ZipCodeLook
98278

Zip code 98278: Oak Harbor, Washington

Residential delivery areaIsland CountyPacific Time
Population
1,932
Median household income
—
U.S. $81K
Median home value
—
U.S. $333K
Median rent
—
U.S. $1,413
Median age
22
U.S. 38.9
Land area
4.2 sq mi
458 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98278

98278 is a small-town zip code in Oak Harbor, Washington (Island County), covering 4.2 sq mi of land. About 1,932 people live here, or 458 per square mile. The median resident is 22 years old, compared with 38.9 nationally.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 6.2 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in food service; cleaning and personal care; and management. 23% of them are self-employed (U.S.: 10%).

How 98278 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
22
Under 18
0%
65 and over
0%

Race and ethnicity

  • White34%
  • Black10%
  • Hispanic33%
  • Asian8%
  • Native American9%
  • Pacific Islander0%
  • Other0%
  • Multiracial6%
Diversity index
75
U.S. 61.4
Foreign-born
10.6%
U.S. 14.1%
Born in state
2.6%

Language spoken at home (households)

No data reported.

Households

Households
0
Average household size
—
Family households
—
Married couples
—
Living alone
—
Veterans (of adults)
52.8%
Male / female
82% / 18%

Income and poverty

Household income distribution

No data reported.

Median household income

98278
—
Island Co.
$90,551
Washington
$98,141
United States
$80,734
Per capita income
$26,907
U.S. $44,673
Poverty rate
—
U.S. 12.5%
Households earning $150K+
—
U.S. 23%
Income inequality (Gini)
—
U.S. 0.483

Housing

Median home value

98278
—
Island Co.
$593,300
Washington
$564,600
United States
$332,700

Median gross rent

98278
—
Island Co.
$1,662
Washington
$1,760
United States
$1,413

Types of housing

No data reported.

Housing units
0
Owner-occupied
—
Vacant
—
Median year built
—
Median rooms
—
Renters paying 30%+ of income
—
Renters paying 50%+ of income
—
Home value to income
—

Work and commute

How people get to work

Drove alone
53%
Carpooled
18%
Transit
0%
Walked
28%
Bicycle
0%
Worked from home
0.4%
Other
0.8%

Commute time (one way)

<10 min
79%
10–19
20%
20–29
2%
30–44
0%
45–59
0%
60+
0%
Average commute
6.2 min
U.S. 26.4 min
Unemployment
0%
U.S. 5.2%
In labor force
97.8%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Food service
38%
Cleaning and personal care
31%
Management
17%
Healthcare
14%
Business and finance
0%
Computer and math
0%
Engineering and science
0%
Education
0%
Legal and social services
0%
Arts, media and sports
0%
Police and fire
0%
Sales
0%
Office and admin
0%
Construction and repair
0%
Farming, fishing and forestry
0%
Production
0%
Transportation and moving
0%

Industries

Restaurants and hotels
63%
Information
23%
Arts and recreation
8%
Health care and social assistance
6%
Education
0%
Retail
0%
Manufacturing
0%
Professional and technical services
0%
Construction
0%
Finance, insurance and real estate
0%
Transportation, warehousing and utilities
0%
Public administration
0%
Admin, support and management
0%
Other services
0%
Wholesale
0%
Agriculture and mining
0%
Median earnings per worker
$23,938
U.S. $49,666
Self-employed
23.1%
U.S. 10%
Government workers
0%
U.S. 14.5%
Nonprofit workers
0%
U.S. 8.8%

Median earnings by type of work

Type of work98278U.S.
Management, business, science and arts—$74,888
Service$24,688$26,804
Sales and office—$40,476
Construction and maintenance—$49,199
Production and transportation—$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
0%
High school
40%
Some college
46%
Associate's
0%
Bachelor's
14%
Graduate
0%
High school graduate or higher
100%
Bachelor's degree or higher
13.8%
Graduate or professional degree
0%
Households with broadband
—
Cable, fiber or DSL
—
No internet access
—
Without health insurance
—
Limited-English households
—

Geography

City (USPS)
Oak Harbor
Center point
48.3406° N, 122.6740° W
Land area
4.2 sq mi
Water area
1.4 sq mi
Time zone
Pacific Time (UTC-8, UTC-7 in summer)
Zip type
Residential delivery area

Cities and towns within this zip

  • Whidbey Island Station (unincorporated)100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98278

ZipCityDistanceIncome
98277Oak Harbor2.5 mi$83,253
98221Anacortes8.5 mi$96,528
98257La Conner8.7 mi$94,425
98239Coupeville9.9 mi$92,125
98282Camano Island12 mi$105,231
98261Lopez Island14 mi$80,119
98273Mount Vernon14 mi$76,717
98238Conway15 mi—
98222Blakely Island17 mi$106,333
98253Greenbank18 mi$71,131
98292Stanwood19 mi$101,765
98233Burlington19 mi$87,614

Questions about 98278

What city is zip code 98278?

98278 is assigned to Oak Harbor, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98278 in?

98278 is in Island County, Washington.

What is the population of 98278?

About 1,932 people live in 98278, according to the Census Bureau's American Community Survey.

What time zone is 98278 in?

98278 is in Pacific Time.

What zip codes are near 98278?

The closest zip codes to 98278 are 98277, 98221, 98257, 98239, 98282.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98278, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.