Zip code 22963: Palmyra, Virginia

Q: What city is zip code 22963?

22963 is assigned to Palmyra, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 22963 in?

22963 is in Fluvanna County, Virginia.

Q: What is the population of 22963?

About 16,896 people live in 22963, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 22963?

The median household income in 22963 is $104,259.

Q: What zip codes are near 22963?

The closest zip codes to 22963 are 23055, 23022, 22974, 23084, 23038.

Residential delivery areaFluvanna CountyEastern Time

Population

16,896

Median household income

$104K

U.S. $81K

Median home value

$328K

U.S. $333K

Median rent

$1,702/mo

U.S. $1,413

Median age

43.5

U.S. 38.9

Land area

125 sq mi

136 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 22963

22963 is a small-town zip code in Palmyra, Virginia (Fluvanna County), covering 125 sq mi of land. About 16,896 people live here, or 136 per square mile. The median resident is 43.5 years old, compared with 38.9 nationally.

The median household earns $104,259 a year, 29% above the national median of $80,734. 6.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $327,900, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 94% of occupied homes are lived in by their owners, and renters pay a median of $1,702 a month.

45% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.1 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and healthcare.

How 22963 compares

Sorted from highest to lowest national percentile

Homeownership rate93.8%
99th
StrengthU.S. 65.2% · VA 67.3%91st of 836 in VA
Veterans12.2%
95th
U.S. 6.2% · VA 9.4%172nd of 851 in VA
Government workers23.2%
92nd
U.S. 14.5% · VA 20.5%237th of 846 in VA
Residents 65 and older23.9%
89th
U.S. 17.2% · VA 16.7%282nd of 852 in VA
Broadband access96.1%
86th
StrengthU.S. 91% · VA 91%133rd of 836 in VA
Average commute32.1 min
84th
WeaknessU.S. 26.4 min · VA 27.3 min257th of 799 in VA
Median age43.5
79th
U.S. 38.9 · VA 39423rd of 849 in VA
Median household income$104,259
75th
U.S. $80,734 · VA $93,170192nd of 796 in VA
Per capita income$50,971
74th
U.S. $44,673 · VA $50,666205th of 849 in VA
Work from home18.7%
74th
U.S. 15.1% · VA 18.3%206th of 848 in VA
Bachelor's degree or higher45%
73rd
U.S. 35.7% · VA 42.2%180th of 850 in VA
Housing vacancy9.5%
69th
U.S. 10.1% · VA 8.7%467th of 836 in VA
Median earnings per worker$55,731
69th
U.S. $49,666 · VA $54,861232nd of 834 in VA
Median gross rent$1,702
68th
U.S. $1,413 · VA $1,579146th of 616 in VA
Tech workers4%
68th
U.S. 3.8% · VA 6.5%266th of 846 in VA
Healthcare workers10.5%
65th
U.S. 9.7% · VA 8.5%282nd of 846 in VA
Self-employed workers10.1%
60th
U.S. 10% · VA 8.6%309th of 846 in VA
Median home value$327,900
49th
U.S. $332,700 · VA $383,700309th of 782 in VA
Uninsured rate6.2%
44th
U.S. 8.4% · VA 6.9%370th of 846 in VA
Residents under 1820.5%
36th
U.S. 22% · VA 21.7%373rd of 852 in VA
Diversity index38.1
33rd
U.S. 61.4 · VA 60.7440th of 852 in VA
Population16,896
26th
U.S. 334,922,499 · VA 8,705,170187th of 852 in VA
Poverty rate6.5%
22nd
U.S. 12.5% · VA 9.9%570th of 837 in VA
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · VA 4.3%450th of 846 in VA
Income inequality (Gini)0.396
18th
StrengthU.S. 0.483 · VA 0.471527th of 832 in VA
Population density136/sq mi
16th
U.S. 95/sq mi · VA 221/sq mi335th of 852 in VA
Foreign-born residents2.3%
14th
U.S. 14.1% · VA 13.1%482nd of 852 in VA
Rent-burdened renters20.9%
2nd
StrengthU.S. 51.1% · VA 48.5%634th of 774 in VA

Measure	22963	Fluvanna	VA	U.S.	National percentile	Rank in VA
Homeownership rateStrength	93.8%	88.7%	67.3%	65.2%	99th	91st of 836
Veterans	12.2%	10.2%	9.4%	6.2%	95th	172nd of 851
Government workers	23.2%	20.5%	20.5%	14.5%	92nd	237th of 846
Residents 65 and older	23.9%	21.7%	16.7%	17.2%	89th	282nd of 852
Broadband accessStrength	96.1%	93.8%	91%	91%	86th	133rd of 836
Average commuteWeakness	32.1 min	32 min	27.3 min	26.4 min	84th	257th of 799
Median age	43.5	43.5	39	38.9	79th	423rd of 849
Median household income	$104,259	$96,768	$93,170	$80,734	75th	192nd of 796
Per capita income	$50,971	$44,367	$50,666	$44,673	74th	205th of 849
Work from home	18.7%	16.5%	18.3%	15.1%	74th	206th of 848
Bachelor's degree or higher	45%	37.3%	42.2%	35.7%	73rd	180th of 850
Housing vacancy	9.5%	10.1%	8.7%	10.1%	69th	467th of 836
Median earnings per worker	$55,731	$47,815	$54,861	$49,666	69th	232nd of 834
Median gross rent	$1,702	$1,204	$1,579	$1,413	68th	146th of 616
Tech workers	4%	3.4%	6.5%	3.8%	68th	266th of 846
Healthcare workers	10.5%	12.3%	8.5%	9.7%	65th	282nd of 846
Self-employed workers	10.1%	11.1%	8.6%	10%	60th	309th of 846
Median home value	$327,900	$314,100	$383,700	$332,700	49th	309th of 782
Uninsured rate	6.2%	6.7%	6.9%	8.4%	44th	370th of 846
Residents under 18	20.5%	19.4%	21.7%	22%	36th	373rd of 852
Diversity index	38.1	41.8	60.7	61.4	33rd	440th of 852
Population	16,896	28,092	8,705,170	334,922,499	26th	187th of 852
Poverty rate	6.5%	7.7%	9.9%	12.5%	22nd	570th of 837
Unemployment rateStrength	3.1%	4.2%	4.3%	5.2%	18th	450th of 846
Income inequality (Gini)Strength	0.396	0.408	0.471	0.483	18th	527th of 832
Population density	136/sq mi	98/sq mi	221/sq mi	95/sq mi	16th	335th of 852
Foreign-born residents	2.3%	2.7%	13.1%	14.1%	14th	482nd of 852
Rent-burdened rentersStrength	20.9%	39.7%	48.5%	51.1%	2nd	634th of 774

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

13%

25–34

12%

35–44

11%

45–54

13%

55–64

15%

65–74

75+

Median age

43.5

Under 18

20.5%

65 and over

23.9%

Race and ethnicity

White78%
Black9%
Hispanic6%
Asian0.9%
Native American0%
Pacific Islander0%
Other1%
Multiracial5%

Diversity index

38.1

U.S. 61.4

Foreign-born

2.3%

U.S. 14.1%

Born in state

50.3%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.8%

Asian / Pacific

Other

Households

Households: 6,594
Average household size: 2.6
Family households: 72%
Married couples: 60.9%
Living alone: 22.3%
Veterans (of adults): 12.2%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

13%

$75–100k

16%

$100–150k

25%

$150–200k

16%

$200k+

13%

Median household income

22963

$104,259

Fluvanna Co.

$96,768

Virginia

$93,170

United States

$80,734

Per capita income

$50,971

U.S. $44,673

Poverty rate

6.5%

U.S. 12.5%

Households earning $150K+

29.4%

U.S. 23%

Income inequality (Gini)

0.396

U.S. 0.483

Housing

Median home value

22963

$327,900

Fluvanna Co.

$314,100

Virginia

$383,700

United States

$332,700

Median gross rent

22963

$1,702

Fluvanna Co.

$1,204

Virginia

$1,579

United States

$1,413

Types of housing

Single-family

98%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 7,284
Owner-occupied: 93.8%
Vacant: 9.5%
Median year built: 1997
Median rooms: 6.9
Renters paying 30%+ of income: 20.9%
Renters paying 50%+ of income: 12.6%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

65%

Carpooled

12%

Transit

0.2%

Walked

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

13%

20–29

22%

30–44

39%

45–59

14%

60+

Average commute

32.1 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

61.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Office and admin

11%

Healthcare

10%

Sales

Construction and repair

Education

Transportation and moving

Police and fire

Food service

Business and finance

Arts, media and sports

Engineering and science

Computer and math

Cleaning and personal care

Legal and social services

Production

Farming, fishing and forestry

Industries

Health care and social assistance

18%

Education

17%

Retail

Professional and technical services

Restaurants and hotels

Construction

Public administration

Other services

Manufacturing

Transportation, warehousing and utilities

Admin, support and management

Arts and recreation

Finance, insurance and real estate

Agriculture and mining

Wholesale

Information

0.6%

Median earnings per worker

$55,731

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

23.2%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	22963	U.S.
Management, business, science and arts	$76,565	$74,888
Service	$25,132	$26,804
Sales and office	$41,923	$40,476
Construction and maintenance	$50,417	$49,199
Production and transportation	$38,876	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

22%

Associate's

Bachelor's

27%

Graduate

18%

High school graduate or higher: 97%
Bachelor's degree or higher: 45%
Graduate or professional degree: 17.6%
Households with broadband: 96.1%
Cable, fiber or DSL: 84.6%
No internet access: 2.3%
Without health insurance: 6.2%
Limited-English households: 0.3%

Geography

City (USPS): Palmyra
State: Virginia
County: Fluvanna County
Center point: 37.8467° N, 78.2940° W
Land area: 125 sq mi
Water area: 1.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lake Monticello (unincorporated)7% of zip
Palmyra (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 22963

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
23055	Fork Union, VA	6.9 mi	1,004	$54,082	$169,600
23022	Bremo Bluff, VA	7.7 mi	1,006	—	$225,200
22974	Troy, VA	8.4 mi	5,309	$112,344	$368,900
23084	Kents Store, VA	10 mi	1,652	$40,833	$285,400
23038	Columbia, VA	10 mi	1,471	$87,083	$434,400
24590	Scottsville, VA	11 mi	8,229	$105,911	$293,200
23004	Arvonia, VA	12 mi	819	$66,131	$162,600
22902	Charlottesville, VA	13 mi	23,486	$93,463	$436,200
23123	New Canton, VA	14 mi	1,995	$50,203	$160,800
22947	Keswick, VA	14 mi	5,256	$136,250	$789,200
22946	Keene, VA	15 mi	195	$115,655	$348,400
22909	Charlottesville, VA · PO box	15 mi	—	—	—

Zip codes like 22963 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 22963

What city is zip code 22963?

22963 is assigned to Palmyra, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 22963 in?

22963 is in Fluvanna County, Virginia.

What is the population of 22963?

About 16,896 people live in 22963, according to the Census Bureau's American Community Survey.

What time zone is 22963 in?

22963 is in Eastern Time.

What is the median household income in 22963?

The median household income in 22963 is $104,259.

What zip codes are near 22963?

The closest zip codes to 22963 are 23055, 23022, 22974, 23084, 23038.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 22963, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.