Zip code 98446: Tacoma, Washington

Q: What city is zip code 98446?

98446 is assigned to Tacoma, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98446 in?

98446 is in Pierce County, Washington.

Q: What is the population of 98446?

About 14,634 people live in 98446, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98446?

The median household income in 98446 is $101,938.

Q: What zip codes are near 98446?

The closest zip codes to 98446 are 98445, 98373, 98375, 98447, 98444.

Residential delivery areaPierce CountyPacific Time

Population

14,634

Median household income

$102K

U.S. $81K

Median home value

$488K

U.S. $333K

Median rent

$1,991/mo

U.S. $1,413

Median age

36.7

U.S. 38.9

Land area

11 sq mi

1,344 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98446

98446 is a suburban zip code in Tacoma, Washington (Pierce County), covering 11 sq mi of land. About 14,634 people live here, or 1,344 per square mile. The median resident is 36.7 years old, compared with 38.9 nationally.

The median household earns $101,938 a year, 26% above the national median of $80,734. 9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $487,500, or 4.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $1,991 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.5 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and office and administrative support. 22% of households speak a language other than English at home, most often Spanish.

How 98446 compares

Sorted from highest to lowest national percentile

Broadband access97.2%
94th
StrengthU.S. 91% · WA 93.6%54th of 563 in WA
Veterans11.4%
93rd
U.S. 6.2% · WA 7.8%144th of 571 in WA
Unemployment rate8.4%
89th
WeaknessU.S. 5.2% · WA 5.1%82nd of 570 in WA
Average commute32.5 min
85th
WeaknessU.S. 26.4 min · WA 26.6 min111th of 546 in WA
Median gross rent$1,991
83rd
U.S. $1,413 · WA $1,76079th of 475 in WA
Diversity index61.5
75th
U.S. 61.4 · WA 56.587th of 571 in WA
Residents under 1825.1%
75th
U.S. 22% · WA 21.4%124th of 571 in WA
Median earnings per worker$59,989
75th
U.S. $49,666 · WA $59,959187th of 566 in WA
Median home value$487,500
74th
U.S. $332,700 · WA $564,600231st of 536 in WA
Median household income$101,938
73rd
U.S. $80,734 · WA $98,141154th of 541 in WA
Per capita income$44,225
61st
U.S. $44,673 · WA $53,744254th of 570 in WA
Government workers14.7%
58th
U.S. 14.5% · WA 16%361st of 570 in WA
Population density1,344/sq mi
49th
U.S. 95/sq mi · WA 118/sq mi153rd of 571 in WA
Healthcare workers9.3%
47th
U.S. 9.7% · WA 9.3%233rd of 570 in WA
Homeownership rate66.8%
45th
U.S. 65.2% · WA 63.8%376th of 563 in WA
Foreign-born residents7.7%
42nd
U.S. 14.1% · WA 15.4%263rd of 571 in WA
Housing vacancy5.8%
42nd
U.S. 10.1% · WA 7.3%344th of 563 in WA
Poverty rate9%
38th
U.S. 12.5% · WA 9.9%310th of 563 in WA
Work from home10.3%
36th
U.S. 15.1% · WA 19.8%386th of 570 in WA
Tech workers2.1%
35th
U.S. 3.8% · WA 6.7%318th of 570 in WA
Median age36.7
32nd
U.S. 38.9 · WA 38.3432nd of 571 in WA
Self-employed workers7.9%
31st
U.S. 10% · WA 9.6%391st of 570 in WA
Uninsured rate4.3%
25th
U.S. 8.4% · WA 6.3%375th of 567 in WA
Residents 65 and older13.3%
25th
U.S. 17.2% · WA 16.6%456th of 571 in WA
Bachelor's degree or higher21.5%
24th
U.S. 35.7% · WA 39.6%388th of 571 in WA
Rent-burdened renters43.1%
23rd
U.S. 51.1% · WA 49.9%323rd of 541 in WA
Population14,634
22nd
U.S. 334,922,499 · WA 7,816,116206th of 571 in WA
Income inequality (Gini)0.365
5th
StrengthU.S. 0.483 · WA 0.469466th of 560 in WA

Measure	98446	Pierce	WA	U.S.	National percentile	Rank in WA
Broadband accessStrength	97.2%	94.6%	93.6%	91%	94th	54th of 563
Veterans	11.4%	10.9%	7.8%	6.2%	93rd	144th of 571
Unemployment rateWeakness	8.4%	5.2%	5.1%	5.2%	89th	82nd of 570
Average commuteWeakness	32.5 min	31.3 min	26.6 min	26.4 min	85th	111th of 546
Median gross rent	$1,991	$1,806	$1,760	$1,413	83rd	79th of 475
Diversity index	61.5	58.8	56.5	61.4	75th	87th of 571
Residents under 18	25.1%	23%	21.4%	22%	75th	124th of 571
Median earnings per worker	$59,989	$58,904	$59,959	$49,666	75th	187th of 566
Median home value	$487,500	$526,600	$564,600	$332,700	74th	231st of 536
Median household income	$101,938	$99,564	$98,141	$80,734	73rd	154th of 541
Per capita income	$44,225	$47,648	$53,744	$44,673	61st	254th of 570
Government workers	14.7%	18.3%	16%	14.5%	58th	361st of 570
Population density	1,344/sq mi	558/sq mi	118/sq mi	95/sq mi	49th	153rd of 571
Healthcare workers	9.3%	10.1%	9.3%	9.7%	47th	233rd of 570
Homeownership rate	66.8%	64.7%	63.8%	65.2%	45th	376th of 563
Foreign-born residents	7.7%	10.9%	15.4%	14.1%	42nd	263rd of 571
Housing vacancy	5.8%	5%	7.3%	10.1%	42nd	344th of 563
Poverty rate	9%	8.8%	9.9%	12.5%	38th	310th of 563
Work from home	10.3%	13.9%	19.8%	15.1%	36th	386th of 570
Tech workers	2.1%	3.3%	6.7%	3.8%	35th	318th of 570
Median age	36.7	37	38.3	38.9	32nd	432nd of 571
Self-employed workers	7.9%	7.9%	9.6%	10%	31st	391st of 570
Uninsured rate	4.3%	5.9%	6.3%	8.4%	25th	375th of 567
Residents 65 and older	13.3%	14.8%	16.6%	17.2%	25th	456th of 571
Bachelor's degree or higher	21.5%	30.9%	39.6%	35.7%	24th	388th of 571
Rent-burdened renters	43.1%	53%	49.9%	51.1%	23rd	323rd of 541
Population	14,634	930,319	7,816,116	334,922,499	22nd	206th of 571
Income inequality (Gini)Strength	0.365	0.423	0.469	0.483	5th	466th of 560

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

16%

25–34

16%

35–44

45–54

14%

55–64

65–74

75+

Median age

36.7

Under 18

25.1%

65 and over

13.3%

Race and ethnicity

White59%
Black9%
Hispanic15%
Asian4%
Native American1.0%
Pacific Islander4%
Other0.1%
Multiracial8%

Diversity index

61.5

U.S. 61.4

Foreign-born

7.7%

U.S. 14.1%

Born in state

53.1%

Language spoken at home (households)

English only

78%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 5,257
Average household size: 2.8
Family households: 67.9%
Married couples: 50.8%
Living alone: 18.6%
Veterans (of adults): 11.4%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

13%

$75–100k

17%

$100–150k

27%

$150–200k

11%

$200k+

15%

Median household income

98446

$101,938

Pierce Co.

$99,564

Washington

$98,141

United States

$80,734

Per capita income

$44,225

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

26%

U.S. 23%

Income inequality (Gini)

0.365

U.S. 0.483

Housing

Median home value

98446

$487,500

Pierce Co.

$526,600

Washington

$564,600

United States

$332,700

Median gross rent

98446

$1,991

Pierce Co.

$1,806

Washington

$1,760

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

11%

20+ units

Mobile home

Boat, RV, van

Housing units: 5,579
Owner-occupied: 66.8%
Vacant: 5.8%
Median year built: 1994
Median rooms: 6
Renters paying 30%+ of income: 43.1%
Renters paying 50%+ of income: 14.3%
Home value to income: 4.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10–19

18%

20–29

33%

30–44

21%

45–59

12%

60+

13%

Average commute

32.5 min

U.S. 26.4 min

Unemployment

8.4%

U.S. 5.2%

In labor force

65.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

15%

Construction and repair

14%

Office and admin

10%

Management

10%

Healthcare

Sales

Production

Education

Business and finance

Cleaning and personal care

Food service

Computer and math

Police and fire

Legal and social services

Engineering and science

Arts, media and sports

0.5%

Farming, fishing and forestry

Industries

Health care and social assistance

16%

Construction

13%

Transportation, warehousing and utilities

11%

Retail

11%

Education

10%

Manufacturing

Restaurants and hotels

Finance, insurance and real estate

Other services

Public administration

Wholesale

Professional and technical services

Admin, support and management

Arts and recreation

Information

0.8%

Agriculture and mining

0.2%

Median earnings per worker

$59,989

U.S. $49,666

Self-employed

7.9%

U.S. 10%

Government workers

14.7%

U.S. 14.5%

Nonprofit workers

7.1%

U.S. 8.8%

Median earnings by type of work

Type of work	98446	U.S.
Management, business, science and arts	$71,133	$74,888
Service	$32,149	$26,804
Sales and office	$57,317	$40,476
Construction and maintenance	$63,897	$49,199
Production and transportation	$62,333	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

27%

Some college

24%

Associate's

16%

Bachelor's

18%

Graduate

High school graduate or higher: 87.7%
Bachelor's degree or higher: 21.5%
Graduate or professional degree: 4%
Households with broadband: 97.2%
Cable, fiber or DSL: 83.9%
No internet access: 1.5%
Without health insurance: 4.3%
Limited-English households: 1.4%

Geography

City (USPS): Tacoma
State: Washington
County: Pierce County
Center point: 47.1319° N, 122.3758° W
Land area: 11 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Clover Creek (unincorporated)39% of zip
Frederickson (unincorporated)39% of zip
Summit (unincorporated)22% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98446

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98445	Tacoma, WA	1.4 mi	33,684	$92,520	$444,800
98373	Puyallup, WA	2.7 mi	28,883	$103,796	$565,700
98375	Puyallup, WA	3 mi	31,187	$117,074	$522,100
98447	Tacoma, WA	3.3 mi	921	—	—
98444	Tacoma, WA	3.7 mi	35,754	$65,342	$416,400
98387	Spanaway, WA	4.9 mi	50,774	$106,872	$461,000
98443	Tacoma, WA	5.1 mi	5,558	$105,035	$519,100
98374	Puyallup, WA	5.3 mi	49,007	$112,662	$535,300
98371	Puyallup, WA	5.4 mi	24,682	$97,242	$556,800
98438	McChord Afb, WA	5.5 mi	613	—	—
98404	Tacoma, WA	5.6 mi	35,961	$82,191	$413,900
98408	Tacoma, WA	5.6 mi	21,009	$80,899	$410,500

Zip codes like 98446 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98446

What city is zip code 98446?

98446 is assigned to Tacoma, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98446 in?

98446 is in Pierce County, Washington.

What is the population of 98446?

About 14,634 people live in 98446, according to the Census Bureau's American Community Survey.

What time zone is 98446 in?

98446 is in Pacific Time.

What is the median household income in 98446?

The median household income in 98446 is $101,938.

What zip codes are near 98446?

The closest zip codes to 98446 are 98445, 98373, 98375, 98447, 98444.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98446, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.