Zip code 74346: Jay, Oklahoma

Q: What city is zip code 74346?

74346 is assigned to Jay, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 74346 in?

74346 is in Delaware County, Oklahoma.

Q: What is the population of 74346?

About 8,266 people live in 74346, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 74346?

The median household income in 74346 is $49,556.

Q: What zip codes are near 74346?

The closest zip codes to 74346 are 74342, 72747, 74344, 74345, 64863.

Residential delivery areaDelaware CountyCentral Time

Population

8,266

Median household income

$50K

U.S. $81K

Median home value

$130K

U.S. $333K

Median rent

$821/mo

U.S. $1,413

Median age

37.5

U.S. 38.9

Land area

227 sq mi

36 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 74346

74346 is a rural zip code in Jay, Oklahoma (Delaware County), covering 227 sq mi of land. About 8,266 people live here, or 36 per square mile. The median resident is 37.5 years old, compared with 38.9 nationally.

The median household earns $49,556 a year, 39% below the national median of $80,734. 23.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $129,700, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $821 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in production and manufacturing; healthcare; and office and administrative support.

How 74346 compares

Sorted from highest to lowest national percentile

Housing vacancy22.3%
95th
U.S. 10.1% · OK 12%155th of 624 in OK
Income inequality (Gini)0.525
94th
WeaknessU.S. 0.483 · OK 0.46727th of 622 in OK
Uninsured rate16.6%
91st
WeaknessU.S. 8.4% · OK 12.9%166th of 626 in OK
Poverty rate23.6%
90th
WeaknessU.S. 12.5% · OK 15.3%97th of 623 in OK
Government workers21.2%
88th
U.S. 14.5% · OK 17.7%253rd of 627 in OK
Diversity index65.5
84th
U.S. 61.4 · OK 5856th of 628 in OK
Self-employed workers13.2%
84th
U.S. 10% · OK 10.6%213th of 627 in OK
Healthcare workers11.6%
78th
U.S. 9.7% · OK 9.6%124th of 627 in OK
Unemployment rate6.7%
76th
U.S. 5.2% · OK 5%129th of 627 in OK
Per capita income$48,107
68th
U.S. $44,673 · OK $35,62443rd of 627 in OK
Residents under 1824.1%
68th
U.S. 22% · OK 24%287th of 628 in OK
Homeownership rate75%
66th
U.S. 65.2% · OK 65.8%374th of 623 in OK
Veterans6.9%
65th
U.S. 6.2% · OK 7.9%355th of 628 in OK
Average commute26.8 min
55th
U.S. 26.4 min · OK 22.4 min220th of 618 in OK
Residents 65 and older17.2%
55th
U.S. 17.2% · OK 16.3%375th of 628 in OK
Rent-burdened renters50.3%
48th
U.S. 51.1% · OK 46.3%143rd of 603 in OK
Median age37.5
38th
U.S. 38.9 · OK 37432nd of 628 in OK
Work from home9.6%
32nd
U.S. 15.1% · OK 9.4%197th of 628 in OK
Tech workers1.2%
17th
U.S. 3.8% · OK 2.5%253rd of 627 in OK
Foreign-born residents2.7%
16th
U.S. 14.1% · OK 6.4%248th of 628 in OK
Population8,266
13th
U.S. 334,922,499 · OK 4,028,634142nd of 628 in OK
Broadband access83.2%
9th
WeaknessU.S. 91% · OK 88.9%382nd of 623 in OK
Median household income$49,556
8th
WeaknessU.S. $80,734 · OK $65,039475th of 606 in OK
Median gross rent$821
8th
U.S. $1,413 · OK $1,014292nd of 546 in OK
Bachelor's degree or higher13.9%
7th
WeaknessU.S. 35.7% · OK 28.3%458th of 628 in OK
Median home value$129,700
6th
U.S. $332,700 · OK $199,800351st of 602 in OK
Median earnings per worker$33,103
6th
WeaknessU.S. $49,666 · OK $42,779546th of 625 in OK
Population density36/sq mi
5th
U.S. 95/sq mi · OK 59/sq mi271st of 628 in OK

Measure	74346	Delaware	OK	U.S.	National percentile	Rank in OK
Housing vacancy	22.3%	29.7%	12%	10.1%	95th	155th of 624
Income inequality (Gini)Weakness	0.525	0.475	0.467	0.483	94th	27th of 622
Uninsured rateWeakness	16.6%	13.7%	12.9%	8.4%	91st	166th of 626
Poverty rateWeakness	23.6%	19%	15.3%	12.5%	90th	97th of 623
Government workers	21.2%	15.1%	17.7%	14.5%	88th	253rd of 627
Diversity index	65.5	56	58	61.4	84th	56th of 628
Self-employed workers	13.2%	16.2%	10.6%	10%	84th	213th of 627
Healthcare workers	11.6%	9.7%	9.6%	9.7%	78th	124th of 627
Unemployment rate	6.7%	5.2%	5%	5.2%	76th	129th of 627
Per capita income	$48,107	$36,971	$35,624	$44,673	68th	43rd of 627
Residents under 18	24.1%	19.8%	24%	22%	68th	287th of 628
Homeownership rate	75%	77.1%	65.8%	65.2%	66th	374th of 623
Veterans	6.9%	8.6%	7.9%	6.2%	65th	355th of 628
Average commute	26.8 min	28.6 min	22.4 min	26.4 min	55th	220th of 618
Residents 65 and older	17.2%	25.7%	16.3%	17.2%	55th	375th of 628
Rent-burdened renters	50.3%	44.5%	46.3%	51.1%	48th	143rd of 603
Median age	37.5	46.9	37	38.9	38th	432nd of 628
Work from home	9.6%	9.4%	9.4%	15.1%	32nd	197th of 628
Tech workers	1.2%	1%	2.5%	3.8%	17th	253rd of 627
Foreign-born residents	2.7%	1.9%	6.4%	14.1%	16th	248th of 628
Population	8,266	41,279	4,028,634	334,922,499	13th	142nd of 628
Broadband accessWeakness	83.2%	85.9%	88.9%	91%	9th	382nd of 623
Median household incomeWeakness	$49,556	$56,676	$65,039	$80,734	8th	475th of 606
Median gross rent	$821	$913	$1,014	$1,413	8th	292nd of 546
Bachelor's degree or higherWeakness	13.9%	19.9%	28.3%	35.7%	7th	458th of 628
Median home value	$129,700	$175,300	$199,800	$332,700	6th	351st of 602
Median earnings per workerWeakness	$33,103	$35,746	$42,779	$49,666	6th	546th of 625
Population density	36/sq mi	56/sq mi	59/sq mi	95/sq mi	5th	271st of 628

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

14%

25–34

12%

35–44

10%

45–54

14%

55–64

12%

65–74

75+

Median age

37.5

Under 18

24.1%

65 and over

17.2%

Race and ethnicity

White50%
Black0.3%
Hispanic6%
Asian4%
Native American27%
Pacific Islander0.3%
Other0.0%
Multiracial12%

Diversity index

65.5

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

51.4%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

0.1%

Asian / Pacific

Other

Households

Households: 2,923
Average household size: 2.8
Family households: 70.6%
Married couples: 49.1%
Living alone: 26.8%
Veterans (of adults): 6.9%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

29%

$25–50k

22%

$50–75k

17%

$75–100k

11%

$100–150k

15%

$150–200k

$200k+

Median household income

74346

$49,556

Delaware Co.

$56,676

Oklahoma

$65,039

United States

$80,734

Per capita income

$48,107

U.S. $44,673

Poverty rate

23.6%

U.S. 12.5%

Households earning $150K+

6.9%

U.S. 23%

Income inequality (Gini)

0.525

U.S. 0.483

Housing

Median home value

74346

$129,700

Delaware Co.

$175,300

Oklahoma

$199,800

United States

$332,700

Median gross rent

74346

$821

Delaware Co.

$913

Oklahoma

$1,014

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

20+ units

Mobile home

24%

Boat, RV, van

Housing units: 3,762
Owner-occupied: 75%
Vacant: 22.3%
Median year built: 1984
Median rooms: 5
Renters paying 30%+ of income: 50.3%
Renters paying 50%+ of income: 28.3%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

15%

Transit

Walked

Bicycle

0.2%

Worked from home

10%

Other

0.2%

Commute time (one way)

<10 min

18%

10–19

20%

20–29

20%

30–44

20%

45–59

17%

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

6.7%

U.S. 5.2%

In labor force

51%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

12%

Healthcare

12%

Office and admin

10%

Sales

Education

Management

Cleaning and personal care

Transportation and moving

Construction and repair

Food service

Farming, fishing and forestry

Legal and social services

Business and finance

Police and fire

Arts, media and sports

Computer and math

Engineering and science

0.1%

Industries

Health care and social assistance

17%

Manufacturing

14%

Retail

14%

Education

10%

Agriculture and mining

Restaurants and hotels

Other services

Construction

Public administration

Arts and recreation

Admin, support and management

Transportation, warehousing and utilities

Finance, insurance and real estate

Professional and technical services

Information

Wholesale

0.8%

Median earnings per worker

$33,103

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

21.2%

U.S. 14.5%

Nonprofit workers

10.2%

U.S. 8.8%

Median earnings by type of work

Type of work	74346	U.S.
Management, business, science and arts	$50,096	$74,888
Service	$17,412	$26,804
Sales and office	$32,443	$40,476
Construction and maintenance	$27,617	$49,199
Production and transportation	$37,021	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

23%

High school

39%

Some college

18%

Associate's

Bachelor's

Graduate

High school graduate or higher: 77.2%
Bachelor's degree or higher: 13.9%
Graduate or professional degree: 6.2%
Households with broadband: 83.2%
Cable, fiber or DSL: 47.5%
No internet access: 13.3%
Without health insurance: 16.6%
Limited-English households: 1.3%

Geography

City (USPS): Jay
State: Oklahoma
County: Delaware County
Center point: 36.4394° N, 94.7541° W
Land area: 227 sq mi
Water area: 7.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

New Eucha (unincorporated)3% of zip
Zena (unincorporated)2% of zip
Cloud Creek (unincorporated)2% of zip
Dennis (unincorporated)2% of zip
Jay2% of zip
Sycamore (unincorporated)1% of zip
Butler (unincorporated)1% of zip
Oak Hill-Piney (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 74346

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
74342	Eucha, OK	11 mi	2,039	$57,321	$160,500
72747	Maysville, AR	11 mi	135	—	—
74344	Grove, OK	11 mi	14,876	$58,125	$221,400
74345	Grove, OK · PO box	11 mi	—	—	—
64863	South West City, MO	13 mi	1,586	$58,906	$107,200
74338	Colcord, OK	13 mi	5,069	$57,768	$120,500
74340	Disney, OK	15 mi	182	$46,875	$160,400
72768	Sulphur Springs, AR	15 mi	1,026	$60,096	$281,900
74366	Spavinaw, OK	16 mi	1,289	$34,615	$100,300
74349	Ketchum, OK	16 mi	941	$53,370	$249,100
72736	Gravette, AR	16 mi	7,886	$79,209	$279,000
74350	Langley, OK	16 mi	692	$59,844	$120,900

Zip codes like 74346 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 74346

What city is zip code 74346?

74346 is assigned to Jay, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 74346 in?

74346 is in Delaware County, Oklahoma.

What is the population of 74346?

About 8,266 people live in 74346, according to the Census Bureau's American Community Survey.

What time zone is 74346 in?

74346 is in Central Time.

What is the median household income in 74346?

The median household income in 74346 is $49,556.

What zip codes are near 74346?

The closest zip codes to 74346 are 74342, 72747, 74344, 74345, 64863.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 74346, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.