Zip code 65076: Saint Thomas, Missouri

Q: What city is zip code 65076?

65076 is assigned to Saint Thomas, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 65076 in?

65076 is mostly in Cole County, but it extends into 1 other county.

Q: What is the population of 65076?

About 515 people live in 65076, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 65076?

The median household income in 65076 is $64,333.

Q: What zip codes are near 65076?

The closest zip codes to 65076 are 65040, 65085, 65048, 65058, 65101.

Residential delivery areaCole CountyCentral Time

Population

515

Median household income

$64K

U.S. $81K

Median home value

$215K

U.S. $333K

Median rent

$1,229/mo

U.S. $1,413

Median age

48.2

U.S. 38.9

Land area

26 sq mi

20 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 65076

65076 is a rural zip code in Saint Thomas, Missouri (Cole County), covering 26 sq mi of land. About 515 people live here, or 20 per square mile. The median resident is 48.2 years old, compared with 38.9 nationally.

The median household earns $64,333 a year, 20% below the national median of $80,734. 1.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $214,700, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $1,229 a month.

29% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in management; construction and repair; and computer and math (tech).

How 65076 compares

Sorted from highest to lowest national percentile

Government workers35.9%
99th
U.S. 14.5% · MO 13.2%21st of 967 in MO
Tech workers11.4%
97th
U.S. 3.8% · MO 3.4%11th of 967 in MO
Residents 65 and older27.8%
95th
U.S. 17.2% · MO 17.9%142nd of 968 in MO
Median age48.2
93rd
U.S. 38.9 · MO 39224th of 968 in MO
Self-employed workers13.6%
86th
U.S. 10% · MO 9%310th of 967 in MO
Homeownership rate80.7%
80th
StrengthU.S. 65.2% · MO 68.1%431st of 966 in MO
Veterans6.8%
63rd
U.S. 6.2% · MO 7.3%554th of 968 in MO
Income inequality (Gini)0.446
59th
U.S. 0.483 · MO 0.465265th of 964 in MO
Per capita income$41,832
55th
U.S. $44,673 · MO $39,695158th of 968 in MO
Broadband access92.4%
52nd
U.S. 91% · MO 89.3%183rd of 966 in MO
Average commute25.4 min
46th
U.S. 26.4 min · MO 23.5 min504th of 934 in MO
Bachelor's degree or higher29.3%
45th
U.S. 35.7% · MO 32.4%190th of 965 in MO
Median gross rent$1,229
38th
U.S. $1,413 · MO $1,03387th of 783 in MO
Work from home10.6%
38th
U.S. 15.1% · MO 13%364th of 967 in MO
Median earnings per worker$43,750
35th
U.S. $49,666 · MO $45,780381st of 960 in MO
Median household income$64,333
27th
U.S. $80,734 · MO $70,702415th of 934 in MO
Median home value$214,700
24th
U.S. $332,700 · MO $230,300288th of 917 in MO
Residents under 1817.5%
16th
U.S. 22% · MO 22.3%749th of 968 in MO
Healthcare workers5.5%
5th
U.S. 9.7% · MO 10.4%760th of 967 in MO
Population density20/sq mi
3rd
U.S. 95/sq mi · MO 90/sq mi600th of 968 in MO
Uninsured rate1.2%
2nd
StrengthU.S. 8.4% · MO 8.8%917th of 968 in MO
Rent-burdened renters18.9%
2nd
StrengthU.S. 51.1% · MO 45.6%737th of 908 in MO
Population515
1st
U.S. 334,922,499 · MO 6,191,814766th of 968 in MO
Poverty rate1.4%
1st
StrengthU.S. 12.5% · MO 12.6%929th of 966 in MO
Unemployment rate0%
1st
StrengthU.S. 5.2% · MO 4%855th of 967 in MO
Diversity index1.9
1st
U.S. 61.4 · MO 40.1911th of 968 in MO
Foreign-born residents0%
1st
U.S. 14.1% · MO 4.5%775th of 968 in MO
Housing vacancy0.8%
1st
U.S. 10.1% · MO 11.2%925th of 966 in MO

Measure	65076	Cole	MO	U.S.	National percentile	Rank in MO
Government workers	35.9%	27.6%	13.2%	14.5%	99th	21st of 967
Tech workers	11.4%	4.1%	3.4%	3.8%	97th	11th of 967
Residents 65 and older	27.8%	18%	17.9%	17.2%	95th	142nd of 968
Median age	48.2	39.9	39	38.9	93rd	224th of 968
Self-employed workers	13.6%	7.3%	9%	10%	86th	310th of 967
Homeownership rateStrength	80.7%	67.9%	68.1%	65.2%	80th	431st of 966
Veterans	6.8%	7.7%	7.3%	6.2%	63rd	554th of 968
Income inequality (Gini)	0.446	0.424	0.465	0.483	59th	265th of 964
Per capita income	$41,832	$39,068	$39,695	$44,673	55th	158th of 968
Broadband access	92.4%	89.5%	89.3%	91%	52nd	183rd of 966
Average commute	25.4 min	17.9 min	23.5 min	26.4 min	46th	504th of 934
Bachelor's degree or higher	29.3%	38.9%	32.4%	35.7%	45th	190th of 965
Median gross rent	$1,229	$834	$1,033	$1,413	38th	87th of 783
Work from home	10.6%	9.2%	13%	15.1%	38th	364th of 967
Median earnings per worker	$43,750	$47,109	$45,780	$49,666	35th	381st of 960
Median household income	$64,333	$74,876	$70,702	$80,734	27th	415th of 934
Median home value	$214,700	$229,600	$230,300	$332,700	24th	288th of 917
Residents under 18	17.5%	22.1%	22.3%	22%	16th	749th of 968
Healthcare workers	5.5%	7.4%	10.4%	9.7%	5th	760th of 967
Population density	20/sq mi	197/sq mi	90/sq mi	95/sq mi	3rd	600th of 968
Uninsured rateStrength	1.2%	5.8%	8.8%	8.4%	2nd	917th of 968
Rent-burdened rentersStrength	18.9%	34.5%	45.6%	51.1%	2nd	737th of 908
Population	515	77,032	6,191,814	334,922,499	1st	766th of 968
Poverty rateStrength	1.4%	9%	12.6%	12.5%	1st	929th of 966
Unemployment rateStrength	0%	2.9%	4%	5.2%	1st	855th of 967
Diversity index	1.9	35.8	40.1	61.4	1st	911th of 968
Foreign-born residents	0%	2.9%	4.5%	14.1%	1st	775th of 968
Housing vacancy	0.8%	7.3%	11.2%	10.1%	1st	925th of 966

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

10%

25–34

13%

35–44

45–54

16%

55–64

20%

65–74

75+

Median age

48.2

Under 18

17.5%

65 and over

27.8%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1.0%

Diversity index

1.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

92.2%

Language spoken at home (households)

English only

99%

Spanish

0.8%

Other Indo-European

Asian / Pacific

Other

Households

Households: 238
Average household size: 2.2
Family households: 68.5%
Married couples: 58.8%
Living alone: 31.1%
Veterans (of adults): 6.8%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

21%

$50–75k

$75–100k

$100–150k

27%

$150–200k

$200k+

Median household income

65076

$64,333

Cole Co.

$74,876

Missouri

$70,702

United States

$80,734

Per capita income

$41,832

U.S. $44,673

Poverty rate

1.4%

U.S. 12.5%

Households earning $150K+

11.8%

U.S. 23%

Income inequality (Gini)

0.446

U.S. 0.483

Housing

Median home value

65076

$214,700

Cole Co.

$229,600

Missouri

$230,300

United States

$332,700

Median gross rent

65076

$1,229

Cole Co.

$834

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 240
Owner-occupied: 80.7%
Vacant: 0.8%
Median year built: 1976
Median rooms: 6.4
Renters paying 30%+ of income: 18.9%
Renters paying 50%+ of income: 0%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

12%

10–19

13%

20–29

31%

30–44

35%

45–59

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

62%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Construction and repair

12%

Computer and math

11%

Office and admin

10%

Cleaning and personal care

10%

Education

Production

Transportation and moving

Healthcare

Business and finance

Legal and social services

Sales

Police and fire

0.7%

Food service

0.7%

Engineering and science

Arts, media and sports

Farming, fishing and forestry

Industries

Public administration

26%

Agriculture and mining

12%

Education

10%

Manufacturing

Admin, support and management

Health care and social assistance

Construction

Transportation, warehousing and utilities

Professional and technical services

Finance, insurance and real estate

Other services

Retail

Wholesale

Restaurants and hotels

0.7%

Arts and recreation

0.4%

Information

Median earnings per worker

$43,750

U.S. $49,666

Self-employed

13.6%

U.S. 10%

Government workers

35.9%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	65076	U.S.
Management, business, science and arts	$47,321	$74,888
Service	$13,929	$26,804
Sales and office	$53,942	$40,476
Construction and maintenance	$44,107	$49,199
Production and transportation	$41,944	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

43%

Some college

12%

Associate's

12%

Bachelor's

22%

Graduate

High school graduate or higher: 96.3%
Bachelor's degree or higher: 29.3%
Graduate or professional degree: 7.1%
Households with broadband: 92.4%
Cable, fiber or DSL: 65.5%
No internet access: 7.6%
Without health insurance: 1.2%
Limited-English households: 0%

Geography

City (USPS): Saint Thomas
State: Missouri
County: Cole County
Center point: 38.3795° N, 92.1941° W
Land area: 26 sq mi
Water area: 0.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

65076 spans 2 counties

Cole County67% of land
Osage County33% of land

Cities and towns within this zip

St. Thomas4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 65076

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
65040	Henley, MO	5.4 mi	1,468	$89,167	$225,800
65085	Westphalia, MO	6.2 mi	1,193	$103,563	$290,600
65048	Koeltztown, MO	8.3 mi	194	$88,750	$370,000
65058	Meta, MO	8.3 mi	1,274	$71,771	$242,900
65101	Jefferson City, MO	8.8 mi	28,793	$74,807	$243,600
65075	Saint Elizabeth, MO	10 mi	1,154	$87,431	$283,100
65032	Eugene, MO	11 mi	1,491	$63,125	$213,200
65111	Jefferson City, MO · PO box	11 mi	—	—	—
65001	Argyle, MO	12 mi	159	$80,938	$205,400
65035	Freeburg, MO	13 mi	1,681	$90,815	$237,300
65102	Jefferson City, MO · PO box	14 mi	—	—	—
65103	Jefferson City, MO · PO box	14 mi	—	—	—

Questions about 65076

What city is zip code 65076?

65076 is assigned to Saint Thomas, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 65076 in?

65076 is mostly in Cole County, but it extends into 1 other county.

What is the population of 65076?

About 515 people live in 65076, according to the Census Bureau's American Community Survey.

What time zone is 65076 in?

65076 is in Central Time.

What is the median household income in 65076?

The median household income in 65076 is $64,333.

What zip codes are near 65076?

The closest zip codes to 65076 are 65040, 65085, 65048, 65058, 65101.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 65076, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.