Zip code 93442: Morro Bay, California

Q: What city is zip code 93442?

93442 is assigned to Morro Bay, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 93442 in?

93442 is in San Luis Obispo County, California.

Q: What is the population of 93442?

About 11,571 people live in 93442, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 93442?

The median household income in 93442 is $95,623.

Q: What zip codes are near 93442?

The closest zip codes to 93442 are 93423, 93443, 93412, 93408, 93402.

Residential delivery areaSan Luis Obispo CountyPacific Time

Population

11,571

Median household income

$96K

U.S. $81K

Median home value

$919K

U.S. $333K

Median rent

$1,855/mo

U.S. $1,413

Median age

54.5

U.S. 38.9

Land area

45 sq mi

260 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 93442

93442 is a small-town zip code in Morro Bay, California (San Luis Obispo County), covering 45 sq mi of land. About 11,571 people live here, or 260 per square mile. The median resident is 54.5 years old, compared with 38.9 nationally.

The median household earns $95,623 a year, 18% above the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $918,700, or 9.6 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $1,855 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.5 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 15% of them are self-employed (U.S.: 10%).

How 93442 compares

Sorted from highest to lowest national percentile

Median age54.5
98th
U.S. 38.9 · CA 37.9186th of 1,687 in CA
Residents 65 and older32.6%
98th
U.S. 17.2% · CA 15.7%172nd of 1,688 in CA
Median home value$918,700
94th
U.S. $332,700 · CA $734,700450th of 1,586 in CA
Housing vacancy21.5%
94th
U.S. 10.1% · CA 7.5%285th of 1,664 in CA
Veterans10.7%
92nd
U.S. 6.2% · CA 4.3%158th of 1,686 in CA
Self-employed workers15.1%
91st
U.S. 10% · CA 11.4%497th of 1,678 in CA
Government workers22%
90th
U.S. 14.5% · CA 14.8%322nd of 1,678 in CA
Per capita income$63,155
87th
StrengthU.S. $44,673 · CA $49,513413th of 1,685 in CA
Unemployment rate7.5%
84th
WeaknessU.S. 5.2% · CA 6.6%568th of 1,681 in CA
Work from home20.5%
79th
U.S. 15.1% · CA 17.2%571st of 1,680 in CA
Median gross rent$1,855
77th
U.S. $1,413 · CA $2,036791st of 1,464 in CA
Bachelor's degree or higher46.8%
75th
U.S. 35.7% · CA 37.1%488th of 1,687 in CA
Broadband access94.7%
73rd
U.S. 91% · CA 93.5%631st of 1,662 in CA
Median earnings per worker$58,849
73rd
U.S. $49,666 · CA $52,643638th of 1,658 in CA
Income inequality (Gini)0.463
71st
U.S. 0.483 · CA 0.489555th of 1,651 in CA
Median household income$95,623
67th
U.S. $80,734 · CA $99,122756th of 1,575 in CA
Healthcare workers10.5%
65th
U.S. 9.7% · CA 9.4%483rd of 1,678 in CA
Tech workers3.3%
58th
U.S. 3.8% · CA 4.4%610th of 1,678 in CA
Rent-burdened renters49.8%
46th
U.S. 51.1% · CA 55.3%1,073rd of 1,610 in CA
Homeownership rate65.9%
43rd
U.S. 65.2% · CA 55.9%758th of 1,662 in CA
Poverty rate8.8%
37th
U.S. 12.5% · CA 12%1,030th of 1,666 in CA
Foreign-born residents6.4%
36th
U.S. 14.1% · CA 27%1,417th of 1,688 in CA
Diversity index36.8
32nd
U.S. 61.4 · CA 69.71,371st of 1,688 in CA
Population density260/sq mi
24th
U.S. 95/sq mi · CA 252/sq mi1,066th of 1,688 in CA
Population11,571
18th
U.S. 334,922,499 · CA 39,287,377971st of 1,688 in CA
Average commute20.5 min
15th
StrengthU.S. 26.4 min · CA 28.7 min1,403rd of 1,584 in CA
Uninsured rate2.1%
6th
StrengthU.S. 8.4% · CA 6.6%1,433rd of 1,675 in CA
Residents under 1812.1%
4th
U.S. 22% · CA 22%1,429th of 1,688 in CA

Measure	93442	San Luis Obispo	CA	U.S.	National percentile	Rank in CA
Median age	54.5	40.4	37.9	38.9	98th	186th of 1,687
Residents 65 and older	32.6%	22.1%	15.7%	17.2%	98th	172nd of 1,688
Median home value	$918,700	$824,700	$734,700	$332,700	94th	450th of 1,586
Housing vacancy	21.5%	12.9%	7.5%	10.1%	94th	285th of 1,664
Veterans	10.7%	6.3%	4.3%	6.2%	92nd	158th of 1,686
Self-employed workers	15.1%	13.1%	11.4%	10%	91st	497th of 1,678
Government workers	22%	19.5%	14.8%	14.5%	90th	322nd of 1,678
Per capita incomeStrength	$63,155	$51,592	$49,513	$44,673	87th	413th of 1,685
Unemployment rateWeakness	7.5%	5.5%	6.6%	5.2%	84th	568th of 1,681
Work from home	20.5%	15.2%	17.2%	15.1%	79th	571st of 1,680
Median gross rent	$1,855	$1,992	$2,036	$1,413	77th	791st of 1,464
Bachelor's degree or higher	46.8%	39.8%	37.1%	35.7%	75th	488th of 1,687
Broadband access	94.7%	93.1%	93.5%	91%	73rd	631st of 1,662
Median earnings per worker	$58,849	$48,819	$52,643	$49,666	73rd	638th of 1,658
Income inequality (Gini)	0.463	0.475	0.489	0.483	71st	555th of 1,651
Median household income	$95,623	$97,446	$99,122	$80,734	67th	756th of 1,575
Healthcare workers	10.5%	8.9%	9.4%	9.7%	65th	483rd of 1,678
Tech workers	3.3%	3.3%	4.4%	3.8%	58th	610th of 1,678
Rent-burdened renters	49.8%	57.6%	55.3%	51.1%	46th	1,073rd of 1,610
Homeownership rate	65.9%	62.1%	55.9%	65.2%	43rd	758th of 1,662
Poverty rate	8.8%	12.9%	12%	12.5%	37th	1,030th of 1,666
Foreign-born residents	6.4%	9.9%	27%	14.1%	36th	1,417th of 1,688
Diversity index	36.8	51.8	69.7	61.4	32nd	1,371st of 1,688
Population density	260/sq mi	85/sq mi	252/sq mi	95/sq mi	24th	1,066th of 1,688
Population	11,571	281,555	39,287,377	334,922,499	18th	971st of 1,688
Average commuteStrength	20.5 min	22.3 min	28.7 min	26.4 min	15th	1,403rd of 1,584
Uninsured rateStrength	2.1%	5.7%	6.6%	8.4%	6th	1,433rd of 1,675
Residents under 18	12.1%	17.5%	22%	22%	4th	1,429th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

10%

25–34

35–44

14%

45–54

17%

55–64

19%

65–74

14%

75+

Median age

54.5

Under 18

12.1%

65 and over

32.6%

Race and ethnicity

White78%
Black0.4%
Hispanic13%
Asian3%
Native American0.5%
Pacific Islander0%
Other2%
Multiracial3%

Diversity index

36.8

U.S. 61.4

Foreign-born

6.4%

U.S. 14.1%

Born in state

61.7%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 5,433
Average household size: 2.1
Family households: 58.5%
Married couples: 49%
Living alone: 35.2%
Veterans (of adults): 10.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

13%

$75–100k

18%

$100–150k

17%

$150–200k

10%

$200k+

19%

Median household income

93442

$95,623

San Luis Obispo Co.

$97,446

California

$99,122

United States

$80,734

Per capita income

$63,155

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

28.3%

U.S. 23%

Income inequality (Gini)

0.463

U.S. 0.483

Housing

Median home value

93442

$918,700

San Luis Obispo Co.

$824,700

California

$734,700

United States

$332,700

Median gross rent

93442

$1,855

San Luis Obispo Co.

$1,992

California

$2,036

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 6,924
Owner-occupied: 65.9%
Vacant: 21.5%
Median year built: 1974
Median rooms: 4.7
Renters paying 30%+ of income: 49.8%
Renters paying 50%+ of income: 19.7%
Home value to income: 9.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

0.3%

Walked

Bicycle

0.6%

Worked from home

21%

Other

0.3%

Commute time (one way)

<10 min

25%

10–19

26%

20–29

22%

30–44

20%

45–59

60+

Average commute

20.5 min

U.S. 26.4 min

Unemployment

7.5%

U.S. 5.2%

In labor force

53.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Sales

12%

Healthcare

11%

Construction and repair

Office and admin

Cleaning and personal care

Transportation and moving

Education

Food service

Legal and social services

Production

Police and fire

Business and finance

Computer and math

Arts, media and sports

Engineering and science

Farming, fishing and forestry

Industries

Retail

15%

Health care and social assistance

13%

Public administration

10%

Construction

Education

Professional and technical services

Finance, insurance and real estate

Manufacturing

Other services

Restaurants and hotels

Admin, support and management

Arts and recreation

Transportation, warehousing and utilities

Wholesale

Information

Agriculture and mining

Median earnings per worker

$58,849

U.S. $49,666

Self-employed

15.1%

U.S. 10%

Government workers

22%

U.S. 14.5%

Nonprofit workers

4.2%

U.S. 8.8%

Median earnings by type of work

Type of work	93442	U.S.
Management, business, science and arts	$93,157	$74,888
Service	$24,178	$26,804
Sales and office	$34,839	$40,476
Construction and maintenance	$53,542	$49,199
Production and transportation	$43,246	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

24%

Associate's

11%

Bachelor's

24%

Graduate

22%

High school graduate or higher: 95.3%
Bachelor's degree or higher: 46.8%
Graduate or professional degree: 22.5%
Households with broadband: 94.7%
Cable, fiber or DSL: 80.3%
No internet access: 4.1%
Without health insurance: 2.1%
Limited-English households: 1.6%

Geography

City (USPS): Morro Bay
State: California
County: San Luis Obispo County
Center point: 35.4014° N, 120.7999° W
Land area: 45 sq mi
Water area: 1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Morro Bay11% of zip
Cayucos (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 93442

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
93423	Atascadero, CA · PO box	2.5 mi	—	—	—
93443	Morro Bay, CA · PO box	3.7 mi	—	—	—
93412	Los Osos, CA · PO box	6.5 mi	—	—	—
93408	San Luis Obispo, CA	7.2 mi	6	—	—
93402	Los Osos, CA	7.6 mi	14,197	$109,090	$806,800
93422	Atascadero, CA	7.6 mi	33,002	$91,780	$737,600
93405	San Luis Obispo, CA	7.9 mi	25,002	$60,399	$949,700
93409	San Luis Obispo, CA	7.9 mi	2,952	—	—
93407	San Luis Obispo, CA	9.9 mi	347	—	—
93430	Cayucos, CA	10 mi	3,125	$89,519	$1,018,200
93465	Templeton, CA	10 mi	11,039	$129,259	$870,100
93410	San Luis Obispo, CA	11 mi	7,396	—	—

Zip codes like 93442 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 93442

What city is zip code 93442?

93442 is assigned to Morro Bay, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 93442 in?

93442 is in San Luis Obispo County, California.

What is the population of 93442?

About 11,571 people live in 93442, according to the Census Bureau's American Community Survey.

What time zone is 93442 in?

93442 is in Pacific Time.

What is the median household income in 93442?

The median household income in 93442 is $95,623.

What zip codes are near 93442?

The closest zip codes to 93442 are 93423, 93443, 93412, 93408, 93402.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 93442, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.