Zip code 10520: Croton On Hudson, New York

Q: What city is zip code 10520?

10520 is assigned to Croton On Hudson, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10520 in?

10520 is in Westchester County, New York.

Q: What is the population of 10520?

About 12,368 people live in 10520, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10520?

The median household income in 10520 is $142,791.

Q: What zip codes are near 10520?

The closest zip codes to 10520 are 10521, 10562, 10545, 10548, 10546.

Residential delivery areaWestchester CountyEastern Time

Population

12,368

Median household income

$143K

U.S. $81K

Median home value

$702K

U.S. $333K

Median rent

$2,002/mo

U.S. $1,413

Median age

48.7

U.S. 38.9

Land area

14 sq mi

856 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10520

10520 is a suburban zip code in Croton On Hudson, New York (Westchester County), covering 14 sq mi of land. About 12,368 people live here, or 856 per square mile. The median resident is 48.7 years old, compared with 38.9 nationally.

The median household earns $142,791 a year, 77% above the national median of $80,734. 5.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $702,200, or 4.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $2,002 a month.

63% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40.7 minutes each way, and 27% of workers work from home. The most common jobs among working residents are in management; education; and business and finance. 23% of households speak a language other than English at home, most often Spanish.

How 10520 compares

Sorted from highest to lowest national percentile

Per capita income$87,889
97th
StrengthU.S. $44,673 · NY $50,712105th of 1,690 in NY
Average commute40.7 min
97th
WeaknessU.S. 26.4 min · NY 32.6 min168th of 1,618 in NY
Median earnings per worker$87,054
95th
StrengthU.S. $49,666 · NY $55,321130th of 1,676 in NY
Median age48.7
94th
U.S. 38.9 · NY 39.8432nd of 1,693 in NY
Median household income$142,791
93rd
StrengthU.S. $80,734 · NY $85,974177th of 1,602 in NY
Bachelor's degree or higher63.4%
91st
StrengthU.S. 35.7% · NY 40.2%155th of 1,691 in NY
Income inequality (Gini)0.510
91st
WeaknessU.S. 0.483 · NY 0.517197th of 1,669 in NY
Work from home26.6%
90th
U.S. 15.1% · NY 14.9%129th of 1,685 in NY
Median home value$702,200
88th
U.S. $332,700 · NY $423,800220th of 1,614 in NY
Residents 65 and older23.5%
88th
U.S. 17.2% · NY 17.9%508th of 1,693 in NY
Median gross rent$2,002
84th
U.S. $1,413 · NY $1,621273rd of 1,367 in NY
Tech workers5.2%
81st
U.S. 3.8% · NY 3.5%199th of 1,685 in NY
Unemployment rate6.7%
76th
U.S. 5.2% · NY 6.4%458th of 1,685 in NY
Self-employed workers11.9%
76th
U.S. 10% · NY 9.7%587th of 1,685 in NY
Housing vacancy8.9%
66th
U.S. 10.1% · NY 10%931st of 1,675 in NY
Rent-burdened renters55%
66th
U.S. 51.1% · NY 52.1%564th of 1,579 in NY
Broadband access93.9%
65th
U.S. 91% · NY 90.8%528th of 1,673 in NY
Government workers15.9%
65th
U.S. 14.5% · NY 16.4%1,062nd of 1,685 in NY
Foreign-born residents13.1%
60th
U.S. 14.1% · NY 22.8%446th of 1,693 in NY
Homeownership rate65.8%
43rd
U.S. 65.2% · NY 54.3%1,271st of 1,673 in NY
Population density856/sq mi
41st
U.S. 95/sq mi · NY 421/sq mi579th of 1,693 in NY
Diversity index41.7
38th
U.S. 61.4 · NY 65.5541st of 1,693 in NY
Veterans4.2%
28th
U.S. 6.2% · NY 3.7%1,078th of 1,693 in NY
Healthcare workers7.9%
26th
U.S. 9.7% · NY 11.8%1,194th of 1,685 in NY
Residents under 1818.5%
21st
U.S. 22% · NY 20.5%1,002nd of 1,693 in NY
Population12,368
19th
U.S. 334,922,499 · NY 19,852,366468th of 1,693 in NY
Poverty rate5.3%
14th
StrengthU.S. 12.5% · NY 14%1,288th of 1,679 in NY
Uninsured rate2%
5th
StrengthU.S. 8.4% · NY 5.1%1,239th of 1,689 in NY

Measure	10520	Westchester	NY	U.S.	National percentile	Rank in NY
Per capita incomeStrength	$87,889	$72,705	$50,712	$44,673	97th	105th of 1,690
Average commuteWeakness	40.7 min	34.6 min	32.6 min	26.4 min	97th	168th of 1,618
Median earnings per workerStrength	$87,054	$70,215	$55,321	$49,666	95th	130th of 1,676
Median age	48.7	41.8	39.8	38.9	94th	432nd of 1,693
Median household incomeStrength	$142,791	$118,976	$85,974	$80,734	93rd	177th of 1,602
Bachelor's degree or higherStrength	63.4%	53.1%	40.2%	35.7%	91st	155th of 1,691
Income inequality (Gini)Weakness	0.510	0.538	0.517	0.483	91st	197th of 1,669
Work from home	26.6%	19.1%	14.9%	15.1%	90th	129th of 1,685
Median home value	$702,200	$663,200	$423,800	$332,700	88th	220th of 1,614
Residents 65 and older	23.5%	18.2%	17.9%	17.2%	88th	508th of 1,693
Median gross rent	$2,002	$1,951	$1,621	$1,413	84th	273rd of 1,367
Tech workers	5.2%	3.4%	3.5%	3.8%	81st	199th of 1,685
Unemployment rate	6.7%	6.1%	6.4%	5.2%	76th	458th of 1,685
Self-employed workers	11.9%	11.1%	9.7%	10%	76th	587th of 1,685
Housing vacancy	8.9%	5.4%	10%	10.1%	66th	931st of 1,675
Rent-burdened renters	55%	54.1%	52.1%	51.1%	66th	564th of 1,579
Broadband access	93.9%	93.7%	90.8%	91%	65th	528th of 1,673
Government workers	15.9%	15.4%	16.4%	14.5%	65th	1,062nd of 1,685
Foreign-born residents	13.1%	26.1%	22.8%	14.1%	60th	446th of 1,693
Homeownership rate	65.8%	61.8%	54.3%	65.2%	43rd	1,271st of 1,673
Population density	856/sq mi	2,320/sq mi	421/sq mi	95/sq mi	41st	579th of 1,693
Diversity index	41.7	66.2	65.5	61.4	38th	541st of 1,693
Veterans	4.2%	2.9%	3.7%	6.2%	28th	1,078th of 1,693
Healthcare workers	7.9%	10.9%	11.8%	9.7%	26th	1,194th of 1,685
Residents under 18	18.5%	21.3%	20.5%	22%	21st	1,002nd of 1,693
Population	12,368	999,677	19,852,366	334,922,499	19th	468th of 1,693
Poverty rateStrength	5.3%	9%	14%	12.5%	14th	1,288th of 1,679
Uninsured rateStrength	2%	5.1%	5.1%	8.4%	5th	1,239th of 1,689

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

10%

35–44

15%

45–54

17%

55–64

14%

65–74

10%

75+

Median age

48.7

Under 18

18.5%

65 and over

23.5%

Race and ethnicity

White75%
Black3%
Hispanic14%
Asian3%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial4%

Diversity index

41.7

U.S. 61.4

Foreign-born

13.1%

U.S. 14.1%

Born in state

64.6%

Language spoken at home (households)

English only

77%

Spanish

12%

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,058
Average household size: 2.4
Family households: 62.2%
Married couples: 53.3%
Living alone: 30.2%
Veterans (of adults): 4.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

$75–100k

10%

$100–150k

14%

$150–200k

$200k+

38%

Median household income

10520

$142,791

Westchester Co.

$118,976

New York

$85,974

United States

$80,734

Per capita income

$87,889

U.S. $44,673

Poverty rate

5.3%

U.S. 12.5%

Households earning $150K+

47.2%

U.S. 23%

Income inequality (Gini)

0.510

U.S. 0.483

Housing

Median home value

10520

$702,200

Westchester Co.

$663,200

New York

$423,800

United States

$332,700

Median gross rent

10520

$2,002

Westchester Co.

$1,951

New York

$1,621

United States

$1,413

Types of housing

Single-family

62%

2–4 units

10%

5–19 units

15%

20+ units

13%

Mobile home

0.5%

Boat, RV, van

Housing units: 5,553
Owner-occupied: 65.8%
Vacant: 8.9%
Median year built: 1960
Median rooms: 5.7
Renters paying 30%+ of income: 55%
Renters paying 50%+ of income: 29.7%
Home value to income: 4.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

50%

Carpooled

Transit

18%

Walked

Bicycle

Worked from home

27%

Other

0.3%

Commute time (one way)

<10 min

10%

10–19

16%

20–29

14%

30–44

18%

45–59

11%

60+

30%

Average commute

40.7 min

U.S. 26.4 min

Unemployment

6.7%

U.S. 5.2%

In labor force

64.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Education

11%

Business and finance

10%

Sales

Office and admin

Healthcare

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Transportation and moving

Police and fire

Cleaning and personal care

Production

Construction and repair

Food service

0.9%

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

18%

Education

14%

Health care and social assistance

12%

Finance, insurance and real estate

Retail

Manufacturing

Information

Transportation, warehousing and utilities

Construction

Public administration

Arts and recreation

Other services

Admin, support and management

Restaurants and hotels

Wholesale

Agriculture and mining

0.3%

Median earnings per worker

$87,054

U.S. $49,666

Self-employed

11.9%

U.S. 10%

Government workers

15.9%

U.S. 14.5%

Nonprofit workers

12.3%

U.S. 8.8%

Median earnings by type of work

Type of work	10520	U.S.
Management, business, science and arts	$127,188	$74,888
Service	$29,828	$26,804
Sales and office	$55,053	$40,476
Construction and maintenance	$155,625	$49,199
Production and transportation	$72,411	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

12%

Some college

12%

Associate's

Bachelor's

32%

Graduate

31%

High school graduate or higher: 95.2%
Bachelor's degree or higher: 63.4%
Graduate or professional degree: 31.3%
Households with broadband: 93.9%
Cable, fiber or DSL: 81.9%
No internet access: 3.7%
Without health insurance: 2%
Limited-English households: 2.6%

Geography

City (USPS): Croton On Hudson
State: New York
County: Westchester County
Center point: 41.2266° N, 73.8676° W
Land area: 14 sq mi
Water area: 1.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Croton-on-Hudson33% of zip
Crugers (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10520

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10521	Croton On Hudson, NY · PO box	3.1 mi	—	—	—
10562	Ossining, NY	3.1 mi	33,793	$115,697	$498,700
10545	Maryknoll, NY	3.7 mi	185	—	—
10548	Montrose, NY	3.9 mi	4,254	$142,273	$426,000
10546	Millwood, NY	4.1 mi	1,392	$206,750	$871,000
10567	Cortlandt Manor, NY	4.5 mi	19,976	$144,194	$566,700
10511	Buchanan, NY	4.7 mi	2,397	$128,218	$525,500
10517	Crompond, NY	5 mi	584	$117,009	$616,300
10566	Peekskill, NY	5 mi	25,625	$85,954	$395,600
10596	Verplanck, NY	5.2 mi	650	$98,091	$447,700
10598	Yorktown Heights, NY	5.3 mi	28,821	$173,573	$617,900
10993	West Haverstraw, NY	5.6 mi	4,888	$66,189	$303,200

Zip codes like 10520 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10520

What city is zip code 10520?

10520 is assigned to Croton On Hudson, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10520 in?

10520 is in Westchester County, New York.

What is the population of 10520?

About 12,368 people live in 10520, according to the Census Bureau's American Community Survey.

What time zone is 10520 in?

10520 is in Eastern Time.

What is the median household income in 10520?

The median household income in 10520 is $142,791.

What zip codes are near 10520?

The closest zip codes to 10520 are 10521, 10562, 10545, 10548, 10546.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10520, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.