Zip code 93430: Cayucos, California

Q: What city is zip code 93430?

93430 is assigned to Cayucos, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 93430 in?

93430 is in San Luis Obispo County, California.

Q: What is the population of 93430?

About 3,125 people live in 93430, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 93430?

The median household income in 93430 is $89,519.

Q: What zip codes are near 93430?

The closest zip codes to 93430 are 93435, 93428, 93443, 93442, 93423.

Residential delivery areaSan Luis Obispo CountyPacific Time

Population

3,125

Median household income

$90K

U.S. $81K

Median home value

$1M

U.S. $333K

Median rent

$1,571/mo

U.S. $1,413

Median age

60.1

U.S. 38.9

Land area

72 sq mi

44 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 93430

93430 is a rural zip code in Cayucos, California (San Luis Obispo County), covering 72 sq mi of land. About 3,125 people live here, or 44 per square mile. The median resident is 60.1 years old, compared with 38.9 nationally.

The median household earns $89,519 a year, close to the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,018,200, or 11.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $1,571 a month.

45% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40.1 minutes each way, and 28% of workers work from home. The most common jobs among working residents are in sales; management; and transportation and moving goods. 25% of them are self-employed (U.S.: 10%).

How 93430 compares

Sorted from highest to lowest national percentile

Median age60.1
99th
U.S. 38.9 · CA 37.999th of 1,687 in CA
Housing vacancy42.2%
99th
U.S. 10.1% · CA 7.5%107th of 1,664 in CA
Residents 65 and older37.9%
99th
U.S. 17.2% · CA 15.7%119th of 1,688 in CA
Self-employed workers24.7%
99th
U.S. 10% · CA 11.4%144th of 1,678 in CA
Average commute40.1 min
97th
WeaknessU.S. 26.4 min · CA 28.7 min108th of 1,584 in CA
Median home value$1,018,200
95th
U.S. $332,700 · CA $734,700380th of 1,586 in CA
Broadband access97.3%
94th
StrengthU.S. 91% · CA 93.5%246th of 1,662 in CA
Work from home27.7%
92nd
U.S. 15.1% · CA 17.2%301st of 1,680 in CA
Per capita income$53,837
78th
U.S. $44,673 · CA $49,513581st of 1,685 in CA
Bachelor's degree or higher45%
73rd
U.S. 35.7% · CA 37.1%523rd of 1,687 in CA
Median earnings per worker$57,222
71st
U.S. $49,666 · CA $52,643672nd of 1,658 in CA
Government workers15.4%
62nd
U.S. 14.5% · CA 14.8%816th of 1,678 in CA
Median household income$89,519
61st
U.S. $80,734 · CA $99,122858th of 1,575 in CA
Median gross rent$1,571
60th
U.S. $1,413 · CA $2,0361,022nd of 1,464 in CA
Rent-burdened renters51.3%
52nd
U.S. 51.1% · CA 55.3%1,012th of 1,610 in CA
Homeownership rate63.1%
38th
U.S. 65.2% · CA 55.9%863rd of 1,662 in CA
Veterans4.9%
37th
U.S. 6.2% · CA 4.3%728th of 1,686 in CA
Poverty rate8.6%
36th
U.S. 12.5% · CA 12%1,060th of 1,666 in CA
Diversity index34.6
29th
U.S. 61.4 · CA 69.71,407th of 1,688 in CA
Foreign-born residents3.8%
23rd
U.S. 14.1% · CA 27%1,524th of 1,688 in CA
Healthcare workers7.1%
16th
U.S. 9.7% · CA 9.4%1,206th of 1,678 in CA
Income inequality (Gini)0.381
10th
StrengthU.S. 0.483 · CA 0.4891,405th of 1,651 in CA
Population density44/sq mi
6th
U.S. 95/sq mi · CA 252/sq mi1,333rd of 1,688 in CA
Population3,125
5th
U.S. 334,922,499 · CA 39,287,3771,212th of 1,688 in CA
Uninsured rate1.7%
4th
StrengthU.S. 8.4% · CA 6.6%1,489th of 1,675 in CA
Residents under 1810.3%
3rd
U.S. 22% · CA 22%1,484th of 1,688 in CA
Unemployment rate1.2%
2nd
StrengthU.S. 5.2% · CA 6.6%1,536th of 1,681 in CA
Tech workers0%
1st
U.S. 3.8% · CA 4.4%1,595th of 1,678 in CA

Measure	93430	San Luis Obispo	CA	U.S.	National percentile	Rank in CA
Median age	60.1	40.4	37.9	38.9	99th	99th of 1,687
Housing vacancy	42.2%	12.9%	7.5%	10.1%	99th	107th of 1,664
Residents 65 and older	37.9%	22.1%	15.7%	17.2%	99th	119th of 1,688
Self-employed workers	24.7%	13.1%	11.4%	10%	99th	144th of 1,678
Average commuteWeakness	40.1 min	22.3 min	28.7 min	26.4 min	97th	108th of 1,584
Median home value	$1,018,200	$824,700	$734,700	$332,700	95th	380th of 1,586
Broadband accessStrength	97.3%	93.1%	93.5%	91%	94th	246th of 1,662
Work from home	27.7%	15.2%	17.2%	15.1%	92nd	301st of 1,680
Per capita income	$53,837	$51,592	$49,513	$44,673	78th	581st of 1,685
Bachelor's degree or higher	45%	39.8%	37.1%	35.7%	73rd	523rd of 1,687
Median earnings per worker	$57,222	$48,819	$52,643	$49,666	71st	672nd of 1,658
Government workers	15.4%	19.5%	14.8%	14.5%	62nd	816th of 1,678
Median household income	$89,519	$97,446	$99,122	$80,734	61st	858th of 1,575
Median gross rent	$1,571	$1,992	$2,036	$1,413	60th	1,022nd of 1,464
Rent-burdened renters	51.3%	57.6%	55.3%	51.1%	52nd	1,012th of 1,610
Homeownership rate	63.1%	62.1%	55.9%	65.2%	38th	863rd of 1,662
Veterans	4.9%	6.3%	4.3%	6.2%	37th	728th of 1,686
Poverty rate	8.6%	12.9%	12%	12.5%	36th	1,060th of 1,666
Diversity index	34.6	51.8	69.7	61.4	29th	1,407th of 1,688
Foreign-born residents	3.8%	9.9%	27%	14.1%	23rd	1,524th of 1,688
Healthcare workers	7.1%	8.9%	9.4%	9.7%	16th	1,206th of 1,678
Income inequality (Gini)Strength	0.381	0.475	0.489	0.483	10th	1,405th of 1,651
Population density	44/sq mi	85/sq mi	252/sq mi	95/sq mi	6th	1,333rd of 1,688
Population	3,125	281,555	39,287,377	334,922,499	5th	1,212th of 1,688
Uninsured rateStrength	1.7%	5.7%	6.6%	8.4%	4th	1,489th of 1,675
Residents under 18	10.3%	17.5%	22%	22%	3rd	1,484th of 1,688
Unemployment rateStrength	1.2%	5.5%	6.6%	5.2%	2nd	1,536th of 1,681
Tech workers	0%	3.3%	4.4%	3.8%	1st	1,595th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

14%

45–54

19%

55–64

25%

65–74

13%

75+

Median age

60.1

Under 18

10.3%

65 and over

37.9%

Race and ethnicity

White79%
Black0%
Hispanic14%
Asian1%
Native American0%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

34.6

U.S. 61.4

Foreign-born

3.8%

U.S. 14.1%

Born in state

68.4%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,571
Average household size: 2
Family households: 60%
Married couples: 50.8%
Living alone: 27.9%
Veterans (of adults): 4.9%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

$50–75k

19%

$75–100k

15%

$100–150k

24%

$150–200k

$200k+

13%

Median household income

93430

$89,519

San Luis Obispo Co.

$97,446

California

$99,122

United States

$80,734

Per capita income

$53,837

U.S. $44,673

Poverty rate

8.6%

U.S. 12.5%

Households earning $150K+

21.3%

U.S. 23%

Income inequality (Gini)

0.381

U.S. 0.483

Housing

Median home value

93430

$1,018,200

San Luis Obispo Co.

$824,700

California

$734,700

United States

$332,700

Median gross rent

93430

$1,571

San Luis Obispo Co.

$1,992

California

$2,036

United States

$1,413

Types of housing

Single-family

78%

2–4 units

10%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,719
Owner-occupied: 63.1%
Vacant: 42.2%
Median year built: 1974
Median rooms: 4.6
Renters paying 30%+ of income: 51.3%
Renters paying 50%+ of income: 31.9%
Home value to income: 11.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

63%

Carpooled

Transit

Walked

Bicycle

Worked from home

28%

Other

Commute time (one way)

<10 min

10%

10–19

21%

20–29

29%

30–44

23%

45–59

60+

11%

Average commute

40.1 min

U.S. 26.4 min

Unemployment

1.2%

U.S. 5.2%

In labor force

50.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

16%

Management

15%

Transportation and moving

11%

Education

Cleaning and personal care

Construction and repair

Healthcare

Engineering and science

Food service

Office and admin

Business and finance

Production

Arts, media and sports

Legal and social services

Computer and math

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

12%

Construction

11%

Education

11%

Restaurants and hotels

10%

Finance, insurance and real estate

10%

Retail

Other services

Professional and technical services

Manufacturing

Information

Wholesale

Admin, support and management

Agriculture and mining

Public administration

Transportation, warehousing and utilities

Arts and recreation

0.7%

Median earnings per worker

$57,222

U.S. $49,666

Self-employed

24.7%

U.S. 10%

Government workers

15.4%

U.S. 14.5%

Nonprofit workers

3.2%

U.S. 8.8%

Median earnings by type of work

Type of work	93430	U.S.
Management, business, science and arts	$73,967	$74,888
Service	$37,188	$26,804
Sales and office	$73,138	$40,476
Construction and maintenance	$41,000	$49,199
Production and transportation	$65,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

10%

Some college

31%

Associate's

10%

Bachelor's

29%

Graduate

16%

High school graduate or higher: 96.8%
Bachelor's degree or higher: 45%
Graduate or professional degree: 15.6%
Households with broadband: 97.3%
Cable, fiber or DSL: 73.1%
No internet access: 2.1%
Without health insurance: 1.7%
Limited-English households: 0%

Geography

City (USPS): Cayucos
State: California
County: San Luis Obispo County
Center point: 35.4848° N, 120.9442° W
Land area: 72 sq mi
Water area: 4.6 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cayucos (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 93430

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
93435	Harmony, CA · PO box	1.9 mi	—	—	—
93428	Cambria, CA	8.8 mi	6,399	$99,762	$932,500
93443	Morro Bay, CA · PO box	9.8 mi	—	—	—
93442	Morro Bay, CA	10 mi	11,571	$95,623	$918,700
93423	Atascadero, CA · PO box	11 mi	—	—	—
93465	Templeton, CA	13 mi	11,039	$129,259	$870,100
93412	Los Osos, CA · PO box	14 mi	—	—	—
93422	Atascadero, CA	14 mi	33,002	$91,780	$737,600
93402	Los Osos, CA	15 mi	14,197	$109,090	$806,800
93408	San Luis Obispo, CA	17 mi	6	—	—
93405	San Luis Obispo, CA	17 mi	25,002	$60,399	$949,700
93446	Paso Robles, CA	18 mi	45,554	$97,943	$707,500

Zip codes like 93430 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 93430

What city is zip code 93430?

93430 is assigned to Cayucos, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 93430 in?

93430 is in San Luis Obispo County, California.

What is the population of 93430?

About 3,125 people live in 93430, according to the Census Bureau's American Community Survey.

What time zone is 93430 in?

93430 is in Pacific Time.

What is the median household income in 93430?

The median household income in 93430 is $89,519.

What zip codes are near 93430?

The closest zip codes to 93430 are 93435, 93428, 93443, 93442, 93423.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 93430, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.