Zip code 10546: Millwood, New York

Q: What city is zip code 10546?

10546 is assigned to Millwood, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10546 in?

10546 is in Westchester County, New York.

Q: What is the population of 10546?

About 1,392 people live in 10546, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10546?

The median household income in 10546 is $206,750.

Q: What zip codes are near 10546?

The closest zip codes to 10546 are 10562, 10545, 10514, 10549, 10520.

Residential delivery areaWestchester CountyEastern Time

Population

1,392

Median household income

$207K

U.S. $81K

Median home value

$871K

U.S. $333K

Median rent

$3,500+/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

1.2 sq mi

1,154 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10546

10546 is a suburban zip code in Millwood, New York (Westchester County), covering 1.2 sq mi of land. About 1,392 people live here, or 1,154 per square mile. The median resident is 51 years old, compared with 38.9 nationally.

The median household earns $206,750 a year, about 2.6× the national median of $80,734. 3.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $871,000, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $3,500+ a month.

84% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 38.9 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; business and finance; and office and administrative support. 18% of them are self-employed (U.S.: 10%). 29% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 10546 compares

Sorted from highest to lowest national percentile

Median household income$206,750
99th
StrengthU.S. $80,734 · NY $85,97434th of 1,602 in NY
Median gross rent$3,500+
99th
U.S. $1,413 · NY $1,62122nd of 1,367 in NY
Bachelor's degree or higher83.9%
99th
StrengthU.S. 35.7% · NY 40.2%28th of 1,691 in NY
Median earnings per worker$120,000
99th
StrengthU.S. $49,666 · NY $55,32138th of 1,676 in NY
Broadband access98.1%
98th
StrengthU.S. 91% · NY 90.8%148th of 1,673 in NY
Per capita income$88,933
97th
StrengthU.S. $44,673 · NY $50,712102nd of 1,690 in NY
Median age51
96th
U.S. 38.9 · NY 39.8313th of 1,693 in NY
Average commute38.9 min
96th
WeaknessU.S. 26.4 min · NY 32.6 min219th of 1,618 in NY
Self-employed workers17.7%
95th
U.S. 10% · NY 9.7%220th of 1,685 in NY
Median home value$871,000
93rd
U.S. $332,700 · NY $423,800129th of 1,614 in NY
Work from home22.5%
83rd
U.S. 15.1% · NY 14.9%232nd of 1,685 in NY
Homeownership rate81.3%
81st
StrengthU.S. 65.2% · NY 54.3%775th of 1,673 in NY
Rent-burdened renters59%
80th
WeaknessU.S. 51.1% · NY 52.1%418th of 1,579 in NY
Residents 65 and older20.3%
75th
U.S. 17.2% · NY 17.9%811th of 1,693 in NY
Tech workers4.2%
71st
U.S. 3.8% · NY 3.5%315th of 1,685 in NY
Foreign-born residents15.3%
65th
U.S. 14.1% · NY 22.8%384th of 1,693 in NY
Residents under 1822.6%
55th
U.S. 22% · NY 20.5%471st of 1,693 in NY
Diversity index47.8
48th
U.S. 61.4 · NY 65.5453rd of 1,693 in NY
Population density1,154/sq mi
46th
U.S. 95/sq mi · NY 421/sq mi533rd of 1,693 in NY
Healthcare workers8.7%
38th
U.S. 9.7% · NY 11.8%1,062nd of 1,685 in NY
Income inequality (Gini)0.421
37th
U.S. 0.483 · NY 0.517843rd of 1,669 in NY
Housing vacancy5.3%
36th
U.S. 10.1% · NY 10%1,251st of 1,675 in NY
Government workers9.9%
18th
U.S. 14.5% · NY 16.4%1,495th of 1,685 in NY
Veterans2.4%
10th
U.S. 6.2% · NY 3.7%1,395th of 1,693 in NY
Poverty rate3.9%
6th
StrengthU.S. 12.5% · NY 14%1,422nd of 1,679 in NY
Population1,392
2nd
U.S. 334,922,499 · NY 19,852,3661,185th of 1,693 in NY
Unemployment rate0%
1st
StrengthU.S. 5.2% · NY 6.4%1,684th of 1,685 in NY
Uninsured rate0.6%
1st
StrengthU.S. 8.4% · NY 5.1%1,514th of 1,689 in NY

Measure	10546	Westchester	NY	U.S.	National percentile	Rank in NY
Median household incomeStrength	$206,750	$118,976	$85,974	$80,734	99th	34th of 1,602
Median gross rent	$3,500+	$1,951	$1,621	$1,413	99th	22nd of 1,367
Bachelor's degree or higherStrength	83.9%	53.1%	40.2%	35.7%	99th	28th of 1,691
Median earnings per workerStrength	$120,000	$70,215	$55,321	$49,666	99th	38th of 1,676
Broadband accessStrength	98.1%	93.7%	90.8%	91%	98th	148th of 1,673
Per capita incomeStrength	$88,933	$72,705	$50,712	$44,673	97th	102nd of 1,690
Median age	51	41.8	39.8	38.9	96th	313th of 1,693
Average commuteWeakness	38.9 min	34.6 min	32.6 min	26.4 min	96th	219th of 1,618
Self-employed workers	17.7%	11.1%	9.7%	10%	95th	220th of 1,685
Median home value	$871,000	$663,200	$423,800	$332,700	93rd	129th of 1,614
Work from home	22.5%	19.1%	14.9%	15.1%	83rd	232nd of 1,685
Homeownership rateStrength	81.3%	61.8%	54.3%	65.2%	81st	775th of 1,673
Rent-burdened rentersWeakness	59%	54.1%	52.1%	51.1%	80th	418th of 1,579
Residents 65 and older	20.3%	18.2%	17.9%	17.2%	75th	811th of 1,693
Tech workers	4.2%	3.4%	3.5%	3.8%	71st	315th of 1,685
Foreign-born residents	15.3%	26.1%	22.8%	14.1%	65th	384th of 1,693
Residents under 18	22.6%	21.3%	20.5%	22%	55th	471st of 1,693
Diversity index	47.8	66.2	65.5	61.4	48th	453rd of 1,693
Population density	1,154/sq mi	2,320/sq mi	421/sq mi	95/sq mi	46th	533rd of 1,693
Healthcare workers	8.7%	10.9%	11.8%	9.7%	38th	1,062nd of 1,685
Income inequality (Gini)	0.421	0.538	0.517	0.483	37th	843rd of 1,669
Housing vacancy	5.3%	5.4%	10%	10.1%	36th	1,251st of 1,675
Government workers	9.9%	15.4%	16.4%	14.5%	18th	1,495th of 1,685
Veterans	2.4%	2.9%	3.7%	6.2%	10th	1,395th of 1,693
Poverty rateStrength	3.9%	9%	14%	12.5%	6th	1,422nd of 1,679
Population	1,392	999,677	19,852,366	334,922,499	2nd	1,185th of 1,693
Unemployment rateStrength	0%	6.1%	6.4%	5.2%	1st	1,684th of 1,685
Uninsured rateStrength	0.6%	5.1%	5.1%	8.4%	1st	1,514th of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

35–44

21%

45–54

18%

55–64

13%

65–74

75+

Median age

Under 18

22.6%

65 and over

20.3%

Race and ethnicity

White70%
Black0.6%
Hispanic10%
Asian16%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

47.8

U.S. 61.4

Foreign-born

15.3%

U.S. 14.1%

Born in state

67.7%

Language spoken at home (households)

English only

71%

Spanish

Other Indo-European

10%

Asian / Pacific

15%

Other

Households

Households: 573
Average household size: 2.4
Family households: 79.8%
Married couples: 59.5%
Living alone: 20.2%
Veterans (of adults): 2.4%
Male / female: 37% / 63%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

17%

$75–100k

$100–150k

$150–200k

10%

$200k+

52%

Median household income

10546

$206,750

Westchester Co.

$118,976

New York

$85,974

United States

$80,734

Per capita income

$88,933

U.S. $44,673

Poverty rate

3.9%

U.S. 12.5%

Households earning $150K+

61.6%

U.S. 23%

Income inequality (Gini)

0.421

U.S. 0.483

Housing

Median home value

10546

$871,000

Westchester Co.

$663,200

New York

$423,800

United States

$332,700

Median gross rent

10546

$3,500+

Westchester Co.

$1,951

New York

$1,621

United States

$1,413

Types of housing

Single-family

89%

2–4 units

10%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 605
Owner-occupied: 81.3%
Vacant: 5.3%
Median year built: 1976
Median rooms: 7.2
Renters paying 30%+ of income: 59%
Renters paying 50%+ of income: 48%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

60%

Carpooled

Transit

11%

Walked

Bicycle

Worked from home

22%

Other

Commute time (one way)

<10 min

10–19

14%

20–29

27%

30–44

25%

45–59

11%

60+

24%

Average commute

38.9 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

65%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Business and finance

15%

Office and admin

12%

Sales

10%

Education

Healthcare

Arts, media and sports

Legal and social services

Cleaning and personal care

Engineering and science

Computer and math

Construction and repair

Police and fire

Food service

Farming, fishing and forestry

Production

Transportation and moving

Industries

Health care and social assistance

23%

Professional and technical services

23%

Education

13%

Finance, insurance and real estate

10%

Retail

Transportation, warehousing and utilities

Manufacturing

Other services

Public administration

Admin, support and management

Restaurants and hotels

Information

Arts and recreation

Construction

Wholesale

Agriculture and mining

Median earnings per worker

$120,000

U.S. $49,666

Self-employed

17.7%

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

12.3%

U.S. 8.8%

Median earnings by type of work

Type of work	10546	U.S.
Management, business, science and arts	$155,500	$74,888
Service	$25,060	$26,804
Sales and office	$51,859	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

33%

Graduate

51%

High school graduate or higher: 100%
Bachelor's degree or higher: 83.9%
Graduate or professional degree: 51%
Households with broadband: 98.1%
Cable, fiber or DSL: 89.9%
No internet access: 0%
Without health insurance: 0.6%
Limited-English households: 0%

Geography

City (USPS): Millwood
State: New York
County: Westchester County
Center point: 41.1966° N, 73.8006° W
Land area: 1.2 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Millwood (unincorporated)50% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10546

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10562	Ossining, NY	1.3 mi	33,793	$115,697	$498,700
10545	Maryknoll, NY	2.2 mi	185	—	—
10514	Chappaqua, NY	2.3 mi	11,790	$250,000+	$1,124,300
10549	Mount Kisco, NY	4 mi	16,135	$133,988	$668,000
10520	Croton On Hudson, NY	4.1 mi	12,368	$142,791	$702,200
10510	Briarcliff Manor, NY	4.4 mi	10,226	$220,771	$863,300
10570	Pleasantville, NY	4.8 mi	13,289	$183,833	$862,300
10594	Thornwood, NY	5.8 mi	5,110	$163,542	$683,200
10598	Yorktown Heights, NY	5.9 mi	28,821	$173,573	$617,900
10507	Bedford Hills, NY	6.2 mi	6,109	$107,270	$638,400
10610	White Plains, NY · PO box	6.4 mi	—	—	—
10532	Hawthorne, NY	6.7 mi	5,347	$141,157	$697,600

Zip codes like 10546 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10546

What city is zip code 10546?

10546 is assigned to Millwood, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10546 in?

10546 is in Westchester County, New York.

What is the population of 10546?

About 1,392 people live in 10546, according to the Census Bureau's American Community Survey.

What time zone is 10546 in?

10546 is in Eastern Time.

What is the median household income in 10546?

The median household income in 10546 is $206,750.

What zip codes are near 10546?

The closest zip codes to 10546 are 10562, 10545, 10514, 10549, 10520.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10546, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.