IN
Government workers12.7%
42nd
U.S. 14.5% · IN 11.7%264th of 745 in IN
Per capita income$36,836
40th
U.S. $44,673 · IN $38,351284th of 744 in IN
Income inequality (Gini)0.424
40th
U.S. 0.483 · IN 0.452233rd of 740 in IN
Median earnings per worker$44,346
38th
U.S. $49,666 · IN $46,609424th of 740 in IN
Median household income$68,447
33rd
U.S. $80,734 · IN $71,957405th of 719 in IN
Residents under 1819.6%
28th
U.S. 22% · IN 23.3%552nd of 745 in IN
Work from home8.4%
25th
U.S. 15.1% · IN 10.7%295th of 745 in IN
Bachelor's degree or higher20.6%
22nd
U.S. 35.7% · IN 29.5%334th of 744 in IN
Unemployment rate3.3%
21st
U.S. 5.2% · IN 4.3%390th of 745 in IN
Median home value$193,000
20th
U.S. $332,700 · IN $218,200307th of 719 in IN
Population11,006
17th
U.S. 334,922,499 · IN 6,851,073197th of 745 in IN
Tech workers1.1%
15th
U.S. 3.8% · IN 2.5%402nd of 745 in IN
Population density73/sq mi
10th
U.S. 95/sq mi · IN 191/sq mi425th of 745 in IN
Median gross rent$853
10th
U.S. $1,413 · IN $1,062425th of 640 in IN
Rent-burdened renters35.2%
9th
StrengthU.S. 51.1% · IN 48.1%472nd of 716 in IN
Broadband access81%
6th
WeaknessU.S. 91% · IN 89.9%622nd of 742 in IN
Foreign-born residents0.9%
5th
U.S. 14.1% · IN 6.3%450th of 745 in IN
Diversity index10
4th
U.S. 61.4 · IN 41.4496th of 745 in IN

Measure	47460	Owen	IN	U.S.	National percentile	Rank in IN
Median age	45.6	45	38.1	38.9	87th	156th of 745
Veterans	8.8%	9.5%	6.3%	6.2%	83rd	166th of 745
Residents 65 and older	22%	21.3%	16.8%	17.2%	83rd	172nd of 745
Homeownership rateStrength	81.1%	81.4%	70.6%	65.2%	81st	389th of 742
Housing vacancy	10.3%	13.1%	8.8%	10.1%	73rd	258th of 742
Healthcare workers	9.8%	8.7%	9.8%	9.7%	55th	315th of 745
Average commute	26.6 min	35.5 min	24.1 min	26.4 min	54th	317th of 726
Self-employed workers	9.4%	10.8%	8%	10%	51st	269th of 745
Uninsured rate	6.6%	6.3%	7.4%	8.4%	48th	296th of 745
Poverty rate	9.8%	12.3%	12.3%	12.5%	43rd	374th of 742
Government workers	12.7%	9.6%	11.7%	14.5%	42nd	264th of 745
Per capita income	$36,836	$34,451	$38,351	$44,673	40th	284th of 744
Income inequality (Gini)	0.424	0.427	0.452	0.483	40th	233rd of 740
Median earnings per worker	$44,346	$44,227	$46,609	$49,666	38th	424th of 740
Median household income	$68,447	$62,464	$71,957	$80,734	33rd	405th of 719
Residents under 18	19.6%	20.3%	23.3%	22%	28th	552nd of 745
Work from home	8.4%	9.8%	10.7%	15.1%	25th	295th of 745
Bachelor's degree or higher	20.6%	16.8%	29.5%	35.7%	22nd	334th of 744
Unemployment rate	3.3%	3%	4.3%	5.2%	21st	390th of 745
Median home value	$193,000	$172,400	$218,200	$332,700	20th	307th of 719
Population	11,006	21,604	6,851,073	334,922,499	17th	197th of 745
Tech workers	1.1%	1%	2.5%	3.8%	15th	402nd of 745
Population density	73/sq mi	56/sq mi	191/sq mi	95/sq mi	10th	425th of 745
Median gross rent	$853	$911	$1,062	$1,413	10th	425th of 640
Rent-burdened rentersStrength	35.2%	37.4%	48.1%	51.1%	9th	472nd of 716
Broadband accessWeakness	81%	81.2%	89.9%	91%	6th	622nd of 742
Foreign-born residents	0.9%	0.8%	6.3%	14.1%	5th	450th of 745
Diversity index	10	9.8	41.4	61.4	4th	496th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

11%

25–34

11%

35–44

13%

45–54

15%

55–64

12%

65–74

10%

75+

Median age

45.6

Under 18

19.6%

65 and over

22%

Race and ethnicity

White95%
Black0.2%
Hispanic2%
Asian0.7%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

82.6%

Language spoken at home (households)

English only

99%

Spanish

0.7%

Other Indo-European

0.2%

Asian / Pacific

0.4%

Other

Households

Households: 4,485
Average household size: 2.4
Family households: 64.3%
Married couples: 51%
Living alone: 30.6%
Veterans (of adults): 8.8%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

21%

$50–75k

20%

$75–100k

17%

$100–150k

15%

$150–200k

$200k+

Median household income

47460

$68,447

Owen Co.

$62,464

Indiana

$71,957

United States

$80,734

Per capita income

$36,836

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

13.4%

U.S. 23%

Income inequality (Gini)

0.424

U.S. 0.483

Housing

Median home value

47460

$193,000

Owen Co.

$172,400

Indiana

$218,200

United States

$332,700

Median gross rent

47460

$853

Owen Co.

$911

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

0.2%

Housing units: 5,000
Owner-occupied: 81.1%
Vacant: 10.3%
Median year built: 1979
Median rooms: 5.8
Renters paying 30%+ of income: 35.2%
Renters paying 50%+ of income: 12.4%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.7%

Commute time (one way)

<10 min

16%

10–19

28%

20–29

19%

30–44

20%

45–59

60+

11%

Average commute

26.6 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

61.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

16%

Construction and repair

13%

Transportation and moving

10%

Healthcare

10%

Management

Cleaning and personal care

Office and admin

Food service

Sales

Education

Engineering and science

Police and fire

Legal and social services

Business and finance

Computer and math

Arts, media and sports

0.9%

Farming, fishing and forestry

0.3%

Industries

Manufacturing

27%

Health care and social assistance

15%

Construction

Retail

Education

Public administration

Transportation, warehousing and utilities

Finance, insurance and real estate

Professional and technical services

Restaurants and hotels

Other services

Admin, support and management

Wholesale

Agriculture and mining

Information

0.9%

Arts and recreation

0.2%

Median earnings per worker

$44,346

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

12.7%

U.S. 14.5%

Nonprofit workers

6.1%

U.S. 8.8%

Median earnings by type of work

Type of work	47460	U.S.
Management, business, science and arts	$61,375	$74,888
Service	$25,153	$26,804
Sales and office	$36,875	$40,476
Construction and maintenance	$59,159	$49,199
Production and transportation	$42,043	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

39%

Some college

18%

Associate's

11%

Bachelor's

12%

Graduate

High school graduate or higher: 89.4%
Bachelor's degree or higher: 20.6%
Graduate or professional degree: 8.3%
Households with broadband: 81%
Cable, fiber or DSL: 58.7%
No internet access: 16.3%
Without health insurance: 6.6%
Limited-English households: 0%

Geography

City (USPS): Spencer
State: Indiana
County: Owen County
Center point: 39.2721° N, 86.7918° W
Land area: 151 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

47460 spans 3 counties

Owen County97% of land
Monroe County2% of land
Greene County1% of land

Cities and towns within this zip

Spencer1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 47460

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
47431	Freedom, IN	6.9 mi	1,662	$61,948	$163,500
47464	Stinesville, IN	7.8 mi	297	$64,464	$129,400
47455	Patricksburg, IN	9.3 mi	37	—	—
47429	Ellettsville, IN	9.5 mi	7,399	$92,378	$246,800
47433	Gosport, IN	9.9 mi	4,176	$59,520	$197,900
47459	Solsberry, IN	11 mi	3,485	$76,061	$244,100
47868	Poland, IN	11 mi	2,666	$51,409	$159,500
47404	Bloomington, IN	11 mi	22,744	$61,389	$257,500
47833	Bowling Green, IN	12 mi	836	$67,679	$192,200
47427	Coal City, IN	12 mi	1,014	$74,920	$122,600
47456	Quincy, IN	14 mi	1,455	$69,896	$179,400
47471	Worthington, IN	15 mi	2,755	$69,609	$147,900

Zip codes like 47460 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 47460

What city is zip code 47460?

47460 is assigned to Spencer, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 47460 in?

47460 is mostly in Owen County, but it extends into 2 other counties.

What is the population of 47460?

About 11,006 people live in 47460, according to the Census Bureau's American Community Survey.

What time zone is 47460 in?

47460 is in Eastern Time.

What is the median household income in 47460?

The median household income in 47460 is $68,447.

What zip codes are near 47460?

The closest zip codes to 47460 are 47431, 47464, 47455, 47429, 47433.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 47460, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.