Zip code 98262: Lummi Island, Washington

Q: What city is zip code 98262?

98262 is assigned to Lummi Island, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98262 in?

98262 is in Whatcom County, Washington.

Q: What is the population of 98262?

About 957 people live in 98262, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98262?

The median household income in 98262 is $83,000.

Q: What zip codes are near 98262?

The closest zip codes to 98262 are 98279, 98225, 98227, 98228, 98222.

Residential delivery areaWhatcom CountyPacific Time

Population

957

Median household income

$83K

U.S. $81K

Median home value

$579K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

61.1

U.S. 38.9

Land area

9.3 sq mi

104 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98262

98262 is a small-town zip code in Lummi Island, Washington (Whatcom County), covering 9.3 sq mi of land. About 957 people live here, or 104 per square mile. The median resident is 61.1 years old, compared with 38.9 nationally.

The median household earns $83,000 a year, close to the national median of $80,734. 7.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $579,000, or 7.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 89% of occupied homes are lived in by their owners.

60% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34 minutes each way, and 40% of workers work from home. The most common jobs among working residents are in management, education and sales. 27% of them are self-employed (U.S.: 10%).

How 98262 compares

Sorted from highest to lowest national percentile

Median age61.1
99th
U.S. 38.9 · WA 38.337th of 571 in WA
Work from home40.3%
99th
U.S. 15.1% · WA 19.8%17th of 570 in WA
Housing vacancy46.7%
99th
U.S. 10.1% · WA 7.3%25th of 563 in WA
Residents 65 and older41.3%
99th
U.S. 17.2% · WA 16.6%35th of 571 in WA
Self-employed workers26.9%
99th
U.S. 10% · WA 9.6%29th of 570 in WA
Homeownership rate88.9%
95th
StrengthU.S. 65.2% · WA 63.8%78th of 563 in WA
Tech workers8.8%
95th
U.S. 3.8% · WA 6.7%59th of 570 in WA
Veterans11.1%
93rd
U.S. 6.2% · WA 7.8%156th of 571 in WA
Median earnings per worker$73,750
90th
StrengthU.S. $49,666 · WA $59,95978th of 566 in WA
Bachelor's degree or higher59.6%
89th
StrengthU.S. 35.7% · WA 39.6%60th of 571 in WA
Average commute34 min
89th
WeaknessU.S. 26.4 min · WA 26.6 min89th of 546 in WA
Median home value$579,000
80th
U.S. $332,700 · WA $564,600162nd of 536 in WA
Per capita income$52,853
76th
U.S. $44,673 · WA $53,744140th of 570 in WA
Government workers16.8%
71st
U.S. 14.5% · WA 16%297th of 570 in WA
Income inequality (Gini)0.446
59th
U.S. 0.483 · WA 0.469186th of 560 in WA
Median household income$83,000
54th
U.S. $80,734 · WA $98,141287th of 541 in WA
Broadband access92.4%
52nd
U.S. 91% · WA 93.6%293rd of 563 in WA
Foreign-born residents7.4%
40th
U.S. 14.1% · WA 15.4%276th of 571 in WA
Poverty rate7.3%
27th
U.S. 12.5% · WA 9.9%381st of 563 in WA
Uninsured rate4.3%
25th
U.S. 8.4% · WA 6.3%378th of 567 in WA
Diversity index30.9
24th
U.S. 61.4 · WA 56.5384th of 571 in WA
Unemployment rate3%
16th
StrengthU.S. 5.2% · WA 5.1%421st of 570 in WA
Population density104/sq mi
14th
U.S. 95/sq mi · WA 118/sq mi313th of 571 in WA
Residents under 189.3%
2nd
U.S. 22% · WA 21.4%506th of 571 in WA
Healthcare workers4.4%
2nd
U.S. 9.7% · WA 9.3%468th of 570 in WA
Population957
1st
U.S. 334,922,499 · WA 7,816,116428th of 571 in WA
Rent-burdened renters13.3%
1st
StrengthU.S. 51.1% · WA 49.9%493rd of 541 in WA

Measure	98262	Whatcom	WA	U.S.	National percentile	Rank in WA
Median age	61.1	38.4	38.3	38.9	99th	37th of 571
Work from home	40.3%	14.8%	19.8%	15.1%	99th	17th of 570
Housing vacancy	46.7%	9.2%	7.3%	10.1%	99th	25th of 563
Residents 65 and older	41.3%	18.9%	16.6%	17.2%	99th	35th of 571
Self-employed workers	26.9%	12.8%	9.6%	10%	99th	29th of 570
Homeownership rateStrength	88.9%	63.7%	63.8%	65.2%	95th	78th of 563
Tech workers	8.8%	2.9%	6.7%	3.8%	95th	59th of 570
Veterans	11.1%	6.3%	7.8%	6.2%	93rd	156th of 571
Median earnings per workerStrength	$73,750	$48,317	$59,959	$49,666	90th	78th of 566
Bachelor's degree or higherStrength	59.6%	39.3%	39.6%	35.7%	89th	60th of 571
Average commuteWeakness	34 min	21.6 min	26.6 min	26.4 min	89th	89th of 546
Median home value	$579,000	$585,800	$564,600	$332,700	80th	162nd of 536
Per capita income	$52,853	$45,361	$53,744	$44,673	76th	140th of 570
Government workers	16.8%	15.7%	16%	14.5%	71st	297th of 570
Income inequality (Gini)	0.446	0.462	0.469	0.483	59th	186th of 560
Median household income	$83,000	$81,784	$98,141	$80,734	54th	287th of 541
Broadband access	92.4%	93.7%	93.6%	91%	52nd	293rd of 563
Foreign-born residents	7.4%	9.9%	15.4%	14.1%	40th	276th of 571
Poverty rate	7.3%	12.9%	9.9%	12.5%	27th	381st of 563
Uninsured rate	4.3%	5.8%	6.3%	8.4%	25th	378th of 567
Diversity index	30.9	40.9	56.5	61.4	24th	384th of 571
Unemployment rateStrength	3%	4.8%	5.1%	5.2%	16th	421st of 570
Population density	104/sq mi	109/sq mi	118/sq mi	95/sq mi	14th	313th of 571
Residents under 18	9.3%	18.5%	21.4%	22%	2nd	506th of 571
Healthcare workers	4.4%	9.6%	9.3%	9.7%	2nd	468th of 570
Population	957	230,503	7,816,116	334,922,499	1st	428th of 571
Rent-burdened rentersStrength	13.3%	60.1%	49.9%	51.1%	1st	493rd of 541

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

10%

35–44

11%

45–54

14%

55–64

27%

65–74

14%

75+

Median age

61.1

Under 18

9.3%

65 and over

41.3%

Race and ethnicity

White83%
Black0.5%
Hispanic6%
Asian3%
Native American0.2%
Pacific Islander0%
Other2%
Multiracial5%

Diversity index

30.9

U.S. 61.4

Foreign-born

7.4%

U.S. 14.1%

Born in state

35.6%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 458
Average household size: 2.1
Family households: 59.8%
Married couples: 50.4%
Living alone: 34.9%
Veterans (of adults): 11.1%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

$25–50k

18%

$50–75k

19%

$75–100k

16%

$100–150k

19%

$150–200k

$200k+

14%

Median household income

98262

$83,000

Whatcom Co.

$81,784

Washington

$98,141

United States

$80,734

Per capita income

$52,853

U.S. $44,673

Poverty rate

7.3%

U.S. 12.5%

Households earning $150K+

19.4%

U.S. 23%

Income inequality (Gini)

0.446

U.S. 0.483

Housing

Median home value

98262

$579,000

Whatcom Co.

$585,800

Washington

$564,600

United States

$332,700

Median gross rent

98262

—

Whatcom Co.

$1,555

Washington

$1,760

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 860
Owner-occupied: 88.9%
Vacant: 46.7%
Median year built: 1979
Median rooms: 5.2
Renters paying 30%+ of income: 13.3%
Renters paying 50%+ of income: 13.3%
Home value to income: 7.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

53%

Carpooled

Transit

Walked

Bicycle

Worked from home

40%

Other

Commute time (one way)

<10 min

28%

10–19

32%

20–29

30–44

45–59

14%

60+

16%

Average commute

34 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

45.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Education

12%

Sales

12%

Computer and math

Food service

Business and finance

Legal and social services

Engineering and science

Arts, media and sports

Construction and repair

Healthcare

Farming, fishing and forestry

Cleaning and personal care

Office and admin

0.5%

Police and fire

Production

Transportation and moving

Industries

Education

17%

Professional and technical services

17%

Manufacturing

11%

Restaurants and hotels

11%

Retail

10%

Information

Health care and social assistance

Agriculture and mining

Construction

Other services

Public administration

Wholesale

Arts and recreation

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Median earnings per worker

$73,750

U.S. $49,666

Self-employed

26.9%

U.S. 10%

Government workers

16.8%

U.S. 14.5%

Nonprofit workers

4.9%

U.S. 8.8%

Median earnings by type of work

Type of work	98262	U.S.
Management, business, science and arts	$74,583	$74,888
Service	$30,882	$26,804
Sales and office	$105,625	$40,476
Construction and maintenance	$43,393	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

22%

Associate's

Bachelor's

37%

Graduate

22%

High school graduate or higher: 98.1%
Bachelor's degree or higher: 59.6%
Graduate or professional degree: 22.1%
Households with broadband: 92.4%
Cable, fiber or DSL: 70.3%
No internet access: 6.6%
Without health insurance: 4.3%
Limited-English households: 0.9%

Geography

City (USPS): Lummi Island
State: Washington
County: Whatcom County
Center point: 48.6966° N, 122.6811° W
Land area: 9.3 sq mi
Water area: 24 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 98262

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98279	Olga, WA	7.5 mi	680	$70,417	$937,500
98225	Bellingham, WA	9 mi	50,216	$63,941	$631,200
98227	Bellingham, WA · PO box	9.8 mi	—	—	—
98228	Bellingham, WA · PO box	9.8 mi	—	—	—
98222	Blakely Island, WA	11 mi	121	$106,333	$801,500
98245	Eastsound, WA	11 mi	4,265	$95,811	$772,600
98280	Orcas, WA	11 mi	442	$80,192	$1,031,300
98248	Ferndale, WA	12 mi	28,498	$91,060	$589,600
98229	Bellingham, WA	13 mi	33,298	$90,945	$633,500
98226	Bellingham, WA	13 mi	46,782	$79,375	$607,600
98286	Shaw Island, WA	15 mi	155	$74,250	$675,000
98232	Bow, WA	15 mi	4,054	$104,559	$782,200

Questions about 98262

What city is zip code 98262?

98262 is assigned to Lummi Island, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98262 in?

98262 is in Whatcom County, Washington.

What is the population of 98262?

About 957 people live in 98262, according to the Census Bureau's American Community Survey.

What time zone is 98262 in?

98262 is in Pacific Time.

What is the median household income in 98262?

The median household income in 98262 is $83,000.

What zip codes are near 98262?

The closest zip codes to 98262 are 98279, 98225, 98227, 98228, 98222.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98262, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.