Zip code 98295: Sumas, Washington

Q: What city is zip code 98295?

98295 is assigned to Sumas, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98295 in?

98295 is in Whatcom County, Washington.

Q: What is the population of 98295?

About 3,279 people live in 98295, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98295?

The median household income in 98295 is $98,965.

Q: What zip codes are near 98295?

The closest zip codes to 98295 are 98276, 98266, 98247, 98264, 98226.

Residential delivery areaWhatcom CountyPacific Time

Population

3,279

Median household income

$99K

U.S. $81K

Median home value

$456K

U.S. $333K

Median rent

$1,376/mo

U.S. $1,413

Median age

37.1

U.S. 38.9

Land area

31 sq mi

105 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98295

98295 is a small-town zip code in Sumas, Washington (Whatcom County), covering 31 sq mi of land. About 3,279 people live here, or 105 per square mile. The median resident is 37.1 years old, compared with 38.9 nationally.

The median household earns $98,965 a year, 23% above the national median of $80,734. 4.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $456,200, or 4.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $1,376 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in construction and repair; cleaning and personal care; and office and administrative support.

How 98295 compares

Sorted from highest to lowest national percentile

Residents under 1832.9%
99th
U.S. 22% · WA 21.4%19th of 571 in WA
Broadband access95.3%
79th
U.S. 91% · WA 93.6%152nd of 563 in WA
Median household income$98,965
71st
U.S. $80,734 · WA $98,141173rd of 541 in WA
Uninsured rate10.1%
71st
U.S. 8.4% · WA 6.3%109th of 567 in WA
Median home value$456,200
70th
U.S. $332,700 · WA $564,600266th of 536 in WA
Median earnings per worker$54,111
66th
U.S. $49,666 · WA $59,959265th of 566 in WA
Average commute27.3 min
58th
U.S. 26.4 min · WA 26.6 min247th of 546 in WA
Government workers14.1%
53rd
U.S. 14.5% · WA 16%389th of 570 in WA
Median gross rent$1,376
49th
U.S. $1,413 · WA $1,760246th of 475 in WA
Veterans5.8%
49th
U.S. 6.2% · WA 7.8%432nd of 571 in WA
Foreign-born residents9.5%
49th
U.S. 14.1% · WA 15.4%227th of 571 in WA
Housing vacancy6.4%
48th
U.S. 10.1% · WA 7.3%318th of 563 in WA
Work from home10.8%
39th
U.S. 15.1% · WA 19.8%375th of 570 in WA
Per capita income$35,724
36th
U.S. $44,673 · WA $53,744412th of 570 in WA
Median age37.1
35th
U.S. 38.9 · WA 38.3423rd of 571 in WA
Homeownership rate58.4%
29th
U.S. 65.2% · WA 63.8%461st of 563 in WA
Diversity index32.8
27th
U.S. 61.4 · WA 56.5361st of 571 in WA
Bachelor's degree or higher18.2%
16th
WeaknessU.S. 35.7% · WA 39.6%448th of 571 in WA
Residents 65 and older11.6%
15th
U.S. 17.2% · WA 16.6%492nd of 571 in WA
Population density105/sq mi
14th
U.S. 95/sq mi · WA 118/sq mi312th of 571 in WA
Unemployment rate2.7%
12th
StrengthU.S. 5.2% · WA 5.1%441st of 570 in WA
Self-employed workers6.3%
12th
U.S. 10% · WA 9.6%455th of 570 in WA
Poverty rate4.9%
11th
StrengthU.S. 12.5% · WA 9.9%478th of 563 in WA
Tech workers0.8%
10th
U.S. 3.8% · WA 6.7%393rd of 570 in WA
Population3,279
5th
U.S. 334,922,499 · WA 7,816,116329th of 571 in WA
Healthcare workers5.3%
5th
U.S. 9.7% · WA 9.3%434th of 570 in WA
Rent-burdened renters23.4%
2nd
StrengthU.S. 51.1% · WA 49.9%470th of 541 in WA
Income inequality (Gini)0.309
1st
StrengthU.S. 0.483 · WA 0.469535th of 560 in WA

Measure	98295	Whatcom	WA	U.S.	National percentile	Rank in WA
Residents under 18	32.9%	18.5%	21.4%	22%	99th	19th of 571
Broadband access	95.3%	93.7%	93.6%	91%	79th	152nd of 563
Median household income	$98,965	$81,784	$98,141	$80,734	71st	173rd of 541
Uninsured rate	10.1%	5.8%	6.3%	8.4%	71st	109th of 567
Median home value	$456,200	$585,800	$564,600	$332,700	70th	266th of 536
Median earnings per worker	$54,111	$48,317	$59,959	$49,666	66th	265th of 566
Average commute	27.3 min	21.6 min	26.6 min	26.4 min	58th	247th of 546
Government workers	14.1%	15.7%	16%	14.5%	53rd	389th of 570
Median gross rent	$1,376	$1,555	$1,760	$1,413	49th	246th of 475
Veterans	5.8%	6.3%	7.8%	6.2%	49th	432nd of 571
Foreign-born residents	9.5%	9.9%	15.4%	14.1%	49th	227th of 571
Housing vacancy	6.4%	9.2%	7.3%	10.1%	48th	318th of 563
Work from home	10.8%	14.8%	19.8%	15.1%	39th	375th of 570
Per capita income	$35,724	$45,361	$53,744	$44,673	36th	412th of 570
Median age	37.1	38.4	38.3	38.9	35th	423rd of 571
Homeownership rate	58.4%	63.7%	63.8%	65.2%	29th	461st of 563
Diversity index	32.8	40.9	56.5	61.4	27th	361st of 571
Bachelor's degree or higherWeakness	18.2%	39.3%	39.6%	35.7%	16th	448th of 571
Residents 65 and older	11.6%	18.9%	16.6%	17.2%	15th	492nd of 571
Population density	105/sq mi	109/sq mi	118/sq mi	95/sq mi	14th	312th of 571
Unemployment rateStrength	2.7%	4.8%	5.1%	5.2%	12th	441st of 570
Self-employed workers	6.3%	12.8%	9.6%	10%	12th	455th of 570
Poverty rateStrength	4.9%	12.9%	9.9%	12.5%	11th	478th of 563
Tech workers	0.8%	2.9%	6.7%	3.8%	10th	393rd of 570
Population	3,279	230,503	7,816,116	334,922,499	5th	329th of 571
Healthcare workers	5.3%	9.6%	9.3%	9.7%	5th	434th of 570
Rent-burdened rentersStrength	23.4%	60.1%	49.9%	51.1%	2nd	470th of 541
Income inequality (Gini)Strength	0.309	0.462	0.469	0.483	1st	535th of 560

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

25%

5–17

18–24

10%

25–34

22%

35–44

13%

45–54

55–64

65–74

75+

Median age

37.1

Under 18

32.9%

65 and over

11.6%

Race and ethnicity

White81%
Black0.1%
Hispanic13%
Asian0.9%
Native American0.7%
Pacific Islander0%
Other0.8%
Multiracial4%

Diversity index

32.8

U.S. 61.4

Foreign-born

9.5%

U.S. 14.1%

Born in state

57.4%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,150
Average household size: 2.9
Family households: 80.7%
Married couples: 70.4%
Living alone: 17%
Veterans (of adults): 5.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

11%

$75–100k

26%

$100–150k

27%

$150–200k

10%

$200k+

Median household income

98295

$98,965

Whatcom Co.

$81,784

Washington

$98,141

United States

$80,734

Per capita income

$35,724

U.S. $44,673

Poverty rate

4.9%

U.S. 12.5%

Households earning $150K+

15.7%

U.S. 23%

Income inequality (Gini)

0.309

U.S. 0.483

Housing

Median home value

98295

$456,200

Whatcom Co.

$585,800

Washington

$564,600

United States

$332,700

Median gross rent

98295

$1,376

Whatcom Co.

$1,555

Washington

$1,760

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

Boat, RV, van

Housing units: 1,229
Owner-occupied: 58.4%
Vacant: 6.4%
Median year built: 1985
Median rooms: 4.8
Renters paying 30%+ of income: 23.4%
Renters paying 50%+ of income: 11.8%
Home value to income: 4.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

11%

Other

0.3%

Commute time (one way)

<10 min

14%

10–19

26%

20–29

17%

30–44

14%

45–59

23%

60+

Average commute

27.3 min

U.S. 26.4 min

Unemployment

2.7%

U.S. 5.2%

In labor force

76%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

17%

Cleaning and personal care

16%

Office and admin

14%

Management

Production

Healthcare

Police and fire

Transportation and moving

Education

Sales

Farming, fishing and forestry

Business and finance

Engineering and science

Food service

Arts, media and sports

Legal and social services

Computer and math

0.8%

Industries

Construction

18%

Other services

14%

Manufacturing

Public administration

Education

Health care and social assistance

Agriculture and mining

Professional and technical services

Transportation, warehousing and utilities

Finance, insurance and real estate

Retail

Admin, support and management

Arts and recreation

Wholesale

Restaurants and hotels

Information

Median earnings per worker

$54,111

U.S. $49,666

Self-employed

6.3%

U.S. 10%

Government workers

14.1%

U.S. 14.5%

Nonprofit workers

16.6%

U.S. 8.8%

Median earnings by type of work

Type of work	98295	U.S.
Management, business, science and arts	$60,855	$74,888
Service	$24,375	$26,804
Sales and office	$33,778	$40,476
Construction and maintenance	$97,879	$49,199
Production and transportation	$59,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

20%

Some college

32%

Associate's

17%

Bachelor's

10%

Graduate

High school graduate or higher: 86.8%
Bachelor's degree or higher: 18.2%
Graduate or professional degree: 8.3%
Households with broadband: 95.3%
Cable, fiber or DSL: 73.7%
No internet access: 2.1%
Without health insurance: 10.1%
Limited-English households: 5.7%

Geography

City (USPS): Sumas
State: Washington
County: Whatcom County
Center point: 48.9834° N, 122.1951° W
Land area: 31 sq mi
Water area: 0.2 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Sumas5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98295

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98276	Nooksack, WA	6.9 mi	1,794	$97,159	$524,300
98266	Maple Falls, WA	7.3 mi	4,245	$51,361	$421,200
98247	Everson, WA	8 mi	9,115	$88,724	$564,400
98264	Lynden, WA	12 mi	23,123	$103,638	$609,100
98226	Bellingham, WA	17 mi	46,782	$79,375	$607,600
98240	Custer, WA	20 mi	3,593	$110,116	$619,700
98244	Deming, WA	20 mi	2,994	$67,159	$447,000
98227	Bellingham, WA · PO box	20 mi	—	—	—
98228	Bellingham, WA · PO box	20 mi	—	—	—
98220	Acme, WA	21 mi	541	$92,266	$368,800
98225	Bellingham, WA	21 mi	50,216	$63,941	$631,200
98248	Ferndale, WA	21 mi	28,498	$91,060	$589,600

Zip codes like 98295 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98295

What city is zip code 98295?

98295 is assigned to Sumas, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98295 in?

98295 is in Whatcom County, Washington.

What is the population of 98295?

About 3,279 people live in 98295, according to the Census Bureau's American Community Survey.

What time zone is 98295 in?

98295 is in Pacific Time.

What is the median household income in 98295?

The median household income in 98295 is $98,965.

What zip codes are near 98295?

The closest zip codes to 98295 are 98276, 98266, 98247, 98264, 98226.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98295, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.