Zip code 12531: Holmes, New York

Q: What city is zip code 12531?

12531 is assigned to Holmes, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 12531 in?

12531 is mostly in Dutchess County, but it extends into 1 other county.

Q: What is the population of 12531?

About 2,337 people live in 12531, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 12531?

The median household income in 12531 is $129,028.

Q: What zip codes are near 12531?

The closest zip codes to 12531 are 12582, 12563, 12564, 12533, 12570.

Residential delivery areaDutchess CountyEastern Time

Population

2,337

Median household income

$129K

U.S. $81K

Median home value

$475K

U.S. $333K

Median rent

$2,519/mo

U.S. $1,413

Median age

52.1

U.S. 38.9

Land area

17 sq mi

134 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 12531

12531 is a small-town zip code in Holmes, New York (Dutchess County), covering 17 sq mi of land. About 2,337 people live here, or 134 per square mile. The median resident is 52.1 years old, compared with 38.9 nationally.

The median household earns $129,028 a year, 60% above the national median of $80,734. 2.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $475,400, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $2,519 a month.

43% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 37.7 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and construction and repair.

How 12531 compares

Sorted from highest to lowest national percentile

Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · NY 52.1%12th of 1,579 in NY
Median age52.1
96th
U.S. 38.9 · NY 39.8263rd of 1,693 in NY
Unemployment rate11.1%
96th
WeaknessU.S. 5.2% · NY 6.4%132nd of 1,685 in NY
Median gross rent$2,519
95th
U.S. $1,413 · NY $1,621106th of 1,367 in NY
Homeownership rate89.3%
95th
StrengthU.S. 65.2% · NY 54.3%349th of 1,673 in NY
Average commute37.7 min
95th
WeaknessU.S. 26.4 min · NY 32.6 min262nd of 1,618 in NY
Per capita income$72,273
93rd
StrengthU.S. $44,673 · NY $50,712191st of 1,690 in NY
Income inequality (Gini)0.508
91st
WeaknessU.S. 0.483 · NY 0.517213th of 1,669 in NY
Median household income$129,028
89th
StrengthU.S. $80,734 · NY $85,974244th of 1,602 in NY
Housing vacancy16%
88th
U.S. 10.1% · NY 10%602nd of 1,675 in NY
Self-employed workers13%
83rd
U.S. 10% · NY 9.7%477th of 1,685 in NY
Residents 65 and older20.5%
76th
U.S. 17.2% · NY 17.9%787th of 1,693 in NY
Median earnings per worker$58,452
73rd
U.S. $49,666 · NY $55,321546th of 1,676 in NY
Median home value$475,400
72nd
U.S. $332,700 · NY $423,800422nd of 1,614 in NY
Bachelor's degree or higher43.3%
70th
U.S. 35.7% · NY 40.2%502nd of 1,691 in NY
Government workers14.3%
55th
U.S. 14.5% · NY 16.4%1,209th of 1,685 in NY
Broadband access92.4%
52nd
U.S. 91% · NY 90.8%711th of 1,673 in NY
Work from home13%
51st
U.S. 15.1% · NY 14.9%700th of 1,685 in NY
Tech workers2.8%
48th
U.S. 3.8% · NY 3.5%592nd of 1,685 in NY
Foreign-born residents6.1%
34th
U.S. 14.1% · NY 22.8%767th of 1,693 in NY
Diversity index38.3
33rd
U.S. 61.4 · NY 65.5597th of 1,693 in NY
Residents under 1819.8%
30th
U.S. 22% · NY 20.5%827th of 1,693 in NY
Veterans3.7%
23rd
U.S. 6.2% · NY 3.7%1,157th of 1,693 in NY
Population density134/sq mi
16th
U.S. 95/sq mi · NY 421/sq mi945th of 1,693 in NY
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · NY 5.1%935th of 1,689 in NY
Healthcare workers6.5%
11th
U.S. 9.7% · NY 11.8%1,332nd of 1,685 in NY
Population2,337
4th
U.S. 334,922,499 · NY 19,852,366987th of 1,693 in NY
Poverty rate2.3%
1st
StrengthU.S. 12.5% · NY 14%1,542nd of 1,679 in NY

Measure	12531	Dutchess	NY	U.S.	National percentile	Rank in NY
Rent-burdened rentersWeakness	100%	52.4%	52.1%	51.1%	99th	12th of 1,579
Median age	52.1	42.5	39.8	38.9	96th	263rd of 1,693
Unemployment rateWeakness	11.1%	5.2%	6.4%	5.2%	96th	132nd of 1,685
Median gross rent	$2,519	$1,582	$1,621	$1,413	95th	106th of 1,367
Homeownership rateStrength	89.3%	69.2%	54.3%	65.2%	95th	349th of 1,673
Average commuteWeakness	37.7 min	31.2 min	32.6 min	26.4 min	95th	262nd of 1,618
Per capita incomeStrength	$72,273	$53,683	$50,712	$44,673	93rd	191st of 1,690
Income inequality (Gini)Weakness	0.508	0.466	0.517	0.483	91st	213th of 1,669
Median household incomeStrength	$129,028	$99,478	$85,974	$80,734	89th	244th of 1,602
Housing vacancy	16%	5.6%	10%	10.1%	88th	602nd of 1,675
Self-employed workers	13%	9.9%	9.7%	10%	83rd	477th of 1,685
Residents 65 and older	20.5%	19.1%	17.9%	17.2%	76th	787th of 1,693
Median earnings per worker	$58,452	$58,100	$55,321	$49,666	73rd	546th of 1,676
Median home value	$475,400	$400,600	$423,800	$332,700	72nd	422nd of 1,614
Bachelor's degree or higher	43.3%	41.6%	40.2%	35.7%	70th	502nd of 1,691
Government workers	14.3%	17.5%	16.4%	14.5%	55th	1,209th of 1,685
Broadband access	92.4%	93.5%	90.8%	91%	52nd	711th of 1,673
Work from home	13%	15.3%	14.9%	15.1%	51st	700th of 1,685
Tech workers	2.8%	3.9%	3.5%	3.8%	48th	592nd of 1,685
Foreign-born residents	6.1%	11.7%	22.8%	14.1%	34th	767th of 1,693
Diversity index	38.3	52.7	65.5	61.4	33rd	597th of 1,693
Residents under 18	19.8%	18.4%	20.5%	22%	30th	827th of 1,693
Veterans	3.7%	4.8%	3.7%	6.2%	23rd	1,157th of 1,693
Population density	134/sq mi	375/sq mi	421/sq mi	95/sq mi	16th	945th of 1,693
Uninsured rateStrength	3.1%	3.9%	5.1%	8.4%	13th	935th of 1,689
Healthcare workers	6.5%	10.8%	11.8%	9.7%	11th	1,332nd of 1,685
Population	2,337	298,220	19,852,366	334,922,499	4th	987th of 1,693
Poverty rateStrength	2.3%	8.4%	14%	12.5%	1st	1,542nd of 1,679

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

12%

25–34

35–44

14%

45–54

22%

55–64

15%

65–74

75+

Median age

52.1

Under 18

19.8%

65 and over

20.5%

Race and ethnicity

White77%
Black2%
Hispanic14%
Asian2%
Native American0%
Pacific Islander0%
Other2%
Multiracial2%

Diversity index

38.3

U.S. 61.4

Foreign-born

6.1%

U.S. 14.1%

Born in state

70.2%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 881
Average household size: 2.6
Family households: 69.5%
Married couples: 58.5%
Living alone: 23.6%
Veterans (of adults): 3.7%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

10%

$75–100k

12%

$100–150k

19%

$150–200k

17%

$200k+

26%

Median household income

12531

$129,028

Dutchess Co.

$99,478

New York

$85,974

United States

$80,734

Per capita income

$72,273

U.S. $44,673

Poverty rate

2.3%

U.S. 12.5%

Households earning $150K+

42.8%

U.S. 23%

Income inequality (Gini)

0.508

U.S. 0.483

Housing

Median home value

12531

$475,400

Dutchess Co.

$400,600

New York

$423,800

United States

$332,700

Median gross rent

12531

$2,519

Dutchess Co.

$1,582

New York

$1,621

United States

$1,413

Types of housing

Single-family

97%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,049
Owner-occupied: 89.3%
Vacant: 16%
Median year built: 1978
Median rooms: 7.2
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 24%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

10–19

20–29

36%

30–44

22%

45–59

11%

60+

20%

Average commute

37.7 min

U.S. 26.4 min

Unemployment

11.1%

U.S. 5.2%

In labor force

65.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Management

12%

Construction and repair

10%

Education

Arts, media and sports

Production

Sales

Healthcare

Engineering and science

Cleaning and personal care

Legal and social services

Police and fire

Computer and math

Transportation and moving

Business and finance

Food service

Farming, fishing and forestry

Industries

Professional and technical services

13%

Retail

12%

Education

12%

Construction

10%

Health care and social assistance

10%

Manufacturing

Finance, insurance and real estate

Admin, support and management

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Information

Other services

Agriculture and mining

Wholesale

Arts and recreation

Median earnings per worker

$58,452

U.S. $49,666

Self-employed

13%

U.S. 10%

Government workers

14.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	12531	U.S.
Management, business, science and arts	$103,182	$74,888
Service	$35,417	$26,804
Sales and office	$56,953	$40,476
Construction and maintenance	$57,802	$49,199
Production and transportation	$54,149	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

17%

Associate's

16%

Bachelor's

29%

Graduate

14%

High school graduate or higher: 96.8%
Bachelor's degree or higher: 43.3%
Graduate or professional degree: 14.2%
Households with broadband: 92.4%
Cable, fiber or DSL: 87.3%
No internet access: 5.3%
Without health insurance: 3.1%
Limited-English households: 1.1%

Geography

City (USPS): Holmes
State: New York
County: Dutchess County
Center point: 41.5405° N, 73.6716° W
Land area: 17 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

12531 spans 2 counties

Dutchess County84% of land
Putnam County16% of land

Cities and towns within this zip

Shorehaven (unincorporated)8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 12531

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
12582	Stormville, NY	2.8 mi	5,786	$133,328	$468,600
12563	Patterson, NY	5.2 mi	7,304	$98,415	$412,300
12564	Pawling, NY	5.4 mi	7,734	$111,324	$446,800
12533	Hopewell Junction, NY	6.1 mi	27,325	$141,585	$478,600
12570	Poughquag, NY	6.5 mi	6,698	$128,906	$466,200
10512	Carmel, NY	6.7 mi	24,234	$117,701	$410,500
12540	Lagrangeville, NY	9.4 mi	8,856	$111,320	$483,100
06784	Sherman, CT	9.4 mi	3,583	$116,750	$492,700
12594	Wingdale, NY	9.6 mi	4,222	$144,202	$385,000
10509	Brewster, NY	9.8 mi	20,046	$116,831	$458,300
12510	Billings, NY · PO box	10 mi	—	—	—
06812	New Fairfield, CT	10 mi	13,584	$137,647	$484,800

Zip codes like 12531 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 12531

What city is zip code 12531?

12531 is assigned to Holmes, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 12531 in?

12531 is mostly in Dutchess County, but it extends into 1 other county.

What is the population of 12531?

About 2,337 people live in 12531, according to the Census Bureau's American Community Survey.

What time zone is 12531 in?

12531 is in Eastern Time.

What is the median household income in 12531?

The median household income in 12531 is $129,028.

What zip codes are near 12531?

The closest zip codes to 12531 are 12582, 12563, 12564, 12533, 12570.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 12531, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.