Zip code 65101: Jefferson City, Missouri

Q: What city is zip code 65101?

65101 is assigned to Jefferson City, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 65101 in?

65101 is mostly in Cole County, but it extends into 2 other counties.

Q: What is the population of 65101?

About 28,793 people live in 65101, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 65101?

The median household income in 65101 is $74,807.

Q: What zip codes are near 65101?

The closest zip codes to 65101 are 65102, 65103, 65104, 65105, 65106.

Residential delivery areaCole CountyCentral Time

Population

28,793

Median household income

$75K

U.S. $81K

Median home value

$244K

U.S. $333K

Median rent

$791/mo

U.S. $1,413

Median age

38.3

U.S. 38.9

Land area

131 sq mi

220 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 65101

65101 is a small-town zip code in Jefferson City, Missouri (Cole County), covering 131 sq mi of land. About 28,793 people live here, or 220 per square mile. The median resident is 38.3 years old, compared with 38.9 nationally.

The median household earns $74,807 a year, close to the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $243,600, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 65% of occupied homes are lived in by their owners, and renters pay a median of $791 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.6 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management.

How 65101 compares

Sorted from highest to lowest national percentile

Government workers25.7%
95th
U.S. 14.5% · MO 13.2%65th of 967 in MO
Housing vacancy10%
71st
U.S. 10.1% · MO 11.2%630th of 966 in MO
Tech workers4.1%
69th
U.S. 3.8% · MO 3.4%124th of 967 in MO
Uninsured rate7.9%
58th
U.S. 8.4% · MO 8.8%569th of 968 in MO
Bachelor's degree or higher33.1%
53rd
U.S. 35.7% · MO 32.4%149th of 965 in MO
Poverty rate10.7%
49th
U.S. 12.5% · MO 12.6%550th of 966 in MO
Population28,793
47th
U.S. 334,922,499 · MO 6,191,81454th of 968 in MO
Median age38.3
45th
U.S. 38.9 · MO 39676th of 968 in MO
Veterans5.5%
45th
U.S. 6.2% · MO 7.3%723rd of 968 in MO
Median earnings per worker$46,106
44th
U.S. $49,666 · MO $45,780299th of 960 in MO
Median household income$74,807
43rd
U.S. $80,734 · MO $70,702268th of 934 in MO
Homeownership rate64.9%
41st
U.S. 65.2% · MO 68.1%805th of 966 in MO
Diversity index43.4
41st
U.S. 61.4 · MO 40.1109th of 968 in MO
Income inequality (Gini)0.419
36th
U.S. 0.483 · MO 0.465432nd of 964 in MO
Per capita income$35,440
35th
U.S. $44,673 · MO $39,695332nd of 968 in MO
Residents 65 and older14.4%
33rd
U.S. 17.2% · MO 17.9%780th of 968 in MO
Median home value$243,600
32nd
U.S. $332,700 · MO $230,300188th of 917 in MO
Residents under 1820.1%
32nd
U.S. 22% · MO 22.3%642nd of 968 in MO
Broadband access89.6%
31st
U.S. 91% · MO 89.3%326th of 966 in MO
Self-employed workers7.8%
29th
U.S. 10% · MO 9%667th of 967 in MO
Unemployment rate3.5%
24th
U.S. 5.2% · MO 4%419th of 967 in MO
Population density220/sq mi
22nd
U.S. 95/sq mi · MO 90/sq mi215th of 968 in MO
Work from home7.6%
20th
U.S. 15.1% · MO 13%535th of 967 in MO
Foreign-born residents2.6%
16th
U.S. 14.1% · MO 4.5%252nd of 968 in MO
Average commute19.6 min
11th
StrengthU.S. 26.4 min · MO 23.5 min819th of 934 in MO
Healthcare workers6.3%
10th
U.S. 9.7% · MO 10.4%722nd of 967 in MO
Rent-burdened renters35.2%
9th
StrengthU.S. 51.1% · MO 45.6%514th of 908 in MO
Median gross rent$791
6th
U.S. $1,413 · MO $1,033429th of 783 in MO

Measure	65101	Cole	MO	U.S.	National percentile	Rank in MO
Government workers	25.7%	27.6%	13.2%	14.5%	95th	65th of 967
Housing vacancy	10%	7.3%	11.2%	10.1%	71st	630th of 966
Tech workers	4.1%	4.1%	3.4%	3.8%	69th	124th of 967
Uninsured rate	7.9%	5.8%	8.8%	8.4%	58th	569th of 968
Bachelor's degree or higher	33.1%	38.9%	32.4%	35.7%	53rd	149th of 965
Poverty rate	10.7%	9%	12.6%	12.5%	49th	550th of 966
Population	28,793	77,032	6,191,814	334,922,499	47th	54th of 968
Median age	38.3	39.9	39	38.9	45th	676th of 968
Veterans	5.5%	7.7%	7.3%	6.2%	45th	723rd of 968
Median earnings per worker	$46,106	$47,109	$45,780	$49,666	44th	299th of 960
Median household income	$74,807	$74,876	$70,702	$80,734	43rd	268th of 934
Homeownership rate	64.9%	67.9%	68.1%	65.2%	41st	805th of 966
Diversity index	43.4	35.8	40.1	61.4	41st	109th of 968
Income inequality (Gini)	0.419	0.424	0.465	0.483	36th	432nd of 964
Per capita income	$35,440	$39,068	$39,695	$44,673	35th	332nd of 968
Residents 65 and older	14.4%	18%	17.9%	17.2%	33rd	780th of 968
Median home value	$243,600	$229,600	$230,300	$332,700	32nd	188th of 917
Residents under 18	20.1%	22.1%	22.3%	22%	32nd	642nd of 968
Broadband access	89.6%	89.5%	89.3%	91%	31st	326th of 966
Self-employed workers	7.8%	7.3%	9%	10%	29th	667th of 967
Unemployment rate	3.5%	2.9%	4%	5.2%	24th	419th of 967
Population density	220/sq mi	197/sq mi	90/sq mi	95/sq mi	22nd	215th of 968
Work from home	7.6%	9.2%	13%	15.1%	20th	535th of 967
Foreign-born residents	2.6%	2.9%	4.5%	14.1%	16th	252nd of 968
Average commuteStrength	19.6 min	17.9 min	23.5 min	26.4 min	11th	819th of 934
Healthcare workers	6.3%	7.4%	10.4%	9.7%	10th	722nd of 967
Rent-burdened rentersStrength	35.2%	34.5%	45.6%	51.1%	9th	514th of 908
Median gross rent	$791	$834	$1,033	$1,413	6th	429th of 783

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

10%

18–24

15%

25–34

15%

35–44

12%

45–54

13%

55–64

65–74

75+

Median age

38.3

Under 18

20.1%

65 and over

14.4%

Race and ethnicity

White73%
Black17%
Hispanic3%
Asian0.4%
Native American0.3%
Pacific Islander0%
Other1%
Multiracial5%

Diversity index

43.4

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

74.7%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.6%

Other

0.7%

Households

Households: 10,888
Average household size: 2.3
Family households: 60.3%
Married couples: 48.7%
Living alone: 32.4%
Veterans (of adults): 5.5%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

15%

$50–75k

18%

$75–100k

12%

$100–150k

21%

$150–200k

10%

$200k+

Median household income

65101

$74,807

Cole Co.

$74,876

Missouri

$70,702

United States

$80,734

Per capita income

$35,440

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

17%

U.S. 23%

Income inequality (Gini)

0.419

U.S. 0.483

Housing

Median home value

65101

$243,600

Cole Co.

$229,600

Missouri

$230,300

United States

$332,700

Median gross rent

65101

$791

Cole Co.

$834

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

71%

2–4 units

15%

5–19 units

10%

20+ units

Mobile home

0.6%

Boat, RV, van

0.1%

Housing units: 12,097
Owner-occupied: 64.9%
Vacant: 10%
Median year built: 1979
Median rooms: 6
Renters paying 30%+ of income: 35.2%
Renters paying 50%+ of income: 18.9%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

0.7%

Walked

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

18%

10–19

47%

20–29

17%

30–44

10%

45–59

60+

Average commute

19.6 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

60.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Construction and repair

12%

Management

10%

Business and finance

Sales

Healthcare

Production

Transportation and moving

Food service

Cleaning and personal care

Education

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.0%

Industries

Public administration

15%

Health care and social assistance

11%

Construction

11%

Retail

11%

Manufacturing

10%

Finance, insurance and real estate

Education

Restaurants and hotels

Transportation, warehousing and utilities

Professional and technical services

Admin, support and management

Other services

Information

Arts and recreation

Wholesale

Agriculture and mining

0.5%

Median earnings per worker

$46,106

U.S. $49,666

Self-employed

7.8%

U.S. 10%

Government workers

25.7%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	65101	U.S.
Management, business, science and arts	$61,840	$74,888
Service	$21,481	$26,804
Sales and office	$37,343	$40,476
Construction and maintenance	$54,513	$49,199
Production and transportation	$44,213	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

18%

Associate's

Bachelor's

23%

Graduate

10%

High school graduate or higher: 90.7%
Bachelor's degree or higher: 33.1%
Graduate or professional degree: 10%
Households with broadband: 89.6%
Cable, fiber or DSL: 74.7%
No internet access: 8.7%
Without health insurance: 7.9%
Limited-English households: 0.4%

Geography

City (USPS): Jefferson City
State: Missouri
County: Cole County
Center point: 38.4974° N, 92.1332° W
Land area: 131 sq mi
Water area: 6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

65101 spans 3 counties

Cole County91% of land
Osage County5% of land
Callaway County4% of land

Cities and towns within this zip

Jefferson City15% of zip
Taos5% of zip
Wardsville3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 65101

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
65102	Jefferson City, MO · PO box	5.9 mi	—	—	—
65103	Jefferson City, MO · PO box	5.9 mi	—	—	—
65104	Jefferson City, MO · PO box	5.9 mi	—	—	—
65105	Jefferson City, MO · PO box	5.9 mi	—	—	—
65106	Jefferson City, MO · PO box	5.9 mi	—	—	—
65107	Jefferson City, MO · PO box	5.9 mi	—	—	—
65108	Jefferson City, MO · PO box	5.9 mi	—	—	—
65110	Jefferson City, MO · PO box	5.9 mi	—	—	—
65111	Jefferson City, MO · PO box	6.7 mi	—	—	—
65085	Westphalia, MO	6.9 mi	1,193	$103,563	$290,600
65076	Saint Thomas, MO	8.8 mi	515	$64,333	$214,700
65043	Holts Summit, MO	8.8 mi	10,120	$85,308	$218,500

Zip codes like 65101 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 65101

What city is zip code 65101?

65101 is assigned to Jefferson City, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 65101 in?

65101 is mostly in Cole County, but it extends into 2 other counties.

What is the population of 65101?

About 28,793 people live in 65101, according to the Census Bureau's American Community Survey.

What time zone is 65101 in?

65101 is in Central Time.

What is the median household income in 65101?

The median household income in 65101 is $74,807.

What zip codes are near 65101?

The closest zip codes to 65101 are 65102, 65103, 65104, 65105, 65106.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 65101, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.