Zip code 64504: Saint Joseph, Missouri

Q: What city is zip code 64504?

64504 is assigned to Saint Joseph, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 64504 in?

64504 is in Buchanan County, Missouri.

Q: What is the population of 64504?

About 10,068 people live in 64504, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 64504?

The median household income in 64504 is $58,801.

Q: What zip codes are near 64504?

The closest zip codes to 64504 are 64508, 66024, 64503, 64501, 64502.

Residential delivery areaBuchanan CountyCentral Time

Population

10,068

Median household income

$59K

U.S. $81K

Median home value

$127K

U.S. $333K

Median rent

$958/mo

U.S. $1,413

Median age

38.9

U.S. 38.9

Land area

47 sq mi

214 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 64504

64504 is a small-town zip code in Saint Joseph, Missouri (Buchanan County), covering 47 sq mi of land. About 10,068 people live here, or 214 per square mile. The median resident is 38.9 years old, compared with 38.9 nationally.

The median household earns $58,801 a year, 27% below the national median of $80,734. 21.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $127,100, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $958 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.7 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and office and administrative support.

How 64504 compares

Sorted from highest to lowest national percentile

Poverty rate21.6%
87th
WeaknessU.S. 12.5% · MO 12.6%164th of 966 in MO
Income inequality (Gini)0.486
84th
WeaknessU.S. 0.483 · MO 0.465128th of 964 in MO
Veterans8.5%
81st
U.S. 6.2% · MO 7.3%348th of 968 in MO
Residents under 1825.5%
78th
U.S. 22% · MO 22.3%272nd of 968 in MO
Uninsured rate10.9%
75th
U.S. 8.4% · MO 8.8%362nd of 968 in MO
Housing vacancy10.5%
73rd
U.S. 10.1% · MO 11.2%610th of 966 in MO
Homeownership rate73.1%
62nd
U.S. 65.2% · MO 68.1%655th of 966 in MO
Residents 65 and older18.2%
62nd
U.S. 17.2% · MO 17.9%535th of 968 in MO
Unemployment rate5%
52nd
U.S. 5.2% · MO 4%251st of 967 in MO
Median age38.9
49th
U.S. 38.9 · MO 39641st of 968 in MO
Healthcare workers8.9%
41st
U.S. 9.7% · MO 10.4%504th of 967 in MO
Government workers12%
36th
U.S. 14.5% · MO 13.2%541st of 967 in MO
Rent-burdened renters44.5%
28th
U.S. 51.1% · MO 45.6%335th of 908 in MO
Median earnings per worker$41,217
25th
U.S. $49,666 · MO $45,780506th of 960 in MO
Diversity index30
23rd
U.S. 61.4 · MO 40.1221st of 968 in MO
Self-employed workers7.3%
23rd
U.S. 10% · MO 9%702nd of 967 in MO
Population density214/sq mi
22nd
U.S. 95/sq mi · MO 90/sq mi216th of 968 in MO
Per capita income$30,762
21st
U.S. $44,673 · MO $39,695533rd of 968 in MO
Median household income$58,801
19th
WeaknessU.S. $80,734 · MO $70,702556th of 934 in MO
Foreign-born residents3.1%
19th
U.S. 14.1% · MO 4.5%219th of 968 in MO
Median gross rent$958
18th
U.S. $1,413 · MO $1,033230th of 783 in MO
Population10,068
16th
U.S. 334,922,499 · MO 6,191,814189th of 968 in MO
Tech workers1.1%
15th
U.S. 3.8% · MO 3.4%461st of 967 in MO
Bachelor's degree or higher15.4%
10th
WeaknessU.S. 35.7% · MO 32.4%624th of 965 in MO
Work from home5%
8th
U.S. 15.1% · MO 13%700th of 967 in MO
Median home value$127,100
6th
U.S. $332,700 · MO $230,300670th of 917 in MO
Broadband access81.4%
6th
WeaknessU.S. 91% · MO 89.3%680th of 966 in MO
Average commute17.7 min
5th
StrengthU.S. 26.4 min · MO 23.5 min871st of 934 in MO

Measure	64504	Buchanan	MO	U.S.	National percentile	Rank in MO
Poverty rateWeakness	21.6%	16%	12.6%	12.5%	87th	164th of 966
Income inequality (Gini)Weakness	0.486	0.473	0.465	0.483	84th	128th of 964
Veterans	8.5%	7.3%	7.3%	6.2%	81st	348th of 968
Residents under 18	25.5%	22.3%	22.3%	22%	78th	272nd of 968
Uninsured rate	10.9%	11.2%	8.8%	8.4%	75th	362nd of 968
Housing vacancy	10.5%	13.1%	11.2%	10.1%	73rd	610th of 966
Homeownership rate	73.1%	66.3%	68.1%	65.2%	62nd	655th of 966
Residents 65 and older	18.2%	17.4%	17.9%	17.2%	62nd	535th of 968
Unemployment rate	5%	4.2%	4%	5.2%	52nd	251st of 967
Median age	38.9	38.9	39	38.9	49th	641st of 968
Healthcare workers	8.9%	10.7%	10.4%	9.7%	41st	504th of 967
Government workers	12%	12.3%	13.2%	14.5%	36th	541st of 967
Rent-burdened renters	44.5%	50.4%	45.6%	51.1%	28th	335th of 908
Median earnings per worker	$41,217	$42,116	$45,780	$49,666	25th	506th of 960
Diversity index	30	35.3	40.1	61.4	23rd	221st of 968
Self-employed workers	7.3%	6.5%	9%	10%	23rd	702nd of 967
Population density	214/sq mi	205/sq mi	90/sq mi	95/sq mi	22nd	216th of 968
Per capita income	$30,762	$33,965	$39,695	$44,673	21st	533rd of 968
Median household incomeWeakness	$58,801	$62,158	$70,702	$80,734	19th	556th of 934
Foreign-born residents	3.1%	4%	4.5%	14.1%	19th	219th of 968
Median gross rent	$958	$902	$1,033	$1,413	18th	230th of 783
Population	10,068	83,568	6,191,814	334,922,499	16th	189th of 968
Tech workers	1.1%	1.5%	3.4%	3.8%	15th	461st of 967
Bachelor's degree or higherWeakness	15.4%	23.9%	32.4%	35.7%	10th	624th of 965
Work from home	5%	7.3%	13%	15.1%	8th	700th of 967
Median home value	$127,100	$166,300	$230,300	$332,700	6th	670th of 917
Broadband accessWeakness	81.4%	86%	89.3%	91%	6th	680th of 966
Average commuteStrength	17.7 min	17.8 min	23.5 min	26.4 min	5th	871st of 934

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

13%

25–34

12%

35–44

10%

45–54

16%

55–64

13%

65–74

75+

Median age

38.9

Under 18

25.5%

65 and over

18.2%

Race and ethnicity

White83%
Black2%
Hispanic9%
Asian0.4%
Native American0.4%
Pacific Islander0%
Other0.4%
Multiracial5%

Diversity index

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

77.8%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

0.8%

Asian / Pacific

0.9%

Other

Households

Households: 3,888
Average household size: 2.6
Family households: 64.1%
Married couples: 42.3%
Living alone: 31.2%
Veterans (of adults): 8.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

22%

$50–75k

21%

$75–100k

15%

$100–150k

11%

$150–200k

$200k+

Median household income

64504

$58,801

Buchanan Co.

$62,158

Missouri

$70,702

United States

$80,734

Per capita income

$30,762

U.S. $44,673

Poverty rate

21.6%

U.S. 12.5%

Households earning $150K+

9.3%

U.S. 23%

Income inequality (Gini)

0.486

U.S. 0.483

Housing

Median home value

64504

$127,100

Buchanan Co.

$166,300

Missouri

$230,300

United States

$332,700

Median gross rent

64504

$958

Buchanan Co.

$902

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 4,345
Owner-occupied: 73.1%
Vacant: 10.5%
Median year built: 1958
Median rooms: 5.5
Renters paying 30%+ of income: 44.5%
Renters paying 50%+ of income: 27%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

11%

Transit

0.2%

Walked

Bicycle

Worked from home

Other

0.8%

Commute time (one way)

<10 min

18%

10–19

54%

20–29

14%

30–44

45–59

60+

Average commute

17.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

58.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

18%

Production

11%

Office and admin

11%

Construction and repair

11%

Healthcare

Sales

Management

Education

Business and finance

Cleaning and personal care

Food service

Legal and social services

Police and fire

Engineering and science

Computer and math

Arts, media and sports

0.6%

Farming, fishing and forestry

0.4%

Industries

Manufacturing

24%

Health care and social assistance

13%

Retail

10%

Transportation, warehousing and utilities

10%

Education

Other services

Construction

Finance, insurance and real estate

Restaurants and hotels

Public administration

Admin, support and management

Wholesale

Agriculture and mining

Professional and technical services

Arts and recreation

0.9%

Information

0.2%

Median earnings per worker

$41,217

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

12%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	64504	U.S.
Management, business, science and arts	$55,938	$74,888
Service	$21,875	$26,804
Sales and office	$27,083	$40,476
Construction and maintenance	$50,313	$49,199
Production and transportation	$38,452	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

43%

Some college

21%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 84.6%
Bachelor's degree or higher: 15.4%
Graduate or professional degree: 4.4%
Households with broadband: 81.4%
Cable, fiber or DSL: 55.6%
No internet access: 16.3%
Without health insurance: 10.9%
Limited-English households: 2.4%

Geography

City (USPS): Saint Joseph
State: Missouri
County: Buchanan County
Center point: 39.6912° N, 94.9059° W
Land area: 47 sq mi
Water area: 1.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

St. Joseph15% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 64504

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
64508	Saint Joseph, MO · PO box	2.8 mi	—	—	—
66024	Elwood, KS	5 mi	815	$68,125	$67,800
64503	Saint Joseph, MO	5.1 mi	11,954	$53,039	$140,500
64501	Saint Joseph, MO	6.1 mi	10,689	$46,731	$98,600
64502	Saint Joseph, MO · PO box	6.2 mi	—	—	—
64440	De Kalb, MO	7.3 mi	900	$94,306	$187,800
64448	Faucett, MO	7.3 mi	912	$76,058	$258,500
66090	Wathena, KS	7.6 mi	2,380	$87,025	$161,100
64506	Saint Joseph, MO	8.7 mi	21,461	$65,573	$240,300
64507	Saint Joseph, MO	9.3 mi	13,991	$61,158	$140,300
64484	Rushville, MO	11 mi	940	$77,917	$163,400
64401	Agency, MO	11 mi	1,757	$99,398	$271,900

Zip codes like 64504 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 64504

What city is zip code 64504?

64504 is assigned to Saint Joseph, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 64504 in?

64504 is in Buchanan County, Missouri.

What is the population of 64504?

About 10,068 people live in 64504, according to the Census Bureau's American Community Survey.

What time zone is 64504 in?

64504 is in Central Time.

What is the median household income in 64504?

The median household income in 64504 is $58,801.

What zip codes are near 64504?

The closest zip codes to 64504 are 64508, 66024, 64503, 64501, 64502.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 64504, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.