Zip code 03226: Center Harbor, New Hampshire

Q: What city is zip code 03226?

03226 is assigned to Center Harbor, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03226 in?

03226 is in Belknap County, New Hampshire.

Q: What is the population of 03226?

About 1,005 people live in 03226, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03226?

The median household income in 03226 is $107,500.

Q: What zip codes are near 03226?

The closest zip codes to 03226 are 03253, 03245, 03217, 03254, 03256.

Residential delivery areaBelknap CountyEastern Time

Population

1,005

Median household income

$108K

U.S. $81K

Median home value

$463K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

59.5

U.S. 38.9

Land area

14 sq mi

73 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03226

03226 is a small-town zip code in Center Harbor, New Hampshire (Belknap County), covering 14 sq mi of land. About 1,005 people live here, or 73 per square mile. The median resident is 59.5 years old, compared with 38.9 nationally.

The median household earns $107,500 a year, 33% above the national median of $80,734. 1.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $462,800, or 4.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 92% of occupied homes are lived in by their owners.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in office and administrative support; food service; and sales. 24% of them are self-employed (U.S.: 10%).

How 03226 compares

Sorted from highest to lowest national percentile

Median age59.5
99th
U.S. 38.9 · NH 43.319th of 239 in NH
Housing vacancy43.6%
99th
U.S. 10.1% · NH 14.3%24th of 239 in NH
Residents 65 and older37.5%
99th
U.S. 17.2% · NH 20.1%20th of 239 in NH
Self-employed workers24.1%
99th
U.S. 10% · NH 9.3%13th of 239 in NH
Homeownership rate91.5%
97th
StrengthU.S. 65.2% · NH 72.8%69th of 239 in NH
Per capita income$53,672
78th
U.S. $44,673 · NH $52,79898th of 239 in NH
Median household income$107,500
77th
U.S. $80,734 · NH $99,03188th of 234 in NH
Bachelor's degree or higher46%
74th
U.S. 35.7% · NH 40.6%74th of 239 in NH
Government workers17.3%
73rd
U.S. 14.5% · NH 13.1%53rd of 239 in NH
Median home value$462,800
71st
U.S. $332,700 · NH $402,50055th of 235 in NH
Tech workers4%
68th
U.S. 3.8% · NH 4.3%67th of 239 in NH
Uninsured rate8.1%
60th
U.S. 8.4% · NH 5.3%41st of 239 in NH
Median earnings per worker$51,691
60th
U.S. $49,666 · NH $56,079141st of 239 in NH
Veterans6.3%
57th
U.S. 6.2% · NH 7.6%174th of 239 in NH
Work from home12.9%
51st
U.S. 15.1% · NH 16.8%144th of 239 in NH
Average commute24.3 min
38th
U.S. 26.4 min · NH 26.7 min168th of 234 in NH
Broadband access87.3%
20th
WeaknessU.S. 91% · NH 92.9%204th of 239 in NH
Foreign-born residents2.6%
16th
U.S. 14.1% · NH 6.1%145th of 239 in NH
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · NH 3.3%129th of 239 in NH
Diversity index18.3
11th
U.S. 61.4 · NH 2482nd of 239 in NH
Population density73/sq mi
10th
U.S. 95/sq mi · NH 156/sq mi142nd of 239 in NH
Healthcare workers5.8%
7th
U.S. 9.7% · NH 9.6%203rd of 239 in NH
Residents under 1811.7%
4th
U.S. 22% · NH 18.2%208th of 239 in NH
Income inequality (Gini)0.357
4th
StrengthU.S. 0.483 · NH 0.444203rd of 239 in NH
Population1,005
1st
U.S. 334,922,499 · NH 1,394,868198th of 239 in NH
Poverty rate1.9%
1st
StrengthU.S. 12.5% · NH 7.2%219th of 239 in NH
Rent-burdened renters14.3%
1st
StrengthU.S. 51.1% · NH 48.2%205th of 230 in NH

Measure	03226	Belknap	NH	U.S.	National percentile	Rank in NH
Median age	59.5	48.4	43.3	38.9	99th	19th of 239
Housing vacancy	43.6%	32.5%	14.3%	10.1%	99th	24th of 239
Residents 65 and older	37.5%	24%	20.1%	17.2%	99th	20th of 239
Self-employed workers	24.1%	11.7%	9.3%	10%	99th	13th of 239
Homeownership rateStrength	91.5%	80.1%	72.8%	65.2%	97th	69th of 239
Per capita income	$53,672	$49,037	$52,798	$44,673	78th	98th of 239
Median household income	$107,500	$92,783	$99,031	$80,734	77th	88th of 234
Bachelor's degree or higher	46%	33.6%	40.6%	35.7%	74th	74th of 239
Government workers	17.3%	15.8%	13.1%	14.5%	73rd	53rd of 239
Median home value	$462,800	$374,900	$402,500	$332,700	71st	55th of 235
Tech workers	4%	3.2%	4.3%	3.8%	68th	67th of 239
Uninsured rate	8.1%	5.9%	5.3%	8.4%	60th	41st of 239
Median earnings per worker	$51,691	$52,380	$56,079	$49,666	60th	141st of 239
Veterans	6.3%	9.7%	7.6%	6.2%	57th	174th of 239
Work from home	12.9%	13.5%	16.8%	15.1%	51st	144th of 239
Average commute	24.3 min	25 min	26.7 min	26.4 min	38th	168th of 234
Broadband accessWeakness	87.3%	91.9%	92.9%	91%	20th	204th of 239
Foreign-born residents	2.6%	2.8%	6.1%	14.1%	16th	145th of 239
Unemployment rateStrength	2.6%	3.1%	3.3%	5.2%	11th	129th of 239
Diversity index	18.3	13.9	24	61.4	11th	82nd of 239
Population density	73/sq mi	161/sq mi	156/sq mi	95/sq mi	10th	142nd of 239
Healthcare workers	5.8%	8.1%	9.6%	9.7%	7th	203rd of 239
Residents under 18	11.7%	17.3%	18.2%	22%	4th	208th of 239
Income inequality (Gini)Strength	0.357	0.449	0.444	0.483	4th	203rd of 239
Population	1,005	64,659	1,394,868	334,922,499	1st	198th of 239
Poverty rateStrength	1.9%	8.5%	7.2%	12.5%	1st	219th of 239
Rent-burdened rentersStrength	14.3%	49.8%	48.2%	51.1%	1st	205th of 230

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

13%

35–44

10%

45–54

18%

55–64

24%

65–74

13%

75+

Median age

59.5

Under 18

11.7%

65 and over

37.5%

Race and ethnicity

White90%
Black0%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

18.3

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

42%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.9%

Asian / Pacific

Other

Households

Households: 434
Average household size: 2.3
Family households: 82.3%
Married couples: 71.7%
Living alone: 16.8%
Veterans (of adults): 6.3%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

16%

$50–75k

15%

$75–100k

$100–150k

28%

$150–200k

20%

$200k+

Median household income

03226

$107,500

Belknap Co.

$92,783

New Hampshire

$99,031

United States

$80,734

Per capita income

$53,672

U.S. $44,673

Poverty rate

1.9%

U.S. 12.5%

Households earning $150K+

28.8%

U.S. 23%

Income inequality (Gini)

0.357

U.S. 0.483

Housing

Median home value

03226

$462,800

Belknap Co.

$374,900

New Hampshire

$402,500

United States

$332,700

Median gross rent

03226

—

Belknap Co.

$1,167

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 769
Owner-occupied: 91.5%
Vacant: 43.6%
Median year built: 1982
Median rooms: 6
Renters paying 30%+ of income: 14.3%
Renters paying 50%+ of income: 0%
Home value to income: 4.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

10%

Transit

0.4%

Walked

0.6%

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

24%

10–19

12%

20–29

28%

30–44

20%

45–59

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

61.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Food service

15%

Sales

13%

Construction and repair

11%

Management

Healthcare

Legal and social services

Engineering and science

Education

Computer and math

Transportation and moving

Business and finance

Farming, fishing and forestry

Cleaning and personal care

Police and fire

0.2%

Arts, media and sports

Production

Industries

Construction

18%

Restaurants and hotels

15%

Professional and technical services

15%

Retail

14%

Health care and social assistance

Education

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Wholesale

Other services

Information

Admin, support and management

Arts and recreation

0.9%

Manufacturing

Agriculture and mining

Median earnings per worker

$51,691

U.S. $49,666

Self-employed

24.1%

U.S. 10%

Government workers

17.3%

U.S. 14.5%

Nonprofit workers

6.6%

U.S. 8.8%

Median earnings by type of work

Type of work	03226	U.S.
Management, business, science and arts	$90,833	$74,888
Service	$32,750	$26,804
Sales and office	$35,250	$40,476
Construction and maintenance	$66,034	$49,199
Production and transportation	$13,438	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

17%

Associate's

Bachelor's

24%

Graduate

22%

High school graduate or higher: 93.8%
Bachelor's degree or higher: 46%
Graduate or professional degree: 22.1%
Households with broadband: 87.3%
Cable, fiber or DSL: 78.8%
No internet access: 5.5%
Without health insurance: 8.1%
Limited-English households: 0.5%

Geography

City (USPS): Center Harbor
State: New Hampshire
County: Belknap County
Center point: 43.7028° N, 71.5104° W
Land area: 14 sq mi
Water area: 3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 03226

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03253	Meredith, NH	5 mi	6,707	$84,719	$482,700
03245	Holderness, NH	5.4 mi	1,917	$107,863	$363,100
03217	Ashland, NH	6.8 mi	2,183	$54,607	$227,000
03254	Moultonborough, NH	7.3 mi	5,172	$106,440	$641,300
03256	New Hampton, NH	8.2 mi	2,497	$87,917	$382,000
03227	Center Sandwich, NH	8.3 mi	1,388	$146,917	$452,000
03247	Laconia, NH · PO box	8.5 mi	—	—	—
03246	Laconia, NH	8.8 mi	17,103	$73,241	$339,700
03264	Plymouth, NH	9.9 mi	6,885	$76,892	$288,800
03850	Melvin Village, NH	10 mi	324	$101,298	$428,300
03853	Mirror Lake, NH	12 mi	656	$103,900	$572,300
03883	South Tamworth, NH	12 mi	233	$67,679	$363,000

Zip codes like 03226 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03226

What city is zip code 03226?

03226 is assigned to Center Harbor, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03226 in?

03226 is in Belknap County, New Hampshire.

What is the population of 03226?

About 1,005 people live in 03226, according to the Census Bureau's American Community Survey.

What time zone is 03226 in?

03226 is in Eastern Time.

What is the median household income in 03226?

The median household income in 03226 is $107,500.

What zip codes are near 03226?

The closest zip codes to 03226 are 03253, 03245, 03217, 03254, 03256.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03226, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.