Zip code 28037: Denver, North Carolina

Q: What city is zip code 28037?

28037 is assigned to Denver, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28037 in?

28037 is mostly in Lincoln County, but it extends into 1 other county.

Q: What is the population of 28037?

About 28,768 people live in 28037, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28037?

The median household income in 28037 is $111,703.

Q: What zip codes are near 28037?

The closest zip codes to 28037 are 28080, 28682, 28006, 28031, 28164.

Residential delivery areaLincoln CountyEastern Time

Population

28,768

Median household income

$112K

U.S. $81K

Median home value

$492K

U.S. $333K

Median rent

$898/mo

U.S. $1,413

Median age

45.9

U.S. 38.9

Land area

45 sq mi

643 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28037

28037 is a suburban zip code in Denver, North Carolina (Lincoln County), covering 45 sq mi of land. About 28,768 people live here, or 643 per square mile. The median resident is 45.9 years old, compared with 38.9 nationally.

The median household earns $111,703 a year, 38% above the national median of $80,734. 5.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $491,900, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $898 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.4 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance.

How 28037 compares

Sorted from highest to lowest national percentile

Broadband access96.7%
90th
StrengthU.S. 91% · NC 90.1%61st of 788 in NC
Per capita income$63,796
88th
StrengthU.S. $44,673 · NC $41,38550th of 799 in NC
Median age45.9
88th
U.S. 38.9 · NC 39.1262nd of 802 in NC
Work from home24.9%
88th
U.S. 15.1% · NC 16.3%73rd of 799 in NC
Homeownership rate83.8%
87th
StrengthU.S. 65.2% · NC 66.6%187th of 788 in NC
Average commute32.4 min
85th
WeaknessU.S. 26.4 min · NC 25.1 min112th of 771 in NC
Median earnings per worker$64,469
82nd
StrengthU.S. $49,666 · NC $46,27949th of 788 in NC
Self-employed workers12.8%
82nd
U.S. 10% · NC 9.8%214th of 798 in NC
Median household income$111,703
80th
StrengthU.S. $80,734 · NC $72,38847th of 748 in NC
Income inequality (Gini)0.476
79th
U.S. 0.483 · NC 0.477179th of 781 in NC
Bachelor's degree or higher46.3%
75th
U.S. 35.7% · NC 35.7%116th of 799 in NC
Residents 65 and older20.3%
75th
U.S. 17.2% · NC 17.2%353rd of 802 in NC
Median home value$491,900
74th
U.S. $332,700 · NC $288,90054th of 757 in NC
Veterans7.5%
72nd
U.S. 6.2% · NC 7.4%340th of 801 in NC
Housing vacancy8.5%
63rd
U.S. 10.1% · NC 12.5%570th of 789 in NC
Tech workers3.3%
58th
U.S. 3.8% · NC 3.9%197th of 798 in NC
Population28,768
47th
U.S. 334,922,499 · NC 10,730,404132nd of 802 in NC
Rent-burdened renters47.2%
37th
U.S. 51.1% · NC 48.9%376th of 760 in NC
Population density643/sq mi
36th
U.S. 95/sq mi · NC 221/sq mi183rd of 802 in NC
Uninsured rate4.9%
32nd
U.S. 8.4% · NC 9.9%677th of 797 in NC
Government workers11.2%
28th
U.S. 14.5% · NC 13.8%575th of 798 in NC
Residents under 1819.4%
27th
U.S. 22% · NC 21.8%462nd of 802 in NC
Unemployment rate3.5%
24th
U.S. 5.2% · NC 4.7%481st of 799 in NC
Healthcare workers7.7%
23rd
U.S. 9.7% · NC 9.5%538th of 798 in NC
Foreign-born residents3.6%
22nd
U.S. 14.1% · NC 9.1%449th of 802 in NC
Poverty rate5.9%
18th
StrengthU.S. 12.5% · NC 13%676th of 788 in NC
Median gross rent$898
13th
U.S. $1,413 · NC $1,228403rd of 688 in NC
Diversity index20.7
13th
U.S. 61.4 · NC 58.4660th of 802 in NC

Measure	28037	Lincoln	NC	U.S.	National percentile	Rank in NC
Broadband accessStrength	96.7%	91.1%	90.1%	91%	90th	61st of 788
Per capita incomeStrength	$63,796	$44,098	$41,385	$44,673	88th	50th of 799
Median age	45.9	44.4	39.1	38.9	88th	262nd of 802
Work from home	24.9%	14.3%	16.3%	15.1%	88th	73rd of 799
Homeownership rateStrength	83.8%	78.9%	66.6%	65.2%	87th	187th of 788
Average commuteWeakness	32.4 min	29.3 min	25.1 min	26.4 min	85th	112th of 771
Median earnings per workerStrength	$64,469	$47,892	$46,279	$49,666	82nd	49th of 788
Self-employed workers	12.8%	10.7%	9.8%	10%	82nd	214th of 798
Median household incomeStrength	$111,703	$80,016	$72,388	$80,734	80th	47th of 748
Income inequality (Gini)	0.476	0.473	0.477	0.483	79th	179th of 781
Bachelor's degree or higher	46.3%	28.3%	35.7%	35.7%	75th	116th of 799
Residents 65 and older	20.3%	19.5%	17.2%	17.2%	75th	353rd of 802
Median home value	$491,900	$321,000	$288,900	$332,700	74th	54th of 757
Veterans	7.5%	6.4%	7.4%	6.2%	72nd	340th of 801
Housing vacancy	8.5%	6.8%	12.5%	10.1%	63rd	570th of 789
Tech workers	3.3%	2.8%	3.9%	3.8%	58th	197th of 798
Population	28,768	92,716	10,730,404	334,922,499	47th	132nd of 802
Rent-burdened renters	47.2%	41.7%	48.9%	51.1%	37th	376th of 760
Population density	643/sq mi	313/sq mi	221/sq mi	95/sq mi	36th	183rd of 802
Uninsured rate	4.9%	8.7%	9.9%	8.4%	32nd	677th of 797
Government workers	11.2%	11.9%	13.8%	14.5%	28th	575th of 798
Residents under 18	19.4%	20.6%	21.8%	22%	27th	462nd of 802
Unemployment rate	3.5%	3.3%	4.7%	5.2%	24th	481st of 799
Healthcare workers	7.7%	8.9%	9.5%	9.7%	23rd	538th of 798
Foreign-born residents	3.6%	5.5%	9.1%	14.1%	22nd	449th of 802
Poverty rateStrength	5.9%	11.2%	13%	12.5%	18th	676th of 788
Median gross rent	$898	$1,015	$1,228	$1,413	13th	403rd of 688
Diversity index	20.7	31.7	58.4	61.4	13th	660th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

10%

25–34

14%

35–44

14%

45–54

17%

55–64

14%

65–74

75+

Median age

45.9

Under 18

19.4%

65 and over

20.3%

Race and ethnicity

White89%
Black3%
Hispanic4%
Asian0.8%
Native American0.0%
Pacific Islander0.1%
Other0.3%
Multiracial3%

Diversity index

20.7

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

39.2%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 11,485
Average household size: 2.5
Family households: 74.6%
Married couples: 64.7%
Living alone: 20.8%
Veterans (of adults): 7.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

10%

$50–75k

13%

$75–100k

12%

$100–150k

17%

$150–200k

10%

$200k+

27%

Median household income

28037

$111,703

Lincoln Co.

$80,016

North Carolina

$72,388

United States

$80,734

Per capita income

$63,796

U.S. $44,673

Poverty rate

5.9%

U.S. 12.5%

Households earning $150K+

37%

U.S. 23%

Income inequality (Gini)

0.476

U.S. 0.483

Housing

Median home value

28037

$491,900

Lincoln Co.

$321,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28037

$898

Lincoln Co.

$1,015

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.9%

Housing units: 12,553
Owner-occupied: 83.8%
Vacant: 8.5%
Median year built: 2004
Median rooms: 6.7
Renters paying 30%+ of income: 47.2%
Renters paying 50%+ of income: 29.9%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

Walked

0.6%

Bicycle

Worked from home

25%

Other

0.8%

Commute time (one way)

<10 min

10–19

16%

20–29

14%

30–44

32%

45–59

18%

60+

12%

Average commute

32.4 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

62.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Sales

10%

Business and finance

10%

Office and admin

Healthcare

Construction and repair

Education

Transportation and moving

Food service

Cleaning and personal care

Engineering and science

Production

Computer and math

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

12%

Retail

11%

Manufacturing

11%

Professional and technical services

10%

Finance, insurance and real estate

10%

Construction

Education

Transportation, warehousing and utilities

Restaurants and hotels

Admin, support and management

Wholesale

Public administration

Other services

Information

Arts and recreation

Agriculture and mining

0.3%

Median earnings per worker

$64,469

U.S. $49,666

Self-employed

12.8%

U.S. 10%

Government workers

11.2%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	28037	U.S.
Management, business, science and arts	$92,390	$74,888
Service	$31,821	$26,804
Sales and office	$44,667	$40,476
Construction and maintenance	$58,421	$49,199
Production and transportation	$41,757	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

18%

Associate's

13%

Bachelor's

34%

Graduate

12%

High school graduate or higher: 96.3%
Bachelor's degree or higher: 46.3%
Graduate or professional degree: 12.3%
Households with broadband: 96.7%
Cable, fiber or DSL: 88.4%
No internet access: 2.8%
Without health insurance: 4.9%
Limited-English households: 0.3%

Geography

City (USPS): Denver
State: North Carolina
County: Lincoln County
Center point: 35.4955° N, 81.0185° W
Land area: 45 sq mi
Water area: 8.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28037 spans 2 counties

Lincoln County89% of land
Catawba County11% of land

Cities and towns within this zip

Denver (unincorporated)13% of zip
Westport (unincorporated)8% of zip
Lake Norman of Catawba (unincorporated)7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28037

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28080	Iron Station, NC	5.6 mi	7,606	$71,997	$268,500
28682	Terrell, NC	7.1 mi	1,701	$129,390	$436,600
28006	Alexis, NC	7.2 mi	1,518	$51,932	$234,600
28031	Cornelius, NC	7.2 mi	31,733	$113,368	$547,400
28164	Stanley, NC	7.4 mi	16,874	$79,728	$310,300
28673	Sherrills Ford, NC	8.5 mi	6,874	$99,688	$459,200
28117	Mooresville, NC	8.9 mi	48,826	$112,976	$615,200
28650	Maiden, NC	9.5 mi	12,746	$74,922	$229,000
28035	Davidson, NC · PO box	9.6 mi	—	—	—
28123	Mount Mourne, NC · PO box	10 mi	—	—	—
28078	Huntersville, NC	11 mi	71,657	$120,831	$473,900
28120	Mount Holly, NC	12 mi	25,805	$78,231	$321,500

Zip codes like 28037 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28037

What city is zip code 28037?

28037 is assigned to Denver, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28037 in?

28037 is mostly in Lincoln County, but it extends into 1 other county.

What is the population of 28037?

About 28,768 people live in 28037, according to the Census Bureau's American Community Survey.

What time zone is 28037 in?

28037 is in Eastern Time.

What is the median household income in 28037?

The median household income in 28037 is $111,703.

What zip codes are near 28037?

The closest zip codes to 28037 are 28080, 28682, 28006, 28031, 28164.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28037, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.