Zip code 92688: Rancho Santa Margarita, California

Q: What city is zip code 92688?

92688 is assigned to Rancho Santa Margarita, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 92688 in?

92688 is in Orange County, California.

Q: What is the population of 92688?

About 43,320 people live in 92688, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 92688?

The median household income in 92688 is $152,528.

Q: What zip codes are near 92688?

The closest zip codes to 92688 are 92692, 92690, 92691, 92679, 92609.

Residential delivery areaOrange CountyPacific Time

Population

43,320

Median household income

$153K

U.S. $81K

Median home value

$906K

U.S. $333K

Median rent

$2,651/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

13 sq mi

3,277 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 92688

92688 is an urban zip code in Rancho Santa Margarita, California (Orange County), covering 13 sq mi of land. About 43,320 people live here, or 3,277 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $152,528 a year, 89% above the national median of $80,734. 6.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $906,100, or 5.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $2,651 a month.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.2 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales. 35% of households speak a language other than English at home, most often Spanish.

How 92688 compares

Sorted from highest to lowest national percentile

Median gross rent$2,651
96th
U.S. $1,413 · CA $2,036251st of 1,464 in CA
Median household income$152,528
95th
StrengthU.S. $80,734 · CA $99,122186th of 1,575 in CA
Median home value$906,100
94th
U.S. $332,700 · CA $734,700464th of 1,586 in CA
Broadband access97.1%
93rd
StrengthU.S. 91% · CA 93.5%271st of 1,662 in CA
Median earnings per worker$78,983
92nd
StrengthU.S. $49,666 · CA $52,643268th of 1,658 in CA
Per capita income$65,019
89th
StrengthU.S. $44,673 · CA $49,513373rd of 1,685 in CA
Tech workers6.4%
88th
U.S. 3.8% · CA 4.4%255th of 1,678 in CA
Work from home22.6%
84th
U.S. 15.1% · CA 17.2%486th of 1,680 in CA
Foreign-born residents23.6%
80th
U.S. 14.1% · CA 27%662nd of 1,688 in CA
Bachelor's degree or higher49.4%
79th
U.S. 35.7% · CA 37.1%436th of 1,687 in CA
Diversity index61.5
75th
U.S. 61.4 · CA 69.7545th of 1,688 in CA
Population43,320
72nd
U.S. 334,922,499 · CA 39,287,377329th of 1,688 in CA
Rent-burdened renters56.6%
72nd
U.S. 51.1% · CA 55.3%714th of 1,610 in CA
Self-employed workers11.3%
72nd
U.S. 10% · CA 11.4%851st of 1,678 in CA
Population density3,277/sq mi
69th
U.S. 95/sq mi · CA 252/sq mi598th of 1,688 in CA
Residents under 1822.7%
56th
U.S. 22% · CA 22%604th of 1,688 in CA
Homeownership rate68.9%
51st
U.S. 65.2% · CA 55.9%646th of 1,662 in CA
Median age39.1
50th
U.S. 38.9 · CA 37.9918th of 1,687 in CA
Average commute25.2 min
44th
U.S. 26.4 min · CA 28.7 min1,062nd of 1,584 in CA
Uninsured rate5%
33rd
U.S. 8.4% · CA 6.6%892nd of 1,675 in CA
Unemployment rate3.7%
28th
U.S. 5.2% · CA 6.6%1,382nd of 1,681 in CA
Government workers11%
27th
U.S. 14.5% · CA 14.8%1,257th of 1,678 in CA
Veterans3.9%
25th
U.S. 6.2% · CA 4.3%931st of 1,686 in CA
Poverty rate6.2%
20th
StrengthU.S. 12.5% · CA 12%1,338th of 1,666 in CA
Healthcare workers7.3%
19th
U.S. 9.7% · CA 9.4%1,170th of 1,678 in CA
Residents 65 and older10.8%
12th
U.S. 17.2% · CA 15.7%1,414th of 1,688 in CA
Income inequality (Gini)0.381
10th
StrengthU.S. 0.483 · CA 0.4891,406th of 1,651 in CA
Housing vacancy2.6%
7th
U.S. 10.1% · CA 7.5%1,490th of 1,664 in CA

Measure	92688	Orange	CA	U.S.	National percentile	Rank in CA
Median gross rent	$2,651	$2,434	$2,036	$1,413	96th	251st of 1,464
Median household incomeStrength	$152,528	$116,289	$99,122	$80,734	95th	186th of 1,575
Median home value	$906,100	$962,600	$734,700	$332,700	94th	464th of 1,586
Broadband accessStrength	97.1%	95%	93.5%	91%	93rd	271st of 1,662
Median earnings per workerStrength	$78,983	$56,565	$52,643	$49,666	92nd	268th of 1,658
Per capita incomeStrength	$65,019	$54,557	$49,513	$44,673	89th	373rd of 1,685
Tech workers	6.4%	4.4%	4.4%	3.8%	88th	255th of 1,678
Work from home	22.6%	18.5%	17.2%	15.1%	84th	486th of 1,680
Foreign-born residents	23.6%	30.4%	27%	14.1%	80th	662nd of 1,688
Bachelor's degree or higher	49.4%	44.1%	37.1%	35.7%	79th	436th of 1,687
Diversity index	61.5	69.6	69.7	61.4	75th	545th of 1,688
Population	43,320	3,165,820	39,287,377	334,922,499	72nd	329th of 1,688
Rent-burdened renters	56.6%	56.6%	55.3%	51.1%	72nd	714th of 1,610
Self-employed workers	11.3%	12.6%	11.4%	10%	72nd	851st of 1,678
Population density	3,277/sq mi	3,993/sq mi	252/sq mi	95/sq mi	69th	598th of 1,688
Residents under 18	22.7%	21%	22%	22%	56th	604th of 1,688
Homeownership rate	68.9%	56.4%	55.9%	65.2%	51st	646th of 1,662
Median age	39.1	39.4	37.9	38.9	50th	918th of 1,687
Average commute	25.2 min	26.7 min	28.7 min	26.4 min	44th	1,062nd of 1,584
Uninsured rate	5%	6.4%	6.6%	8.4%	33rd	892nd of 1,675
Unemployment rate	3.7%	5.4%	6.6%	5.2%	28th	1,382nd of 1,681
Government workers	11%	12%	14.8%	14.5%	27th	1,257th of 1,678
Veterans	3.9%	3.5%	4.3%	6.2%	25th	931st of 1,686
Poverty rateStrength	6.2%	9.5%	12%	12.5%	20th	1,338th of 1,666
Healthcare workers	7.3%	9.2%	9.4%	9.7%	19th	1,170th of 1,678
Residents 65 and older	10.8%	16.3%	15.7%	17.2%	12th	1,414th of 1,688
Income inequality (Gini)Strength	0.381	0.466	0.489	0.483	10th	1,406th of 1,651
Housing vacancy	2.6%	5.5%	7.5%	10.1%	7th	1,490th of 1,664

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

14%

25–34

16%

35–44

16%

45–54

14%

55–64

65–74

75+

Median age

39.1

Under 18

22.7%

65 and over

10.8%

Race and ethnicity

White56%
Black1%
Hispanic22%
Asian14%
Native American0.0%
Pacific Islander0.1%
Other0.6%
Multiracial6%

Diversity index

61.5

U.S. 61.4

Foreign-born

23.6%

U.S. 14.1%

Born in state

58.3%

Language spoken at home (households)

English only

65%

Spanish

15%

Other Indo-European

10%

Asian / Pacific

Other

Households

Households: 15,858
Average household size: 2.7
Family households: 73.8%
Married couples: 62.3%
Living alone: 19.6%
Veterans (of adults): 3.9%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

10%

$75–100k

$100–150k

19%

$150–200k

14%

$200k+

37%

Median household income

92688

$152,528

Orange Co.

$116,289

California

$99,122

United States

$80,734

Per capita income

$65,019

U.S. $44,673

Poverty rate

6.2%

U.S. 12.5%

Households earning $150K+

50.9%

U.S. 23%

Income inequality (Gini)

0.381

U.S. 0.483

Housing

Median home value

92688

$906,100

Orange Co.

$962,600

California

$734,700

United States

$332,700

Median gross rent

92688

$2,651

Orange Co.

$2,434

California

$2,036

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

13%

20+ units

11%

Mobile home

0.3%

Boat, RV, van

0.2%

Housing units: 16,287
Owner-occupied: 68.9%
Vacant: 2.6%
Median year built: 1993
Median rooms: 5
Renters paying 30%+ of income: 56.6%
Renters paying 50%+ of income: 27.9%
Home value to income: 5.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

Transit

0.0%

Walked

Bicycle

0.2%

Worked from home

23%

Other

Commute time (one way)

<10 min

11%

10–19

26%

20–29

23%

30–44

28%

45–59

60+

Average commute

25.2 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

74.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Office and admin

10%

Sales

10%

Business and finance

Healthcare

Education

Computer and math

Engineering and science

Legal and social services

Construction and repair

Cleaning and personal care

Production

Food service

Arts, media and sports

Transportation and moving

Police and fire

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

14%

Health care and social assistance

12%

Manufacturing

11%

Finance, insurance and real estate

10%

Retail

Education

Construction

Admin, support and management

Restaurants and hotels

Other services

Wholesale

Transportation, warehousing and utilities

Public administration

Arts and recreation

Information

Agriculture and mining

0.4%

Median earnings per worker

$78,983

U.S. $49,666

Self-employed

11.3%

U.S. 10%

Government workers

11%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	92688	U.S.
Management, business, science and arts	$100,145	$74,888
Service	$26,606	$26,804
Sales and office	$53,759	$40,476
Construction and maintenance	$94,659	$49,199
Production and transportation	$48,358	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

23%

Associate's

Bachelor's

33%

Graduate

17%

High school graduate or higher: 94.4%
Bachelor's degree or higher: 49.4%
Graduate or professional degree: 16.7%
Households with broadband: 97.1%
Cable, fiber or DSL: 88.2%
No internet access: 1.4%
Without health insurance: 5%
Limited-English households: 2.7%

Geography

City (USPS): Rancho Santa Margarita
State: California
County: Orange County
Center point: 33.6187° N, 117.6108° W
Land area: 13 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Rancho Santa Margarita76% of zip
Las Flores (unincorporated)19% of zip
Rancho Mission Viejo (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 92688

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
92692	Mission Viejo, CA	1.8 mi	47,022	$131,175	$1,037,300
92690	Mission Viejo, CA · PO box	1.9 mi	—	—	—
92691	Mission Viejo, CA	3.2 mi	45,841	$141,045	$985,100
92679	Trabuco Canyon, CA	3.5 mi	30,818	$211,250	$1,323,600
92609	El Toro, CA · PO box	4.6 mi	—	—	—
92630	Lake Forest, CA	4.6 mi	67,152	$125,853	$910,300
92610	Foothill Ranch, CA	5.1 mi	12,867	$195,046	$1,020,500
92653	Laguna Hills, CA	5.4 mi	29,624	$133,194	$1,063,300
92654	Laguna Hills, CA · PO box	6.1 mi	—	—	—
92678	Trabuco Canyon, CA	6.4 mi	664	$98,333	$1,007,500
92637	Laguna Woods, CA	6.7 mi	17,289	$59,269	$394,600
92694	Ladera Ranch, CA	7.4 mi	35,764	$189,966	$1,127,200

Zip codes like 92688 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 92688

What city is zip code 92688?

92688 is assigned to Rancho Santa Margarita, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 92688 in?

92688 is in Orange County, California.

What is the population of 92688?

About 43,320 people live in 92688, according to the Census Bureau's American Community Survey.

What time zone is 92688 in?

92688 is in Pacific Time.

What is the median household income in 92688?

The median household income in 92688 is $152,528.

What zip codes are near 92688?

The closest zip codes to 92688 are 92692, 92690, 92691, 92679, 92609.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 92688, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.