Zip code 76704: Waco, Texas

Q: What city is zip code 76704?

76704 is assigned to Waco, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 76704 in?

76704 is in McLennan County, Texas.

Q: What is the population of 76704?

About 7,018 people live in 76704, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 76704?

The median household income in 76704 is $30,349.

Q: What zip codes are near 76704?

The closest zip codes to 76704 are 76701, 76798, 76702, 76707, 76799.

Residential delivery areaMcLennan CountyCentral Time

Population

7,018

Median household income

$30K

U.S. $81K

Median home value

$135K

U.S. $333K

Median rent

$866/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

5.4 sq mi

1,299 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 76704

76704 is a suburban zip code in Waco, Texas (McLennan County), covering 5.4 sq mi of land. About 7,018 people live here, or 1,299 per square mile. The median resident is 27 years old, compared with 38.9 nationally.

The median household earns $30,349 a year, about 38% of the national median of $80,734. 41.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $134,900, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 32% of occupied homes are lived in by their owners, and renters pay a median of $866 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.5 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and food service.

How 76704 compares

Sorted from highest to lowest national percentile

Poverty rate41.9%
99th
WeaknessU.S. 12.5% · TX 13.8%38th of 1,794 in TX
Uninsured rate22.1%
96th
WeaknessU.S. 8.4% · TX 17.1%422nd of 1,808 in TX
Housing vacancy20.5%
94th
U.S. 10.1% · TX 9.4%441st of 1,794 in TX
Residents under 1827.7%
89th
U.S. 22% · TX 25%449th of 1,818 in TX
Unemployment rate6.6%
75th
U.S. 5.2% · TX 5.3%441st of 1,810 in TX
Diversity index55.4
62nd
U.S. 61.4 · TX 67.1629th of 1,818 in TX
Population density1,299/sq mi
48th
U.S. 95/sq mi · TX 116/sq mi507th of 1,818 in TX
Rent-burdened renters50.1%
48th
U.S. 51.1% · TX 51.7%745th of 1,692 in TX
Government workers13.1%
45th
U.S. 14.5% · TX 14.1%1,135th of 1,810 in TX
Income inequality (Gini)0.428
43rd
U.S. 0.483 · TX 0.478928th of 1,785 in TX
Veterans5.2%
41st
U.S. 6.2% · TX 6.2%1,133rd of 1,818 in TX
Healthcare workers8.4%
33rd
U.S. 9.7% · TX 8.6%831st of 1,810 in TX
Foreign-born residents5%
29th
U.S. 14.1% · TX 17.6%1,236th of 1,818 in TX
Residents 65 and older13.8%
29th
U.S. 17.2% · TX 13.4%1,145th of 1,818 in TX
Work from home7.2%
18th
U.S. 15.1% · TX 14.4%1,090th of 1,810 in TX
Population7,018
11th
U.S. 334,922,499 · TX 30,188,424926th of 1,818 in TX
Median gross rent$866
11th
U.S. $1,413 · TX $1,4031,245th of 1,511 in TX
Median home value$134,900
7th
U.S. $332,700 · TX $283,8001,305th of 1,679 in TX
Broadband access82%
7th
WeaknessU.S. 91% · TX 91.4%1,402nd of 1,792 in TX
Homeownership rate31.6%
5th
WeaknessU.S. 65.2% · TX 62.6%1,716th of 1,792 in TX
Average commute17.5 min
5th
StrengthU.S. 26.4 min · TX 26.7 min1,591st of 1,738 in TX
Median earnings per worker$31,568
4th
WeaknessU.S. $49,666 · TX $47,5751,599th of 1,794 in TX
Tech workers0.3%
4th
U.S. 3.8% · TX 3.8%1,290th of 1,810 in TX
Self-employed workers4.9%
4th
U.S. 10% · TX 10.5%1,639th of 1,810 in TX
Median age27
2nd
U.S. 38.9 · TX 35.61,743rd of 1,817 in TX
Bachelor's degree or higher9.7%
2nd
WeaknessU.S. 35.7% · TX 33.8%1,637th of 1,811 in TX
Median household income$30,349
1st
WeaknessU.S. $80,734 · TX $78,4761,689th of 1,712 in TX
Per capita income$17,540
1st
WeaknessU.S. $44,673 · TX $40,7521,743rd of 1,813 in TX

Measure	76704	McLennan	TX	U.S.	National percentile	Rank in TX
Poverty rateWeakness	41.9%	16.6%	13.8%	12.5%	99th	38th of 1,794
Uninsured rateWeakness	22.1%	14.2%	17.1%	8.4%	96th	422nd of 1,808
Housing vacancy	20.5%	10.2%	9.4%	10.1%	94th	441st of 1,794
Residents under 18	27.7%	24%	25%	22%	89th	449th of 1,818
Unemployment rate	6.6%	4.5%	5.3%	5.2%	75th	441st of 1,810
Diversity index	55.4	61.5	67.1	61.4	62nd	629th of 1,818
Population density	1,299/sq mi	257/sq mi	116/sq mi	95/sq mi	48th	507th of 1,818
Rent-burdened renters	50.1%	56.8%	51.7%	51.1%	48th	745th of 1,692
Government workers	13.1%	13.9%	14.1%	14.5%	45th	1,135th of 1,810
Income inequality (Gini)	0.428	0.483	0.478	0.483	43rd	928th of 1,785
Veterans	5.2%	7.2%	6.2%	6.2%	41st	1,133rd of 1,818
Healthcare workers	8.4%	9.4%	8.6%	9.7%	33rd	831st of 1,810
Foreign-born residents	5%	8.6%	17.6%	14.1%	29th	1,236th of 1,818
Residents 65 and older	13.8%	15.3%	13.4%	17.2%	29th	1,145th of 1,818
Work from home	7.2%	9.8%	14.4%	15.1%	18th	1,090th of 1,810
Population	7,018	266,067	30,188,424	334,922,499	11th	926th of 1,818
Median gross rent	$866	$1,173	$1,403	$1,413	11th	1,245th of 1,511
Median home value	$134,900	$243,600	$283,800	$332,700	7th	1,305th of 1,679
Broadband accessWeakness	82%	89.6%	91.4%	91%	7th	1,402nd of 1,792
Homeownership rateWeakness	31.6%	61.8%	62.6%	65.2%	5th	1,716th of 1,792
Average commuteStrength	17.5 min	21.2 min	26.7 min	26.4 min	5th	1,591st of 1,738
Median earnings per workerWeakness	$31,568	$41,282	$47,575	$49,666	4th	1,599th of 1,794
Tech workers	0.3%	1.5%	3.8%	3.8%	4th	1,290th of 1,810
Self-employed workers	4.9%	8.3%	10.5%	10%	4th	1,639th of 1,810
Median age	27	34	35.6	38.9	2nd	1,743rd of 1,817
Bachelor's degree or higherWeakness	9.7%	28.7%	33.8%	35.7%	2nd	1,637th of 1,811
Median household incomeWeakness	$30,349	$66,643	$78,476	$80,734	1st	1,689th of 1,712
Per capita incomeWeakness	$17,540	$35,149	$40,752	$44,673	1st	1,743rd of 1,813

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

17%

18–24

14%

25–34

35–44

11%

45–54

55–64

65–74

75+

Median age

Under 18

27.7%

65 and over

13.8%

Race and ethnicity

White15%
Black61%
Hispanic22%
Asian0%
Native American0.8%
Pacific Islander0%
Other0.2%
Multiracial1%

Diversity index

55.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

84.3%

Language spoken at home (households)

English only

87%

Spanish

13%

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,992
Average household size: 2.3
Family households: 54.7%
Married couples: 15%
Living alone: 36.6%
Veterans (of adults): 5.2%
Male / female: 41% / 59%

Income and poverty

Household income distribution

<$25k

45%

$25–50k

27%

$50–75k

17%

$75–100k

$100–150k

$150–200k

0.3%

$200k+

Median household income

76704

$30,349

McLennan Co.

$66,643

Texas

$78,476

United States

$80,734

Per capita income

$17,540

U.S. $44,673

Poverty rate

41.9%

U.S. 12.5%

Households earning $150K+

0.3%

U.S. 23%

Income inequality (Gini)

0.428

U.S. 0.483

Housing

Median home value

76704

$134,900

McLennan Co.

$243,600

Texas

$283,800

United States

$332,700

Median gross rent

76704

$866

McLennan Co.

$1,173

Texas

$1,403

United States

$1,413

Types of housing

Single-family

58%

2–4 units

18%

5–19 units

19%

20+ units

Mobile home

Boat, RV, van

Housing units: 3,763
Owner-occupied: 31.6%
Vacant: 20.5%
Median year built: 1972
Median rooms: 4.9
Renters paying 30%+ of income: 50.1%
Renters paying 50%+ of income: 33.8%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

54%

20–29

30%

30–44

45–59

60+

Average commute

17.5 min

U.S. 26.4 min

Unemployment

6.6%

U.S. 5.2%

In labor force

62.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

16%

Transportation and moving

14%

Food service

12%

Construction and repair

12%

Management

10%

Healthcare

Sales

Production

Cleaning and personal care

Education

Business and finance

Legal and social services

Engineering and science

Police and fire

Farming, fishing and forestry

0.7%

Computer and math

0.3%

Arts, media and sports

Industries

Restaurants and hotels

21%

Health care and social assistance

14%

Retail

12%

Manufacturing

10%

Construction

Transportation, warehousing and utilities

Public administration

Admin, support and management

Education

Other services

Finance, insurance and real estate

Agriculture and mining

Professional and technical services

Arts and recreation

Wholesale

Information

Median earnings per worker

$31,568

U.S. $49,666

Self-employed

4.9%

U.S. 10%

Government workers

13.1%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	76704	U.S.
Management, business, science and arts	$36,120	$74,888
Service	$17,329	$26,804
Sales and office	$35,951	$40,476
Construction and maintenance	$41,163	$49,199
Production and transportation	$27,593	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

22%

High school

34%

Some college

21%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 77.9%
Bachelor's degree or higher: 9.7%
Graduate or professional degree: 2.4%
Households with broadband: 82%
Cable, fiber or DSL: 68.7%
No internet access: 11.1%
Without health insurance: 22.1%
Limited-English households: 2.5%

Geography

City (USPS): Waco
State: Texas
County: McLennan County
Center point: 31.5755° N, 97.1243° W
Land area: 5.4 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waco100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 76704

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
76701	Waco, TX	1.8 mi	1,871	$30,313	—
76798	Waco, TX	2 mi	2,883	—	—
76702	Waco, TX · PO box	2.3 mi	—	—	—
76707	Waco, TX	2.5 mi	15,879	$40,443	$126,200
76799	Waco, TX · PO box	3.2 mi	—	—	—
76705	Waco, TX	4.2 mi	31,616	$58,236	$190,600
76711	Waco, TX	4.6 mi	9,676	$53,185	$153,000
76710	Waco, TX	4.8 mi	23,329	$58,186	$250,300
76703	Waco, TX · PO box	4.9 mi	—	—	—
76714	Waco, TX · PO box	4.9 mi	—	—	—
76715	Waco, TX · PO box	4.9 mi	—	—	—
76716	Waco, TX · PO box	4.9 mi	—	—	—

Zip codes like 76704 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 76704

What city is zip code 76704?

76704 is assigned to Waco, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 76704 in?

76704 is in McLennan County, Texas.

What is the population of 76704?

About 7,018 people live in 76704, according to the Census Bureau's American Community Survey.

What time zone is 76704 in?

76704 is in Central Time.

What is the median household income in 76704?

The median household income in 76704 is $30,349.

What zip codes are near 76704?

The closest zip codes to 76704 are 76701, 76798, 76702, 76707, 76799.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 76704, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.