Zip code 28682: Terrell, North Carolina

Q: What city is zip code 28682?

28682 is assigned to Terrell, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28682 in?

28682 is in Catawba County, North Carolina.

Q: What is the population of 28682?

About 1,701 people live in 28682, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28682?

The median household income in 28682 is $129,390.

Q: What zip codes are near 28682?

The closest zip codes to 28682 are 28673, 28117, 28037, 28123, 28609.

Residential delivery areaCatawba CountyEastern Time

Population

1,701

Median household income

$129K

U.S. $81K

Median home value

$437K

U.S. $333K

Median rent

$1,458/mo

U.S. $1,413

Median age

55.4

U.S. 38.9

Land area

3.8 sq mi

445 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28682

28682 is a small-town zip code in Terrell, North Carolina (Catawba County), covering 3.8 sq mi of land. About 1,701 people live here, or 445 per square mile. The median resident is 55.4 years old, compared with 38.9 nationally.

The median household earns $129,390 a year, 60% above the national median of $80,734. 4.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $436,600, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $1,458 a month.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 46.9 minutes each way, and 16% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and business and finance.

How 28682 compares

Sorted from highest to lowest national percentile

Average commute46.9 min
99th
WeaknessU.S. 26.4 min · NC 25.1 min9th of 771 in NC
Median age55.4
98th
U.S. 38.9 · NC 39.180th of 802 in NC
Housing vacancy29.3%
98th
U.S. 10.1% · NC 12.5%112th of 789 in NC
Per capita income$78,557
95th
StrengthU.S. $44,673 · NC $41,38513th of 799 in NC
Homeownership rate88.2%
94th
StrengthU.S. 65.2% · NC 66.6%100th of 788 in NC
Income inequality (Gini)0.511
92nd
WeaknessU.S. 0.483 · NC 0.47779th of 781 in NC
Healthcare workers13.7%
91st
U.S. 9.7% · NC 9.5%119th of 798 in NC
Median household income$129,390
89th
StrengthU.S. $80,734 · NC $72,38823rd of 748 in NC
Median earnings per worker$67,955
85th
StrengthU.S. $49,666 · NC $46,27937th of 788 in NC
Residents 65 and older21.2%
80th
U.S. 17.2% · NC 17.2%324th of 802 in NC
Tech workers5%
79th
U.S. 3.8% · NC 3.9%97th of 798 in NC
Median home value$436,600
67th
U.S. $332,700 · NC $288,90087th of 757 in NC
Work from home15.7%
64th
U.S. 15.1% · NC 16.3%194th of 799 in NC
Self-employed workers10.3%
62nd
U.S. 10% · NC 9.8%366th of 798 in NC
Bachelor's degree or higher37.6%
61st
U.S. 35.7% · NC 35.7%183rd of 799 in NC
Median gross rent$1,458
54th
U.S. $1,413 · NC $1,22898th of 688 in NC
Veterans6.1%
54th
U.S. 6.2% · NC 7.4%512th of 801 in NC
Foreign-born residents9.3%
48th
U.S. 14.1% · NC 9.1%147th of 802 in NC
Uninsured rate5.6%
39th
U.S. 8.4% · NC 9.9%649th of 797 in NC
Population density445/sq mi
31st
U.S. 95/sq mi · NC 221/sq mi221st of 802 in NC
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · NC 4.7%513th of 799 in NC
Diversity index17.5
10th
U.S. 61.4 · NC 58.4688th of 802 in NC
Broadband access84%
10th
WeaknessU.S. 91% · NC 90.1%531st of 788 in NC
Residents under 1815.8%
10th
U.S. 22% · NC 21.8%608th of 802 in NC
Poverty rate4.5%
9th
StrengthU.S. 12.5% · NC 13%707th of 788 in NC
Population1,701
2nd
U.S. 334,922,499 · NC 10,730,404629th of 802 in NC
Rent-burdened renters18.7%
2nd
StrengthU.S. 51.1% · NC 48.9%690th of 760 in NC
Government workers3.4%
1st
U.S. 14.5% · NC 13.8%770th of 798 in NC

Measure	28682	Catawba	NC	U.S.	National percentile	Rank in NC
Average commuteWeakness	46.9 min	23.4 min	25.1 min	26.4 min	99th	9th of 771
Median age	55.4	42.1	39.1	38.9	98th	80th of 802
Housing vacancy	29.3%	9.4%	12.5%	10.1%	98th	112th of 789
Per capita incomeStrength	$78,557	$37,462	$41,385	$44,673	95th	13th of 799
Homeownership rateStrength	88.2%	72.2%	66.6%	65.2%	94th	100th of 788
Income inequality (Gini)Weakness	0.511	0.459	0.477	0.483	92nd	79th of 781
Healthcare workers	13.7%	8.5%	9.5%	9.7%	91st	119th of 798
Median household incomeStrength	$129,390	$67,864	$72,388	$80,734	89th	23rd of 748
Median earnings per workerStrength	$67,955	$45,404	$46,279	$49,666	85th	37th of 788
Residents 65 and older	21.2%	18.7%	17.2%	17.2%	80th	324th of 802
Tech workers	5%	2.1%	3.9%	3.8%	79th	97th of 798
Median home value	$436,600	$241,600	$288,900	$332,700	67th	87th of 757
Work from home	15.7%	8.2%	16.3%	15.1%	64th	194th of 799
Self-employed workers	10.3%	9%	9.8%	10%	62nd	366th of 798
Bachelor's degree or higher	37.6%	26.1%	35.7%	35.7%	61st	183rd of 799
Median gross rent	$1,458	$965	$1,228	$1,413	54th	98th of 688
Veterans	6.1%	6.3%	7.4%	6.2%	54th	512th of 801
Foreign-born residents	9.3%	6.9%	9.1%	14.1%	48th	147th of 802
Uninsured rate	5.6%	10.6%	9.9%	8.4%	39th	649th of 797
Population density	445/sq mi	408/sq mi	221/sq mi	95/sq mi	31st	221st of 802
Unemployment rateStrength	3.2%	3.7%	4.7%	5.2%	19th	513th of 799
Diversity index	17.5	46.1	58.4	61.4	10th	688th of 802
Broadband accessWeakness	84%	88.5%	90.1%	91%	10th	531st of 788
Residents under 18	15.8%	21.6%	21.8%	22%	10th	608th of 802
Poverty rateStrength	4.5%	12.7%	13%	12.5%	9th	707th of 788
Population	1,701	163,573	10,730,404	334,922,499	2nd	629th of 802
Rent-burdened rentersStrength	18.7%	41%	48.9%	51.1%	2nd	690th of 760
Government workers	3.4%	11.4%	13.8%	14.5%	1st	770th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

35–44

15%

45–54

30%

55–64

14%

65–74

75+

Median age

55.4

Under 18

15.8%

65 and over

21.2%

Race and ethnicity

White91%
Black0%
Hispanic4%
Asian4%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

17.5

U.S. 61.4

Foreign-born

9.3%

U.S. 14.1%

Born in state

43.3%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 637
Average household size: 2.7
Family households: 80.1%
Married couples: 70.6%
Living alone: 19.9%
Veterans (of adults): 6.1%
Male / female: 41% / 59%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

19%

$75–100k

12%

$100–150k

16%

$150–200k

$200k+

34%

Median household income

28682

$129,390

Catawba Co.

$67,864

North Carolina

$72,388

United States

$80,734

Per capita income

$78,557

U.S. $44,673

Poverty rate

4.5%

U.S. 12.5%

Households earning $150K+

41.9%

U.S. 23%

Income inequality (Gini)

0.511

U.S. 0.483

Housing

Median home value

28682

$436,600

Catawba Co.

$241,600

North Carolina

$288,900

United States

$332,700

Median gross rent

28682

$1,458

Catawba Co.

$965

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

Housing units: 901
Owner-occupied: 88.2%
Vacant: 29.3%
Median year built: 2002
Median rooms: 6.2
Renters paying 30%+ of income: 18.7%
Renters paying 50%+ of income: 18.7%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

46%

Carpooled

35%

Transit

Walked

Bicycle

Worked from home

16%

Other

Commute time (one way)

<10 min

10–19

20–29

31%

30–44

27%

45–59

17%

60+

15%

Average commute

46.9 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Healthcare

14%

Business and finance

13%

Management

12%

Production

10%

Engineering and science

10%

Construction and repair

Transportation and moving

Legal and social services

Computer and math

Education

Food service

Arts, media and sports

Police and fire

Cleaning and personal care

Sales

Farming, fishing and forestry

Industries

Manufacturing

21%

Professional and technical services

15%

Health care and social assistance

12%

Construction

11%

Finance, insurance and real estate

10%

Transportation, warehousing and utilities

Other services

Retail

Admin, support and management

Wholesale

Agriculture and mining

Education

Information

Restaurants and hotels

Public administration

Arts and recreation

Median earnings per worker

$67,955

U.S. $49,666

Self-employed

10.3%

U.S. 10%

Government workers

3.4%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	28682	U.S.
Management, business, science and arts	$117,344	$74,888
Service	$35,139	$26,804
Sales and office	$36,063	$40,476
Construction and maintenance	$31,639	$49,199
Production and transportation	$33,312	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

20%

Associate's

16%

Bachelor's

25%

Graduate

12%

High school graduate or higher: 92.7%
Bachelor's degree or higher: 37.6%
Graduate or professional degree: 12.4%
Households with broadband: 84%
Cable, fiber or DSL: 76.1%
No internet access: 10.4%
Without health insurance: 5.6%
Limited-English households: 0%

Geography

City (USPS): Terrell
State: North Carolina
County: Catawba County
Center point: 35.5883° N, 80.9651° W
Land area: 3.8 sq mi
Water area: 3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lake Norman of Catawba (unincorporated)100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28682

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28673	Sherrills Ford, NC	2.8 mi	6,874	$99,688	$459,200
28117	Mooresville, NC	4.1 mi	48,826	$112,976	$615,200
28037	Denver, NC	7.1 mi	28,768	$111,703	$491,900
28123	Mount Mourne, NC · PO box	7.3 mi	—	—	—
28609	Catawba, NC	8.1 mi	6,615	$77,679	$245,900
28166	Troutman, NC	8.2 mi	11,875	$93,511	$348,600
28031	Cornelius, NC	8.8 mi	31,733	$113,368	$547,400
28035	Davidson, NC · PO box	9 mi	—	—	—
28010	Barium Springs, NC · PO box	9.8 mi	—	—	—
28677	Statesville, NC	11 mi	38,819	$62,406	$224,200
28115	Mooresville, NC	11 mi	43,544	$87,787	$360,100
28650	Maiden, NC	11 mi	12,746	$74,922	$229,000

Zip codes like 28682 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28682

What city is zip code 28682?

28682 is assigned to Terrell, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28682 in?

28682 is in Catawba County, North Carolina.

What is the population of 28682?

About 1,701 people live in 28682, according to the Census Bureau's American Community Survey.

What time zone is 28682 in?

28682 is in Eastern Time.

What is the median household income in 28682?

The median household income in 28682 is $129,390.

What zip codes are near 28682?

The closest zip codes to 28682 are 28673, 28117, 28037, 28123, 28609.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28682, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.