Zip code 95231: French Camp, California

Q: What city is zip code 95231?

95231 is assigned to French Camp, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95231 in?

95231 is in San Joaquin County, California.

Q: What is the population of 95231?

About 3,896 people live in 95231, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95231?

The median household income in 95231 is $90,417.

Q: What zip codes are near 95231?

The closest zip codes to 95231 are 95214, 95213, 95330, 95336, 95201.

Residential delivery areaSan Joaquin CountyPacific Time

Population

3,896

Median household income

$90K

U.S. $81K

Median home value

$455K

U.S. $333K

Median rent

$2,056/mo

U.S. $1,413

Median age

35.5

U.S. 38.9

Land area

11 sq mi

362 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95231

95231 is a small-town zip code in French Camp, California (San Joaquin County), covering 11 sq mi of land. About 3,896 people live here, or 362 per square mile. The median resident is 35.5 years old, compared with 38.9 nationally.

The median household earns $90,417 a year, close to the national median of $80,734. 22.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $455,400, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $2,056 a month.

6% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.8 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in farming, fishing and forestry; transportation and moving goods; and production and manufacturing. 53% of households speak a language other than English at home, most often Spanish.

How 95231 compares

Sorted from highest to lowest national percentile

Housing vacancy16.8%
89th
U.S. 10.1% · CA 7.5%372nd of 1,664 in CA
Poverty rate22.1%
88th
WeaknessU.S. 12.5% · CA 12%215th of 1,666 in CA
Median gross rent$2,056
86th
U.S. $1,413 · CA $2,036628th of 1,464 in CA
Foreign-born residents24.3%
81st
U.S. 14.1% · CA 27%635th of 1,688 in CA
Diversity index61.7
76th
U.S. 61.4 · CA 69.7536th of 1,688 in CA
Rent-burdened renters57.6%
76th
U.S. 51.1% · CA 55.3%655th of 1,610 in CA
Median home value$455,400
70th
U.S. $332,700 · CA $734,7001,129th of 1,586 in CA
Self-employed workers10.4%
63rd
U.S. 10% · CA 11.4%984th of 1,678 in CA
Median household income$90,417
62nd
U.S. $80,734 · CA $99,122843rd of 1,575 in CA
Unemployment rate5%
52nd
U.S. 5.2% · CA 6.6%1,126th of 1,681 in CA
Uninsured rate5.5%
38th
U.S. 8.4% · CA 6.6%802nd of 1,675 in CA
Government workers12%
36th
U.S. 14.5% · CA 14.8%1,141st of 1,678 in CA
Average commute23.8 min
35th
U.S. 26.4 min · CA 28.7 min1,186th of 1,584 in CA
Work from home9.1%
29th
U.S. 15.1% · CA 17.2%1,235th of 1,680 in CA
Median earnings per worker$42,083
29th
U.S. $49,666 · CA $52,6431,166th of 1,658 in CA
Population density362/sq mi
28th
U.S. 95/sq mi · CA 252/sq mi1,007th of 1,688 in CA
Homeownership rate57.8%
28th
U.S. 65.2% · CA 55.9%1,009th of 1,662 in CA
Median age35.5
24th
U.S. 38.9 · CA 37.91,252nd of 1,687 in CA
Veterans3.4%
19th
U.S. 6.2% · CA 4.3%1,052nd of 1,686 in CA
Residents under 1817.8%
18th
U.S. 22% · CA 22%1,138th of 1,688 in CA
Broadband access84.8%
12th
WeaknessU.S. 91% · CA 93.5%1,446th of 1,662 in CA
Residents 65 and older10.2%
9th
U.S. 17.2% · CA 15.7%1,486th of 1,688 in CA
Population3,896
6th
U.S. 334,922,499 · CA 39,287,3771,168th of 1,688 in CA
Per capita income$18,248
1st
WeaknessU.S. $44,673 · CA $49,5131,612th of 1,685 in CA
Bachelor's degree or higher6.1%
1st
WeaknessU.S. 35.7% · CA 37.1%1,617th of 1,687 in CA
Tech workers0%
1st
U.S. 3.8% · CA 4.4%1,588th of 1,678 in CA
Healthcare workers0%
1st
U.S. 9.7% · CA 9.4%1,638th of 1,678 in CA
Income inequality (Gini)0.327
1st
StrengthU.S. 0.483 · CA 0.4891,564th of 1,651 in CA

Measure	95231	San Joaquin	CA	U.S.	National percentile	Rank in CA
Housing vacancy	16.8%	5.7%	7.5%	10.1%	89th	372nd of 1,664
Poverty rateWeakness	22.1%	12.4%	12%	12.5%	88th	215th of 1,666
Median gross rent	$2,056	$1,734	$2,036	$1,413	86th	628th of 1,464
Foreign-born residents	24.3%	25.2%	27%	14.1%	81st	635th of 1,688
Diversity index	61.7	70.8	69.7	61.4	76th	536th of 1,688
Rent-burdened renters	57.6%	53.9%	55.3%	51.1%	76th	655th of 1,610
Median home value	$455,400	$530,700	$734,700	$332,700	70th	1,129th of 1,586
Self-employed workers	10.4%	9%	11.4%	10%	63rd	984th of 1,678
Median household income	$90,417	$92,179	$99,122	$80,734	62nd	843rd of 1,575
Unemployment rate	5%	7.6%	6.6%	5.2%	52nd	1,126th of 1,681
Uninsured rate	5.5%	6.3%	6.6%	8.4%	38th	802nd of 1,675
Government workers	12%	15%	14.8%	14.5%	36th	1,141st of 1,678
Average commute	23.8 min	34.1 min	28.7 min	26.4 min	35th	1,186th of 1,584
Work from home	9.1%	10.6%	17.2%	15.1%	29th	1,235th of 1,680
Median earnings per worker	$42,083	$49,365	$52,643	$49,666	29th	1,166th of 1,658
Population density	362/sq mi	573/sq mi	252/sq mi	95/sq mi	28th	1,007th of 1,688
Homeownership rate	57.8%	62%	55.9%	65.2%	28th	1,009th of 1,662
Median age	35.5	35.4	37.9	38.9	24th	1,252nd of 1,687
Veterans	3.4%	4.3%	4.3%	6.2%	19th	1,052nd of 1,686
Residents under 18	17.8%	26.2%	22%	22%	18th	1,138th of 1,688
Broadband accessWeakness	84.8%	92.5%	93.5%	91%	12th	1,446th of 1,662
Residents 65 and older	10.2%	13.5%	15.7%	17.2%	9th	1,486th of 1,688
Population	3,896	797,334	39,287,377	334,922,499	6th	1,168th of 1,688
Per capita incomeWeakness	$18,248	$37,266	$49,513	$44,673	1st	1,612th of 1,685
Bachelor's degree or higherWeakness	6.1%	22.7%	37.1%	35.7%	1st	1,617th of 1,687
Tech workers	0%	3%	4.4%	3.8%	1st	1,588th of 1,678
Healthcare workers	0%	9.4%	9.4%	9.7%	1st	1,638th of 1,678
Income inequality (Gini)Strength	0.327	0.438	0.489	0.483	1st	1,564th of 1,651

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

23%

25–34

19%

35–44

11%

45–54

12%

55–64

65–74

75+

Median age

35.5

Under 18

17.8%

65 and over

10.2%

Race and ethnicity

White22%
Black9%
Hispanic56%
Asian4%
Native American0.2%
Pacific Islander0%
Other2%
Multiracial5%

Diversity index

61.7

U.S. 61.4

Foreign-born

24.3%

U.S. 14.1%

Born in state

64.4%

Language spoken at home (households)

English only

47%

Spanish

46%

Other Indo-European

Asian / Pacific

Other

Households

Households: 538
Average household size: 3.5
Family households: 75.3%
Married couples: 58.4%
Living alone: 12.6%
Veterans (of adults): 3.4%
Male / female: 70% / 30%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

12%

$50–75k

19%

$75–100k

24%

$100–150k

21%

$150–200k

$200k+

Median household income

95231

$90,417

San Joaquin Co.

$92,179

California

$99,122

United States

$80,734

Per capita income

$18,248

U.S. $44,673

Poverty rate

22.1%

U.S. 12.5%

Households earning $150K+

11.3%

U.S. 23%

Income inequality (Gini)

0.327

U.S. 0.483

Housing

Median home value

95231

$455,400

San Joaquin Co.

$530,700

California

$734,700

United States

$332,700

Median gross rent

95231

$2,056

San Joaquin Co.

$1,734

California

$2,036

United States

$1,413

Types of housing

Single-family

95%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 647
Owner-occupied: 57.8%
Vacant: 16.8%
Median year built: 1974
Median rooms: 5.8
Renters paying 30%+ of income: 57.6%
Renters paying 50%+ of income: 38.2%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

15%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10%

10–19

37%

20–29

16%

30–44

27%

45–59

60+

Average commute

23.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

34.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Farming, fishing and forestry

24%

Transportation and moving

15%

Production

13%

Construction and repair

Legal and social services

Sales

Food service

Police and fire

Business and finance

Cleaning and personal care

Management

Office and admin

Arts, media and sports

0.6%

Computer and math

Engineering and science

Education

Healthcare

Industries

Agriculture and mining

32%

Manufacturing

16%

Public administration

10%

Retail

Transportation, warehousing and utilities

Construction

Restaurants and hotels

Health care and social assistance

Finance, insurance and real estate

Admin, support and management

Education

Other services

Wholesale

0.7%

Professional and technical services

0.6%

Information

Arts and recreation

Median earnings per worker

$42,083

U.S. $49,666

Self-employed

10.4%

U.S. 10%

Government workers

12%

U.S. 14.5%

Nonprofit workers

2.9%

U.S. 8.8%

Median earnings by type of work

Type of work	95231	U.S.
Management, business, science and arts	$61,250	$74,888
Service	$32,917	$26,804
Sales and office	$63,438	$40,476
Construction and maintenance	$28,971	$49,199
Production and transportation	$52,723	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

31%

High school

39%

Some college

21%

Associate's

Bachelor's

Graduate

High school graduate or higher: 68.7%
Bachelor's degree or higher: 6.1%
Graduate or professional degree: 2.6%
Households with broadband: 84.8%
Cable, fiber or DSL: 65.1%
No internet access: 13.9%
Without health insurance: 5.5%
Limited-English households: 19.5%

Geography

City (USPS): French Camp
State: California
County: San Joaquin County
Center point: 37.8738° N, 121.2901° W
Land area: 11 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

French Camp (unincorporated)28% of zip
Lathrop12% of zip
Stockton3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95231

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95214	Stockton, CA · PO box	4.1 mi	—	—	—
95213	Stockton, CA · PO box	4.3 mi	—	—	—
95330	Lathrop, CA	4.4 mi	35,395	$125,421	$643,400
95336	Manteca, CA	5.7 mi	50,185	$89,172	$546,400
95201	Stockton, CA · PO box	5.8 mi	—	—	—
95296	Stockton, CA · PO box	5.8 mi	—	—	—
95202	Stockton, CA	5.9 mi	7,066	$31,020	$377,400
95203	Stockton, CA	6 mi	15,930	$63,411	$370,000
95206	Stockton, CA	6.2 mi	68,558	$83,432	$424,600
95205	Stockton, CA	6.5 mi	39,608	$60,325	$324,200
95204	Stockton, CA	7.1 mi	31,035	$75,548	$387,100
95211	Stockton, CA	7.4 mi	765	—	—

Zip codes like 95231 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95231

What city is zip code 95231?

95231 is assigned to French Camp, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95231 in?

95231 is in San Joaquin County, California.

What is the population of 95231?

About 3,896 people live in 95231, according to the Census Bureau's American Community Survey.

What time zone is 95231 in?

95231 is in Pacific Time.

What is the median household income in 95231?

The median household income in 95231 is $90,417.

What zip codes are near 95231?

The closest zip codes to 95231 are 95214, 95213, 95330, 95336, 95201.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95231, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.