Zip code 95131: San Jose, California

Q: What city is zip code 95131?

95131 is assigned to San Jose, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95131 in?

95131 is in Santa Clara County, California.

Q: What is the population of 95131?

About 31,179 people live in 95131, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95131?

The median household income in 95131 is $170,255.

Q: What zip codes are near 95131?

The closest zip codes to 95131 are 95150, 95101, 95161, 95190, 95194.

Residential delivery areaSanta Clara CountyPacific Time

Population

31,179

Median household income

$170K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$3,269/mo

U.S. $1,413

Median age

37.7

U.S. 38.9

Land area

5.8 sq mi

5,399 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95131

95131 is an urban zip code in San Jose, California (Santa Clara County), covering 5.8 sq mi of land. About 31,179 people live here, or 5,399 per square mile. The median resident is 37.7 years old, compared with 38.9 nationally.

The median household earns $170,255 a year, about 2.1× the national median of $80,734. 8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,164,800, or 6.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $3,269 a month.

55% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.7 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in engineering and science; computer and math (tech); and management. 75% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 95131 compares

Sorted from highest to lowest national percentile

Median gross rent$3,269
99th
U.S. $1,413 · CA $2,03671st of 1,464 in CA
Foreign-born residents55.6%
99th
U.S. 14.1% · CA 27%19th of 1,688 in CA
Tech workers15.2%
99th
U.S. 3.8% · CA 4.4%53rd of 1,678 in CA
Broadband access98.1%
98th
StrengthU.S. 91% · CA 93.5%170th of 1,662 in CA
Median household income$170,255
97th
StrengthU.S. $80,734 · CA $99,122127th of 1,575 in CA
Median home value$1,164,800
97th
U.S. $332,700 · CA $734,700271st of 1,586 in CA
Median earnings per worker$83,006
94th
StrengthU.S. $49,666 · CA $52,643225th of 1,658 in CA
Per capita income$68,127
90th
StrengthU.S. $44,673 · CA $49,513330th of 1,685 in CA
Work from home25.3%
89th
U.S. 15.1% · CA 17.2%398th of 1,680 in CA
Bachelor's degree or higher55.2%
85th
StrengthU.S. 35.7% · CA 37.1%339th of 1,687 in CA
Population density5,399/sq mi
83rd
U.S. 95/sq mi · CA 252/sq mi426th of 1,688 in CA
Unemployment rate6.1%
70th
U.S. 5.2% · CA 6.6%851st of 1,681 in CA
Average commute26.7 min
54th
U.S. 26.4 min · CA 28.7 min924th of 1,584 in CA
Population31,179
52nd
U.S. 334,922,499 · CA 39,287,377584th of 1,688 in CA
Diversity index48.6
49th
U.S. 61.4 · CA 69.71,054th of 1,688 in CA
Median age37.7
40th
U.S. 38.9 · CA 37.91,046th of 1,687 in CA
Residents 65 and older15.2%
39th
U.S. 17.2% · CA 15.7%1,004th of 1,688 in CA
Homeownership rate61.8%
35th
U.S. 65.2% · CA 55.9%903rd of 1,662 in CA
Healthcare workers8.4%
33rd
U.S. 9.7% · CA 9.4%955th of 1,678 in CA
Poverty rate8%
32nd
U.S. 12.5% · CA 12%1,138th of 1,666 in CA
Uninsured rate3.7%
19th
StrengthU.S. 8.4% · CA 6.6%1,156th of 1,675 in CA
Income inequality (Gini)0.396
18th
StrengthU.S. 0.483 · CA 0.4891,330th of 1,651 in CA
Residents under 1817.7%
17th
U.S. 22% · CA 22%1,146th of 1,688 in CA
Housing vacancy3.2%
12th
U.S. 10.1% · CA 7.5%1,415th of 1,664 in CA
Government workers8.7%
10th
U.S. 14.5% · CA 14.8%1,454th of 1,678 in CA
Rent-burdened renters33.9%
8th
StrengthU.S. 51.1% · CA 55.3%1,449th of 1,610 in CA
Veterans2%
6th
U.S. 6.2% · CA 4.3%1,434th of 1,686 in CA
Self-employed workers5.2%
5th
U.S. 10% · CA 11.4%1,502nd of 1,678 in CA

Measure	95131	Santa Clara	CA	U.S.	National percentile	Rank in CA
Median gross rent	$3,269	$2,857	$2,036	$1,413	99th	71st of 1,464
Foreign-born residents	55.6%	41.5%	27%	14.1%	99th	19th of 1,688
Tech workers	15.2%	14.7%	4.4%	3.8%	99th	53rd of 1,678
Broadband accessStrength	98.1%	95.6%	93.5%	91%	98th	170th of 1,662
Median household incomeStrength	$170,255	$164,281	$99,122	$80,734	97th	127th of 1,575
Median home value	$1,164,800	$1,490,600	$734,700	$332,700	97th	271st of 1,586
Median earnings per workerStrength	$83,006	$84,680	$52,643	$49,666	94th	225th of 1,658
Per capita incomeStrength	$68,127	$80,312	$49,513	$44,673	90th	330th of 1,685
Work from home	25.3%	23.9%	17.2%	15.1%	89th	398th of 1,680
Bachelor's degree or higherStrength	55.2%	56.5%	37.1%	35.7%	85th	339th of 1,687
Population density	5,399/sq mi	1,473/sq mi	252/sq mi	95/sq mi	83rd	426th of 1,688
Unemployment rate	6.1%	4.9%	6.6%	5.2%	70th	851st of 1,681
Average commute	26.7 min	26.2 min	28.7 min	26.4 min	54th	924th of 1,584
Population	31,179	1,902,047	39,287,377	334,922,499	52nd	584th of 1,688
Diversity index	48.6	69.9	69.7	61.4	49th	1,054th of 1,688
Median age	37.7	38.1	37.9	38.9	40th	1,046th of 1,687
Residents 65 and older	15.2%	14.8%	15.7%	17.2%	39th	1,004th of 1,688
Homeownership rate	61.8%	55.1%	55.9%	65.2%	35th	903rd of 1,662
Healthcare workers	8.4%	7.7%	9.4%	9.7%	33rd	955th of 1,678
Poverty rate	8%	7.1%	12%	12.5%	32nd	1,138th of 1,666
Uninsured rateStrength	3.7%	3.9%	6.6%	8.4%	19th	1,156th of 1,675
Income inequality (Gini)Strength	0.396	0.476	0.489	0.483	18th	1,330th of 1,651
Residents under 18	17.7%	20.5%	22%	22%	17th	1,146th of 1,688
Housing vacancy	3.2%	5.6%	7.5%	10.1%	12th	1,415th of 1,664
Government workers	8.7%	10%	14.8%	14.5%	10th	1,454th of 1,678
Rent-burdened rentersStrength	33.9%	45%	55.3%	51.1%	8th	1,449th of 1,610
Veterans	2%	2.6%	4.3%	6.2%	6th	1,434th of 1,686
Self-employed workers	5.2%	8.1%	11.4%	10%	5th	1,502nd of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

19%

25–34

16%

35–44

14%

45–54

10%

55–64

10%

65–74

75+

Median age

37.7

Under 18

17.7%

65 and over

15.2%

Race and ethnicity

White10%
Black2%
Hispanic16%
Asian69%
Native American0.3%
Pacific Islander0.3%
Other0.5%
Multiracial2%

Diversity index

48.6

U.S. 61.4

Foreign-born

55.6%

U.S. 14.1%

Born in state

35.6%

Language spoken at home (households)

English only

25%

Spanish

Other Indo-European

Asian / Pacific

56%

Other

Households

Households: 9,976
Average household size: 3.1
Family households: 76.6%
Married couples: 61.9%
Living alone: 12.9%
Veterans (of adults): 2%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

16%

$150–200k

16%

$200k+

42%

Median household income

95131

$170,255

Santa Clara Co.

$164,281

California

$99,122

United States

$80,734

Per capita income

$68,127

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

58.6%

U.S. 23%

Income inequality (Gini)

0.396

U.S. 0.483

Housing

Median home value

95131

$1,164,800

Santa Clara Co.

$1,490,600

California

$734,700

United States

$332,700

Median gross rent

95131

$3,269

Santa Clara Co.

$2,857

California

$2,036

United States

$1,413

Types of housing

Single-family

68%

2–4 units

5–19 units

12%

20+ units

Mobile home

Boat, RV, van

Housing units: 10,308
Owner-occupied: 61.8%
Vacant: 3.2%
Median year built: 1986
Median rooms: 5.2
Renters paying 30%+ of income: 33.9%
Renters paying 50%+ of income: 18.7%
Home value to income: 6.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

64%

Carpooled

Transit

Walked

Bicycle

0.5%

Worked from home

25%

Other

Commute time (one way)

<10 min

10–19

22%

20–29

33%

30–44

25%

45–59

10%

60+

Average commute

26.7 min

U.S. 26.4 min

Unemployment

6.1%

U.S. 5.2%

In labor force

67.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Engineering and science

17%

Computer and math

15%

Management

11%

Healthcare

Office and admin

Business and finance

Construction and repair

Cleaning and personal care

Sales

Production

Food service

Education

Transportation and moving

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

23%

Professional and technical services

19%

Health care and social assistance

12%

Retail

Restaurants and hotels

Education

Construction

Information

Admin, support and management

Finance, insurance and real estate

Other services

Transportation, warehousing and utilities

Public administration

Wholesale

Arts and recreation

0.8%

Agriculture and mining

0.7%

Median earnings per worker

$83,006

U.S. $49,666

Self-employed

5.2%

U.S. 10%

Government workers

8.7%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	95131	U.S.
Management, business, science and arts	$133,071	$74,888
Service	$31,409	$26,804
Sales and office	$49,621	$40,476
Construction and maintenance	$59,221	$49,199
Production and transportation	$45,337	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

15%

Some college

12%

Associate's

Bachelor's

29%

Graduate

26%

High school graduate or higher: 88.8%
Bachelor's degree or higher: 55.2%
Graduate or professional degree: 26.2%
Households with broadband: 98.1%
Cable, fiber or DSL: 88.9%
No internet access: 1.5%
Without health insurance: 3.7%
Limited-English households: 16.2%

Geography

City (USPS): San Jose
State: California
County: Santa Clara County
Center point: 37.3873° N, 121.8979° W
Land area: 5.8 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

San Jose100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95131

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95150	San Jose, CA · PO box	0.1 mi	—	—	—
95101	San Jose, CA · PO box	0.6 mi	—	—	—
95161	San Jose, CA · PO box	0.6 mi	—	—	—
95190	San Jose, CA · PO box	0.6 mi	—	—	—
95194	San Jose, CA · PO box	0.6 mi	—	—	—
95164	San Jose, CA · PO box	1.3 mi	—	—	—
95133	San Jose, CA	2.3 mi	29,710	$142,170	$1,082,400
95036	Milpitas, CA · PO box	2.6 mi	—	—	—
95110	San Jose, CA	2.9 mi	19,963	$131,491	$998,900
95152	San Jose, CA · PO box	3 mi	—	—	—
95112	San Jose, CA	3.1 mi	57,373	$89,103	$974,300
95025	San Jose, CA · PO box	3.3 mi	—	—	—

Zip codes like 95131 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Rancho Santa Margarita, CA

Questions about 95131

What city is zip code 95131?

95131 is assigned to San Jose, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95131 in?

95131 is in Santa Clara County, California.

What is the population of 95131?

About 31,179 people live in 95131, according to the Census Bureau's American Community Survey.

What time zone is 95131 in?

95131 is in Pacific Time.

What is the median household income in 95131?

The median household income in 95131 is $170,255.

What zip codes are near 95131?

The closest zip codes to 95131 are 95150, 95101, 95161, 95190, 95194.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95131, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.