Zip code 76640: Elm Mott, Texas

Q: What city is zip code 76640?

76640 is assigned to Elm Mott, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 76640 in?

76640 is in McLennan County, Texas.

Q: What is the population of 76640?

About 3,089 people live in 76640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 76640?

The median household income in 76640 is $66,641.

Q: What zip codes are near 76640?

The closest zip codes to 76640 are 76684, 76654, 76705, 76691, 76624.

Residential delivery areaMcLennan CountyCentral Time

Population

3,089

Median household income

$67K

U.S. $81K

Median home value

$167K

U.S. $333K

Median rent

$838/mo

U.S. $1,413

Median age

36.5

U.S. 38.9

Land area

28 sq mi

109 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 76640

76640 is a small-town zip code in Elm Mott, Texas (McLennan County), covering 28 sq mi of land. About 3,089 people live here, or 109 per square mile. The median resident is 36.5 years old, compared with 38.9 nationally.

The median household earns $66,641 a year, 17% below the national median of $80,734. 12.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $166,900, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $838 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.1 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and production and manufacturing.

How 76640 compares

Sorted from highest to lowest national percentile

Average commute35.1 min
91st
WeaknessU.S. 26.4 min · TX 26.7 min211th of 1,738 in TX
Residents under 1827.1%
87th
U.S. 22% · TX 25%523rd of 1,818 in TX
Homeownership rate83.2%
85th
StrengthU.S. 65.2% · TX 62.6%451st of 1,792 in TX
Uninsured rate10.9%
75th
U.S. 8.4% · TX 17.1%1,347th of 1,808 in TX
Poverty rate12.9%
60th
U.S. 12.5% · TX 13.8%885th of 1,794 in TX
Government workers14.4%
56th
U.S. 14.5% · TX 14.1%968th of 1,810 in TX
Diversity index52
55th
U.S. 61.4 · TX 67.1785th of 1,818 in TX
Median earnings per worker$48,398
51st
U.S. $49,666 · TX $47,575665th of 1,794 in TX
Residents 65 and older15.7%
43rd
U.S. 17.2% · TX 13.4%936th of 1,818 in TX
Income inequality (Gini)0.416
33rd
U.S. 0.483 · TX 0.4781,088th of 1,785 in TX
Bachelor's degree or higher24.1%
32nd
U.S. 35.7% · TX 33.8%771st of 1,811 in TX
Median household income$66,641
31st
U.S. $80,734 · TX $78,476958th of 1,712 in TX
Median age36.5
31st
U.S. 38.9 · TX 35.61,088th of 1,817 in TX
Foreign-born residents5%
29th
U.S. 14.1% · TX 17.6%1,235th of 1,818 in TX
Per capita income$31,764
24th
U.S. $44,673 · TX $40,7521,057th of 1,813 in TX
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · TX 5.3%1,243rd of 1,810 in TX
Population density109/sq mi
14th
U.S. 95/sq mi · TX 116/sq mi889th of 1,818 in TX
Median home value$166,900
14th
U.S. $332,700 · TX $283,8001,084th of 1,679 in TX
Tech workers1%
13th
U.S. 3.8% · TX 3.8%1,042nd of 1,810 in TX
Veterans2.7%
12th
U.S. 6.2% · TX 6.2%1,606th of 1,818 in TX
Housing vacancy3%
11th
U.S. 10.1% · TX 9.4%1,708th of 1,794 in TX
Median gross rent$838
9th
U.S. $1,413 · TX $1,4031,286th of 1,511 in TX
Work from home5.4%
9th
U.S. 15.1% · TX 14.4%1,284th of 1,810 in TX
Broadband access82.7%
8th
WeaknessU.S. 91% · TX 91.4%1,356th of 1,792 in TX
Rent-burdened renters32.6%
6th
StrengthU.S. 51.1% · TX 51.7%1,320th of 1,692 in TX
Population3,089
5th
U.S. 334,922,499 · TX 30,188,4241,153rd of 1,818 in TX
Healthcare workers5.4%
5th
U.S. 9.7% · TX 8.6%1,380th of 1,810 in TX
Self-employed workers2.4%
1st
U.S. 10% · TX 10.5%1,707th of 1,810 in TX

Measure	76640	McLennan	TX	U.S.	National percentile	Rank in TX
Average commuteWeakness	35.1 min	21.2 min	26.7 min	26.4 min	91st	211th of 1,738
Residents under 18	27.1%	24%	25%	22%	87th	523rd of 1,818
Homeownership rateStrength	83.2%	61.8%	62.6%	65.2%	85th	451st of 1,792
Uninsured rate	10.9%	14.2%	17.1%	8.4%	75th	1,347th of 1,808
Poverty rate	12.9%	16.6%	13.8%	12.5%	60th	885th of 1,794
Government workers	14.4%	13.9%	14.1%	14.5%	56th	968th of 1,810
Diversity index	52	61.5	67.1	61.4	55th	785th of 1,818
Median earnings per worker	$48,398	$41,282	$47,575	$49,666	51st	665th of 1,794
Residents 65 and older	15.7%	15.3%	13.4%	17.2%	43rd	936th of 1,818
Income inequality (Gini)	0.416	0.483	0.478	0.483	33rd	1,088th of 1,785
Bachelor's degree or higher	24.1%	28.7%	33.8%	35.7%	32nd	771st of 1,811
Median household income	$66,641	$66,643	$78,476	$80,734	31st	958th of 1,712
Median age	36.5	34	35.6	38.9	31st	1,088th of 1,817
Foreign-born residents	5%	8.6%	17.6%	14.1%	29th	1,235th of 1,818
Per capita income	$31,764	$35,149	$40,752	$44,673	24th	1,057th of 1,813
Unemployment rateStrength	3.1%	4.5%	5.3%	5.2%	18th	1,243rd of 1,810
Population density	109/sq mi	257/sq mi	116/sq mi	95/sq mi	14th	889th of 1,818
Median home value	$166,900	$243,600	$283,800	$332,700	14th	1,084th of 1,679
Tech workers	1%	1.5%	3.8%	3.8%	13th	1,042nd of 1,810
Veterans	2.7%	7.2%	6.2%	6.2%	12th	1,606th of 1,818
Housing vacancy	3%	10.2%	9.4%	10.1%	11th	1,708th of 1,794
Median gross rent	$838	$1,173	$1,403	$1,413	9th	1,286th of 1,511
Work from home	5.4%	9.8%	14.4%	15.1%	9th	1,284th of 1,810
Broadband accessWeakness	82.7%	89.6%	91.4%	91%	8th	1,356th of 1,792
Rent-burdened rentersStrength	32.6%	56.8%	51.7%	51.1%	6th	1,320th of 1,692
Population	3,089	266,067	30,188,424	334,922,499	5th	1,153rd of 1,818
Healthcare workers	5.4%	9.4%	8.6%	9.7%	5th	1,380th of 1,810
Self-employed workers	2.4%	8.3%	10.5%	10%	1st	1,707th of 1,810

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

16%

25–34

11%

35–44

12%

45–54

13%

55–64

65–74

75+

Median age

36.5

Under 18

27.1%

65 and over

15.7%

Race and ethnicity

White65%
Black13%
Hispanic19%
Asian0.2%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

81.1%

Language spoken at home (households)

English only

85%

Spanish

15%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,114
Average household size: 2.8
Family households: 68.9%
Married couples: 62.4%
Living alone: 28.3%
Veterans (of adults): 2.7%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

20%

$50–75k

18%

$75–100k

$100–150k

33%

$150–200k

$200k+

Median household income

76640

$66,641

McLennan Co.

$66,643

Texas

$78,476

United States

$80,734

Per capita income

$31,764

U.S. $44,673

Poverty rate

12.9%

U.S. 12.5%

Households earning $150K+

7.5%

U.S. 23%

Income inequality (Gini)

0.416

U.S. 0.483

Housing

Median home value

76640

$166,900

McLennan Co.

$243,600

Texas

$283,800

United States

$332,700

Median gross rent

76640

$838

McLennan Co.

$1,173

Texas

$1,403

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

0.5%

20+ units

Mobile home

25%

Boat, RV, van

0.9%

Housing units: 1,149
Owner-occupied: 83.2%
Vacant: 3%
Median year built: 1986
Median rooms: 5.4
Renters paying 30%+ of income: 32.6%
Renters paying 50%+ of income: 5.1%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

86%

Carpooled

Transit

Walked

0.8%

Bicycle

Worked from home

Other

0.7%

Commute time (one way)

<10 min

10–19

34%

20–29

36%

30–44

45–59

60+

13%

Average commute

35.1 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

60.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

21%

Transportation and moving

16%

Production

12%

Construction and repair

11%

Legal and social services

Sales

Education

Healthcare

Management

Farming, fishing and forestry

Business and finance

Cleaning and personal care

Food service

Computer and math

Engineering and science

0.4%

Police and fire

0.2%

Arts, media and sports

Industries

Manufacturing

17%

Education

15%

Retail

13%

Transportation, warehousing and utilities

12%

Construction

11%

Health care and social assistance

11%

Other services

Agriculture and mining

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Restaurants and hotels

Information

Wholesale

0.1%

Public administration

Arts and recreation

Median earnings per worker

$48,398

U.S. $49,666

Self-employed

2.4%

U.S. 10%

Government workers

14.4%

U.S. 14.5%

Nonprofit workers

3.1%

U.S. 8.8%

Median earnings by type of work

Type of work	76640	U.S.
Management, business, science and arts	$63,542	$74,888
Service	$25,104	$26,804
Sales and office	$37,400	$40,476
Construction and maintenance	$69,018	$49,199
Production and transportation	$48,194	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

38%

Some college

15%

Associate's

14%

Bachelor's

18%

Graduate

High school graduate or higher: 91.5%
Bachelor's degree or higher: 24.1%
Graduate or professional degree: 6.4%
Households with broadband: 82.7%
Cable, fiber or DSL: 47.6%
No internet access: 15%
Without health insurance: 10.9%
Limited-English households: 0%

Geography

City (USPS): Elm Mott
State: Texas
County: McLennan County
Center point: 31.6966° N, 97.0737° W
Land area: 28 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ross3% of zip
Lacy-Lakeview1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 76640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
76684	Ross, TX · PO box	3 mi	—	—	—
76654	Leroy, TX	4.1 mi	175	$69,583	$161,200
76705	Waco, TX	4.9 mi	31,616	$58,236	$190,600
76691	West, TX	5.3 mi	6,661	$85,694	$304,500
76624	Axtell, TX	7.4 mi	2,660	$79,625	$188,300
76704	Waco, TX	8.9 mi	7,018	$30,349	$134,900
76708	Waco, TX	9.6 mi	27,790	$68,856	$219,900
76701	Waco, TX	11 mi	1,871	$30,313	—
76798	Waco, TX	11 mi	2,883	—	—
76702	Waco, TX · PO box	11 mi	—	—	—
76707	Waco, TX	11 mi	15,879	$40,443	$126,200
76673	Mount Calm, TX	11 mi	1,196	$63,750	$115,300

Zip codes like 76640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 76640

What city is zip code 76640?

76640 is assigned to Elm Mott, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 76640 in?

76640 is in McLennan County, Texas.

What is the population of 76640?

About 3,089 people live in 76640, according to the Census Bureau's American Community Survey.

What time zone is 76640 in?

76640 is in Central Time.

What is the median household income in 76640?

The median household income in 76640 is $66,641.

What zip codes are near 76640?

The closest zip codes to 76640 are 76684, 76654, 76705, 76691, 76624.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 76640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.