Zip code 74085: Yale, Oklahoma

Q: What city is zip code 74085?

74085 is assigned to Yale, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 74085 in?

74085 is mostly in Payne County, but it extends into 2 other counties.

Q: What is the population of 74085?

About 2,426 people live in 74085, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 74085?

The median household income in 74085 is $43,600.

Q: What zip codes are near 74085?

The closest zip codes to 74085 are 74045, 74052, 74038, 74023, 74062.

Residential delivery areaPayne CountyCentral Time

Population

2,426

Median household income

$44K

U.S. $81K

Median home value

$200K

U.S. $333K

Median rent

$775/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

97 sq mi

25 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 74085

74085 is a rural zip code in Yale, Oklahoma (Payne County), covering 97 sq mi of land. About 2,426 people live here, or 25 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $43,600 a year, about 54% of the national median of $80,734. 18.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $200,400, or 4.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $775 a month.

11% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.8 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in construction and repair; transportation and moving goods; and production and manufacturing.

How 74085 compares

Sorted from highest to lowest national percentile

Residents 65 and older27.5%
95th
U.S. 17.2% · OK 16.3%81st of 628 in OK
Housing vacancy16.6%
89th
U.S. 10.1% · OK 12%285th of 624 in OK
Uninsured rate14.6%
87th
WeaknessU.S. 8.4% · OK 12.9%247th of 626 in OK
Poverty rate18.5%
81st
WeaknessU.S. 12.5% · OK 15.3%237th of 623 in OK
Median age43.1
78th
U.S. 38.9 · OK 37195th of 628 in OK
Government workers17.8%
75th
U.S. 14.5% · OK 17.7%363rd of 627 in OK
Average commute27.8 min
61st
U.S. 26.4 min · OK 22.4 min180th of 618 in OK
Homeownership rate72.4%
60th
U.S. 65.2% · OK 65.8%413th of 623 in OK
Residents under 1820.4%
35th
U.S. 22% · OK 24%459th of 628 in OK
Veterans4.5%
32nd
U.S. 6.2% · OK 7.9%531st of 628 in OK
Unemployment rate3.7%
28th
U.S. 5.2% · OK 5%381st of 627 in OK
Diversity index31.9
26th
U.S. 61.4 · OK 58534th of 628 in OK
Healthcare workers7.6%
22nd
U.S. 9.7% · OK 9.6%389th of 627 in OK
Median home value$200,400
21st
U.S. $332,700 · OK $199,800126th of 602 in OK
Income inequality (Gini)0.388
13th
StrengthU.S. 0.483 · OK 0.467493rd of 622 in OK
Per capita income$25,576
9th
WeaknessU.S. $44,673 · OK $35,624500th of 627 in OK
Self-employed workers5.9%
9th
U.S. 10% · OK 10.6%566th of 627 in OK
Median gross rent$775
6th
U.S. $1,413 · OK $1,014358th of 546 in OK
Median earnings per worker$33,333
6th
WeaknessU.S. $49,666 · OK $42,779543rd of 625 in OK
Median household income$43,600
5th
WeaknessU.S. $80,734 · OK $65,039546th of 606 in OK
Population2,426
4th
U.S. 334,922,499 · OK 4,028,634270th of 628 in OK
Population density25/sq mi
3rd
U.S. 95/sq mi · OK 59/sq mi318th of 628 in OK
Bachelor's degree or higher10.9%
3rd
WeaknessU.S. 35.7% · OK 28.3%543rd of 628 in OK
Work from home3.5%
3rd
U.S. 15.1% · OK 9.4%500th of 628 in OK
Rent-burdened renters26.5%
3rd
StrengthU.S. 51.1% · OK 46.3%471st of 603 in OK
Foreign-born residents0.4%
2nd
U.S. 14.1% · OK 6.4%518th of 628 in OK
Broadband access70.3%
1st
WeaknessU.S. 91% · OK 88.9%569th of 623 in OK
Tech workers0%
1st
U.S. 3.8% · OK 2.5%589th of 627 in OK

Measure	74085	Payne	OK	U.S.	National percentile	Rank in OK
Residents 65 and older	27.5%	13.2%	16.3%	17.2%	95th	81st of 628
Housing vacancy	16.6%	12%	12%	10.1%	89th	285th of 624
Uninsured rateWeakness	14.6%	11%	12.9%	8.4%	87th	247th of 626
Poverty rateWeakness	18.5%	22.6%	15.3%	12.5%	81st	237th of 623
Median age	43.1	27.7	37	38.9	78th	195th of 628
Government workers	17.8%	28.1%	17.7%	14.5%	75th	363rd of 627
Average commute	27.8 min	18.4 min	22.4 min	26.4 min	61st	180th of 618
Homeownership rate	72.4%	51%	65.8%	65.2%	60th	413th of 623
Residents under 18	20.4%	18.4%	24%	22%	35th	459th of 628
Veterans	4.5%	5.1%	7.9%	6.2%	32nd	531st of 628
Unemployment rate	3.7%	5.7%	5%	5.2%	28th	381st of 627
Diversity index	31.9	44.5	58	61.4	26th	534th of 628
Healthcare workers	7.6%	8.7%	9.6%	9.7%	22nd	389th of 627
Median home value	$200,400	$223,300	$199,800	$332,700	21st	126th of 602
Income inequality (Gini)Strength	0.388	0.520	0.467	0.483	13th	493rd of 622
Per capita incomeWeakness	$25,576	$30,874	$35,624	$44,673	9th	500th of 627
Self-employed workers	5.9%	7.3%	10.6%	10%	9th	566th of 627
Median gross rent	$775	$917	$1,014	$1,413	6th	358th of 546
Median earnings per workerWeakness	$33,333	$31,711	$42,779	$49,666	6th	543rd of 625
Median household incomeWeakness	$43,600	$49,809	$65,039	$80,734	5th	546th of 606
Population	2,426	82,972	4,028,634	334,922,499	4th	270th of 628
Population density	25/sq mi	121/sq mi	59/sq mi	95/sq mi	3rd	318th of 628
Bachelor's degree or higherWeakness	10.9%	39.7%	28.3%	35.7%	3rd	543rd of 628
Work from home	3.5%	8.8%	9.4%	15.1%	3rd	500th of 628
Rent-burdened rentersStrength	26.5%	57%	46.3%	51.1%	3rd	471st of 603
Foreign-born residents	0.4%	6.3%	6.4%	14.1%	2nd	518th of 628
Broadband accessWeakness	70.3%	87.2%	88.9%	91%	1st	569th of 623
Tech workers	0%	2%	2.5%	3.8%	1st	589th of 627

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

13%

25–34

10%

35–44

45–54

11%

55–64

16%

65–74

12%

75+

Median age

43.1

Under 18

20.4%

65 and over

27.5%

Race and ethnicity

White82%
Black0%
Hispanic9%
Asian1%
Native American3%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

31.9

U.S. 61.4

Foreign-born

0.4%

U.S. 14.1%

Born in state

68.5%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

0.5%

Households

Households: 982
Average household size: 2.5
Family households: 75.4%
Married couples: 59.4%
Living alone: 18.8%
Veterans (of adults): 4.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

43%

$50–75k

16%

$75–100k

$100–150k

11%

$150–200k

$200k+

Median household income

74085

$43,600

Payne Co.

$49,809

Oklahoma

$65,039

United States

$80,734

Per capita income

$25,576

U.S. $44,673

Poverty rate

18.5%

U.S. 12.5%

Households earning $150K+

5.9%

U.S. 23%

Income inequality (Gini)

0.388

U.S. 0.483

Housing

Median home value

74085

$200,400

Payne Co.

$223,300

Oklahoma

$199,800

United States

$332,700

Median gross rent

74085

$775

Payne Co.

$917

Oklahoma

$1,014

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

0.6%

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 1,178
Owner-occupied: 72.4%
Vacant: 16.6%
Median year built: 1977
Median rooms: 6.1
Renters paying 30%+ of income: 26.5%
Renters paying 50%+ of income: 19.5%
Home value to income: 4.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

16%

20–29

20%

30–44

31%

45–59

60+

Average commute

27.8 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

49.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

18%

Transportation and moving

12%

Production

10%

Cleaning and personal care

Office and admin

Sales

Healthcare

Management

Business and finance

Food service

Education

Police and fire

Legal and social services

Arts, media and sports

Farming, fishing and forestry

Engineering and science

0.9%

Computer and math

Industries

Construction

20%

Health care and social assistance

13%

Retail

10%

Manufacturing

Education

Admin, support and management

Public administration

Finance, insurance and real estate

Transportation, warehousing and utilities

Restaurants and hotels

Wholesale

Other services

Agriculture and mining

Professional and technical services

Arts and recreation

0.5%

Information

0.1%

Median earnings per worker

$33,333

U.S. $49,666

Self-employed

5.9%

U.S. 10%

Government workers

17.8%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	74085	U.S.
Management, business, science and arts	$44,519	$74,888
Service	$22,448	$26,804
Sales and office	$43,125	$40,476
Construction and maintenance	$25,486	$49,199
Production and transportation	$24,310	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

54%

Some college

19%

Associate's

Bachelor's

Graduate

High school graduate or higher: 88.8%
Bachelor's degree or higher: 10.9%
Graduate or professional degree: 1.8%
Households with broadband: 70.3%
Cable, fiber or DSL: 29.3%
No internet access: 25.2%
Without health insurance: 14.6%
Limited-English households: 0.2%

Geography

City (USPS): Yale
State: Oklahoma
County: Payne County
Center point: 36.1108° N, 96.7226° W
Land area: 97 sq mi
Water area: 0.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

74085 spans 3 counties

Payne County87% of land
Pawnee County8% of land
Creek County5% of land

Zip codes near 74085

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
74045	Maramec, OK	7.8 mi	248	—	$231,300
74052	Oilton, OK	9 mi	1,065	$31,786	$89,500
74038	Jennings, OK	9.7 mi	2,175	$61,500	$161,700
74023	Cushing, OK	11 mi	11,730	$49,097	$145,400
74062	Ripley, OK	11 mi	997	$51,250	$132,800
74032	Glencoe, OK	12 mi	1,775	$65,357	$138,100
74034	Hallett, OK	12 mi	149	$40,625	$62,500
74030	Drumright, OK	12 mi	3,014	$45,357	$92,200
74081	Terlton, OK	15 mi	1,829	$52,941	$124,200
74068	Shamrock, OK	16 mi	94	$27,750	—
74824	Agra, OK	18 mi	1,482	$64,063	$168,500
74058	Pawnee, OK	18 mi	3,558	$48,520	$113,400

Zip codes like 74085 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 74085

What city is zip code 74085?

74085 is assigned to Yale, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 74085 in?

74085 is mostly in Payne County, but it extends into 2 other counties.

What is the population of 74085?

About 2,426 people live in 74085, according to the Census Bureau's American Community Survey.

What time zone is 74085 in?

74085 is in Central Time.

What is the median household income in 74085?

The median household income in 74085 is $43,600.

What zip codes are near 74085?

The closest zip codes to 74085 are 74045, 74052, 74038, 74023, 74062.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 74085, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.