Zip code 64401: Agency, Missouri

Q: What city is zip code 64401?

64401 is assigned to Agency, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 64401 in?

64401 is in Buchanan County, Missouri.

Q: What is the population of 64401?

About 1,757 people live in 64401, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 64401?

The median household income in 64401 is $99,398.

Q: What zip codes are near 64401?

The closest zip codes to 64401 are 64448, 64454, 64507, 64439, 64508.

Residential delivery areaBuchanan CountyCentral Time

Population

1,757

Median household income

$99K

U.S. $81K

Median home value

$272K

U.S. $333K

Median rent

$1,031/mo

U.S. $1,413

Median age

40.4

U.S. 38.9

Land area

37 sq mi

47 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 64401

64401 is a rural zip code in Agency, Missouri (Buchanan County), covering 37 sq mi of land. About 1,757 people live here, or 47 per square mile. The median resident is 40.4 years old, compared with 38.9 nationally.

The median household earns $99,398 a year, 23% above the national median of $80,734. 1.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $271,900, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 98% of occupied homes are lived in by their owners, and renters pay a median of $1,031 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.3 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in management; construction and repair; and production and manufacturing.

How 64401 compares

Sorted from highest to lowest national percentile

Homeownership rate98%
99th
StrengthU.S. 65.2% · MO 68.1%45th of 966 in MO
Residents under 1826.3%
83rd
U.S. 22% · MO 22.3%240th of 968 in MO
Government workers17.1%
72nd
U.S. 14.5% · MO 13.2%277th of 967 in MO
Median household income$99,398
71st
U.S. $80,734 · MO $70,70272nd of 934 in MO
Median earnings per worker$56,250
69th
U.S. $49,666 · MO $45,78093rd of 960 in MO
Median age40.4
60th
U.S. 38.9 · MO 39544th of 968 in MO
Per capita income$41,975
55th
U.S. $44,673 · MO $39,695157th of 968 in MO
Average commute26.3 min
52nd
U.S. 26.4 min · MO 23.5 min455th of 934 in MO
Housing vacancy5.7%
41st
U.S. 10.1% · MO 11.2%798th of 966 in MO
Bachelor's degree or higher27.1%
39th
U.S. 35.7% · MO 32.4%237th of 965 in MO
Healthcare workers8.8%
39th
U.S. 9.7% · MO 10.4%512th of 967 in MO
Median home value$271,900
38th
U.S. $332,700 · MO $230,300135th of 917 in MO
Residents 65 and older15%
38th
U.S. 17.2% · MO 17.9%750th of 968 in MO
Broadband access90.5%
37th
U.S. 91% · MO 89.3%281st of 966 in MO
Veterans4.6%
33rd
U.S. 6.2% · MO 7.3%793rd of 968 in MO
Foreign-born residents5.5%
32nd
U.S. 14.1% · MO 4.5%118th of 968 in MO
Median gross rent$1,031
23rd
U.S. $1,413 · MO $1,033185th of 783 in MO
Tech workers1.4%
20th
U.S. 3.8% · MO 3.4%392nd of 967 in MO
Work from home7.4%
19th
U.S. 15.1% · MO 13%551st of 967 in MO
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · MO 8.8%831st of 968 in MO
Diversity index18.5
11th
U.S. 61.4 · MO 40.1427th of 968 in MO
Population density47/sq mi
7th
U.S. 95/sq mi · MO 90/sq mi388th of 968 in MO
Rent-burdened renters28.6%
4th
StrengthU.S. 51.1% · MO 45.6%626th of 908 in MO
Self-employed workers4.9%
4th
U.S. 10% · MO 9%855th of 967 in MO
Population1,757
3rd
U.S. 334,922,499 · MO 6,191,814474th of 968 in MO
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · MO 4%660th of 967 in MO
Poverty rate1.5%
1st
StrengthU.S. 12.5% · MO 12.6%924th of 966 in MO
Income inequality (Gini)0.316
1st
StrengthU.S. 0.483 · MO 0.465878th of 964 in MO

Measure	64401	Buchanan	MO	U.S.	National percentile	Rank in MO
Homeownership rateStrength	98%	66.3%	68.1%	65.2%	99th	45th of 966
Residents under 18	26.3%	22.3%	22.3%	22%	83rd	240th of 968
Government workers	17.1%	12.3%	13.2%	14.5%	72nd	277th of 967
Median household income	$99,398	$62,158	$70,702	$80,734	71st	72nd of 934
Median earnings per worker	$56,250	$42,116	$45,780	$49,666	69th	93rd of 960
Median age	40.4	38.9	39	38.9	60th	544th of 968
Per capita income	$41,975	$33,965	$39,695	$44,673	55th	157th of 968
Average commute	26.3 min	17.8 min	23.5 min	26.4 min	52nd	455th of 934
Housing vacancy	5.7%	13.1%	11.2%	10.1%	41st	798th of 966
Bachelor's degree or higher	27.1%	23.9%	32.4%	35.7%	39th	237th of 965
Healthcare workers	8.8%	10.7%	10.4%	9.7%	39th	512th of 967
Median home value	$271,900	$166,300	$230,300	$332,700	38th	135th of 917
Residents 65 and older	15%	17.4%	17.9%	17.2%	38th	750th of 968
Broadband access	90.5%	86%	89.3%	91%	37th	281st of 966
Veterans	4.6%	7.3%	7.3%	6.2%	33rd	793rd of 968
Foreign-born residents	5.5%	4%	4.5%	14.1%	32nd	118th of 968
Median gross rent	$1,031	$902	$1,033	$1,413	23rd	185th of 783
Tech workers	1.4%	1.5%	3.4%	3.8%	20th	392nd of 967
Work from home	7.4%	7.3%	13%	15.1%	19th	551st of 967
Uninsured rateStrength	3.6%	11.2%	8.8%	8.4%	18th	831st of 968
Diversity index	18.5	35.3	40.1	61.4	11th	427th of 968
Population density	47/sq mi	205/sq mi	90/sq mi	95/sq mi	7th	388th of 968
Rent-burdened rentersStrength	28.6%	50.4%	45.6%	51.1%	4th	626th of 908
Self-employed workers	4.9%	6.5%	9%	10%	4th	855th of 967
Population	1,757	83,568	6,191,814	334,922,499	3rd	474th of 968
Unemployment rateStrength	1.6%	4.2%	4%	5.2%	3rd	660th of 967
Poverty rateStrength	1.5%	16%	12.6%	12.5%	1st	924th of 966
Income inequality (Gini)Strength	0.316	0.473	0.465	0.483	1st	878th of 964

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

22%

5–17

18–24

25–34

19%

35–44

15%

45–54

11%

55–64

65–74

75+

Median age

40.4

Under 18

26.3%

65 and over

15%

Race and ethnicity

White90%
Black0%
Hispanic8%
Asian0%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

18.5

U.S. 61.4

Foreign-born

5.5%

U.S. 14.1%

Born in state

78.3%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 650
Average household size: 2.7
Family households: 79.4%
Married couples: 74.2%
Living alone: 16.5%
Veterans (of adults): 4.6%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

11%

$75–100k

25%

$100–150k

22%

$150–200k

19%

$200k+

Median household income

64401

$99,398

Buchanan Co.

$62,158

Missouri

$70,702

United States

$80,734

Per capita income

$41,975

U.S. $44,673

Poverty rate

1.5%

U.S. 12.5%

Households earning $150K+

25.5%

U.S. 23%

Income inequality (Gini)

0.316

U.S. 0.483

Housing

Median home value

64401

$271,900

Buchanan Co.

$166,300

Missouri

$230,300

United States

$332,700

Median gross rent

64401

$1,031

Buchanan Co.

$902

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

88%

2–4 units

0.7%

5–19 units

20+ units

0.1%

Mobile home

11%

Boat, RV, van

Housing units: 689
Owner-occupied: 98%
Vacant: 5.7%
Median year built: 1989
Median rooms: 6.4
Renters paying 30%+ of income: 28.6%
Renters paying 50%+ of income: 28.6%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

42%

20–29

31%

30–44

45–59

60+

Average commute

26.3 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

71.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Construction and repair

15%

Production

10%

Sales

Healthcare

Education

Office and admin

Transportation and moving

Food service

Business and finance

Engineering and science

Police and fire

Computer and math

Cleaning and personal care

0.8%

Legal and social services

0.6%

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

29%

Health care and social assistance

16%

Transportation, warehousing and utilities

11%

Restaurants and hotels

Finance, insurance and real estate

Retail

Public administration

Education

Professional and technical services

Construction

Wholesale

Admin, support and management

0.8%

Other services

0.7%

Agriculture and mining

0.4%

Information

Arts and recreation

Median earnings per worker

$56,250

U.S. $49,666

Self-employed

4.9%

U.S. 10%

Government workers

17.1%

U.S. 14.5%

Nonprofit workers

7.4%

U.S. 8.8%

Median earnings by type of work

Type of work	64401	U.S.
Management, business, science and arts	$69,219	$74,888
Service	$22,941	$26,804
Sales and office	$38,839	$40,476
Construction and maintenance	$86,250	$49,199
Production and transportation	$46,979	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.9%

High school

34%

Some college

25%

Associate's

12%

Bachelor's

20%

Graduate

High school graduate or higher: 99.1%
Bachelor's degree or higher: 27.1%
Graduate or professional degree: 7.5%
Households with broadband: 90.5%
Cable, fiber or DSL: 66.9%
No internet access: 7.4%
Without health insurance: 3.6%
Limited-English households: 0.5%

Geography

City (USPS): Agency
State: Missouri
County: Buchanan County
Center point: 39.6334° N, 94.7155° W
Land area: 37 sq mi
Water area: 0.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Agency7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 64401

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
64448	Faucett, MO	6.3 mi	912	$76,058	$258,500
64454	Gower, MO	6.7 mi	2,941	$87,262	$260,800
64507	Saint Joseph, MO	7.3 mi	13,991	$61,158	$140,300
64439	Dearborn, MO	7.8 mi	1,537	$91,136	$286,100
64508	Saint Joseph, MO · PO box	8.1 mi	—	—	—
64443	Easton, MO	8.3 mi	1,249	$86,042	$300,000
64503	Saint Joseph, MO	11 mi	11,954	$53,039	$140,500
64444	Edgerton, MO	11 mi	1,043	$68,482	$233,800
64440	De Kalb, MO	11 mi	900	$94,306	$187,800
64504	Saint Joseph, MO	11 mi	10,068	$58,801	$127,100
64501	Saint Joseph, MO	12 mi	10,689	$46,731	$98,600
64502	Saint Joseph, MO · PO box	12 mi	—	—	—

Zip codes like 64401 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 64401

What city is zip code 64401?

64401 is assigned to Agency, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 64401 in?

64401 is in Buchanan County, Missouri.

What is the population of 64401?

About 1,757 people live in 64401, according to the Census Bureau's American Community Survey.

What time zone is 64401 in?

64401 is in Central Time.

What is the median household income in 64401?

The median household income in 64401 is $99,398.

What zip codes are near 64401?

The closest zip codes to 64401 are 64448, 64454, 64507, 64439, 64508.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 64401, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.