Zip code 01431: Ashby, Massachusetts

Q: What city is zip code 01431?

01431 is assigned to Ashby, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 01431 in?

01431 is in Middlesex County, Massachusetts.

Q: What is the population of 01431?

About 3,211 people live in 01431, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 01431?

The median household income in 01431 is $115,598.

Q: What zip codes are near 01431?

The closest zip codes to 01431 are 01474, 01430, 03071, 03048, 01420.

Residential delivery areaMiddlesex CountyEastern Time

Population

3,211

Median household income

$116K

U.S. $81K

Median home value

$391K

U.S. $333K

Median rent

$1,200/mo

U.S. $1,413

Median age

50.5

U.S. 38.9

Land area

24 sq mi

136 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 01431

01431 is a small-town zip code in Ashby, Massachusetts (Middlesex County), covering 24 sq mi of land. About 3,211 people live here, or 136 per square mile. The median resident is 50.5 years old, compared with 38.9 nationally.

The median household earns $115,598 a year, 43% above the national median of $80,734. 2.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $390,500, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 96% of occupied homes are lived in by their owners, and renters pay a median of $1,200 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.9 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 20% of them are self-employed (U.S.: 10%).

How 01431 compares

Sorted from highest to lowest national percentile

Homeownership rate95.5%
99th
StrengthU.S. 65.2% · MA 62.5%30th of 518 in MA
Self-employed workers19.6%
97th
U.S. 10% · MA 8.8%45th of 520 in MA
Median age50.5
95th
U.S. 38.9 · MA 40106th of 522 in MA
Broadband access97.1%
93rd
StrengthU.S. 91% · MA 92.8%101st of 518 in MA
Average commute32.9 min
86th
WeaknessU.S. 26.4 min · MA 29.1 min127th of 504 in MA
Median household income$115,598
83rd
StrengthU.S. $80,734 · MA $103,960224th of 503 in MA
Government workers19.6%
83rd
U.S. 14.5% · MA 12.7%59th of 520 in MA
Per capita income$57,840
82nd
StrengthU.S. $44,673 · MA $57,897239th of 522 in MA
Residents 65 and older21.5%
81st
U.S. 17.2% · MA 17.9%203rd of 522 in MA
Median earnings per worker$60,297
76th
U.S. $49,666 · MA $62,095291st of 519 in MA
Bachelor's degree or higher43.7%
71st
U.S. 35.7% · MA 47.3%287th of 521 in MA
Work from home17.8%
71st
U.S. 15.1% · MA 18.6%259th of 520 in MA
Median home value$390,500
61st
U.S. $332,700 · MA $562,100385th of 506 in MA
Unemployment rate4.5%
43rd
U.S. 5.2% · MA 5.2%251st of 520 in MA
Median gross rent$1,200
36th
U.S. $1,413 · MA $1,762367th of 461 in MA
Tech workers2.1%
35th
U.S. 3.8% · MA 4.9%378th of 520 in MA
Veterans4.4%
31st
U.S. 6.2% · MA 4.3%294th of 522 in MA
Housing vacancy4.5%
28th
U.S. 10.1% · MA 8.1%315th of 519 in MA
Income inequality (Gini)0.409
27th
U.S. 0.483 · MA 0.489366th of 517 in MA
Foreign-born residents3.9%
23rd
U.S. 14.1% · MA 18%412th of 522 in MA
Population density136/sq mi
16th
U.S. 95/sq mi · MA 903/sq mi447th of 522 in MA
Uninsured rate3.3%
15th
StrengthU.S. 8.4% · MA 2.6%114th of 521 in MA
Residents under 1817%
14th
U.S. 22% · MA 19.4%326th of 522 in MA
Rent-burdened renters36.4%
10th
StrengthU.S. 51.1% · MA 51.8%420th of 506 in MA
Healthcare workers6.2%
9th
U.S. 9.7% · MA 10.3%454th of 520 in MA
Diversity index14.2
7th
U.S. 61.4 · MA 52.7436th of 522 in MA
Population3,211
5th
U.S. 334,922,499 · MA 7,044,056388th of 522 in MA
Poverty rate2.6%
2nd
StrengthU.S. 12.5% · MA 10%466th of 519 in MA

Measure	01431	Middlesex	MA	U.S.	National percentile	Rank in MA
Homeownership rateStrength	95.5%	61.3%	62.5%	65.2%	99th	30th of 518
Self-employed workers	19.6%	8.7%	8.8%	10%	97th	45th of 520
Median age	50.5	38.9	40	38.9	95th	106th of 522
Broadband accessStrength	97.1%	94.7%	92.8%	91%	93rd	101st of 518
Average commuteWeakness	32.9 min	29.9 min	29.1 min	26.4 min	86th	127th of 504
Median household incomeStrength	$115,598	$130,847	$103,960	$80,734	83rd	224th of 503
Government workers	19.6%	10.8%	12.7%	14.5%	83rd	59th of 520
Per capita incomeStrength	$57,840	$69,556	$57,897	$44,673	82nd	239th of 522
Residents 65 and older	21.5%	16.3%	17.9%	17.2%	81st	203rd of 522
Median earnings per worker	$60,297	$73,671	$62,095	$49,666	76th	291st of 519
Bachelor's degree or higher	43.7%	59.5%	47.3%	35.7%	71st	287th of 521
Work from home	17.8%	24.7%	18.6%	15.1%	71st	259th of 520
Median home value	$390,500	$727,800	$562,100	$332,700	61st	385th of 506
Unemployment rate	4.5%	4.4%	5.2%	5.2%	43rd	251st of 520
Median gross rent	$1,200	$2,201	$1,762	$1,413	36th	367th of 461
Tech workers	2.1%	7.8%	4.9%	3.8%	35th	378th of 520
Veterans	4.4%	3.3%	4.3%	6.2%	31st	294th of 522
Housing vacancy	4.5%	4.5%	8.1%	10.1%	28th	315th of 519
Income inequality (Gini)	0.409	0.475	0.489	0.483	27th	366th of 517
Foreign-born residents	3.9%	23.1%	18%	14.1%	23rd	412th of 522
Population density	136/sq mi	2,003/sq mi	903/sq mi	95/sq mi	16th	447th of 522
Uninsured rateStrength	3.3%	2.4%	2.6%	8.4%	15th	114th of 521
Residents under 18	17%	19.5%	19.4%	22%	14th	326th of 522
Rent-burdened rentersStrength	36.4%	47.1%	51.8%	51.1%	10th	420th of 506
Healthcare workers	6.2%	8.9%	10.3%	9.7%	9th	454th of 520
Diversity index	14.2	54.3	52.7	61.4	7th	436th of 522
Population	3,211	1,638,365	7,044,056	334,922,499	5th	388th of 522
Poverty rateStrength	2.6%	7.7%	10%	12.5%	2nd	466th of 519

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

12%

35–44

15%

45–54

21%

55–64

16%

65–74

75+

Median age

50.5

Under 18

17%

65 and over

21.5%

Race and ethnicity

White92%
Black0%
Hispanic5%
Asian0.2%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

14.2

U.S. 61.4

Foreign-born

3.9%

U.S. 14.1%

Born in state

74.5%

Language spoken at home (households)

English only

94%

Spanish

0.7%

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 1,261
Average household size: 2.5
Family households: 68.9%
Married couples: 62.2%
Living alone: 23.8%
Veterans (of adults): 4.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

10%

$75–100k

11%

$100–150k

28%

$150–200k

13%

$200k+

20%

Median household income

01431

$115,598

Middlesex Co.

$130,847

Massachusetts

$103,960

United States

$80,734

Per capita income

$57,840

U.S. $44,673

Poverty rate

2.6%

U.S. 12.5%

Households earning $150K+

33%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

01431

$390,500

Middlesex Co.

$727,800

Massachusetts

$562,100

United States

$332,700

Median gross rent

01431

$1,200

Middlesex Co.

$2,201

Massachusetts

$1,762

United States

$1,413

Types of housing

Single-family

98%

2–4 units

5–19 units

20+ units

Mobile home

0.5%

Boat, RV, van

0.5%

Housing units: 1,321
Owner-occupied: 95.5%
Vacant: 4.5%
Median year built: 1970
Median rooms: 6.5
Renters paying 30%+ of income: 36.4%
Renters paying 50%+ of income: 0%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

0.3%

Walked

Bicycle

Worked from home

18%

Other

0.6%

Commute time (one way)

<10 min

17%

10–19

17%

20–29

17%

30–44

18%

45–59

11%

60+

20%

Average commute

32.9 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

67.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Construction and repair

12%

Office and admin

10%

Sales

Cleaning and personal care

Engineering and science

Healthcare

Education

Police and fire

Production

Transportation and moving

Business and finance

Legal and social services

Food service

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

15%

Manufacturing

15%

Education

10%

Retail

Construction

Public administration

Other services

Professional and technical services

Transportation, warehousing and utilities

Admin, support and management

Restaurants and hotels

Finance, insurance and real estate

Arts and recreation

Agriculture and mining

Information

0.8%

Wholesale

0.4%

Median earnings per worker

$60,297

U.S. $49,666

Self-employed

19.6%

U.S. 10%

Government workers

19.6%

U.S. 14.5%

Nonprofit workers

9.2%

U.S. 8.8%

Median earnings by type of work

Type of work	01431	U.S.
Management, business, science and arts	$86,053	$74,888
Service	$51,424	$26,804
Sales and office	$35,329	$40,476
Construction and maintenance	$60,104	$49,199
Production and transportation	$45,469	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

23%

Some college

16%

Associate's

Bachelor's

22%

Graduate

22%

High school graduate or higher: 92.2%
Bachelor's degree or higher: 43.7%
Graduate or professional degree: 21.8%
Households with broadband: 97.1%
Cable, fiber or DSL: 81.4%
No internet access: 1.2%
Without health insurance: 3.3%
Limited-English households: 0%

Geography

City (USPS): Ashby
State: Massachusetts
County: Middlesex County
Center point: 42.6763° N, 71.8325° W
Land area: 24 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 01431

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
01474	West Townsend, MA	4.3 mi	2,280	$136,371	$460,200
01430	Ashburnham, MA	4.5 mi	6,481	$118,683	$391,700
03071	New Ipswich, NH	5.3 mi	5,310	$110,507	$392,400
03048	Greenville, NH	5.8 mi	3,237	$90,451	$257,300
01420	Fitchburg, MA	6.4 mi	41,839	$72,780	$335,300
01469	Townsend, MA	7 mi	6,820	$103,801	$425,800
01462	Lunenburg, MA	8.6 mi	11,919	$112,992	$463,800
01473	Westminster, MA	9.2 mi	8,374	$106,331	$422,000
03033	Brookline, NH	9.4 mi	5,736	$171,046	$544,400
01441	Westminster, MA · PO box	9.8 mi	—	—	—
01440	Gardner, MA	9.9 mi	21,276	$67,440	$303,500
03084	Temple, NH	11 mi	1,363	$94,107	$401,000

Zip codes like 01431 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 01431

What city is zip code 01431?

01431 is assigned to Ashby, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 01431 in?

01431 is in Middlesex County, Massachusetts.

What is the population of 01431?

About 3,211 people live in 01431, according to the Census Bureau's American Community Survey.

What time zone is 01431 in?

01431 is in Eastern Time.

What is the median household income in 01431?

The median household income in 01431 is $115,598.

What zip codes are near 01431?

The closest zip codes to 01431 are 01474, 01430, 03071, 03048, 01420.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 01431, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.