Zip code 03245: Holderness, New Hampshire

Q: What city is zip code 03245?

03245 is assigned to Holderness, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03245 in?

03245 is in Grafton County, New Hampshire.

Q: What is the population of 03245?

About 1,917 people live in 03245, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03245?

The median household income in 03245 is $107,863.

Q: What zip codes are near 03245?

The closest zip codes to 03245 are 03217, 03226, 03264, 03227, 03223.

Residential delivery areaGrafton CountyEastern Time

Population

1,917

Median household income

$108K

U.S. $81K

Median home value

$363K

U.S. $333K

Median rent

$2,068/mo

U.S. $1,413

Median age

39.4

U.S. 38.9

Land area

30 sq mi

63 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03245

03245 is a small-town zip code in Holderness, New Hampshire (Grafton County), covering 30 sq mi of land. About 1,917 people live here, or 63 per square mile. The median resident is 39.4 years old, compared with 38.9 nationally.

The median household earns $107,863 a year, 34% above the national median of $80,734. 12.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $363,100, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $2,068 a month.

56% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.5 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in management; education; and construction and repair.

How 03245 compares

Sorted from highest to lowest national percentile

Housing vacancy42.7%
99th
U.S. 10.1% · NH 14.3%25th of 239 in NH
Residents 65 and older31.4%
97th
U.S. 17.2% · NH 20.1%38th of 239 in NH
Veterans12.2%
95th
U.S. 6.2% · NH 7.6%29th of 239 in NH
Income inequality (Gini)0.527
95th
WeaknessU.S. 0.483 · NH 0.44410th of 239 in NH
Median gross rent$2,068
86th
U.S. $1,413 · NH $1,49113th of 197 in NH
Homeownership rate83.7%
86th
StrengthU.S. 65.2% · NH 72.8%131st of 239 in NH
Bachelor's degree or higher55.7%
85th
StrengthU.S. 35.7% · NH 40.6%36th of 239 in NH
Per capita income$58,501
83rd
StrengthU.S. $44,673 · NH $52,79872nd of 239 in NH
Median household income$107,863
78th
U.S. $80,734 · NH $99,03185th of 234 in NH
Broadband access95%
76th
U.S. 91% · NH 92.9%84th of 239 in NH
Median earnings per worker$58,534
73rd
U.S. $49,666 · NH $56,07993rd of 239 in NH
Median home value$363,100
56th
U.S. $332,700 · NH $402,500128th of 235 in NH
Poverty rate12.1%
56th
U.S. 12.5% · NH 7.2%36th of 239 in NH
Median age39.4
53rd
U.S. 38.9 · NH 43.3206th of 239 in NH
Average commute26.5 min
53rd
U.S. 26.4 min · NH 26.7 min135th of 234 in NH
Government workers13%
44th
U.S. 14.5% · NH 13.1%135th of 239 in NH
Work from home9.4%
31st
U.S. 15.1% · NH 16.8%190th of 239 in NH
Foreign-born residents3.8%
23rd
U.S. 14.1% · NH 6.1%82nd of 239 in NH
Uninsured rate4%
22nd
U.S. 8.4% · NH 5.3%144th of 239 in NH
Diversity index17.9
10th
U.S. 61.4 · NH 2487th of 239 in NH
Population density63/sq mi
9th
U.S. 95/sq mi · NH 156/sq mi153rd of 239 in NH
Tech workers0.7%
8th
U.S. 3.8% · NH 4.3%199th of 239 in NH
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · NH 3.3%146th of 239 in NH
Residents under 1814.7%
7th
U.S. 22% · NH 18.2%169th of 239 in NH
Healthcare workers5.8%
7th
U.S. 9.7% · NH 9.6%206th of 239 in NH
Population1,917
3rd
U.S. 334,922,499 · NH 1,394,868153rd of 239 in NH
Rent-burdened renters23.5%
2nd
StrengthU.S. 51.1% · NH 48.2%190th of 230 in NH
Self-employed workers4.2%
2nd
U.S. 10% · NH 9.3%227th of 239 in NH

Measure	03245	Grafton	NH	U.S.	National percentile	Rank in NH
Housing vacancy	42.7%	28.5%	14.3%	10.1%	99th	25th of 239
Residents 65 and older	31.4%	23%	20.1%	17.2%	97th	38th of 239
Veterans	12.2%	7.2%	7.6%	6.2%	95th	29th of 239
Income inequality (Gini)Weakness	0.527	0.495	0.444	0.483	95th	10th of 239
Median gross rent	$2,068	$1,301	$1,491	$1,413	86th	13th of 197
Homeownership rateStrength	83.7%	71.3%	72.8%	65.2%	86th	131st of 239
Bachelor's degree or higherStrength	55.7%	46.7%	40.6%	35.7%	85th	36th of 239
Per capita incomeStrength	$58,501	$52,790	$52,798	$44,673	83rd	72nd of 239
Median household income	$107,863	$88,261	$99,031	$80,734	78th	85th of 234
Broadband access	95%	90.3%	92.9%	91%	76th	84th of 239
Median earnings per worker	$58,534	$50,947	$56,079	$49,666	73rd	93rd of 239
Median home value	$363,100	$344,500	$402,500	$332,700	56th	128th of 235
Poverty rate	12.1%	10.4%	7.2%	12.5%	56th	36th of 239
Median age	39.4	44.1	43.3	38.9	53rd	206th of 239
Average commute	26.5 min	22.2 min	26.7 min	26.4 min	53rd	135th of 234
Government workers	13%	13.9%	13.1%	14.5%	44th	135th of 239
Work from home	9.4%	17.2%	16.8%	15.1%	31st	190th of 239
Foreign-born residents	3.8%	5.6%	6.1%	14.1%	23rd	82nd of 239
Uninsured rate	4%	5.4%	5.3%	8.4%	22nd	144th of 239
Diversity index	17.9	23	24	61.4	10th	87th of 239
Population density	63/sq mi	54/sq mi	156/sq mi	95/sq mi	9th	153rd of 239
Tech workers	0.7%	3.8%	4.3%	3.8%	8th	199th of 239
Unemployment rateStrength	2.2%	3.2%	3.3%	5.2%	7th	146th of 239
Residents under 18	14.7%	15.6%	18.2%	22%	7th	169th of 239
Healthcare workers	5.8%	13.4%	9.6%	9.7%	7th	206th of 239
Population	1,917	92,120	1,394,868	334,922,499	3rd	153rd of 239
Rent-burdened rentersStrength	23.5%	44.9%	48.2%	51.1%	2nd	190th of 230
Self-employed workers	4.2%	10.9%	9.3%	10%	2nd	227th of 239

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

10%

18–24

17%

25–34

11%

35–44

45–54

55–64

19%

65–74

12%

75+

Median age

39.4

Under 18

14.7%

65 and over

31.4%

Race and ethnicity

White90%
Black0%
Hispanic6%
Asian0.9%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

17.9

U.S. 61.4

Foreign-born

3.8%

U.S. 14.1%

Born in state

45.4%

Language spoken at home (households)

English only

93%

Spanish

0.6%

Other Indo-European

Asian / Pacific

0.2%

Other

Households

Households: 867
Average household size: 2.1
Family households: 55.6%
Married couples: 50.2%
Living alone: 34.6%
Veterans (of adults): 12.2%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

20%

$50–75k

$75–100k

$100–150k

28%

$150–200k

$200k+

20%

Median household income

03245

$107,863

Grafton Co.

$88,261

New Hampshire

$99,031

United States

$80,734

Per capita income

$58,501

U.S. $44,673

Poverty rate

12.1%

U.S. 12.5%

Households earning $150K+

24.1%

U.S. 23%

Income inequality (Gini)

0.527

U.S. 0.483

Housing

Median home value

03245

$363,100

Grafton Co.

$344,500

New Hampshire

$402,500

United States

$332,700

Median gross rent

03245

$2,068

Grafton Co.

$1,301

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

83%

2–4 units

0.3%

5–19 units

20+ units

Mobile home

11%

Boat, RV, van

Housing units: 1,514
Owner-occupied: 83.7%
Vacant: 42.7%
Median year built: 1981
Median rooms: 5.4
Renters paying 30%+ of income: 23.5%
Renters paying 50%+ of income: 20.9%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

22%

10–19

26%

20–29

30–44

20%

45–59

10%

60+

13%

Average commute

26.5 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

60.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

25%

Education

13%

Construction and repair

11%

Transportation and moving

10%

Office and admin

Cleaning and personal care

Healthcare

Business and finance

Food service

Sales

Engineering and science

Arts, media and sports

Police and fire

Legal and social services

0.8%

Computer and math

0.7%

Production

0.2%

Farming, fishing and forestry

Industries

Restaurants and hotels

21%

Education

17%

Transportation, warehousing and utilities

11%

Professional and technical services

Manufacturing

Health care and social assistance

Finance, insurance and real estate

Construction

Other services

Wholesale

Information

Retail

Public administration

Admin, support and management

0.9%

Arts and recreation

0.5%

Agriculture and mining

0.5%

Median earnings per worker

$58,534

U.S. $49,666

Self-employed

4.2%

U.S. 10%

Government workers

13%

U.S. 14.5%

Nonprofit workers

30.1%

U.S. 8.8%

Median earnings by type of work

Type of work	03245	U.S.
Management, business, science and arts	$60,972	$74,888
Service	$22,813	$26,804
Sales and office	$69,545	$40,476
Construction and maintenance	$44,896	$49,199
Production and transportation	$11,379	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

14%

Associate's

11%

Bachelor's

28%

Graduate

28%

High school graduate or higher: 96.8%
Bachelor's degree or higher: 55.7%
Graduate or professional degree: 27.7%
Households with broadband: 95%
Cable, fiber or DSL: 87.1%
No internet access: 3.5%
Without health insurance: 4%
Limited-English households: 2%

Geography

City (USPS): Holderness
State: New Hampshire
County: Grafton County
Center point: 43.7618° N, 71.5825° W
Land area: 30 sq mi
Water area: 5.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 03245

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03217	Ashland, NH	3.9 mi	2,183	$54,607	$227,000
03226	Center Harbor, NH	5.4 mi	1,005	$107,500	$462,800
03264	Plymouth, NH	6.2 mi	6,885	$76,892	$288,800
03227	Center Sandwich, NH	7.2 mi	1,388	$146,917	$452,000
03223	Campton, NH	8.3 mi	3,441	$118,534	$356,400
03259	North Sandwich, NH	9.1 mi	252	$84,872	$396,500
03256	New Hampton, NH	9.9 mi	2,497	$87,917	$382,000
03253	Meredith, NH	9.9 mi	6,707	$84,719	$482,700
03254	Moultonborough, NH	11 mi	5,172	$106,440	$641,300
03241	Hebron, NH	12 mi	1,150	$91,375	$470,700
03285	Thornton, NH	13 mi	2,799	$90,022	$351,900
03883	South Tamworth, NH	14 mi	233	$67,679	$363,000

Zip codes like 03245 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03245

What city is zip code 03245?

03245 is assigned to Holderness, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03245 in?

03245 is in Grafton County, New Hampshire.

What is the population of 03245?

About 1,917 people live in 03245, according to the Census Bureau's American Community Survey.

What time zone is 03245 in?

03245 is in Eastern Time.

What is the median household income in 03245?

The median household income in 03245 is $107,863.

What zip codes are near 03245?

The closest zip codes to 03245 are 03217, 03226, 03264, 03227, 03223.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03245, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.