Zip code 98445: Tacoma, Washington

Q: What city is zip code 98445?

98445 is assigned to Tacoma, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98445 in?

98445 is in Pierce County, Washington.

Q: What is the population of 98445?

About 33,684 people live in 98445, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98445?

The median household income in 98445 is $92,520.

Q: What zip codes are near 98445?

The closest zip codes to 98445 are 98446, 98447, 98444, 98373, 98438.

Residential delivery areaPierce CountyPacific Time

Population

33,684

Median household income

$93K

U.S. $81K

Median home value

$445K

U.S. $333K

Median rent

$1,778/mo

U.S. $1,413

Median age

38.1

U.S. 38.9

Land area

10 sq mi

3,224 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98445

98445 is an urban zip code in Tacoma, Washington (Pierce County), covering 10 sq mi of land. About 33,684 people live here, or 3,224 per square mile. The median resident is 38.1 years old, compared with 38.9 nationally.

The median household earns $92,520 a year, close to the national median of $80,734. 9.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $444,800, or 4.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $1,778 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.7 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in healthcare; transportation and moving goods; and office and administrative support. 24% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 98445 compares

Sorted from highest to lowest national percentile

Veterans12.6%
95th
U.S. 6.2% · WA 7.8%109th of 571 in WA
Diversity index69.8
93rd
U.S. 61.4 · WA 56.536th of 571 in WA
Healthcare workers14%
92nd
U.S. 9.7% · WA 9.3%57th of 570 in WA
Average commute32.7 min
86th
WeaknessU.S. 26.4 min · WA 26.6 min109th of 546 in WA
Broadband access95.8%
83rd
StrengthU.S. 91% · WA 93.6%123rd of 563 in WA
Median gross rent$1,778
72nd
U.S. $1,413 · WA $1,760144th of 475 in WA
Unemployment rate6.2%
71st
U.S. 5.2% · WA 5.1%165th of 570 in WA
Government workers16.7%
70th
U.S. 14.5% · WA 16%300th of 570 in WA
Population density3,224/sq mi
69th
U.S. 95/sq mi · WA 118/sq mi100th of 571 in WA
Median home value$444,800
68th
U.S. $332,700 · WA $564,600285th of 536 in WA
Median household income$92,520
65th
U.S. $80,734 · WA $98,141218th of 541 in WA
Rent-burdened renters54.2%
64th
U.S. 51.1% · WA 49.9%155th of 541 in WA
Foreign-born residents13.6%
61st
U.S. 14.1% · WA 15.4%147th of 571 in WA
Median earnings per worker$51,955
61st
U.S. $49,666 · WA $59,959301st of 566 in WA
Tech workers3.3%
58th
U.S. 3.8% · WA 6.7%220th of 570 in WA
Residents under 1822.9%
57th
U.S. 22% · WA 21.4%200th of 571 in WA
Population33,684
56th
U.S. 334,922,499 · WA 7,816,11680th of 571 in WA
Residents 65 and older16.8%
52nd
U.S. 17.2% · WA 16.6%355th of 571 in WA
Uninsured rate6.9%
51st
U.S. 8.4% · WA 6.3%208th of 567 in WA
Homeownership rate68.5%
50th
U.S. 65.2% · WA 63.8%354th of 563 in WA
Per capita income$37,944
44th
U.S. $44,673 · WA $53,744366th of 570 in WA
Median age38.1
43rd
U.S. 38.9 · WA 38.3383rd of 571 in WA
Poverty rate9.1%
39th
U.S. 12.5% · WA 9.9%305th of 563 in WA
Self-employed workers8.5%
39th
U.S. 10% · WA 9.6%358th of 570 in WA
Housing vacancy4.4%
27th
U.S. 10.1% · WA 7.3%418th of 563 in WA
Work from home8.3%
24th
U.S. 15.1% · WA 19.8%423rd of 570 in WA
Bachelor's degree or higher18.7%
17th
WeaknessU.S. 35.7% · WA 39.6%434th of 571 in WA
Income inequality (Gini)0.367
5th
StrengthU.S. 0.483 · WA 0.469458th of 560 in WA

Measure	98445	Pierce	WA	U.S.	National percentile	Rank in WA
Veterans	12.6%	10.9%	7.8%	6.2%	95th	109th of 571
Diversity index	69.8	58.8	56.5	61.4	93rd	36th of 571
Healthcare workers	14%	10.1%	9.3%	9.7%	92nd	57th of 570
Average commuteWeakness	32.7 min	31.3 min	26.6 min	26.4 min	86th	109th of 546
Broadband accessStrength	95.8%	94.6%	93.6%	91%	83rd	123rd of 563
Median gross rent	$1,778	$1,806	$1,760	$1,413	72nd	144th of 475
Unemployment rate	6.2%	5.2%	5.1%	5.2%	71st	165th of 570
Government workers	16.7%	18.3%	16%	14.5%	70th	300th of 570
Population density	3,224/sq mi	558/sq mi	118/sq mi	95/sq mi	69th	100th of 571
Median home value	$444,800	$526,600	$564,600	$332,700	68th	285th of 536
Median household income	$92,520	$99,564	$98,141	$80,734	65th	218th of 541
Rent-burdened renters	54.2%	53%	49.9%	51.1%	64th	155th of 541
Foreign-born residents	13.6%	10.9%	15.4%	14.1%	61st	147th of 571
Median earnings per worker	$51,955	$58,904	$59,959	$49,666	61st	301st of 566
Tech workers	3.3%	3.3%	6.7%	3.8%	58th	220th of 570
Residents under 18	22.9%	23%	21.4%	22%	57th	200th of 571
Population	33,684	930,319	7,816,116	334,922,499	56th	80th of 571
Residents 65 and older	16.8%	14.8%	16.6%	17.2%	52nd	355th of 571
Uninsured rate	6.9%	5.9%	6.3%	8.4%	51st	208th of 567
Homeownership rate	68.5%	64.7%	63.8%	65.2%	50th	354th of 563
Per capita income	$37,944	$47,648	$53,744	$44,673	44th	366th of 570
Median age	38.1	37	38.3	38.9	43rd	383rd of 571
Poverty rate	9.1%	8.8%	9.9%	12.5%	39th	305th of 563
Self-employed workers	8.5%	7.9%	9.6%	10%	39th	358th of 570
Housing vacancy	4.4%	5%	7.3%	10.1%	27th	418th of 563
Work from home	8.3%	13.9%	19.8%	15.1%	24th	423rd of 570
Bachelor's degree or higherWeakness	18.7%	30.9%	39.6%	35.7%	17th	434th of 571
Income inequality (Gini)Strength	0.367	0.423	0.469	0.483	5th	458th of 560

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

15%

25–34

12%

35–44

11%

45–54

13%

55–64

12%

65–74

75+

Median age

38.1

Under 18

22.9%

65 and over

16.8%

Race and ethnicity

White50%
Black10%
Hispanic14%
Asian8%
Native American2%
Pacific Islander5%
Other0.0%
Multiracial11%

Diversity index

69.8

U.S. 61.4

Foreign-born

13.6%

U.S. 14.1%

Born in state

51%

Language spoken at home (households)

English only

76%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 11,981
Average household size: 2.8
Family households: 72.9%
Married couples: 51.6%
Living alone: 19.3%
Veterans (of adults): 12.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

15%

$50–75k

16%

$75–100k

15%

$100–150k

24%

$150–200k

11%

$200k+

10%

Median household income

98445

$92,520

Pierce Co.

$99,564

Washington

$98,141

United States

$80,734

Per capita income

$37,944

U.S. $44,673

Poverty rate

9.1%

U.S. 12.5%

Households earning $150K+

21.2%

U.S. 23%

Income inequality (Gini)

0.367

U.S. 0.483

Housing

Median home value

98445

$444,800

Pierce Co.

$526,600

Washington

$564,600

United States

$332,700

Median gross rent

98445

$1,778

Pierce Co.

$1,806

Washington

$1,760

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 12,526
Owner-occupied: 68.5%
Vacant: 4.4%
Median year built: 1987
Median rooms: 5.9
Renters paying 30%+ of income: 54.2%
Renters paying 50%+ of income: 29.3%
Home value to income: 4.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

0.7%

Bicycle

0.0%

Worked from home

Other

Commute time (one way)

<10 min

10–19

18%

20–29

30%

30–44

20%

45–59

13%

60+

14%

Average commute

32.7 min

U.S. 26.4 min

Unemployment

6.2%

U.S. 5.2%

In labor force

64.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Transportation and moving

13%

Office and admin

12%

Construction and repair

11%

Management

Cleaning and personal care

Sales

Production

Education

Police and fire

Business and finance

Computer and math

Food service

Legal and social services

Engineering and science

Arts, media and sports

0.9%

Farming, fishing and forestry

0.6%

Industries

Health care and social assistance

19%

Retail

13%

Transportation, warehousing and utilities

10%

Construction

10%

Manufacturing

Education

Public administration

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Restaurants and hotels

Other services

Arts and recreation

Wholesale

Information

Agriculture and mining

Median earnings per worker

$51,955

U.S. $49,666

Self-employed

8.5%

U.S. 10%

Government workers

16.7%

U.S. 14.5%

Nonprofit workers

8.6%

U.S. 8.8%

Median earnings by type of work

Type of work	98445	U.S.
Management, business, science and arts	$70,779	$74,888
Service	$41,729	$26,804
Sales and office	$49,879	$40,476
Construction and maintenance	$54,893	$49,199
Production and transportation	$47,601	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

36%

Some college

24%

Associate's

12%

Bachelor's

11%

Graduate

High school graduate or higher: 89.7%
Bachelor's degree or higher: 18.7%
Graduate or professional degree: 7.5%
Households with broadband: 95.8%
Cable, fiber or DSL: 82%
No internet access: 3%
Without health insurance: 6.9%
Limited-English households: 2.9%

Geography

City (USPS): Tacoma
State: Washington
County: Pierce County
Center point: 47.1374° N, 122.4047° W
Land area: 10 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Parkland (unincorporated)30% of zip
Clover Creek (unincorporated)20% of zip
Midland (unincorporated)19% of zip
Spanaway (unincorporated)18% of zip
Frederickson (unincorporated)5% of zip
Summit (unincorporated)5% of zip
Tacoma4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98445

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98446	Tacoma, WA	1.4 mi	14,634	$101,938	$487,500
98447	Tacoma, WA	1.9 mi	921	—	—
98444	Tacoma, WA	2.3 mi	35,754	$65,342	$416,400
98373	Puyallup, WA	3.9 mi	28,883	$103,796	$565,700
98438	McChord Afb, WA	4.1 mi	613	—	—
98375	Puyallup, WA	4.3 mi	31,187	$117,074	$522,100
98439	Lakewood, WA	4.6 mi	5,671	$50,509	—
98408	Tacoma, WA	4.6 mi	21,009	$80,899	$410,500
98443	Tacoma, WA	4.9 mi	5,558	$105,035	$519,100
98404	Tacoma, WA	5 mi	35,961	$82,191	$413,900
98499	Lakewood, WA	5.2 mi	32,464	$67,292	$408,500
98496	Lakewood, WA · PO box	5.3 mi	—	—	—

Zip codes like 98445 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98445

What city is zip code 98445?

98445 is assigned to Tacoma, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98445 in?

98445 is in Pierce County, Washington.

What is the population of 98445?

About 33,684 people live in 98445, according to the Census Bureau's American Community Survey.

What time zone is 98445 in?

98445 is in Pacific Time.

What is the median household income in 98445?

The median household income in 98445 is $92,520.

What zip codes are near 98445?

The closest zip codes to 98445 are 98446, 98447, 98444, 98373, 98438.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98445, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.