Zip code 95348: Merced, California

Q: What city is zip code 95348?

95348 is assigned to Merced, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95348 in?

95348 is in Merced County, California.

Q: What is the population of 95348?

About 37,540 people live in 95348, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95348?

The median household income in 95348 is $64,944.

Q: What zip codes are near 95348?

The closest zip codes to 95348 are 95388, 95340, 95343, 95344, 95312.

Residential delivery areaMerced CountyPacific Time

Population

37,540

Median household income

$65K

U.S. $81K

Median home value

$384K

U.S. $333K

Median rent

$1,551/mo

U.S. $1,413

Median age

31.2

U.S. 38.9

Land area

59 sq mi

636 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95348

95348 is a suburban zip code in Merced, California (Merced County), covering 59 sq mi of land. About 37,540 people live here, or 636 per square mile. The median resident is 31.2 years old, compared with 38.9 nationally.

The median household earns $64,944 a year, 20% below the national median of $80,734. 22.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $383,600, or 5.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 51% of occupied homes are lived in by their owners, and renters pay a median of $1,551 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and healthcare. 54% of households speak a language other than English at home, most often Spanish.

How 95348 compares

Sorted from highest to lowest national percentile

Unemployment rate9.5%
93rd
WeaknessU.S. 5.2% · CA 6.6%307th of 1,681 in CA
Government workers23.2%
92nd
U.S. 14.5% · CA 14.8%267th of 1,678 in CA
Poverty rate22.1%
88th
WeaknessU.S. 12.5% · CA 12%212th of 1,666 in CA
Diversity index66.3
86th
U.S. 61.4 · CA 69.7326th of 1,688 in CA
Residents under 1826.7%
85th
U.S. 22% · CA 22%283rd of 1,688 in CA
Healthcare workers11.8%
79th
U.S. 9.7% · CA 9.4%309th of 1,678 in CA
Foreign-born residents20.2%
75th
U.S. 14.1% · CA 27%797th of 1,688 in CA
Average commute29 min
69th
U.S. 26.4 min · CA 28.7 min669th of 1,584 in CA
Broadband access93.7%
64th
U.S. 91% · CA 93.5%785th of 1,662 in CA
Population37,540
63rd
U.S. 334,922,499 · CA 39,287,377430th of 1,688 in CA
Median home value$383,600
60th
U.S. $332,700 · CA $734,7001,271st of 1,586 in CA
Median gross rent$1,551
59th
U.S. $1,413 · CA $2,0361,036th of 1,464 in CA
Income inequality (Gini)0.444
58th
U.S. 0.483 · CA 0.489766th of 1,651 in CA
Housing vacancy7.2%
54th
U.S. 10.1% · CA 7.5%775th of 1,664 in CA
Uninsured rate7.2%
53rd
U.S. 8.4% · CA 6.6%564th of 1,675 in CA
Rent-burdened renters48.2%
40th
U.S. 51.1% · CA 55.3%1,140th of 1,610 in CA
Median earnings per worker$44,794
39th
U.S. $49,666 · CA $52,6431,050th of 1,658 in CA
Population density636/sq mi
36th
U.S. 95/sq mi · CA 252/sq mi919th of 1,688 in CA
Bachelor's degree or higher23.4%
30th
U.S. 35.7% · CA 37.1%1,086th of 1,687 in CA
Median household income$64,944
28th
U.S. $80,734 · CA $99,1221,273rd of 1,575 in CA
Veterans4.1%
27th
U.S. 6.2% · CA 4.3%880th of 1,686 in CA
Work from home7.8%
21st
U.S. 15.1% · CA 17.2%1,329th of 1,680 in CA
Homeownership rate51.3%
19th
WeaknessU.S. 65.2% · CA 55.9%1,188th of 1,662 in CA
Per capita income$28,835
16th
WeaknessU.S. $44,673 · CA $49,5131,351st of 1,685 in CA
Self-employed workers6.6%
15th
U.S. 10% · CA 11.4%1,419th of 1,678 in CA
Residents 65 and older10.2%
9th
U.S. 17.2% · CA 15.7%1,482nd of 1,688 in CA
Tech workers0.7%
8th
U.S. 3.8% · CA 4.4%1,271st of 1,678 in CA
Median age31.2
6th
U.S. 38.9 · CA 37.91,537th of 1,687 in CA

Measure	95348	Merced	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	9.5%	10.6%	6.6%	5.2%	93rd	307th of 1,681
Government workers	23.2%	16.9%	14.8%	14.5%	92nd	267th of 1,678
Poverty rateWeakness	22.1%	19.1%	12%	12.5%	88th	212th of 1,666
Diversity index	66.3	53.8	69.7	61.4	86th	326th of 1,688
Residents under 18	26.7%	28.7%	22%	22%	85th	283rd of 1,688
Healthcare workers	11.8%	8.7%	9.4%	9.7%	79th	309th of 1,678
Foreign-born residents	20.2%	25.6%	27%	14.1%	75th	797th of 1,688
Average commute	29 min	31.3 min	28.7 min	26.4 min	69th	669th of 1,584
Broadband access	93.7%	88.4%	93.5%	91%	64th	785th of 1,662
Population	37,540	290,201	39,287,377	334,922,499	63rd	430th of 1,688
Median home value	$383,600	$391,800	$734,700	$332,700	60th	1,271st of 1,586
Median gross rent	$1,551	$1,343	$2,036	$1,413	59th	1,036th of 1,464
Income inequality (Gini)	0.444	0.465	0.489	0.483	58th	766th of 1,651
Housing vacancy	7.2%	5.3%	7.5%	10.1%	54th	775th of 1,664
Uninsured rate	7.2%	8.1%	6.6%	8.4%	53rd	564th of 1,675
Rent-burdened renters	48.2%	51.9%	55.3%	51.1%	40th	1,140th of 1,610
Median earnings per worker	$44,794	$40,985	$52,643	$49,666	39th	1,050th of 1,658
Population density	636/sq mi	150/sq mi	252/sq mi	95/sq mi	36th	919th of 1,688
Bachelor's degree or higher	23.4%	15.3%	37.1%	35.7%	30th	1,086th of 1,687
Median household income	$64,944	$65,510	$99,122	$80,734	28th	1,273rd of 1,575
Veterans	4.1%	3.6%	4.3%	6.2%	27th	880th of 1,686
Work from home	7.8%	6.6%	17.2%	15.1%	21st	1,329th of 1,680
Homeownership rateWeakness	51.3%	54%	55.9%	65.2%	19th	1,188th of 1,662
Per capita incomeWeakness	$28,835	$28,030	$49,513	$44,673	16th	1,351st of 1,685
Self-employed workers	6.6%	8.2%	11.4%	10%	15th	1,419th of 1,678
Residents 65 and older	10.2%	11.7%	15.7%	17.2%	9th	1,482nd of 1,688
Tech workers	0.7%	1%	4.4%	3.8%	8th	1,271st of 1,678
Median age	31.2	31.8	37.9	38.9	6th	1,537th of 1,687

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

12%

18–24

19%

25–34

12%

35–44

11%

45–54

10%

55–64

65–74

75+

Median age

31.2

Under 18

26.7%

65 and over

10.2%

Race and ethnicity

White22%
Black6%
Hispanic51%
Asian15%
Native American0.1%
Pacific Islander0%
Other0.3%
Multiracial5%

Diversity index

66.3

U.S. 61.4

Foreign-born

20.2%

U.S. 14.1%

Born in state

70.2%

Language spoken at home (households)

English only

46%

Spanish

37%

Other Indo-European

Asian / Pacific

10%

Other

Households

Households: 11,550
Average household size: 3.2
Family households: 71.6%
Married couples: 40.3%
Living alone: 20.1%
Veterans (of adults): 4.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

17%

$50–75k

21%

$75–100k

14%

$100–150k

11%

$150–200k

$200k+

10%

Median household income

95348

$64,944

Merced Co.

$65,510

California

$99,122

United States

$80,734

Per capita income

$28,835

U.S. $44,673

Poverty rate

22.1%

U.S. 12.5%

Households earning $150K+

19%

U.S. 23%

Income inequality (Gini)

0.444

U.S. 0.483

Housing

Median home value

95348

$383,600

Merced Co.

$391,800

California

$734,700

United States

$332,700

Median gross rent

95348

$1,551

Merced Co.

$1,343

California

$2,036

United States

$1,413

Types of housing

Single-family

61%

2–4 units

11%

5–19 units

13%

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 12,448
Owner-occupied: 51.3%
Vacant: 7.2%
Median year built: 1989
Median rooms: 5.2
Renters paying 30%+ of income: 48.2%
Renters paying 50%+ of income: 26%
Home value to income: 5.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

11%

Transit

0.6%

Walked

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

20%

10–19

35%

20–29

14%

30–44

13%

45–59

60+

14%

Average commute

29 min

U.S. 26.4 min

Unemployment

9.5%

U.S. 5.2%

In labor force

62%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Transportation and moving

13%

Healthcare

12%

Education

10%

Sales

Construction and repair

Food service

Management

Cleaning and personal care

Business and finance

Production

Police and fire

Farming, fishing and forestry

Legal and social services

Engineering and science

Arts, media and sports

0.8%

Computer and math

0.7%

Industries

Health care and social assistance

17%

Education

14%

Retail

10%

Transportation, warehousing and utilities

10%

Manufacturing

Restaurants and hotels

Public administration

Construction

Finance, insurance and real estate

Agriculture and mining

Professional and technical services

Other services

Admin, support and management

Wholesale

Arts and recreation

Information

0.9%

Median earnings per worker

$44,794

U.S. $49,666

Self-employed

6.6%

U.S. 10%

Government workers

23.2%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	95348	U.S.
Management, business, science and arts	$64,767	$74,888
Service	$33,235	$26,804
Sales and office	$40,338	$40,476
Construction and maintenance	$48,477	$49,199
Production and transportation	$41,817	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

28%

Some college

22%

Associate's

Bachelor's

16%

Graduate

High school graduate or higher: 81.5%
Bachelor's degree or higher: 23.4%
Graduate or professional degree: 7.5%
Households with broadband: 93.7%
Cable, fiber or DSL: 81.8%
No internet access: 4.2%
Without health insurance: 7.2%
Limited-English households: 5.4%

Geography

City (USPS): Merced
State: California
County: Merced County
Center point: 37.4205° N, 120.4996° W
Land area: 59 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Merced11% of zip
Franklin (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95348

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95388	Winton, CA	5.5 mi	13,319	$57,493	$345,100
95340	Merced, CA	7.6 mi	38,303	$71,193	$399,100
95343	Merced, CA · PO box	7.8 mi	—	—	—
95344	Merced, CA · PO box	7.8 mi	—	—	—
95312	Cressey, CA	8.4 mi	232	$80,625	—
95369	Snelling, CA	8.9 mi	740	$75,750	$354,900
95303	Ballico, CA	10 mi	784	$144,375	$569,400
95301	Atwater, CA	12 mi	43,009	$68,349	$390,900
95365	Planada, CA	12 mi	3,963	$39,741	$266,400
95316	Denair, CA	12 mi	8,022	$97,764	$483,900
95341	Merced, CA	13 mi	36,385	$57,342	$334,400
95325	Hornitos, CA	15 mi	0	—	—

Zip codes like 95348 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95348

What city is zip code 95348?

95348 is assigned to Merced, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95348 in?

95348 is in Merced County, California.

What is the population of 95348?

About 37,540 people live in 95348, according to the Census Bureau's American Community Survey.

What time zone is 95348 in?

95348 is in Pacific Time.

What is the median household income in 95348?

The median household income in 95348 is $64,944.

What zip codes are near 95348?

The closest zip codes to 95348 are 95388, 95340, 95343, 95344, 95312.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95348, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.