Zip code 95304: Tracy, California

Q: What city is zip code 95304?

95304 is assigned to Tracy, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95304 in?

95304 is in San Joaquin County, California.

Q: What is the population of 95304?

About 15,841 people live in 95304, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95304?

The median household income in 95304 is $115,007.

Q: What zip codes are near 95304?

The closest zip codes to 95304 are 95378, 95376, 95377, 95385, 95337.

Residential delivery areaSan Joaquin CountyPacific Time

Population

15,841

Median household income

$115K

U.S. $81K

Median home value

$894K

U.S. $333K

Median rent

$2,426/mo

U.S. $1,413

Median age

37.3

U.S. 38.9

Land area

153 sq mi

103 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95304

95304 is a small-town zip code in Tracy, California (San Joaquin County), covering 153 sq mi of land. About 15,841 people live here, or 103 per square mile. The median resident is 37.3 years old, compared with 38.9 nationally.

The median household earns $115,007 a year, 42% above the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $893,600, or 7.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 60% of occupied homes are lived in by their owners, and renters pay a median of $2,426 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.5 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in management; construction and repair; and transportation and moving goods. 17% of them are self-employed (U.S.: 10%). 34% of households speak a language other than English at home, most often Spanish.

How 95304 compares

Sorted from highest to lowest national percentile

Diversity index73.1
97th
U.S. 61.4 · CA 69.770th of 1,688 in CA
Median home value$893,600
94th
U.S. $332,700 · CA $734,700481st of 1,586 in CA
Median gross rent$2,426
94th
U.S. $1,413 · CA $2,036353rd of 1,464 in CA
Self-employed workers16.9%
94th
U.S. 10% · CA 11.4%397th of 1,678 in CA
Rent-burdened renters61.6%
87th
WeaknessU.S. 51.1% · CA 55.3%411th of 1,610 in CA
Broadband access96.1%
86th
StrengthU.S. 91% · CA 93.5%412th of 1,662 in CA
Average commute32.5 min
85th
WeaknessU.S. 26.4 min · CA 28.7 min344th of 1,584 in CA
Median household income$115,007
82nd
StrengthU.S. $80,734 · CA $99,122484th of 1,575 in CA
Foreign-born residents21.2%
77th
U.S. 14.1% · CA 27%763rd of 1,688 in CA
Unemployment rate6.5%
74th
U.S. 5.2% · CA 6.6%760th of 1,681 in CA
Median earnings per worker$59,155
74th
U.S. $49,666 · CA $52,643632nd of 1,658 in CA
Per capita income$48,304
69th
U.S. $44,673 · CA $49,513714th of 1,685 in CA
Residents under 1823.9%
66th
U.S. 22% · CA 22%494th of 1,688 in CA
Housing vacancy8.5%
63rd
U.S. 10.1% · CA 7.5%687th of 1,664 in CA
Tech workers3.5%
61st
U.S. 3.8% · CA 4.4%572nd of 1,678 in CA
Uninsured rate8%
59th
U.S. 8.4% · CA 6.6%476th of 1,675 in CA
Government workers14.6%
57th
U.S. 14.5% · CA 14.8%889th of 1,678 in CA
Work from home11.2%
42nd
U.S. 15.1% · CA 17.2%1,084th of 1,680 in CA
Bachelor's degree or higher27.4%
40th
U.S. 35.7% · CA 37.1%958th of 1,687 in CA
Median age37.3
37th
U.S. 38.9 · CA 37.91,089th of 1,687 in CA
Poverty rate8.3%
34th
U.S. 12.5% · CA 12%1,102nd of 1,666 in CA
Homeownership rate60.1%
32nd
U.S. 65.2% · CA 55.9%958th of 1,662 in CA
Veterans4.5%
32nd
U.S. 6.2% · CA 4.3%816th of 1,686 in CA
Income inequality (Gini)0.415
32nd
U.S. 0.483 · CA 0.4891,139th of 1,651 in CA
Healthcare workers8.2%
31st
U.S. 9.7% · CA 9.4%995th of 1,678 in CA
Population15,841
24th
U.S. 334,922,499 · CA 39,287,377893rd of 1,688 in CA
Residents 65 and older11.7%
16th
U.S. 17.2% · CA 15.7%1,348th of 1,688 in CA
Population density103/sq mi
14th
U.S. 95/sq mi · CA 252/sq mi1,201st of 1,688 in CA

Measure	95304	San Joaquin	CA	U.S.	National percentile	Rank in CA
Diversity index	73.1	70.8	69.7	61.4	97th	70th of 1,688
Median home value	$893,600	$530,700	$734,700	$332,700	94th	481st of 1,586
Median gross rent	$2,426	$1,734	$2,036	$1,413	94th	353rd of 1,464
Self-employed workers	16.9%	9%	11.4%	10%	94th	397th of 1,678
Rent-burdened rentersWeakness	61.6%	53.9%	55.3%	51.1%	87th	411th of 1,610
Broadband accessStrength	96.1%	92.5%	93.5%	91%	86th	412th of 1,662
Average commuteWeakness	32.5 min	34.1 min	28.7 min	26.4 min	85th	344th of 1,584
Median household incomeStrength	$115,007	$92,179	$99,122	$80,734	82nd	484th of 1,575
Foreign-born residents	21.2%	25.2%	27%	14.1%	77th	763rd of 1,688
Unemployment rate	6.5%	7.6%	6.6%	5.2%	74th	760th of 1,681
Median earnings per worker	$59,155	$49,365	$52,643	$49,666	74th	632nd of 1,658
Per capita income	$48,304	$37,266	$49,513	$44,673	69th	714th of 1,685
Residents under 18	23.9%	26.2%	22%	22%	66th	494th of 1,688
Housing vacancy	8.5%	5.7%	7.5%	10.1%	63rd	687th of 1,664
Tech workers	3.5%	3%	4.4%	3.8%	61st	572nd of 1,678
Uninsured rate	8%	6.3%	6.6%	8.4%	59th	476th of 1,675
Government workers	14.6%	15%	14.8%	14.5%	57th	889th of 1,678
Work from home	11.2%	10.6%	17.2%	15.1%	42nd	1,084th of 1,680
Bachelor's degree or higher	27.4%	22.7%	37.1%	35.7%	40th	958th of 1,687
Median age	37.3	35.4	37.9	38.9	37th	1,089th of 1,687
Poverty rate	8.3%	12.4%	12%	12.5%	34th	1,102nd of 1,666
Homeownership rate	60.1%	62%	55.9%	65.2%	32nd	958th of 1,662
Veterans	4.5%	4.3%	4.3%	6.2%	32nd	816th of 1,686
Income inequality (Gini)	0.415	0.438	0.489	0.483	32nd	1,139th of 1,651
Healthcare workers	8.2%	9.4%	9.4%	9.7%	31st	995th of 1,678
Population	15,841	797,334	39,287,377	334,922,499	24th	893rd of 1,688
Residents 65 and older	11.7%	13.5%	15.7%	17.2%	16th	1,348th of 1,688
Population density	103/sq mi	573/sq mi	252/sq mi	95/sq mi	14th	1,201st of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

10%

18–24

12%

25–34

18%

35–44

12%

45–54

13%

55–64

65–74

75+

Median age

37.3

Under 18

23.9%

65 and over

11.7%

Race and ethnicity

White31%
Black7%
Hispanic37%
Asian13%
Native American0.3%
Pacific Islander0.3%
Other0.4%
Multiracial11%

Diversity index

73.1

U.S. 61.4

Foreign-born

21.2%

U.S. 14.1%

Born in state

68.3%

Language spoken at home (households)

English only

66%

Spanish

21%

Other Indo-European

10%

Asian / Pacific

Other

0.6%

Households

Households: 4,949
Average household size: 3
Family households: 71.7%
Married couples: 58.7%
Living alone: 23.8%
Veterans (of adults): 4.5%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

$75–100k

10%

$100–150k

27%

$150–200k

11%

$200k+

26%

Median household income

95304

$115,007

San Joaquin Co.

$92,179

California

$99,122

United States

$80,734

Per capita income

$48,304

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

36%

U.S. 23%

Income inequality (Gini)

0.415

U.S. 0.483

Housing

Median home value

95304

$893,600

San Joaquin Co.

$530,700

California

$734,700

United States

$332,700

Median gross rent

95304

$2,426

San Joaquin Co.

$1,734

California

$2,036

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

20+ units

15%

Mobile home

Boat, RV, van

0.1%

Housing units: 5,410
Owner-occupied: 60.1%
Vacant: 8.5%
Median year built: 1999
Median rooms: 5.9
Renters paying 30%+ of income: 61.6%
Renters paying 50%+ of income: 18.5%
Home value to income: 7.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

11%

Transit

0.5%

Walked

0.8%

Bicycle

Worked from home

11%

Other

0.6%

Commute time (one way)

<10 min

14%

10–19

34%

20–29

10%

30–44

15%

45–59

60+

19%

Average commute

32.5 min

U.S. 26.4 min

Unemployment

6.5%

U.S. 5.2%

In labor force

62.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Construction and repair

10%

Transportation and moving

10%

Sales

Office and admin

Healthcare

Education

Food service

Cleaning and personal care

Production

Computer and math

Legal and social services

Arts, media and sports

Business and finance

Engineering and science

Police and fire

Farming, fishing and forestry

Industries

Construction

11%

Transportation, warehousing and utilities

Admin, support and management

Education

Professional and technical services

Health care and social assistance

Manufacturing

Retail

Restaurants and hotels

Wholesale

Public administration

Other services

Finance, insurance and real estate

Agriculture and mining

Arts and recreation

Information

Median earnings per worker

$59,155

U.S. $49,666

Self-employed

16.9%

U.S. 10%

Government workers

14.6%

U.S. 14.5%

Nonprofit workers

4.1%

U.S. 8.8%

Median earnings by type of work

Type of work	95304	U.S.
Management, business, science and arts	$89,141	$74,888
Service	$19,634	$26,804
Sales and office	$60,611	$40,476
Construction and maintenance	$42,005	$49,199
Production and transportation	$55,579	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

29%

Some college

23%

Associate's

Bachelor's

19%

Graduate

High school graduate or higher: 86.5%
Bachelor's degree or higher: 27.4%
Graduate or professional degree: 8.6%
Households with broadband: 96.1%
Cable, fiber or DSL: 68.6%
No internet access: 2.1%
Without health insurance: 8%
Limited-English households: 7.6%

Geography

City (USPS): Tracy
State: California
County: San Joaquin County
Center point: 37.6806° N, 121.3816° W
Land area: 153 sq mi
Water area: 2.8 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Tracy3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95304

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95378	Tracy, CA · PO box	2.8 mi	—	—	—
95376	Tracy, CA	4.8 mi	54,488	$102,555	$618,100
95377	Tracy, CA	7.4 mi	37,739	$158,158	$834,600
95385	Vernalis, CA	8.8 mi	602	$53,409	—
95337	Manteca, CA	8.9 mi	48,731	$117,137	$645,200
95330	Lathrop, CA	9.8 mi	35,395	$125,421	$643,400
95387	Westley, CA	12 mi	1,032	$66,857	$478,100
95391	Tracy, CA	14 mi	25,574	$176,952	$947,000
95231	French Camp, CA	14 mi	3,896	$90,417	$455,400
95336	Manteca, CA	14 mi	50,185	$89,172	$546,400
95366	Ripon, CA	15 mi	18,954	$112,097	$707,800
94550	Livermore, CA	15 mi	49,873	$180,295	$1,202,500

Zip codes like 95304 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95304

What city is zip code 95304?

95304 is assigned to Tracy, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95304 in?

95304 is in San Joaquin County, California.

What is the population of 95304?

About 15,841 people live in 95304, according to the Census Bureau's American Community Survey.

What time zone is 95304 in?

95304 is in Pacific Time.

What is the median household income in 95304?

The median household income in 95304 is $115,007.

What zip codes are near 95304?

The closest zip codes to 95304 are 95378, 95376, 95377, 95385, 95337.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95304, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.