Zip code 95340: Merced, California

Q: What city is zip code 95340?

95340 is assigned to Merced, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95340 in?

95340 is in Merced County, California.

Q: What is the population of 95340?

About 38,303 people live in 95340, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95340?

The median household income in 95340 is $71,193.

Q: What zip codes are near 95340?

The closest zip codes to 95340 are 95343, 95344, 95365, 95348, 95341.

Residential delivery areaMerced CountyPacific Time

Population

38,303

Median household income

$71K

U.S. $81K

Median home value

$399K

U.S. $333K

Median rent

$1,317/mo

U.S. $1,413

Median age

32.4

U.S. 38.9

Land area

52 sq mi

737 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95340

95340 is a suburban zip code in Merced, California (Merced County), covering 52 sq mi of land. About 38,303 people live here, or 737 per square mile. The median resident is 32.4 years old, compared with 38.9 nationally.

The median household earns $71,193 a year, close to the national median of $80,734. 18.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $399,100, or 5.6 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 57% of occupied homes are lived in by their owners, and renters pay a median of $1,317 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in education; office and administrative support; and healthcare. 41% of households speak a language other than English at home, most often Spanish.

How 95340 compares

Sorted from highest to lowest national percentile

Unemployment rate11.6%
96th
WeaknessU.S. 5.2% · CA 6.6%184th of 1,681 in CA
Government workers26.2%
96th
U.S. 14.5% · CA 14.8%193rd of 1,678 in CA
Income inequality (Gini)0.519
93rd
WeaknessU.S. 0.483 · CA 0.489154th of 1,651 in CA
Rent-burdened renters59.9%
83rd
WeaknessU.S. 51.1% · CA 55.3%500th of 1,610 in CA
Poverty rate18.3%
80th
WeaknessU.S. 12.5% · CA 12%354th of 1,666 in CA
Diversity index62.7
78th
U.S. 61.4 · CA 69.7487th of 1,688 in CA
Broadband access94.3%
69th
U.S. 91% · CA 93.5%688th of 1,662 in CA
Foreign-born residents16.7%
68th
U.S. 14.1% · CA 27%982nd of 1,688 in CA
Residents under 1824%
67th
U.S. 22% · CA 22%480th of 1,688 in CA
Population38,303
64th
U.S. 334,922,499 · CA 39,287,377416th of 1,688 in CA
Median home value$399,100
62nd
U.S. $332,700 · CA $734,7001,228th of 1,586 in CA
Healthcare workers9.8%
55th
U.S. 9.7% · CA 9.4%616th of 1,678 in CA
Housing vacancy6.6%
49th
U.S. 10.1% · CA 7.5%840th of 1,664 in CA
Median gross rent$1,317
44th
U.S. $1,413 · CA $2,0361,191st of 1,464 in CA
Work from home11%
40th
U.S. 15.1% · CA 17.2%1,091st of 1,680 in CA
Uninsured rate5.7%
40th
U.S. 8.4% · CA 6.6%762nd of 1,675 in CA
Population density737/sq mi
38th
U.S. 95/sq mi · CA 252/sq mi901st of 1,688 in CA
Median household income$71,193
38th
U.S. $80,734 · CA $99,1221,176th of 1,575 in CA
Bachelor's degree or higher26.8%
38th
U.S. 35.7% · CA 37.1%976th of 1,687 in CA
Average commute24.3 min
38th
U.S. 26.4 min · CA 28.7 min1,143rd of 1,584 in CA
Per capita income$35,660
36th
U.S. $44,673 · CA $49,5131,096th of 1,685 in CA
Residents 65 and older14.7%
36th
U.S. 17.2% · CA 15.7%1,048th of 1,688 in CA
Tech workers2.1%
35th
U.S. 3.8% · CA 4.4%919th of 1,678 in CA
Veterans4.6%
33rd
U.S. 6.2% · CA 4.3%787th of 1,686 in CA
Homeownership rate57.2%
27th
U.S. 65.2% · CA 55.9%1,024th of 1,662 in CA
Median earnings per worker$41,443
26th
U.S. $49,666 · CA $52,6431,201st of 1,658 in CA
Self-employed workers6%
10th
U.S. 10% · CA 11.4%1,470th of 1,678 in CA
Median age32.4
9th
U.S. 38.9 · CA 37.91,476th of 1,687 in CA

Measure	95340	Merced	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	11.6%	10.6%	6.6%	5.2%	96th	184th of 1,681
Government workers	26.2%	16.9%	14.8%	14.5%	96th	193rd of 1,678
Income inequality (Gini)Weakness	0.519	0.465	0.489	0.483	93rd	154th of 1,651
Rent-burdened rentersWeakness	59.9%	51.9%	55.3%	51.1%	83rd	500th of 1,610
Poverty rateWeakness	18.3%	19.1%	12%	12.5%	80th	354th of 1,666
Diversity index	62.7	53.8	69.7	61.4	78th	487th of 1,688
Broadband access	94.3%	88.4%	93.5%	91%	69th	688th of 1,662
Foreign-born residents	16.7%	25.6%	27%	14.1%	68th	982nd of 1,688
Residents under 18	24%	28.7%	22%	22%	67th	480th of 1,688
Population	38,303	290,201	39,287,377	334,922,499	64th	416th of 1,688
Median home value	$399,100	$391,800	$734,700	$332,700	62nd	1,228th of 1,586
Healthcare workers	9.8%	8.7%	9.4%	9.7%	55th	616th of 1,678
Housing vacancy	6.6%	5.3%	7.5%	10.1%	49th	840th of 1,664
Median gross rent	$1,317	$1,343	$2,036	$1,413	44th	1,191st of 1,464
Work from home	11%	6.6%	17.2%	15.1%	40th	1,091st of 1,680
Uninsured rate	5.7%	8.1%	6.6%	8.4%	40th	762nd of 1,675
Population density	737/sq mi	150/sq mi	252/sq mi	95/sq mi	38th	901st of 1,688
Median household income	$71,193	$65,510	$99,122	$80,734	38th	1,176th of 1,575
Bachelor's degree or higher	26.8%	15.3%	37.1%	35.7%	38th	976th of 1,687
Average commute	24.3 min	31.3 min	28.7 min	26.4 min	38th	1,143rd of 1,584
Per capita income	$35,660	$28,030	$49,513	$44,673	36th	1,096th of 1,685
Residents 65 and older	14.7%	11.7%	15.7%	17.2%	36th	1,048th of 1,688
Tech workers	2.1%	1%	4.4%	3.8%	35th	919th of 1,678
Veterans	4.6%	3.6%	4.3%	6.2%	33rd	787th of 1,686
Homeownership rate	57.2%	54%	55.9%	65.2%	27th	1,024th of 1,662
Median earnings per worker	$41,443	$40,985	$52,643	$49,666	26th	1,201st of 1,658
Self-employed workers	6%	8.2%	11.4%	10%	10th	1,470th of 1,678
Median age	32.4	31.8	37.9	38.9	9th	1,476th of 1,687

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

13%

18–24

16%

25–34

10%

35–44

45–54

12%

55–64

65–74

75+

Median age

32.4

Under 18

24%

65 and over

14.7%

Race and ethnicity

White33%
Black3%
Hispanic50%
Asian9%
Native American0.4%
Pacific Islander0.2%
Other0.8%
Multiracial3%

Diversity index

62.7

U.S. 61.4

Foreign-born

16.7%

U.S. 14.1%

Born in state

71.1%

Language spoken at home (households)

English only

59%

Spanish

32%

Other Indo-European

Asian / Pacific

Other

Households

Households: 12,822
Average household size: 2.8
Family households: 66.1%
Married couples: 39.6%
Living alone: 28.4%
Veterans (of adults): 4.6%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

19%

$50–75k

13%

$75–100k

13%

$100–150k

17%

$150–200k

$200k+

10%

Median household income

95340

$71,193

Merced Co.

$65,510

California

$99,122

United States

$80,734

Per capita income

$35,660

U.S. $44,673

Poverty rate

18.3%

U.S. 12.5%

Households earning $150K+

17.6%

U.S. 23%

Income inequality (Gini)

0.519

U.S. 0.483

Housing

Median home value

95340

$399,100

Merced Co.

$391,800

California

$734,700

United States

$332,700

Median gross rent

95340

$1,317

Merced Co.

$1,343

California

$2,036

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

0.9%

Boat, RV, van

Housing units: 13,724
Owner-occupied: 57.2%
Vacant: 6.6%
Median year built: 1973
Median rooms: 5.7
Renters paying 30%+ of income: 59.9%
Renters paying 50%+ of income: 38.4%
Home value to income: 5.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

0.8%

Walked

Bicycle

0.5%

Worked from home

11%

Other

Commute time (one way)

<10 min

22%

10–19

45%

20–29

30–44

10%

45–59

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

11.6%

U.S. 5.2%

In labor force

57.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

12%

Office and admin

11%

Healthcare

10%

Sales

Construction and repair

Management

Transportation and moving

Cleaning and personal care

Food service

Production

Legal and social services

Business and finance

Engineering and science

Farming, fishing and forestry

Computer and math

Police and fire

Arts, media and sports

Industries

Education

19%

Health care and social assistance

14%

Retail

Restaurants and hotels

Construction

Manufacturing

Public administration

Professional and technical services

Finance, insurance and real estate

Other services

Admin, support and management

Wholesale

Transportation, warehousing and utilities

Agriculture and mining

Arts and recreation

Information

Median earnings per worker

$41,443

U.S. $49,666

Self-employed

U.S. 10%

Government workers

26.2%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	95340	U.S.
Management, business, science and arts	$67,806	$74,888
Service	$21,563	$26,804
Sales and office	$30,885	$40,476
Construction and maintenance	$50,893	$49,199
Production and transportation	$36,544	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

23%

Some college

24%

Associate's

11%

Bachelor's

17%

Graduate

10%

High school graduate or higher: 85.1%
Bachelor's degree or higher: 26.8%
Graduate or professional degree: 9.9%
Households with broadband: 94.3%
Cable, fiber or DSL: 79.5%
No internet access: 4.7%
Without health insurance: 5.7%
Limited-English households: 3%

Geography

City (USPS): Merced
State: California
County: Merced County
Center point: 37.3401° N, 120.4064° W
Land area: 52 sq mi
Water area: 0.8 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Merced14% of zip
Tuttle (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95340

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95343	Merced, CA · PO box	4.6 mi	—	—	—
95344	Merced, CA · PO box	4.6 mi	—	—	—
95365	Planada, CA	4.9 mi	3,963	$39,741	$266,400
95348	Merced, CA	7.6 mi	37,540	$64,944	$383,600
95341	Merced, CA	9.2 mi	36,385	$57,342	$334,400
95333	Le Grand, CA	11 mi	2,963	$62,813	$340,200
95388	Winton, CA	12 mi	13,319	$57,493	$345,100
95369	Snelling, CA	13 mi	740	$75,750	$354,900
95325	Hornitos, CA	13 mi	0	—	—
95301	Atwater, CA	14 mi	43,009	$68,349	$390,900
95312	Cressey, CA	15 mi	232	$80,625	—
95317	El Nido, CA	16 mi	827	$57,153	$366,700

Zip codes like 95340 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95340

What city is zip code 95340?

95340 is assigned to Merced, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95340 in?

95340 is in Merced County, California.

What is the population of 95340?

About 38,303 people live in 95340, according to the Census Bureau's American Community Survey.

What time zone is 95340 in?

95340 is in Pacific Time.

What is the median household income in 95340?

The median household income in 95340 is $71,193.

What zip codes are near 95340?

The closest zip codes to 95340 are 95343, 95344, 95365, 95348, 95341.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95340, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.