Zip code 10514: Chappaqua, New York

Q: What city is zip code 10514?

10514 is assigned to Chappaqua, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 10514 in?

10514 is in Westchester County, New York.

Q: What is the population of 10514?

About 11,790 people live in 10514, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 10514?

The median household income in 10514 is $250,000+.

Q: What zip codes are near 10514?

The closest zip codes to 10514 are 10546, 10549, 10570, 10562, 10545.

Residential delivery areaWestchester CountyEastern Time

Population

11,790

Median household income

$250K+

U.S. $81K

Median home value

$1.1M

U.S. $333K

Median rent

$2,667/mo

U.S. $1,413

Median age

41.1

U.S. 38.9

Land area

13 sq mi

927 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 10514

10514 is a suburban zip code in Chappaqua, New York (Westchester County), covering 13 sq mi of land. About 11,790 people live here, or 927 per square mile. The median resident is 41.1 years old, compared with 38.9 nationally.

The median household income is $250,000+ a year, the Census Bureau's reporting limit (U.S.: $80,734). 3.2% of residents live below the poverty line (U.S.: 12.5%). The median home value is $1,124,300. 87% of occupied homes are lived in by their owners, and renters pay a median of $2,667 a month.

84% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 48.9 minutes each way, and 36% of workers work from home. The most common jobs among working residents are in management; business and finance; and healthcare. 19% of them are self-employed (U.S.: 10%). 24% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 10514 compares

Sorted from highest to lowest national percentile

Median household income$250,000+
99th
StrengthU.S. $80,734 · NY $85,97410th of 1,602 in NY
Per capita income$134,413
99th
StrengthU.S. $44,673 · NY $50,71234th of 1,690 in NY
Bachelor's degree or higher84.4%
99th
StrengthU.S. 35.7% · NY 40.2%25th of 1,691 in NY
Average commute48.9 min
99th
WeaknessU.S. 26.4 min · NY 32.6 min23rd of 1,618 in NY
Median earnings per worker$145,714
99th
StrengthU.S. $49,666 · NY $55,32110th of 1,676 in NY
Work from home35.6%
98th
U.S. 15.1% · NY 14.9%51st of 1,685 in NY
Broadband access98.1%
98th
StrengthU.S. 91% · NY 90.8%147th of 1,673 in NY
Median home value$1,124,300
97th
U.S. $332,700 · NY $423,80053rd of 1,614 in NY
Median gross rent$2,667
97th
U.S. $1,413 · NY $1,62182nd of 1,367 in NY
Self-employed workers19.2%
97th
U.S. 10% · NY 9.7%186th of 1,685 in NY
Residents under 1829.1%
94th
U.S. 22% · NY 20.5%104th of 1,693 in NY
Homeownership rate87.3%
92nd
StrengthU.S. 65.2% · NY 54.3%448th of 1,673 in NY
Healthcare workers11.6%
78th
U.S. 9.7% · NY 11.8%610th of 1,685 in NY
Income inequality (Gini)0.466
73rd
U.S. 0.483 · NY 0.517459th of 1,669 in NY
Unemployment rate6%
68th
U.S. 5.2% · NY 6.4%569th of 1,685 in NY
Median age41.1
66th
U.S. 38.9 · NY 39.81,096th of 1,693 in NY
Foreign-born residents15.5%
66th
U.S. 14.1% · NY 22.8%379th of 1,693 in NY
Tech workers3.5%
61st
U.S. 3.8% · NY 3.5%445th of 1,685 in NY
Diversity index48.8
50th
U.S. 61.4 · NY 65.5437th of 1,693 in NY
Population density927/sq mi
42nd
U.S. 95/sq mi · NY 421/sq mi567th of 1,693 in NY
Residents 65 and older14.9%
37th
U.S. 17.2% · NY 17.9%1,356th of 1,693 in NY
Veterans4%
26th
U.S. 6.2% · NY 3.7%1,115th of 1,693 in NY
Rent-burdened renters42.4%
22nd
U.S. 51.1% · NY 52.1%1,027th of 1,579 in NY
Population11,790
18th
U.S. 334,922,499 · NY 19,852,366480th of 1,693 in NY
Housing vacancy3.3%
14th
U.S. 10.1% · NY 10%1,462nd of 1,675 in NY
Poverty rate3.2%
3rd
StrengthU.S. 12.5% · NY 14%1,485th of 1,679 in NY
Uninsured rate1.2%
2nd
StrengthU.S. 8.4% · NY 5.1%1,421st of 1,689 in NY
Government workers4.5%
1st
U.S. 14.5% · NY 16.4%1,620th of 1,685 in NY

Measure	10514	Westchester	NY	U.S.	National percentile	Rank in NY
Median household incomeStrength	$250,000+	$118,976	$85,974	$80,734	99th	10th of 1,602
Per capita incomeStrength	$134,413	$72,705	$50,712	$44,673	99th	34th of 1,690
Bachelor's degree or higherStrength	84.4%	53.1%	40.2%	35.7%	99th	25th of 1,691
Average commuteWeakness	48.9 min	34.6 min	32.6 min	26.4 min	99th	23rd of 1,618
Median earnings per workerStrength	$145,714	$70,215	$55,321	$49,666	99th	10th of 1,676
Work from home	35.6%	19.1%	14.9%	15.1%	98th	51st of 1,685
Broadband accessStrength	98.1%	93.7%	90.8%	91%	98th	147th of 1,673
Median home value	$1,124,300	$663,200	$423,800	$332,700	97th	53rd of 1,614
Median gross rent	$2,667	$1,951	$1,621	$1,413	97th	82nd of 1,367
Self-employed workers	19.2%	11.1%	9.7%	10%	97th	186th of 1,685
Residents under 18	29.1%	21.3%	20.5%	22%	94th	104th of 1,693
Homeownership rateStrength	87.3%	61.8%	54.3%	65.2%	92nd	448th of 1,673
Healthcare workers	11.6%	10.9%	11.8%	9.7%	78th	610th of 1,685
Income inequality (Gini)	0.466	0.538	0.517	0.483	73rd	459th of 1,669
Unemployment rate	6%	6.1%	6.4%	5.2%	68th	569th of 1,685
Median age	41.1	41.8	39.8	38.9	66th	1,096th of 1,693
Foreign-born residents	15.5%	26.1%	22.8%	14.1%	66th	379th of 1,693
Tech workers	3.5%	3.4%	3.5%	3.8%	61st	445th of 1,685
Diversity index	48.8	66.2	65.5	61.4	50th	437th of 1,693
Population density	927/sq mi	2,320/sq mi	421/sq mi	95/sq mi	42nd	567th of 1,693
Residents 65 and older	14.9%	18.2%	17.9%	17.2%	37th	1,356th of 1,693
Veterans	4%	2.9%	3.7%	6.2%	26th	1,115th of 1,693
Rent-burdened renters	42.4%	54.1%	52.1%	51.1%	22nd	1,027th of 1,579
Population	11,790	999,677	19,852,366	334,922,499	18th	480th of 1,693
Housing vacancy	3.3%	5.4%	10%	10.1%	14th	1,462nd of 1,675
Poverty rateStrength	3.2%	9%	14%	12.5%	3rd	1,485th of 1,679
Uninsured rateStrength	1.2%	5.1%	5.1%	8.4%	2nd	1,421st of 1,689
Government workers	4.5%	15.4%	16.4%	14.5%	1st	1,620th of 1,685

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

22%

5–17

18–24

25–34

15%

35–44

15%

45–54

14%

55–64

65–74

75+

Median age

41.1

Under 18

29.1%

65 and over

14.9%

Race and ethnicity

White69%
Black2%
Hispanic9%
Asian14%
Native American0%
Pacific Islander0.0%
Other1%
Multiracial5%

Diversity index

48.8

U.S. 61.4

Foreign-born

15.5%

U.S. 14.1%

Born in state

54.7%

Language spoken at home (households)

English only

76%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 3,999
Average household size: 3
Family households: 85%
Married couples: 76.5%
Living alone: 10.7%
Veterans (of adults): 4%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

$150–200k

10%

$200k+

65%

Median household income

10514

$250,000+

Westchester Co.

$118,976

New York

$85,974

United States

$80,734

Per capita income

$134,413

U.S. $44,673

Poverty rate

3.2%

U.S. 12.5%

Households earning $150K+

75.1%

U.S. 23%

Income inequality (Gini)

0.466

U.S. 0.483

Housing

Median home value

10514

$1,124,300

Westchester Co.

$663,200

New York

$423,800

United States

$332,700

Median gross rent

10514

$2,667

Westchester Co.

$1,951

New York

$1,621

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 4,137
Owner-occupied: 87.3%
Vacant: 3.3%
Median year built: 1964
Median rooms: 7.9
Renters paying 30%+ of income: 42.4%
Renters paying 50%+ of income: 17.9%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

40%

Carpooled

Transit

18%

Walked

0.3%

Bicycle

Worked from home

36%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

14%

30–44

11%

45–59

60+

41%

Average commute

48.9 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

68.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Business and finance

13%

Healthcare

12%

Legal and social services

Engineering and science

Education

Sales

Office and admin

Food service

Arts, media and sports

Computer and math

Construction and repair

Transportation and moving

Cleaning and personal care

Police and fire

Farming, fishing and forestry

Production

Industries

Professional and technical services

25%

Finance, insurance and real estate

21%

Health care and social assistance

13%

Education

Retail

Information

Restaurants and hotels

Wholesale

Manufacturing

Construction

Arts and recreation

Other services

Transportation, warehousing and utilities

Admin, support and management

0.8%

Public administration

0.6%

Agriculture and mining

Median earnings per worker

$145,714

U.S. $49,666

Self-employed

19.2%

U.S. 10%

Government workers

4.5%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	10514	U.S.
Management, business, science and arts	$182,281	$74,888
Service	$2,790	$26,804
Sales and office	$74,762	$40,476
Construction and maintenance	$66,888	$49,199
Production and transportation	$41,901	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

33%

Graduate

52%

High school graduate or higher: 98.5%
Bachelor's degree or higher: 84.4%
Graduate or professional degree: 51.7%
Households with broadband: 98.1%
Cable, fiber or DSL: 91%
No internet access: 1.4%
Without health insurance: 1.2%
Limited-English households: 0.7%

Geography

City (USPS): Chappaqua
State: New York
County: Westchester County
Center point: 41.1721° N, 73.7692° W
Land area: 13 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chappaqua (unincorporated)7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 10514

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
10546	Millwood, NY	2.3 mi	1,392	$206,750	$871,000
10549	Mount Kisco, NY	3.1 mi	16,135	$133,988	$668,000
10570	Pleasantville, NY	3.2 mi	13,289	$183,833	$862,300
10562	Ossining, NY	3.3 mi	33,793	$115,697	$498,700
10545	Maryknoll, NY	3.5 mi	185	—	—
10594	Thornwood, NY	3.9 mi	5,110	$163,542	$683,200
10510	Briarcliff Manor, NY	4.1 mi	10,226	$220,771	$863,300
10610	White Plains, NY · PO box	4.1 mi	—	—	—
10504	Armonk, NY	4.4 mi	7,665	$250,000+	$1,243,100
10532	Hawthorne, NY	5.2 mi	5,347	$141,157	$697,600
10507	Bedford Hills, NY	5.8 mi	6,109	$107,270	$638,400
10595	Valhalla, NY	5.9 mi	7,243	$123,438	$723,100

Zip codes like 10514 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 10514

What city is zip code 10514?

10514 is assigned to Chappaqua, New York. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 10514 in?

10514 is in Westchester County, New York.

What is the population of 10514?

About 11,790 people live in 10514, according to the Census Bureau's American Community Survey.

What time zone is 10514 in?

10514 is in Eastern Time.

What is the median household income in 10514?

The median household income in 10514 is $250,000+.

What zip codes are near 10514?

The closest zip codes to 10514 are 10546, 10549, 10570, 10562, 10545.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 10514, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.