Zip code 98277: Oak Harbor, Washington

Q: What city is zip code 98277?

98277 is assigned to Oak Harbor, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98277 in?

98277 is in Island County, Washington.

Q: What is the population of 98277?

About 40,917 people live in 98277, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98277?

The median household income in 98277 is $83,253.

Q: What zip codes are near 98277?

The closest zip codes to 98277 are 98278, 98257, 98239, 98221, 98282.

Residential delivery areaIsland CountyPacific Time

Population

40,917

Median household income

$83K

U.S. $81K

Median home value

$500K

U.S. $333K

Median rent

$1,672/mo

U.S. $1,413

Median age

34.9

U.S. 38.9

Land area

57 sq mi

715 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98277

98277 is a suburban zip code in Oak Harbor, Washington (Island County), covering 57 sq mi of land. About 40,917 people live here, or 715 per square mile. The median resident is 34.9 years old, compared with 38.9 nationally.

The median household earns $83,253 a year, close to the national median of $80,734. 8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $499,600, or 6.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 60% of occupied homes are lived in by their owners, and renters pay a median of $1,672 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.1 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in healthcare; sales; and office and administrative support.

How 98277 compares

Sorted from highest to lowest national percentile

Veterans21.1%
99th
U.S. 6.2% · WA 7.8%20th of 571 in WA
Government workers25.8%
96th
U.S. 14.5% · WA 16%132nd of 570 in WA
Median home value$499,600
75th
U.S. $332,700 · WA $564,600222nd of 536 in WA
Broadband access94.8%
74th
U.S. 91% · WA 93.6%182nd of 563 in WA
Housing vacancy9.7%
70th
U.S. 10.1% · WA 7.3%226th of 563 in WA
Population40,917
69th
U.S. 334,922,499 · WA 7,816,11644th of 571 in WA
Median gross rent$1,672
66th
U.S. $1,413 · WA $1,760171st of 475 in WA
Healthcare workers10.6%
66th
U.S. 9.7% · WA 9.3%154th of 570 in WA
Tech workers3.6%
62nd
U.S. 3.8% · WA 6.7%201st of 570 in WA
Residents under 1823.3%
61st
U.S. 22% · WA 21.4%183rd of 571 in WA
Diversity index54.5
60th
U.S. 61.4 · WA 56.5139th of 571 in WA
Rent-burdened renters53.1%
59th
U.S. 51.1% · WA 49.9%180th of 541 in WA
Median household income$83,253
54th
U.S. $80,734 · WA $98,141283rd of 541 in WA
Self-employed workers9.6%
54th
U.S. 10% · WA 9.6%293rd of 570 in WA
Unemployment rate4.8%
49th
U.S. 5.2% · WA 5.1%259th of 570 in WA
Foreign-born residents9.6%
49th
U.S. 14.1% · WA 15.4%216th of 571 in WA
Per capita income$39,272
47th
U.S. $44,673 · WA $53,744340th of 570 in WA
Residents 65 and older15.9%
45th
U.S. 17.2% · WA 16.6%381st of 571 in WA
Bachelor's degree or higher27.5%
40th
U.S. 35.7% · WA 39.6%286th of 571 in WA
Median earnings per worker$44,720
39th
U.S. $49,666 · WA $59,959406th of 566 in WA
Population density715/sq mi
38th
U.S. 95/sq mi · WA 118/sq mi181st of 571 in WA
Poverty rate8%
32nd
U.S. 12.5% · WA 9.9%348th of 563 in WA
Homeownership rate59.7%
32nd
U.S. 65.2% · WA 63.8%448th of 563 in WA
Uninsured rate4.9%
32nd
U.S. 8.4% · WA 6.3%339th of 567 in WA
Income inequality (Gini)0.402
22nd
U.S. 0.483 · WA 0.469358th of 560 in WA
Median age34.9
20th
U.S. 38.9 · WA 38.3477th of 571 in WA
Work from home7.6%
20th
U.S. 15.1% · WA 19.8%446th of 570 in WA
Average commute20.1 min
13th
StrengthU.S. 26.4 min · WA 26.6 min450th of 546 in WA

Measure	98277	Island	WA	U.S.	National percentile	Rank in WA
Veterans	21.1%	15.3%	7.8%	6.2%	99th	20th of 571
Government workers	25.8%	21.1%	16%	14.5%	96th	132nd of 570
Median home value	$499,600	$593,300	$564,600	$332,700	75th	222nd of 536
Broadband access	94.8%	94.8%	93.6%	91%	74th	182nd of 563
Housing vacancy	9.7%	15.8%	7.3%	10.1%	70th	226th of 563
Population	40,917	86,836	7,816,116	334,922,499	69th	44th of 571
Median gross rent	$1,672	$1,662	$1,760	$1,413	66th	171st of 475
Healthcare workers	10.6%	9.6%	9.3%	9.7%	66th	154th of 570
Tech workers	3.6%	3.3%	6.7%	3.8%	62nd	201st of 570
Residents under 18	23.3%	17.3%	21.4%	22%	61st	183rd of 571
Diversity index	54.5	41.5	56.5	61.4	60th	139th of 571
Rent-burdened renters	53.1%	53.7%	49.9%	51.1%	59th	180th of 541
Median household income	$83,253	$90,551	$98,141	$80,734	54th	283rd of 541
Self-employed workers	9.6%	13.6%	9.6%	10%	54th	293rd of 570
Unemployment rate	4.8%	4.3%	5.1%	5.2%	49th	259th of 570
Foreign-born residents	9.6%	8%	15.4%	14.1%	49th	216th of 571
Per capita income	$39,272	$47,282	$53,744	$44,673	47th	340th of 570
Residents 65 and older	15.9%	26.8%	16.6%	17.2%	45th	381st of 571
Bachelor's degree or higher	27.5%	36.6%	39.6%	35.7%	40th	286th of 571
Median earnings per worker	$44,720	$52,232	$59,959	$49,666	39th	406th of 566
Population density	715/sq mi	417/sq mi	118/sq mi	95/sq mi	38th	181st of 571
Poverty rate	8%	7.7%	9.9%	12.5%	32nd	348th of 563
Homeownership rate	59.7%	74.7%	63.8%	65.2%	32nd	448th of 563
Uninsured rate	4.9%	4.5%	6.3%	8.4%	32nd	339th of 567
Income inequality (Gini)	0.402	0.420	0.469	0.483	22nd	358th of 560
Median age	34.9	44.8	38.3	38.9	20th	477th of 571
Work from home	7.6%	14.1%	19.8%	15.1%	20th	446th of 570
Average commuteStrength	20.1 min	26.2 min	26.6 min	26.4 min	13th	450th of 546

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

18%

25–34

14%

35–44

10%

45–54

10%

55–64

10%

65–74

75+

Median age

34.9

Under 18

23.3%

65 and over

15.9%

Race and ethnicity

White65%
Black3%
Hispanic13%
Asian7%
Native American0.3%
Pacific Islander0.8%
Other0.4%
Multiracial11%

Diversity index

54.5

U.S. 61.4

Foreign-born

9.6%

U.S. 14.1%

Born in state

28.5%

Language spoken at home (households)

English only

81%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 16,142
Average household size: 2.5
Family households: 70.4%
Married couples: 57.2%
Living alone: 23.1%
Veterans (of adults): 21.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

14%

$50–75k

18%

$75–100k

17%

$100–150k

22%

$150–200k

$200k+

Median household income

98277

$83,253

Island Co.

$90,551

Washington

$98,141

United States

$80,734

Per capita income

$39,272

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

17.8%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

98277

$499,600

Island Co.

$593,300

Washington

$564,600

United States

$332,700

Median gross rent

98277

$1,672

Island Co.

$1,662

Washington

$1,760

United States

$1,413

Types of housing

Single-family

69%

2–4 units

11%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 17,882
Owner-occupied: 59.7%
Vacant: 9.7%
Median year built: 1990
Median rooms: 5.5
Renters paying 30%+ of income: 53.1%
Renters paying 50%+ of income: 21.7%
Home value to income: 6.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

11%

Transit

0.7%

Walked

Bicycle

0.5%

Worked from home

Other

Commute time (one way)

<10 min

20%

10–19

49%

20–29

10%

30–44

45–59

60+

Average commute

20.1 min

U.S. 26.4 min

Unemployment

4.8%

U.S. 5.2%

In labor force

63.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

11%

Sales

11%

Office and admin

10%

Management

Transportation and moving

Education

Construction and repair

Production

Food service

Cleaning and personal care

Computer and math

Business and finance

Legal and social services

Police and fire

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.6%

Industries

Health care and social assistance

15%

Retail

14%

Education

10%

Manufacturing

Restaurants and hotels

Professional and technical services

Public administration

Transportation, warehousing and utilities

Admin, support and management

Construction

Other services

Finance, insurance and real estate

Information

Wholesale

Arts and recreation

Agriculture and mining

0.8%

Median earnings per worker

$44,720

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

25.8%

U.S. 14.5%

Nonprofit workers

5.1%

U.S. 8.8%

Median earnings by type of work

Type of work	98277	U.S.
Management, business, science and arts	$62,301	$74,888
Service	$29,823	$26,804
Sales and office	$36,274	$40,476
Construction and maintenance	$51,196	$49,199
Production and transportation	$44,947	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

29%

Associate's

13%

Bachelor's

18%

Graduate

High school graduate or higher: 94.8%
Bachelor's degree or higher: 27.5%
Graduate or professional degree: 9.4%
Households with broadband: 94.8%
Cable, fiber or DSL: 81.9%
No internet access: 3.1%
Without health insurance: 4.9%
Limited-English households: 1.8%

Geography

City (USPS): Oak Harbor
State: Washington
County: Island County
Center point: 48.3220° N, 122.6270° W
Land area: 57 sq mi
Water area: 14 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Oak Harbor17% of zip
Whidbey Island Station (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98277

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98278	Oak Harbor, WA	2.5 mi	1,932	—	—
98257	La Conner, WA	7.8 mi	4,277	$94,425	$506,200
98239	Coupeville, WA	8.6 mi	7,656	$92,125	$593,700
98221	Anacortes, WA	9.2 mi	23,562	$96,528	$713,100
98282	Camano Island, WA	9.6 mi	17,303	$105,231	$670,800
98273	Mount Vernon, WA	13 mi	30,001	$76,717	$492,300
98238	Conway, WA	13 mi	46	—	—
98261	Lopez Island, WA	16 mi	2,984	$80,119	$787,800
98292	Stanwood, WA	16 mi	27,389	$101,765	$654,100
98253	Greenbank, WA	17 mi	2,311	$71,131	$789,800
98233	Burlington, WA	18 mi	17,850	$87,614	$502,100
98287	Silvana, WA · PO box	19 mi	—	—	—

Zip codes like 98277 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98277

What city is zip code 98277?

98277 is assigned to Oak Harbor, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98277 in?

98277 is in Island County, Washington.

What is the population of 98277?

About 40,917 people live in 98277, according to the Census Bureau's American Community Survey.

What time zone is 98277 in?

98277 is in Pacific Time.

What is the median household income in 98277?

The median household income in 98277 is $83,253.

What zip codes are near 98277?

The closest zip codes to 98277 are 98278, 98257, 98239, 98221, 98282.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98277, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.