Zip code 95640: Ione, California

Q: What city is zip code 95640?

95640 is assigned to Ione, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95640 in?

95640 is in Amador County, California.

Q: What is the population of 95640?

About 13,926 people live in 95640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95640?

The median household income in 95640 is $97,000.

Q: What zip codes are near 95640?

The closest zip codes to 95640 are 95638, 95699, 95226, 95601, 95654.

Residential delivery areaAmador CountyPacific Time

Population

13,926

Median household income

$97K

U.S. $81K

Median home value

$451K

U.S. $333K

Median rent

$1,350/mo

U.S. $1,413

Median age

41.6

U.S. 38.9

Land area

131 sq mi

106 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95640

95640 is a small-town zip code in Ione, California (Amador County), covering 131 sq mi of land. About 13,926 people live here, or 106 per square mile. The median resident is 41.6 years old, compared with 38.9 nationally.

The median household earns $97,000 a year, 20% above the national median of $80,734. 6.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $450,500, or 4.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,350 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and healthcare.

How 95640 compares

Sorted from highest to lowest national percentile

Homeownership rate84.1%
87th
StrengthU.S. 65.2% · CA 55.9%188th of 1,662 in CA
Veterans9.5%
87th
U.S. 6.2% · CA 4.3%206th of 1,686 in CA
Government workers19.6%
83rd
U.S. 14.5% · CA 14.8%448th of 1,678 in CA
Average commute30 min
74th
U.S. 26.4 min · CA 28.7 min556th of 1,584 in CA
Median household income$97,000
69th
U.S. $80,734 · CA $99,122735th of 1,575 in CA
Median home value$450,500
69th
U.S. $332,700 · CA $734,7001,135th of 1,586 in CA
Median age41.6
69th
U.S. 38.9 · CA 37.9711th of 1,687 in CA
Residents 65 and older19.2%
69th
U.S. 17.2% · CA 15.7%659th of 1,688 in CA
Median earnings per worker$55,605
68th
U.S. $49,666 · CA $52,643717th of 1,658 in CA
Healthcare workers10.4%
64th
U.S. 9.7% · CA 9.4%486th of 1,678 in CA
Tech workers3.5%
61st
U.S. 3.8% · CA 4.4%553rd of 1,678 in CA
Diversity index53.1
57th
U.S. 61.4 · CA 69.7912th of 1,688 in CA
Unemployment rate4.9%
51st
U.S. 5.2% · CA 6.6%1,135th of 1,681 in CA
Median gross rent$1,350
47th
U.S. $1,413 · CA $2,0361,173rd of 1,464 in CA
Work from home11%
40th
U.S. 15.1% · CA 17.2%1,090th of 1,680 in CA
Uninsured rate5.6%
39th
U.S. 8.4% · CA 6.6%775th of 1,675 in CA
Foreign-born residents6.4%
36th
U.S. 14.1% · CA 27%1,413th of 1,688 in CA
Per capita income$32,971
27th
U.S. $44,673 · CA $49,5131,201st of 1,685 in CA
Population13,926
21st
U.S. 334,922,499 · CA 39,287,377927th of 1,688 in CA
Poverty rate6.4%
21st
U.S. 12.5% · CA 12%1,312th of 1,666 in CA
Broadband access87.3%
20th
WeaknessU.S. 91% · CA 93.5%1,361st of 1,662 in CA
Self-employed workers6.8%
17th
U.S. 10% · CA 11.4%1,402nd of 1,678 in CA
Population density106/sq mi
14th
U.S. 95/sq mi · CA 252/sq mi1,196th of 1,688 in CA
Residents under 1816.8%
14th
U.S. 22% · CA 22%1,211th of 1,688 in CA
Bachelor's degree or higher16.5%
13th
WeaknessU.S. 35.7% · CA 37.1%1,322nd of 1,687 in CA
Income inequality (Gini)0.388
13th
StrengthU.S. 0.483 · CA 0.4891,379th of 1,651 in CA
Rent-burdened renters36.7%
11th
StrengthU.S. 51.1% · CA 55.3%1,415th of 1,610 in CA
Housing vacancy2.9%
10th
U.S. 10.1% · CA 7.5%1,441st of 1,664 in CA

Measure	95640	Amador	CA	U.S.	National percentile	Rank in CA
Homeownership rateStrength	84.1%	80.4%	55.9%	65.2%	87th	188th of 1,662
Veterans	9.5%	9.9%	4.3%	6.2%	87th	206th of 1,686
Government workers	19.6%	19.3%	14.8%	14.5%	83rd	448th of 1,678
Average commute	30 min	34 min	28.7 min	26.4 min	74th	556th of 1,584
Median household income	$97,000	$88,044	$99,122	$80,734	69th	735th of 1,575
Median home value	$450,500	$449,800	$734,700	$332,700	69th	1,135th of 1,586
Median age	41.6	49.7	37.9	38.9	69th	711th of 1,687
Residents 65 and older	19.2%	27.6%	15.7%	17.2%	69th	659th of 1,688
Median earnings per worker	$55,605	$52,901	$52,643	$49,666	68th	717th of 1,658
Healthcare workers	10.4%	9.1%	9.4%	9.7%	64th	486th of 1,678
Tech workers	3.5%	2.9%	4.4%	3.8%	61st	553rd of 1,678
Diversity index	53.1	44.3	69.7	61.4	57th	912th of 1,688
Unemployment rate	4.9%	5.4%	6.6%	5.2%	51st	1,135th of 1,681
Median gross rent	$1,350	$1,421	$2,036	$1,413	47th	1,173rd of 1,464
Work from home	11%	13.3%	17.2%	15.1%	40th	1,090th of 1,680
Uninsured rate	5.6%	4.9%	6.6%	8.4%	39th	775th of 1,675
Foreign-born residents	6.4%	5.8%	27%	14.1%	36th	1,413th of 1,688
Per capita income	$32,971	$44,320	$49,513	$44,673	27th	1,201st of 1,685
Population	13,926	41,428	39,287,377	334,922,499	21st	927th of 1,688
Poverty rate	6.4%	8.2%	12%	12.5%	21st	1,312th of 1,666
Broadband accessWeakness	87.3%	88.2%	93.5%	91%	20th	1,361st of 1,662
Self-employed workers	6.8%	13.3%	11.4%	10%	17th	1,402nd of 1,678
Population density	106/sq mi	70/sq mi	252/sq mi	95/sq mi	14th	1,196th of 1,688
Residents under 18	16.8%	15.4%	22%	22%	14th	1,211th of 1,688
Bachelor's degree or higherWeakness	16.5%	22.4%	37.1%	35.7%	13th	1,322nd of 1,687
Income inequality (Gini)Strength	0.388	0.446	0.489	0.483	13th	1,379th of 1,651
Rent-burdened rentersStrength	36.7%	45.6%	55.3%	51.1%	11th	1,415th of 1,610
Housing vacancy	2.9%	15.4%	7.5%	10.1%	10th	1,441st of 1,664

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

14%

25–34

16%

35–44

13%

45–54

15%

55–64

11%

65–74

75+

Median age

41.6

Under 18

16.8%

65 and over

19.2%

Race and ethnicity

White65%
Black4%
Hispanic20%
Asian1%
Native American2%
Pacific Islander0.2%
Other1%
Multiracial6%

Diversity index

53.1

U.S. 61.4

Foreign-born

6.4%

U.S. 14.1%

Born in state

72.8%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 4,182
Average household size: 2.6
Family households: 66.6%
Married couples: 56.1%
Living alone: 30.4%
Veterans (of adults): 9.5%
Male / female: 61% / 39%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

$50–75k

18%

$75–100k

12%

$100–150k

21%

$150–200k

17%

$200k+

10%

Median household income

95640

$97,000

Amador Co.

$88,044

California

$99,122

United States

$80,734

Per capita income

$32,971

U.S. $44,673

Poverty rate

6.4%

U.S. 12.5%

Households earning $150K+

26.9%

U.S. 23%

Income inequality (Gini)

0.388

U.S. 0.483

Housing

Median home value

95640

$450,500

Amador Co.

$449,800

California

$734,700

United States

$332,700

Median gross rent

95640

$1,350

Amador Co.

$1,421

California

$2,036

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 4,305
Owner-occupied: 84.1%
Vacant: 2.9%
Median year built: 1999
Median rooms: 5.8
Renters paying 30%+ of income: 36.7%
Renters paying 50%+ of income: 17.5%
Home value to income: 4.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.8%

Walked

0.6%

Bicycle

0.3%

Worked from home

11%

Other

0.1%

Commute time (one way)

<10 min

10%

10–19

23%

20–29

19%

30–44

24%

45–59

12%

60+

11%

Average commute

30 min

U.S. 26.4 min

Unemployment

4.9%

U.S. 5.2%

In labor force

42.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

17%

Office and admin

14%

Healthcare

10%

Cleaning and personal care

Police and fire

Management

Sales

Transportation and moving

Food service

Business and finance

Production

Computer and math

Education

Engineering and science

Legal and social services

Farming, fishing and forestry

0.6%

Arts, media and sports

0.4%

Industries

Public administration

11%

Construction

11%

Health care and social assistance

Arts and recreation

Other services

Professional and technical services

Retail

Restaurants and hotels

Transportation, warehousing and utilities

Finance, insurance and real estate

Manufacturing

Admin, support and management

Education

Information

Agriculture and mining

Wholesale

Median earnings per worker

$55,605

U.S. $49,666

Self-employed

6.8%

U.S. 10%

Government workers

19.6%

U.S. 14.5%

Nonprofit workers

7.1%

U.S. 8.8%

Median earnings by type of work

Type of work	95640	U.S.
Management, business, science and arts	$80,533	$74,888
Service	$38,750	$26,804
Sales and office	$32,113	$40,476
Construction and maintenance	$98,438	$49,199
Production and transportation	$28,862	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

25%

Some college

30%

Associate's

14%

Bachelor's

13%

Graduate

High school graduate or higher: 85.5%
Bachelor's degree or higher: 16.5%
Graduate or professional degree: 3.5%
Households with broadband: 87.3%
Cable, fiber or DSL: 67.7%
No internet access: 9.7%
Without health insurance: 5.6%
Limited-English households: 3.3%

Geography

City (USPS): Ione
State: California
County: Amador County
Center point: 38.3415° N, 120.9401° W
Land area: 131 sq mi
Water area: 6.3 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Camanche Village (unincorporated)4% of zip
Ione4% of zip
Camanche North Shore (unincorporated)2% of zip
Buena Vista (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95638	Herald, CA	7 mi	2,517	$91,500	$713,600
95699	Drytown, CA	8 mi	147	$250,000+	$856,000
95226	Campo Seco, CA	8.2 mi	0	—	—
95601	Amador City, CA	8.3 mi	294	$94,023	$448,700
95654	Martell, CA · PO box	9 mi	—	—	—
95642	Jackson, CA	9.5 mi	7,135	$81,438	$456,100
95254	Wallace, CA	9.9 mi	313	—	$466,000
95225	Burson, CA	10 mi	1,609	—	$558,700
95669	Plymouth, CA	11 mi	2,118	$89,609	$582,900
95227	Clements, CA	11 mi	910	$150,750	$673,800
95685	Sutter Creek, CA	12 mi	4,690	$83,878	$569,100
95252	Valley Springs, CA	14 mi	14,252	$89,651	$457,000

Zip codes like 95640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95640

What city is zip code 95640?

95640 is assigned to Ione, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95640 in?

95640 is in Amador County, California.

What is the population of 95640?

About 13,926 people live in 95640, according to the Census Bureau's American Community Survey.

What time zone is 95640 in?

95640 is in Pacific Time.

What is the median household income in 95640?

The median household income in 95640 is $97,000.

What zip codes are near 95640?

The closest zip codes to 95640 are 95638, 95699, 95226, 95601, 95654.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.