Zip code 95648: Lincoln, California

Q: What city is zip code 95648?

95648 is assigned to Lincoln, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95648 in?

95648 is in Placer County, California.

Q: What is the population of 95648?

About 57,459 people live in 95648, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95648?

The median household income in 95648 is $112,333.

Q: What zip codes are near 95648?

The closest zip codes to 95648 are 95681, 95765, 95658, 95663, 95674.

Residential delivery areaPlacer CountyPacific Time

Population

57,459

Median household income

$112K

U.S. $81K

Median home value

$658K

U.S. $333K

Median rent

$2,103/mo

U.S. $1,413

Median age

43.2

U.S. 38.9

Land area

144 sq mi

398 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95648

95648 is a small-town zip code in Lincoln, California (Placer County), covering 144 sq mi of land. About 57,459 people live here, or 398 per square mile. The median resident is 43.2 years old, compared with 38.9 nationally.

The median household earns $112,333 a year, 39% above the national median of $80,734. 6.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $657,800, or 5.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $2,103 a month.

40% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.8 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and healthcare.

How 95648 compares

Sorted from highest to lowest national percentile

Residents 65 and older26.5%
94th
U.S. 17.2% · CA 15.7%296th of 1,688 in CA
Rent-burdened renters62.5%
89th
WeaknessU.S. 51.1% · CA 55.3%358th of 1,610 in CA
Homeownership rate84.3%
88th
StrengthU.S. 65.2% · CA 55.9%184th of 1,662 in CA
Population57,459
87th
U.S. 334,922,499 · CA 39,287,377143rd of 1,688 in CA
Median gross rent$2,103
87th
U.S. $1,413 · CA $2,036598th of 1,464 in CA
Veterans9.4%
87th
U.S. 6.2% · CA 4.3%215th of 1,686 in CA
Median home value$657,800
85th
U.S. $332,700 · CA $734,700802nd of 1,586 in CA
Work from home22.3%
83rd
U.S. 15.1% · CA 17.2%495th of 1,680 in CA
Median earnings per worker$65,402
83rd
StrengthU.S. $49,666 · CA $52,643469th of 1,658 in CA
Tech workers5.6%
83rd
U.S. 3.8% · CA 4.4%310th of 1,678 in CA
Median household income$112,333
81st
StrengthU.S. $80,734 · CA $99,122514th of 1,575 in CA
Government workers18.7%
80th
U.S. 14.5% · CA 14.8%502nd of 1,678 in CA
Median age43.2
78th
U.S. 38.9 · CA 37.9588th of 1,687 in CA
Per capita income$53,484
77th
U.S. $44,673 · CA $49,513591st of 1,685 in CA
Average commute29.8 min
73rd
U.S. 26.4 min · CA 28.7 min591st of 1,584 in CA
Bachelor's degree or higher39.5%
65th
U.S. 35.7% · CA 37.1%643rd of 1,687 in CA
Healthcare workers10.3%
62nd
U.S. 9.7% · CA 9.4%515th of 1,678 in CA
Diversity index54.8
61st
U.S. 61.4 · CA 69.7844th of 1,688 in CA
Broadband access93.4%
61st
U.S. 91% · CA 93.5%827th of 1,662 in CA
Foreign-born residents11.4%
55th
U.S. 14.1% · CA 27%1,234th of 1,688 in CA
Residents under 1822.6%
55th
U.S. 22% · CA 22%614th of 1,688 in CA
Self-employed workers9.4%
51st
U.S. 10% · CA 11.4%1,105th of 1,678 in CA
Unemployment rate3.9%
32nd
U.S. 5.2% · CA 6.6%1,352nd of 1,681 in CA
Population density398/sq mi
29th
U.S. 95/sq mi · CA 252/sq mi985th of 1,688 in CA
Income inequality (Gini)0.406
25th
U.S. 0.483 · CA 0.4891,241st of 1,651 in CA
Poverty rate6.6%
22nd
U.S. 12.5% · CA 12%1,290th of 1,666 in CA
Housing vacancy3.9%
21st
U.S. 10.1% · CA 7.5%1,276th of 1,664 in CA
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · CA 6.6%1,373rd of 1,675 in CA

Measure	95648	Placer	CA	U.S.	National percentile	Rank in CA
Residents 65 and older	26.5%	20.5%	15.7%	17.2%	94th	296th of 1,688
Rent-burdened rentersWeakness	62.5%	57.9%	55.3%	51.1%	89th	358th of 1,610
Homeownership rateStrength	84.3%	74.8%	55.9%	65.2%	88th	184th of 1,662
Population	57,459	419,156	39,287,377	334,922,499	87th	143rd of 1,688
Median gross rent	$2,103	$2,069	$2,036	$1,413	87th	598th of 1,464
Veterans	9.4%	7.3%	4.3%	6.2%	87th	215th of 1,686
Median home value	$657,800	$688,100	$734,700	$332,700	85th	802nd of 1,586
Work from home	22.3%	22.7%	17.2%	15.1%	83rd	495th of 1,680
Median earnings per workerStrength	$65,402	$68,365	$52,643	$49,666	83rd	469th of 1,658
Tech workers	5.6%	4.7%	4.4%	3.8%	83rd	310th of 1,678
Median household incomeStrength	$112,333	$115,998	$99,122	$80,734	81st	514th of 1,575
Government workers	18.7%	18.4%	14.8%	14.5%	80th	502nd of 1,678
Median age	43.2	42.5	37.9	38.9	78th	588th of 1,687
Per capita income	$53,484	$57,862	$49,513	$44,673	77th	591st of 1,685
Average commute	29.8 min	27.4 min	28.7 min	26.4 min	73rd	591st of 1,584
Bachelor's degree or higher	39.5%	43.2%	37.1%	35.7%	65th	643rd of 1,687
Healthcare workers	10.3%	11.1%	9.4%	9.7%	62nd	515th of 1,678
Diversity index	54.8	53.3	69.7	61.4	61st	844th of 1,688
Broadband access	93.4%	94.2%	93.5%	91%	61st	827th of 1,662
Foreign-born residents	11.4%	12.7%	27%	14.1%	55th	1,234th of 1,688
Residents under 18	22.6%	21.8%	22%	22%	55th	614th of 1,688
Self-employed workers	9.4%	12%	11.4%	10%	51st	1,105th of 1,678
Unemployment rate	3.9%	4.8%	6.6%	5.2%	32nd	1,352nd of 1,681
Population density	398/sq mi	298/sq mi	252/sq mi	95/sq mi	29th	985th of 1,688
Income inequality (Gini)	0.406	0.447	0.489	0.483	25th	1,241st of 1,651
Poverty rate	6.6%	6.8%	12%	12.5%	22nd	1,290th of 1,666
Housing vacancy	3.9%	11.9%	7.5%	10.1%	21st	1,276th of 1,664
Uninsured rateStrength	2.5%	3.2%	6.6%	8.4%	9th	1,373rd of 1,675

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

14%

35–44

12%

45–54

10%

55–64

12%

65–74

14%

75+

Median age

43.2

Under 18

22.6%

65 and over

26.5%

Race and ethnicity

White64%
Black2%
Hispanic19%
Asian7%
Native American0.2%
Pacific Islander0.2%
Other0.4%
Multiracial7%

Diversity index

54.8

U.S. 61.4

Foreign-born

11.4%

U.S. 14.1%

Born in state

65.6%

Language spoken at home (households)

English only

82%

Spanish

Other Indo-European

Asian / Pacific

Other

0.8%

Households

Households: 21,742
Average household size: 2.6
Family households: 73.4%
Married couples: 60.3%
Living alone: 23.2%
Veterans (of adults): 9.4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

12%

$75–100k

13%

$100–150k

22%

$150–200k

13%

$200k+

21%

Median household income

95648

$112,333

Placer Co.

$115,998

California

$99,122

United States

$80,734

Per capita income

$53,484

U.S. $44,673

Poverty rate

6.6%

U.S. 12.5%

Households earning $150K+

34.5%

U.S. 23%

Income inequality (Gini)

0.406

U.S. 0.483

Housing

Median home value

95648

$657,800

Placer Co.

$688,100

California

$734,700

United States

$332,700

Median gross rent

95648

$2,103

Placer Co.

$2,069

California

$2,036

United States

$1,413

Types of housing

Single-family

94%

2–4 units

5–19 units

20+ units

Mobile home

0.3%

Boat, RV, van

0.3%

Housing units: 22,613
Owner-occupied: 84.3%
Vacant: 3.9%
Median year built: 2004
Median rooms: 6
Renters paying 30%+ of income: 62.5%
Renters paying 50%+ of income: 26.9%
Home value to income: 5.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

Transit

0.5%

Walked

0.4%

Bicycle

0.6%

Worked from home

22%

Other

Commute time (one way)

<10 min

11%

10–19

27%

20–29

18%

30–44

24%

45–59

11%

60+

10%

Average commute

29.8 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

55.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Office and admin

12%

Healthcare

10%

Sales

Business and finance

Construction and repair

Education

Cleaning and personal care

Computer and math

Transportation and moving

Food service

Legal and social services

Police and fire

Engineering and science

Production

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

16%

Retail

11%

Education

10%

Professional and technical services

Public administration

Finance, insurance and real estate

Construction

Manufacturing

Restaurants and hotels

Transportation, warehousing and utilities

Other services

Arts and recreation

Admin, support and management

Information

Wholesale

Agriculture and mining

Median earnings per worker

$65,402

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

18.7%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	95648	U.S.
Management, business, science and arts	$88,677	$74,888
Service	$34,397	$26,804
Sales and office	$44,940	$40,476
Construction and maintenance	$78,072	$49,199
Production and transportation	$53,047	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

25%

Associate's

12%

Bachelor's

25%

Graduate

14%

High school graduate or higher: 94.2%
Bachelor's degree or higher: 39.5%
Graduate or professional degree: 14.2%
Households with broadband: 93.4%
Cable, fiber or DSL: 80.3%
No internet access: 3%
Without health insurance: 2.5%
Limited-English households: 1.4%

Geography

City (USPS): Lincoln
State: California
County: Placer County
Center point: 38.9228° N, 121.3120° W
Land area: 144 sq mi
Water area: 1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lincoln17% of zip
Sheridan (unincorporated)11% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95648

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95681	Sheridan, CA	5.7 mi	1,267	$95,978	$494,400
95765	Rocklin, CA	7.3 mi	43,871	$138,090	$732,500
95658	Newcastle, CA	8.2 mi	5,894	$126,581	$837,700
95663	Penryn, CA	8.3 mi	3,090	$155,917	$960,800
95674	Rio Oso, CA	9.4 mi	998	$104,750	$542,800
95692	Wheatland, CA	9.8 mi	5,032	$95,877	$471,800
95677	Rocklin, CA	10 mi	29,206	$105,713	$654,200
95747	Roseville, CA	10 mi	83,902	$136,750	$687,600
95650	Loomis, CA	11 mi	13,405	$117,912	$751,700
95678	Roseville, CA	11 mi	45,346	$100,554	$570,600
95668	Pleasant Grove, CA	12 mi	515	$90,750	$667,900
95602	Auburn, CA	12 mi	19,701	$97,466	$688,500

Zip codes like 95648 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95648

What city is zip code 95648?

95648 is assigned to Lincoln, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95648 in?

95648 is in Placer County, California.

What is the population of 95648?

About 57,459 people live in 95648, according to the Census Bureau's American Community Survey.

What time zone is 95648 in?

95648 is in Pacific Time.

What is the median household income in 95648?

The median household income in 95648 is $112,333.

What zip codes are near 95648?

The closest zip codes to 95648 are 95681, 95765, 95658, 95663, 95674.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95648, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.