Zip code 76401: Stephenville, Texas

Q: What city is zip code 76401?

76401 is assigned to Stephenville, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 76401 in?

76401 is in Erath County, Texas.

Q: What is the population of 76401?

About 31,375 people live in 76401, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 76401?

The median household income in 76401 is $61,210.

Q: What zip codes are near 76401?

The closest zip codes to 76401 are 76402, 76465, 76461, 76433, 76446.

Residential delivery areaErath CountyCentral Time

Population

31,375

Median household income

$61K

U.S. $81K

Median home value

$270K

U.S. $333K

Median rent

$1,162/mo

U.S. $1,413

Median age

29.7

U.S. 38.9

Land area

411 sq mi

76 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 76401

76401 is a small-town zip code in Stephenville, Texas (Erath County), covering 411 sq mi of land. About 31,375 people live here, or 76 per square mile. The median resident is 29.7 years old, compared with 38.9 nationally.

The median household earns $61,210 a year, 24% below the national median of $80,734. 16.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $270,000, or 4.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 56% of occupied homes are lived in by their owners, and renters pay a median of $1,162 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.4 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and management.

How 76401 compares

Sorted from highest to lowest national percentile

Uninsured rate14.2%
86th
WeaknessU.S. 8.4% · TX 17.1%1,039th of 1,808 in TX
Income inequality (Gini)0.474
78th
U.S. 0.483 · TX 0.478385th of 1,785 in TX
Poverty rate16.9%
76th
U.S. 12.5% · TX 13.8%575th of 1,794 in TX
Unemployment rate6.5%
74th
U.S. 5.2% · TX 5.3%450th of 1,810 in TX
Rent-burdened renters56.7%
73rd
U.S. 51.1% · TX 51.7%451st of 1,692 in TX
Self-employed workers11.4%
72nd
U.S. 10% · TX 10.5%793rd of 1,810 in TX
Housing vacancy9.3%
68th
U.S. 10.1% · TX 9.4%1,132nd of 1,794 in TX
Government workers15.4%
62nd
U.S. 14.5% · TX 14.1%860th of 1,810 in TX
Bachelor's degree or higher34.1%
55th
U.S. 35.7% · TX 33.8%431st of 1,811 in TX
Population31,375
52nd
U.S. 334,922,499 · TX 30,188,424362nd of 1,818 in TX
Broadband access90.7%
39th
U.S. 91% · TX 91.4%750th of 1,792 in TX
Median home value$270,000
38th
U.S. $332,700 · TX $283,800521st of 1,679 in TX
Veterans5%
38th
U.S. 6.2% · TX 6.2%1,177th of 1,818 in TX
Diversity index40.4
37th
U.S. 61.4 · TX 67.11,202nd of 1,818 in TX
Median gross rent$1,162
33rd
U.S. $1,413 · TX $1,403743rd of 1,511 in TX
Foreign-born residents5.6%
32nd
U.S. 14.1% · TX 17.6%1,175th of 1,818 in TX
Residents under 1820%
31st
U.S. 22% · TX 25%1,318th of 1,818 in TX
Residents 65 and older13.9%
29th
U.S. 17.2% · TX 13.4%1,129th of 1,818 in TX
Per capita income$32,513
26th
U.S. $44,673 · TX $40,7521,004th of 1,813 in TX
Homeownership rate55.9%
26th
U.S. 65.2% · TX 62.6%1,462nd of 1,792 in TX
Median household income$61,210
22nd
U.S. $80,734 · TX $78,4761,124th of 1,712 in TX
Tech workers1.1%
15th
U.S. 3.8% · TX 3.8%992nd of 1,810 in TX
Work from home6%
12th
U.S. 15.1% · TX 14.4%1,213th of 1,810 in TX
Population density76/sq mi
11th
U.S. 95/sq mi · TX 116/sq mi966th of 1,818 in TX
Healthcare workers6.3%
10th
U.S. 9.7% · TX 8.6%1,220th of 1,810 in TX
Median earnings per worker$35,091
9th
WeaknessU.S. $49,666 · TX $47,5751,455th of 1,794 in TX
Average commute18.4 min
7th
StrengthU.S. 26.4 min · TX 26.7 min1,539th of 1,738 in TX
Median age29.7
4th
U.S. 38.9 · TX 35.61,690th of 1,817 in TX

Measure	76401	Erath	TX	U.S.	National percentile	Rank in TX
Uninsured rateWeakness	14.2%	15.2%	17.1%	8.4%	86th	1,039th of 1,808
Income inequality (Gini)	0.474	0.465	0.478	0.483	78th	385th of 1,785
Poverty rate	16.9%	16.6%	13.8%	12.5%	76th	575th of 1,794
Unemployment rate	6.5%	5.7%	5.3%	5.2%	74th	450th of 1,810
Rent-burdened renters	56.7%	56.4%	51.7%	51.1%	73rd	451st of 1,692
Self-employed workers	11.4%	12.4%	10.5%	10%	72nd	793rd of 1,810
Housing vacancy	9.3%	10%	9.4%	10.1%	68th	1,132nd of 1,794
Government workers	15.4%	16.4%	14.1%	14.5%	62nd	860th of 1,810
Bachelor's degree or higher	34.1%	32.1%	33.8%	35.7%	55th	431st of 1,811
Population	31,375	43,794	30,188,424	334,922,499	52nd	362nd of 1,818
Broadband access	90.7%	89.8%	91.4%	91%	39th	750th of 1,792
Median home value	$270,000	$269,100	$283,800	$332,700	38th	521st of 1,679
Veterans	5%	6.3%	6.2%	6.2%	38th	1,177th of 1,818
Diversity index	40.4	42.9	67.1	61.4	37th	1,202nd of 1,818
Median gross rent	$1,162	$1,146	$1,403	$1,413	33rd	743rd of 1,511
Foreign-born residents	5.6%	6.6%	17.6%	14.1%	32nd	1,175th of 1,818
Residents under 18	20%	20.7%	25%	22%	31st	1,318th of 1,818
Residents 65 and older	13.9%	14.8%	13.4%	17.2%	29th	1,129th of 1,818
Per capita income	$32,513	$32,733	$40,752	$44,673	26th	1,004th of 1,813
Homeownership rate	55.9%	63.1%	62.6%	65.2%	26th	1,462nd of 1,792
Median household income	$61,210	$65,115	$78,476	$80,734	22nd	1,124th of 1,712
Tech workers	1.1%	1.9%	3.8%	3.8%	15th	992nd of 1,810
Work from home	6%	7.2%	14.4%	15.1%	12th	1,213th of 1,810
Population density	76/sq mi	40/sq mi	116/sq mi	95/sq mi	11th	966th of 1,818
Healthcare workers	6.3%	6.3%	8.6%	9.7%	10th	1,220th of 1,810
Median earnings per workerWeakness	$35,091	$36,966	$47,575	$49,666	9th	1,455th of 1,794
Average commuteStrength	18.4 min	20.8 min	26.7 min	26.4 min	7th	1,539th of 1,738
Median age	29.7	32	35.6	38.9	4th	1,690th of 1,817

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

23%

18–24

14%

25–34

10%

35–44

45–54

55–64

65–74

75+

Median age

29.7

Under 18

20%

65 and over

13.9%

Race and ethnicity

White75%
Black2%
Hispanic19%
Asian1%
Native American0.4%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

40.4

U.S. 61.4

Foreign-born

5.6%

U.S. 14.1%

Born in state

72.5%

Language spoken at home (households)

English only

85%

Spanish

13%

Other Indo-European

Asian / Pacific

0.8%

Other

0.2%

Households

Households: 12,481
Average household size: 2.3
Family households: 60.2%
Married couples: 46.4%
Living alone: 27.2%
Veterans (of adults): 5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

21%

$50–75k

16%

$75–100k

12%

$100–150k

18%

$150–200k

$200k+

Median household income

76401

$61,210

Erath Co.

$65,115

Texas

$78,476

United States

$80,734

Per capita income

$32,513

U.S. $44,673

Poverty rate

16.9%

U.S. 12.5%

Households earning $150K+

11.6%

U.S. 23%

Income inequality (Gini)

0.474

U.S. 0.483

Housing

Median home value

76401

$270,000

Erath Co.

$269,100

Texas

$283,800

United States

$332,700

Median gross rent

76401

$1,162

Erath Co.

$1,146

Texas

$1,403

United States

$1,413

Types of housing

Single-family

66%

2–4 units

5–19 units

11%

20+ units

Mobile home

12%

Boat, RV, van

0.3%

Housing units: 13,764
Owner-occupied: 55.9%
Vacant: 9.3%
Median year built: 1992
Median rooms: 5.2
Renters paying 30%+ of income: 56.7%
Renters paying 50%+ of income: 34.3%
Home value to income: 4.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

10%

Transit

0.0%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

35%

10–19

36%

20–29

10%

30–44

45–59

60+

Average commute

18.4 min

U.S. 26.4 min

Unemployment

6.5%

U.S. 5.2%

In labor force

65.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

10%

Sales

10%

Management

10%

Transportation and moving

Construction and repair

Education

Food service

Production

Cleaning and personal care

Healthcare

Business and finance

Engineering and science

Legal and social services

Farming, fishing and forestry

Arts, media and sports

Police and fire

Computer and math

Industries

Education

13%

Retail

12%

Health care and social assistance

11%

Manufacturing

Restaurants and hotels

Construction

Agriculture and mining

Professional and technical services

Transportation, warehousing and utilities

Other services

Finance, insurance and real estate

Admin, support and management

Public administration

Arts and recreation

Information

Wholesale

Median earnings per worker

$35,091

U.S. $49,666

Self-employed

11.4%

U.S. 10%

Government workers

15.4%

U.S. 14.5%

Nonprofit workers

6.8%

U.S. 8.8%

Median earnings by type of work

Type of work	76401	U.S.
Management, business, science and arts	$52,977	$74,888
Service	$15,985	$26,804
Sales and office	$30,205	$40,476
Construction and maintenance	$41,473	$49,199
Production and transportation	$38,324	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

27%

Some college

21%

Associate's

Bachelor's

21%

Graduate

13%

High school graduate or higher: 89.3%
Bachelor's degree or higher: 34.1%
Graduate or professional degree: 12.9%
Households with broadband: 90.7%
Cable, fiber or DSL: 67.2%
No internet access: 6.7%
Without health insurance: 14.2%
Limited-English households: 2.5%

Geography

City (USPS): Stephenville
State: Texas
County: Erath County
Center point: 32.2712° N, 98.2055° W
Land area: 411 sq mi
Water area: 2.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Stephenville3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 76401

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
76402	Stephenville, TX	3.8 mi	750	—	—
76465	Morgan Mill, TX · PO box	8.4 mi	—	—	—
76461	Lingleville, TX · PO box	10 mi	—	—	—
76433	Bluff Dale, TX	12 mi	2,178	$117,702	$395,000
76446	Dublin, TX	16 mi	8,131	$57,583	$185,500
76467	Paluxy, TX · PO box	17 mi	—	—	—
76476	Tolar, TX	18 mi	4,144	$81,364	$249,600
76463	Mingus, TX	18 mi	577	$58,750	$163,200
76445	Desdemona, TX	20 mi	222	$72,857	—
76462	Lipan, TX	20 mi	5,167	$99,160	$360,800
76453	Gordon, TX	23 mi	1,440	$99,293	$350,000
76472	Santo, TX	23 mi	1,725	$103,482	$259,700

Zip codes like 76401 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 76401

What city is zip code 76401?

76401 is assigned to Stephenville, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 76401 in?

76401 is in Erath County, Texas.

What is the population of 76401?

About 31,375 people live in 76401, according to the Census Bureau's American Community Survey.

What time zone is 76401 in?

76401 is in Central Time.

What is the median household income in 76401?

The median household income in 76401 is $61,210.

What zip codes are near 76401?

The closest zip codes to 76401 are 76402, 76465, 76461, 76433, 76446.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 76401, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.