Zip code 63304: Saint Charles, Missouri

Q: What city is zip code 63304?

63304 is assigned to Saint Charles, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 63304 in?

63304 is in St. Charles County, Missouri.

Q: What is the population of 63304?

About 43,195 people live in 63304, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 63304?

The median household income in 63304 is $114,442.

Q: What zip codes are near 63304?

The closest zip codes to 63304 are 63338, 63368, 63005, 63006, 63341.

Residential delivery areaSt. Charles CountyCentral Time

Population

43,195

Median household income

$114K

U.S. $81K

Median home value

$351K

U.S. $333K

Median rent

$1,749/mo

U.S. $1,413

Median age

40.7

U.S. 38.9

Land area

55 sq mi

784 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 63304

63304 is a suburban zip code in Saint Charles, Missouri (St. Charles County), covering 55 sq mi of land. About 43,195 people live here, or 784 per square mile. The median resident is 40.7 years old, compared with 38.9 nationally.

The median household earns $114,442 a year, 42% above the national median of $80,734. 3.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $351,000, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $1,749 a month.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.4 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in management, sales and healthcare.

How 63304 compares

Sorted from highest to lowest national percentile

Homeownership rate87.7%
93rd
StrengthU.S. 65.2% · MO 68.1%219th of 966 in MO
Per capita income$60,115
85th
StrengthU.S. $44,673 · MO $39,69534th of 968 in MO
Median household income$114,442
82nd
StrengthU.S. $80,734 · MO $70,70239th of 934 in MO
Tech workers5.4%
82nd
U.S. 3.8% · MO 3.4%72nd of 967 in MO
Broadband access95.4%
79th
U.S. 91% · MO 89.3%68th of 966 in MO
Bachelor's degree or higher49.3%
78th
U.S. 35.7% · MO 32.4%58th of 965 in MO
Work from home19.5%
76th
U.S. 15.1% · MO 13%123rd of 967 in MO
Rent-burdened renters57.6%
76th
U.S. 51.1% · MO 45.6%141st of 908 in MO
Median earnings per worker$60,277
76th
U.S. $49,666 · MO $45,78069th of 960 in MO
Population43,195
72nd
U.S. 334,922,499 · MO 6,191,81418th of 968 in MO
Median gross rent$1,749
70th
U.S. $1,413 · MO $1,03313th of 783 in MO
Median age40.7
63rd
U.S. 38.9 · MO 39534th of 968 in MO
Residents 65 and older18.4%
63rd
U.S. 17.2% · MO 17.9%526th of 968 in MO
Residents under 1823.5%
63rd
U.S. 22% · MO 22.3%416th of 968 in MO
Healthcare workers9.8%
55th
U.S. 9.7% · MO 10.4%433rd of 967 in MO
Median home value$351,000
53rd
U.S. $332,700 · MO $230,30057th of 917 in MO
Income inequality (Gini)0.431
46th
U.S. 0.483 · MO 0.465358th of 964 in MO
Veterans5.4%
44th
U.S. 6.2% · MO 7.3%746th of 968 in MO
Population density784/sq mi
39th
U.S. 95/sq mi · MO 90/sq mi140th of 968 in MO
Average commute24.4 min
39th
U.S. 26.4 min · MO 23.5 min565th of 934 in MO
Self-employed workers8.1%
34th
U.S. 10% · MO 9%644th of 967 in MO
Foreign-born residents4.2%
25th
U.S. 14.1% · MO 4.5%164th of 968 in MO
Unemployment rate3.5%
24th
U.S. 5.2% · MO 4%424th of 967 in MO
Diversity index24.7
18th
U.S. 61.4 · MO 40.1287th of 968 in MO
Government workers9.7%
17th
U.S. 14.5% · MO 13.2%697th of 967 in MO
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · MO 8.8%893rd of 968 in MO
Housing vacancy2.4%
6th
U.S. 10.1% · MO 11.2%902nd of 966 in MO
Poverty rate3.5%
4th
StrengthU.S. 12.5% · MO 12.6%881st of 966 in MO

Measure	63304	St. Charles	MO	U.S.	National percentile	Rank in MO
Homeownership rateStrength	87.7%	80.5%	68.1%	65.2%	93rd	219th of 966
Per capita incomeStrength	$60,115	$51,051	$39,695	$44,673	85th	34th of 968
Median household incomeStrength	$114,442	$104,692	$70,702	$80,734	82nd	39th of 934
Tech workers	5.4%	5.2%	3.4%	3.8%	82nd	72nd of 967
Broadband access	95.4%	95.1%	89.3%	91%	79th	68th of 966
Bachelor's degree or higher	49.3%	42.7%	32.4%	35.7%	78th	58th of 965
Work from home	19.5%	18%	13%	15.1%	76th	123rd of 967
Rent-burdened renters	57.6%	42.4%	45.6%	51.1%	76th	141st of 908
Median earnings per worker	$60,277	$59,077	$45,780	$49,666	76th	69th of 960
Population	43,195	414,535	6,191,814	334,922,499	72nd	18th of 968
Median gross rent	$1,749	$1,370	$1,033	$1,413	70th	13th of 783
Median age	40.7	39.8	39	38.9	63rd	534th of 968
Residents 65 and older	18.4%	17%	17.9%	17.2%	63rd	526th of 968
Residents under 18	23.5%	22.5%	22.3%	22%	63rd	416th of 968
Healthcare workers	9.8%	9%	10.4%	9.7%	55th	433rd of 967
Median home value	$351,000	$320,800	$230,300	$332,700	53rd	57th of 917
Income inequality (Gini)	0.431	0.408	0.465	0.483	46th	358th of 964
Veterans	5.4%	6.6%	7.3%	6.2%	44th	746th of 968
Population density	784/sq mi	740/sq mi	90/sq mi	95/sq mi	39th	140th of 968
Average commute	24.4 min	24.5 min	23.5 min	26.4 min	39th	565th of 934
Self-employed workers	8.1%	7.4%	9%	10%	34th	644th of 967
Foreign-born residents	4.2%	4.5%	4.5%	14.1%	25th	164th of 968
Unemployment rate	3.5%	2.9%	4%	5.2%	24th	424th of 967
Diversity index	24.7	30.5	40.1	61.4	18th	287th of 968
Government workers	9.7%	10.2%	13.2%	14.5%	17th	697th of 967
Uninsured rateStrength	2.4%	4.2%	8.8%	8.4%	8th	893rd of 968
Housing vacancy	2.4%	3.5%	11.2%	10.1%	6th	902nd of 966
Poverty rateStrength	3.5%	5.2%	12.6%	12.5%	4th	881st of 966

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

14%

35–44

13%

45–54

13%

55–64

11%

65–74

75+

Median age

40.7

Under 18

23.5%

65 and over

18.4%

Race and ethnicity

White86%
Black4%
Hispanic4%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

24.7

U.S. 61.4

Foreign-born

4.2%

U.S. 14.1%

Born in state

69.1%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 16,284
Average household size: 2.7
Family households: 77.2%
Married couples: 64.4%
Living alone: 17.5%
Veterans (of adults): 5.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

14%

$75–100k

15%

$100–150k

22%

$150–200k

14%

$200k+

21%

Median household income

63304

$114,442

St. Charles Co.

$104,692

Missouri

$70,702

United States

$80,734

Per capita income

$60,115

U.S. $44,673

Poverty rate

3.5%

U.S. 12.5%

Households earning $150K+

35.9%

U.S. 23%

Income inequality (Gini)

0.431

U.S. 0.483

Housing

Median home value

63304

$351,000

St. Charles Co.

$320,800

Missouri

$230,300

United States

$332,700

Median gross rent

63304

$1,749

St. Charles Co.

$1,370

Missouri

$1,033

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

Mobile home

0.3%

Boat, RV, van

Housing units: 16,690
Owner-occupied: 87.7%
Vacant: 2.4%
Median year built: 1991
Median rooms: 7
Renters paying 30%+ of income: 57.6%
Renters paying 50%+ of income: 29.7%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

Walked

0.6%

Bicycle

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

34%

30–44

25%

45–59

60+

Average commute

24.4 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

69.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Sales

12%

Healthcare

10%

Business and finance

Office and admin

Education

Construction and repair

Computer and math

Food service

Transportation and moving

Production

Engineering and science

Cleaning and personal care

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

14%

Manufacturing

12%

Finance, insurance and real estate

12%

Retail

11%

Education

10%

Professional and technical services

Restaurants and hotels

Construction

Transportation, warehousing and utilities

Other services

Wholesale

Admin, support and management

Public administration

Arts and recreation

Information

Agriculture and mining

0.6%

Median earnings per worker

$60,277

U.S. $49,666

Self-employed

8.1%

U.S. 10%

Government workers

9.7%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	63304	U.S.
Management, business, science and arts	$84,723	$74,888
Service	$16,162	$26,804
Sales and office	$48,932	$40,476
Construction and maintenance	$57,686	$49,199
Production and transportation	$41,511	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

20%

Associate's

Bachelor's

30%

Graduate

20%

High school graduate or higher: 97%
Bachelor's degree or higher: 49.3%
Graduate or professional degree: 19.5%
Households with broadband: 95.4%
Cable, fiber or DSL: 88%
No internet access: 2.2%
Without health insurance: 2.4%
Limited-English households: 0.2%

Geography

City (USPS): Saint Charles
State: Missouri
County: St. Charles County
Center point: 38.7061° N, 90.6860° W
Land area: 55 sq mi
Water area: 3.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Weldon Spring14% of zip
Cottleville6% of zip
St. Peters5% of zip
O'Fallon1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 63304

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
63338	Cottleville, MO · PO box	3.3 mi	—	—	—
63368	O Fallon, MO	3.9 mi	46,966	$124,297	$349,200
63005	Chesterfield, MO	4.7 mi	19,779	$198,469	$701,600
63006	Chesterfield, MO · PO box	6.6 mi	—	—	—
63341	Defiance, MO	7.2 mi	3,515	$170,598	$606,800
63367	Lake Saint Louis, MO	7.5 mi	29,725	$137,648	$409,100
63376	Saint Peters, MO	7.7 mi	74,962	$96,393	$275,400
63303	Saint Charles, MO	8 mi	46,089	$99,138	$321,100
63017	Chesterfield, MO	8.5 mi	43,243	$127,095	$466,100
63346	Flinthill, MO · PO box	8.6 mi	—	—	—
63038	Glencoe, MO	9 mi	7,107	$186,450	$580,800
63073	Saint Albans, MO	9.5 mi	803	$250,000+	$811,100

Zip codes like 63304 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 63304

What city is zip code 63304?

63304 is assigned to Saint Charles, Missouri. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 63304 in?

63304 is in St. Charles County, Missouri.

What is the population of 63304?

About 43,195 people live in 63304, according to the Census Bureau's American Community Survey.

What time zone is 63304 in?

63304 is in Central Time.

What is the median household income in 63304?

The median household income in 63304 is $114,442.

What zip codes are near 63304?

The closest zip codes to 63304 are 63338, 63368, 63005, 63006, 63341.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 63304, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.