Zip code 01440: Gardner, Massachusetts

Q: What city is zip code 01440?

01440 is assigned to Gardner, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 01440 in?

01440 is in Worcester County, Massachusetts.

Q: What is the population of 01440?

About 21,276 people live in 01440, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 01440?

The median household income in 01440 is $67,440.

Q: What zip codes are near 01440?

The closest zip codes to 01440 are 01438, 01473, 01441, 01436, 01468.

Residential delivery areaWorcester CountyEastern Time

Population

21,276

Median household income

$67K

U.S. $81K

Median home value

$304K

U.S. $333K

Median rent

$1,109/mo

U.S. $1,413

Median age

43.7

U.S. 38.9

Land area

25 sq mi

868 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 01440

01440 is a suburban zip code in Gardner, Massachusetts (Worcester County), covering 25 sq mi of land. About 21,276 people live here, or 868 per square mile. The median resident is 43.7 years old, compared with 38.9 nationally.

The median household earns $67,440 a year, 16% below the national median of $80,734. 13.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $303,500, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 59% of occupied homes are lived in by their owners, and renters pay a median of $1,109 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.6 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and construction and repair.

How 01440 compares

Sorted from highest to lowest national percentile

Median age43.7
80th
U.S. 38.9 · MA 40257th of 522 in MA
Unemployment rate7%
80th
WeaknessU.S. 5.2% · MA 5.2%85th of 520 in MA
Healthcare workers11.6%
78th
U.S. 9.7% · MA 10.3%166th of 520 in MA
Average commute30.6 min
77th
U.S. 26.4 min · MA 29.1 min211th of 504 in MA
Residents 65 and older19.7%
72nd
U.S. 17.2% · MA 17.9%250th of 522 in MA
Veterans7.1%
67th
U.S. 6.2% · MA 4.3%102nd of 522 in MA
Government workers16.1%
66th
U.S. 14.5% · MA 12.7%147th of 520 in MA
Poverty rate13.7%
64th
U.S. 12.5% · MA 10%84th of 519 in MA
Median earnings per worker$53,279
64th
U.S. $49,666 · MA $62,095381st of 519 in MA
Income inequality (Gini)0.452
64th
U.S. 0.483 · MA 0.489188th of 517 in MA
Work from home13.5%
54th
U.S. 15.1% · MA 18.6%343rd of 520 in MA
Rent-burdened renters49.7%
46th
U.S. 51.1% · MA 51.8%289th of 506 in MA
Median home value$303,500
44th
U.S. $332,700 · MA $562,100453rd of 506 in MA
Per capita income$37,282
42nd
U.S. $44,673 · MA $57,897455th of 522 in MA
Foreign-born residents7.9%
42nd
U.S. 14.1% · MA 18%280th of 522 in MA
Population density868/sq mi
41st
U.S. 95/sq mi · MA 903/sq mi248th of 522 in MA
Housing vacancy5.7%
41st
U.S. 10.1% · MA 8.1%255th of 519 in MA
Population21,276
33rd
U.S. 334,922,499 · MA 7,044,056119th of 522 in MA
Diversity index37.9
33rd
U.S. 61.4 · MA 52.7190th of 522 in MA
Broadband access89.9%
33rd
U.S. 91% · MA 92.8%421st of 518 in MA
Median household income$67,440
32nd
U.S. $80,734 · MA $103,960456th of 503 in MA
Bachelor's degree or higher23.9%
31st
U.S. 35.7% · MA 47.3%472nd of 521 in MA
Homeownership rate59.1%
31st
U.S. 65.2% · MA 62.5%402nd of 518 in MA
Median gross rent$1,109
29th
U.S. $1,413 · MA $1,762413th of 461 in MA
Tech workers1.7%
27th
U.S. 3.8% · MA 4.9%412th of 520 in MA
Residents under 1818.2%
20th
U.S. 22% · MA 19.4%290th of 522 in MA
Uninsured rate2.7%
10th
StrengthU.S. 8.4% · MA 2.6%153rd of 521 in MA
Self-employed workers5.9%
9th
U.S. 10% · MA 8.8%433rd of 520 in MA

Measure	01440	Worcester	MA	U.S.	National percentile	Rank in MA
Median age	43.7	40.2	40	38.9	80th	257th of 522
Unemployment rateWeakness	7%	5.3%	5.2%	5.2%	80th	85th of 520
Healthcare workers	11.6%	10.7%	10.3%	9.7%	78th	166th of 520
Average commute	30.6 min	29.2 min	29.1 min	26.4 min	77th	211th of 504
Residents 65 and older	19.7%	17%	17.9%	17.2%	72nd	250th of 522
Veterans	7.1%	5%	4.3%	6.2%	67th	102nd of 522
Government workers	16.1%	13.9%	12.7%	14.5%	66th	147th of 520
Poverty rate	13.7%	10.3%	10%	12.5%	64th	84th of 519
Median earnings per worker	$53,279	$57,879	$62,095	$49,666	64th	381st of 519
Income inequality (Gini)	0.452	0.453	0.489	0.483	64th	188th of 517
Work from home	13.5%	15.6%	18.6%	15.1%	54th	343rd of 520
Rent-burdened renters	49.7%	50.6%	51.8%	51.1%	46th	289th of 506
Median home value	$303,500	$423,700	$562,100	$332,700	44th	453rd of 506
Per capita income	$37,282	$48,914	$57,897	$44,673	42nd	455th of 522
Foreign-born residents	7.9%	14.5%	18%	14.1%	42nd	280th of 522
Population density	868/sq mi	574/sq mi	903/sq mi	95/sq mi	41st	248th of 522
Housing vacancy	5.7%	5.5%	8.1%	10.1%	41st	255th of 519
Population	21,276	867,788	7,044,056	334,922,499	33rd	119th of 522
Diversity index	37.9	48	52.7	61.4	33rd	190th of 522
Broadband access	89.9%	92.9%	92.8%	91%	33rd	421st of 518
Median household income	$67,440	$95,939	$103,960	$80,734	32nd	456th of 503
Bachelor's degree or higher	23.9%	39.7%	47.3%	35.7%	31st	472nd of 521
Homeownership rate	59.1%	65.8%	62.5%	65.2%	31st	402nd of 518
Median gross rent	$1,109	$1,426	$1,762	$1,413	29th	413th of 461
Tech workers	1.7%	4.2%	4.9%	3.8%	27th	412th of 520
Residents under 18	18.2%	20.6%	19.4%	22%	20th	290th of 522
Uninsured rateStrength	2.7%	2.5%	2.6%	8.4%	10th	153rd of 521
Self-employed workers	5.9%	7.8%	8.8%	10%	9th	433rd of 520

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

14%

25–34

14%

35–44

11%

45–54

17%

55–64

11%

65–74

75+

Median age

43.7

Under 18

18.2%

65 and over

19.7%

Race and ethnicity

White78%
Black4%
Hispanic11%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.1%
Multiracial5%

Diversity index

37.9

U.S. 61.4

Foreign-born

7.9%

U.S. 14.1%

Born in state

75%

Language spoken at home (households)

English only

82%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 9,007
Average household size: 2.2
Family households: 59.1%
Married couples: 38%
Living alone: 31.8%
Veterans (of adults): 7.1%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

18%

$50–75k

16%

$75–100k

13%

$100–150k

20%

$150–200k

$200k+

Median household income

01440

$67,440

Worcester Co.

$95,939

Massachusetts

$103,960

United States

$80,734

Per capita income

$37,282

U.S. $44,673

Poverty rate

13.7%

U.S. 12.5%

Households earning $150K+

12.2%

U.S. 23%

Income inequality (Gini)

0.452

U.S. 0.483

Housing

Median home value

01440

$303,500

Worcester Co.

$423,700

Massachusetts

$562,100

United States

$332,700

Median gross rent

01440

$1,109

Worcester Co.

$1,426

Massachusetts

$1,762

United States

$1,413

Types of housing

Single-family

51%

2–4 units

25%

5–19 units

20+ units

14%

Mobile home

Boat, RV, van

Housing units: 9,555
Owner-occupied: 59.1%
Vacant: 5.7%
Median year built: 1954
Median rooms: 5.1
Renters paying 30%+ of income: 49.7%
Renters paying 50%+ of income: 27.8%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

10%

Transit

Walked

Bicycle

0.3%

Worked from home

14%

Other

Commute time (one way)

<10 min

15%

10–19

21%

20–29

16%

30–44

22%

45–59

11%

60+

14%

Average commute

30.6 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Healthcare

12%

Construction and repair

10%

Sales

Transportation and moving

Management

Education

Production

Business and finance

Food service

Engineering and science

Legal and social services

Cleaning and personal care

Police and fire

Computer and math

Arts, media and sports

0.9%

Farming, fishing and forestry

0.4%

Industries

Health care and social assistance

18%

Manufacturing

13%

Education

12%

Retail

10%

Construction

Transportation, warehousing and utilities

Professional and technical services

Restaurants and hotels

Other services

Finance, insurance and real estate

Public administration

Wholesale

Admin, support and management

Arts and recreation

Agriculture and mining

0.9%

Information

0.6%

Median earnings per worker

$53,279

U.S. $49,666

Self-employed

5.9%

U.S. 10%

Government workers

16.1%

U.S. 14.5%

Nonprofit workers

13%

U.S. 8.8%

Median earnings by type of work

Type of work	01440	U.S.
Management, business, science and arts	$69,114	$74,888
Service	$22,228	$26,804
Sales and office	$47,551	$40,476
Construction and maintenance	$72,206	$49,199
Production and transportation	$44,576	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

35%

Some college

19%

Associate's

10%

Bachelor's

16%

Graduate

High school graduate or higher: 87.1%
Bachelor's degree or higher: 23.9%
Graduate or professional degree: 8.1%
Households with broadband: 89.9%
Cable, fiber or DSL: 77.6%
No internet access: 7.4%
Without health insurance: 2.7%
Limited-English households: 1.9%

Geography

City (USPS): Gardner
State: Massachusetts
County: Worcester County
Center point: 42.5883° N, 71.9861° W
Land area: 25 sq mi
Water area: 1.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Gardner90% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 01440

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
01438	East Templeton, MA	3.2 mi	330	—	$261,300
01473	Westminster, MA	4.7 mi	8,374	$106,331	$422,000
01441	Westminster, MA · PO box	4.8 mi	—	—	—
01436	Baldwinville, MA	5.2 mi	3,720	$77,721	$342,700
01468	Templeton, MA	5.2 mi	4,183	$113,427	$384,500
01452	Hubbardston, MA	6.5 mi	4,371	$123,500	$371,600
01475	Winchendon, MA	6.6 mi	10,265	$76,552	$323,800
01430	Ashburnham, MA	6.7 mi	6,481	$118,683	$391,700
01420	Fitchburg, MA	8.6 mi	41,839	$72,780	$335,300
01431	Ashby, MA	9.9 mi	3,211	$115,598	$390,500
01331	Athol, MA	10 mi	13,922	$72,181	$281,400
01541	Princeton, MA	11 mi	3,529	$158,750	$520,500

Zip codes like 01440 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 01440

What city is zip code 01440?

01440 is assigned to Gardner, Massachusetts. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 01440 in?

01440 is in Worcester County, Massachusetts.

What is the population of 01440?

About 21,276 people live in 01440, according to the Census Bureau's American Community Survey.

What time zone is 01440 in?

01440 is in Eastern Time.

What is the median household income in 01440?

The median household income in 01440 is $67,440.

What zip codes are near 01440?

The closest zip codes to 01440 are 01438, 01473, 01441, 01436, 01468.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 01440, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.