Zip code 74081: Terlton, Oklahoma

Q: What city is zip code 74081?

74081 is assigned to Terlton, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 74081 in?

74081 is mostly in Pawnee County, but it extends into 1 other county.

Q: What is the population of 74081?

About 1,829 people live in 74081, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 74081?

The median household income in 74081 is $52,941.

Q: What zip codes are near 74081?

The closest zip codes to 74081 are 74020, 74038, 74034, 74044, 74052.

Residential delivery areaPawnee CountyCentral Time

Population

1,829

Median household income

$53K

U.S. $81K

Median home value

$124K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

39.3

U.S. 38.9

Land area

35 sq mi

52 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 74081

74081 is a small-town zip code in Terlton, Oklahoma (Pawnee County), covering 35 sq mi of land. About 1,829 people live here, or 52 per square mile. The median resident is 39.3 years old, compared with 38.9 nationally.

The median household earns $52,941 a year, 34% below the national median of $80,734. 18.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $124,200, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in management; construction and repair; and healthcare. 16% of them are self-employed (U.S.: 10%).

How 74081 compares

Sorted from highest to lowest national percentile

Homeownership rate91.1%
97th
StrengthU.S. 65.2% · OK 65.8%52nd of 623 in OK
Unemployment rate10.5%
95th
WeaknessU.S. 5.2% · OK 5%37th of 627 in OK
Residents under 1828.8%
93rd
U.S. 22% · OK 24%95th of 628 in OK
Self-employed workers15.7%
92nd
U.S. 10% · OK 10.6%144th of 627 in OK
Housing vacancy15%
86th
U.S. 10.1% · OK 12%345th of 624 in OK
Average commute32 min
83rd
WeaknessU.S. 26.4 min · OK 22.4 min78th of 618 in OK
Poverty rate18.5%
81st
WeaknessU.S. 12.5% · OK 15.3%236th of 623 in OK
Veterans8.1%
78th
U.S. 6.2% · OK 7.9%251st of 628 in OK
Residents 65 and older20.4%
76th
U.S. 17.2% · OK 16.3%230th of 628 in OK
Government workers16.8%
71st
U.S. 14.5% · OK 17.7%397th of 627 in OK
Uninsured rate9%
65th
U.S. 8.4% · OK 12.9%493rd of 626 in OK
Income inequality (Gini)0.451
63rd
U.S. 0.483 · OK 0.467205th of 622 in OK
Median earnings per worker$52,371
62nd
U.S. $49,666 · OK $42,77971st of 625 in OK
Healthcare workers10.1%
60th
U.S. 9.7% · OK 9.6%210th of 627 in OK
Median age39.3
52nd
U.S. 38.9 · OK 37358th of 628 in OK
Work from home9.7%
32nd
U.S. 15.1% · OK 9.4%196th of 628 in OK
Diversity index27.6
21st
U.S. 61.4 · OK 58557th of 628 in OK
Median household income$52,941
12th
WeaknessU.S. $80,734 · OK $65,039415th of 606 in OK
Bachelor's degree or higher15.5%
11th
WeaknessU.S. 35.7% · OK 28.3%416th of 628 in OK
Tech workers0.9%
11th
U.S. 3.8% · OK 2.5%315th of 627 in OK
Rent-burdened renters35.7%
9th
StrengthU.S. 51.1% · OK 46.3%379th of 603 in OK
Per capita income$25,266
8th
WeaknessU.S. $44,673 · OK $35,624509th of 627 in OK
Population density52/sq mi
7th
U.S. 95/sq mi · OK 59/sq mi235th of 628 in OK
Median home value$124,200
6th
U.S. $332,700 · OK $199,800382nd of 602 in OK
Broadband access79.5%
4th
WeaknessU.S. 91% · OK 88.9%462nd of 623 in OK
Population1,829
3rd
U.S. 334,922,499 · OK 4,028,634314th of 628 in OK
Foreign-born residents0.1%
1st
U.S. 14.1% · OK 6.4%549th of 628 in OK

Measure	74081	Pawnee	OK	U.S.	National percentile	Rank in OK
Homeownership rateStrength	91.1%	79.5%	65.8%	65.2%	97th	52nd of 623
Unemployment rateWeakness	10.5%	4.4%	5%	5.2%	95th	37th of 627
Residents under 18	28.8%	23.2%	24%	22%	93rd	95th of 628
Self-employed workers	15.7%	11.6%	10.6%	10%	92nd	144th of 627
Housing vacancy	15%	16.6%	12%	10.1%	86th	345th of 624
Average commuteWeakness	32 min	28 min	22.4 min	26.4 min	83rd	78th of 618
Poverty rateWeakness	18.5%	18.2%	15.3%	12.5%	81st	236th of 623
Veterans	8.1%	8.8%	7.9%	6.2%	78th	251st of 628
Residents 65 and older	20.4%	20.1%	16.3%	17.2%	76th	230th of 628
Government workers	16.8%	18.6%	17.7%	14.5%	71st	397th of 627
Uninsured rate	9%	12.3%	12.9%	8.4%	65th	493rd of 626
Income inequality (Gini)	0.451	0.443	0.467	0.483	63rd	205th of 622
Median earnings per worker	$52,371	$42,058	$42,779	$49,666	62nd	71st of 625
Healthcare workers	10.1%	7.3%	9.6%	9.7%	60th	210th of 627
Median age	39.3	41.6	37	38.9	52nd	358th of 628
Work from home	9.7%	4.3%	9.4%	15.1%	32nd	196th of 628
Diversity index	27.6	42.6	58	61.4	21st	557th of 628
Median household incomeWeakness	$52,941	$58,738	$65,039	$80,734	12th	415th of 606
Bachelor's degree or higherWeakness	15.5%	16.9%	28.3%	35.7%	11th	416th of 628
Tech workers	0.9%	0.8%	2.5%	3.8%	11th	315th of 627
Rent-burdened rentersStrength	35.7%	45.3%	46.3%	51.1%	9th	379th of 603
Per capita incomeWeakness	$25,266	$29,179	$35,624	$44,673	8th	509th of 627
Population density	52/sq mi	28/sq mi	59/sq mi	95/sq mi	7th	235th of 628
Median home value	$124,200	$131,500	$199,800	$332,700	6th	382nd of 602
Broadband accessWeakness	79.5%	81.8%	88.9%	91%	4th	462nd of 623
Population	1,829	15,795	4,028,634	334,922,499	3rd	314th of 628
Foreign-born residents	0.1%	1.5%	6.4%	14.1%	1st	549th of 628

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

18–24

25–34

18%

35–44

13%

45–54

55–64

10%

65–74

11%

75+

Median age

39.3

Under 18

28.8%

65 and over

20.4%

Race and ethnicity

White85%
Black0%
Hispanic2%
Asian0%
Native American5%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

27.6

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

70.9%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 550
Average household size: 3.3
Family households: 78%
Married couples: 62.7%
Living alone: 20.4%
Veterans (of adults): 8.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

31%

$50–75k

19%

$75–100k

$100–150k

18%

$150–200k

$200k+

Median household income

74081

$52,941

Pawnee Co.

$58,738

Oklahoma

$65,039

United States

$80,734

Per capita income

$25,266

U.S. $44,673

Poverty rate

18.5%

U.S. 12.5%

Households earning $150K+

10.9%

U.S. 23%

Income inequality (Gini)

0.451

U.S. 0.483

Housing

Median home value

74081

$124,200

Pawnee Co.

$131,500

Oklahoma

$199,800

United States

$332,700

Median gross rent

74081

—

Pawnee Co.

$864

Oklahoma

$1,014

United States

$1,413

Types of housing

Single-family

66%

2–4 units

5–19 units

20+ units

Mobile home

34%

Boat, RV, van

Housing units: 647
Owner-occupied: 91.1%
Vacant: 15%
Median year built: 1994
Median rooms: 5.4
Renters paying 30%+ of income: 35.7%
Renters paying 50%+ of income: 0%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

Walked

0.8%

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

11%

10–19

14%

20–29

12%

30–44

36%

45–59

25%

60+

Average commute

32 min

U.S. 26.4 min

Unemployment

10.5%

U.S. 5.2%

In labor force

44%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

21%

Construction and repair

20%

Healthcare

10%

Office and admin

Education

Sales

Production

Transportation and moving

Legal and social services

Cleaning and personal care

Business and finance

Computer and math

0.9%

Arts, media and sports

0.9%

Police and fire

0.6%

Engineering and science

Food service

Farming, fishing and forestry

Industries

Health care and social assistance

17%

Manufacturing

15%

Retail

13%

Construction

10%

Public administration

Agriculture and mining

Transportation, warehousing and utilities

Education

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Restaurants and hotels

Other services

Arts and recreation

Wholesale

0.9%

Information

Median earnings per worker

$52,371

U.S. $49,666

Self-employed

15.7%

U.S. 10%

Government workers

16.8%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	74081	U.S.
Management, business, science and arts	$58,359	$74,888
Service	$32,250	$26,804
Sales and office	$70,833	$40,476
Construction and maintenance	$53,529	$49,199
Production and transportation	$40,461	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

49%

Some college

19%

Associate's

Bachelor's

10%

Graduate

High school graduate or higher: 89.3%
Bachelor's degree or higher: 15.5%
Graduate or professional degree: 5.1%
Households with broadband: 79.5%
Cable, fiber or DSL: 46.2%
No internet access: 16.2%
Without health insurance: 9%
Limited-English households: 0%

Geography

City (USPS): Terlton
State: Oklahoma
County: Pawnee County
Center point: 36.1817° N, 96.4601° W
Land area: 35 sq mi
Water area: 1.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

74081 spans 2 counties

Pawnee County69% of land
Creek County32% of land

Cities and towns within this zip

Westport1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 74081

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
74020	Cleveland, OK	5 mi	7,587	$63,577	$146,600
74038	Jennings, OK	5.8 mi	2,175	$61,500	$161,700
74034	Hallett, OK	6.7 mi	149	$40,625	$62,500
74044	Mannford, OK	8.1 mi	8,162	$67,841	$175,300
74052	Oilton, OK	10 mi	1,065	$31,786	$89,500
74054	Osage, OK	10 mi	859	$43,750	$73,100
74060	Prue, OK	13 mi	334	$56,250	$110,700
74045	Maramec, OK	14 mi	248	—	$231,300
74063	Sand Springs, OK	15 mi	31,370	$73,842	$195,900
74030	Drumright, OK	15 mi	3,014	$45,357	$92,200
74085	Yale, OK	15 mi	2,426	$43,600	$200,400
74035	Hominy, OK	16 mi	4,021	$47,833	$108,300

Zip codes like 74081 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 74081

What city is zip code 74081?

74081 is assigned to Terlton, Oklahoma. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 74081 in?

74081 is mostly in Pawnee County, but it extends into 1 other county.

What is the population of 74081?

About 1,829 people live in 74081, according to the Census Bureau's American Community Survey.

What time zone is 74081 in?

74081 is in Central Time.

What is the median household income in 74081?

The median household income in 74081 is $52,941.

What zip codes are near 74081?

The closest zip codes to 74081 are 74020, 74038, 74034, 74044, 74052.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 74081, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.