Zip code 45140: Loveland, Ohio

Q: What city is zip code 45140?

45140 is assigned to Loveland, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45140 in?

45140 is mostly in Clermont County, but it extends into 2 other counties.

Q: What is the population of 45140?

About 57,211 people live in 45140, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45140?

The median household income in 45140 is $114,827.

Q: What zip codes are near 45140?

The closest zip codes to 45140 are 45147, 45111, 45249, 45039, 45242.

Residential delivery areaClermont CountyEastern Time

Population

57,211

Median household income

$115K

U.S. $81K

Median home value

$360K

U.S. $333K

Median rent

$1,478/mo

U.S. $1,413

Median age

41.6

U.S. 38.9

Land area

44 sq mi

1,298 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45140

45140 is a suburban zip code in Loveland, Ohio (Clermont County), covering 44 sq mi of land. About 57,211 people live here, or 1,298 per square mile. The median resident is 41.6 years old, compared with 38.9 nationally.

The median household earns $114,827 a year, 42% above the national median of $80,734. 4.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $360,300, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,478 a month.

53% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support.

How 45140 compares

Sorted from highest to lowest national percentile

Tech workers6.5%
88th
U.S. 3.8% · OH 3.2%46th of 1,163 in OH
Population57,211
87th
U.S. 334,922,499 · OH 11,810,29316th of 1,168 in OH
Per capita income$58,296
83rd
StrengthU.S. $44,673 · OH $40,55269th of 1,165 in OH
Median household income$114,827
82nd
StrengthU.S. $80,734 · OH $71,38958th of 1,122 in OH
Bachelor's degree or higher52.5%
82nd
StrengthU.S. 35.7% · OH 31.5%79th of 1,166 in OH
Broadband access95.7%
82nd
StrengthU.S. 91% · OH 90.1%115th of 1,159 in OH
Median earnings per worker$64,761
82nd
StrengthU.S. $49,666 · OH $47,69275th of 1,153 in OH
Homeownership rate80.4%
79th
U.S. 65.2% · OH 67.2%501st of 1,159 in OH
Work from home19.4%
76th
U.S. 15.1% · OH 13%103rd of 1,163 in OH
Residents under 1824.7%
72nd
U.S. 22% · OH 22%331st of 1,168 in OH
Median age41.6
69th
U.S. 38.9 · OH 39.7566th of 1,166 in OH
Self-employed workers10.7%
66th
U.S. 10% · OH 8.1%294th of 1,163 in OH
Average commute27.3 min
58th
U.S. 26.4 min · OH 23.4 min345th of 1,121 in OH
Median home value$360,300
55th
U.S. $332,700 · OH $214,80057th of 1,114 in OH
Median gross rent$1,478
55th
U.S. $1,413 · OH $1,03446th of 1,007 in OH
Residents 65 and older17.1%
54th
U.S. 17.2% · OH 18.3%728th of 1,168 in OH
Population density1,298/sq mi
48th
U.S. 95/sq mi · OH 289/sq mi280th of 1,168 in OH
Veterans5.7%
48th
U.S. 6.2% · OH 6.6%758th of 1,168 in OH
Income inequality (Gini)0.432
47th
U.S. 0.483 · OH 0.467437th of 1,156 in OH
Foreign-born residents6%
34th
U.S. 14.1% · OH 5.2%147th of 1,168 in OH
Healthcare workers8.1%
29th
U.S. 9.7% · OH 10.5%819th of 1,163 in OH
Unemployment rate3.7%
28th
U.S. 5.2% · OH 4.8%575th of 1,164 in OH
Housing vacancy3.8%
19th
U.S. 10.1% · OH 8.1%896th of 1,160 in OH
Diversity index25.4
18th
U.S. 61.4 · OH 40.6347th of 1,168 in OH
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · OH 6.4%879th of 1,165 in OH
Poverty rate4.6%
10th
StrengthU.S. 12.5% · OH 13.3%993rd of 1,159 in OH
Rent-burdened renters35.9%
10th
StrengthU.S. 51.1% · OH 45.9%729th of 1,113 in OH
Government workers8.5%
10th
U.S. 14.5% · OH 12.9%912th of 1,163 in OH

Measure	45140	Clermont	OH	U.S.	National percentile	Rank in OH
Tech workers	6.5%	3.5%	3.2%	3.8%	88th	46th of 1,163
Population	57,211	211,181	11,810,293	334,922,499	87th	16th of 1,168
Per capita incomeStrength	$58,296	$44,226	$40,552	$44,673	83rd	69th of 1,165
Median household incomeStrength	$114,827	$85,510	$71,389	$80,734	82nd	58th of 1,122
Bachelor's degree or higherStrength	52.5%	31.6%	31.5%	35.7%	82nd	79th of 1,166
Broadband accessStrength	95.7%	92.6%	90.1%	91%	82nd	115th of 1,159
Median earnings per workerStrength	$64,761	$51,138	$47,692	$49,666	82nd	75th of 1,153
Homeownership rate	80.4%	73.6%	67.2%	65.2%	79th	501st of 1,159
Work from home	19.4%	13.6%	13%	15.1%	76th	103rd of 1,163
Residents under 18	24.7%	22.1%	22%	22%	72nd	331st of 1,168
Median age	41.6	40.8	39.7	38.9	69th	566th of 1,166
Self-employed workers	10.7%	8.7%	8.1%	10%	66th	294th of 1,163
Average commute	27.3 min	28.1 min	23.4 min	26.4 min	58th	345th of 1,121
Median home value	$360,300	$266,200	$214,800	$332,700	55th	57th of 1,114
Median gross rent	$1,478	$1,107	$1,034	$1,413	55th	46th of 1,007
Residents 65 and older	17.1%	18.4%	18.3%	17.2%	54th	728th of 1,168
Population density	1,298/sq mi	467/sq mi	289/sq mi	95/sq mi	48th	280th of 1,168
Veterans	5.7%	7.1%	6.6%	6.2%	48th	758th of 1,168
Income inequality (Gini)	0.432	0.435	0.467	0.483	47th	437th of 1,156
Foreign-born residents	6%	2.3%	5.2%	14.1%	34th	147th of 1,168
Healthcare workers	8.1%	8.8%	10.5%	9.7%	29th	819th of 1,163
Unemployment rate	3.7%	4.2%	4.8%	5.2%	28th	575th of 1,164
Housing vacancy	3.8%	4%	8.1%	10.1%	19th	896th of 1,160
Diversity index	25.4	17.6	40.6	61.4	18th	347th of 1,168
Uninsured rateStrength	3.4%	5.8%	6.4%	8.4%	16th	879th of 1,165
Poverty rateStrength	4.6%	9.1%	13.3%	12.5%	10th	993rd of 1,159
Rent-burdened rentersStrength	35.9%	40.1%	45.9%	51.1%	10th	729th of 1,113
Government workers	8.5%	9.8%	12.9%	14.5%	10th	912th of 1,163

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

13%

35–44

14%

45–54

14%

55–64

11%

65–74

75+

Median age

41.6

Under 18

24.7%

65 and over

17.1%

Race and ethnicity

White86%
Black2%
Hispanic4%
Asian4%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial4%

Diversity index

25.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

64.2%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 22,015
Average household size: 2.6
Family households: 73.9%
Married couples: 61%
Living alone: 21.4%
Veterans (of adults): 5.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

11%

$50–75k

13%

$75–100k

12%

$100–150k

21%

$150–200k

15%

$200k+

23%

Median household income

45140

$114,827

Clermont Co.

$85,510

Ohio

$71,389

United States

$80,734

Per capita income

$58,296

U.S. $44,673

Poverty rate

4.6%

U.S. 12.5%

Households earning $150K+

37.3%

U.S. 23%

Income inequality (Gini)

0.432

U.S. 0.483

Housing

Median home value

45140

$360,300

Clermont Co.

$266,200

Ohio

$214,800

United States

$332,700

Median gross rent

45140

$1,478

Clermont Co.

$1,107

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

81%

2–4 units

0.9%

5–19 units

12%

20+ units

Mobile home

Boat, RV, van

Housing units: 22,880
Owner-occupied: 80.4%
Vacant: 3.8%
Median year built: 1992
Median rooms: 7.1
Renters paying 30%+ of income: 35.9%
Renters paying 50%+ of income: 22.5%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

0.1%

Walked

0.9%

Bicycle

0.2%

Worked from home

19%

Other

0.9%

Commute time (one way)

<10 min

10–19

24%

20–29

28%

30–44

27%

45–59

60+

Average commute

27.3 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

68.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Sales

11%

Office and admin

Healthcare

Business and finance

Computer and math

Education

Construction and repair

Transportation and moving

Food service

Engineering and science

Cleaning and personal care

Arts, media and sports

Legal and social services

Production

Police and fire

Farming, fishing and forestry

0.1%

Industries

Manufacturing

14%

Health care and social assistance

13%

Retail

11%

Professional and technical services

11%

Finance, insurance and real estate

Education

Restaurants and hotels

Construction

Transportation, warehousing and utilities

Other services

Admin, support and management

Wholesale

Arts and recreation

Public administration

Information

Agriculture and mining

0.4%

Median earnings per worker

$64,761

U.S. $49,666

Self-employed

10.7%

U.S. 10%

Government workers

8.5%

U.S. 14.5%

Nonprofit workers

9.7%

U.S. 8.8%

Median earnings by type of work

Type of work	45140	U.S.
Management, business, science and arts	$84,960	$74,888
Service	$26,548	$26,804
Sales and office	$49,707	$40,476
Construction and maintenance	$54,764	$49,199
Production and transportation	$45,037	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

17%

Associate's

Bachelor's

32%

Graduate

21%

High school graduate or higher: 97%
Bachelor's degree or higher: 52.5%
Graduate or professional degree: 20.7%
Households with broadband: 95.7%
Cable, fiber or DSL: 86.4%
No internet access: 2.3%
Without health insurance: 3.4%
Limited-English households: 0.9%

Geography

City (USPS): Loveland
State: Ohio
County: Clermont County
Center point: 39.2545° N, 84.2469° W
Land area: 44 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45140 spans 3 counties

Clermont County53% of land
Warren County31% of land
Hamilton County16% of land

Cities and towns within this zip

Loveland11% of zip
Loveland Park (unincorporated)3% of zip
Maineville1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45140

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45147	Miamiville, OH	4.2 mi	57	—	—
45111	Camp Dennison, OH	4.3 mi	265	$100,893	$235,000
45249	Cincinnati, OH	4.5 mi	14,490	$105,804	$495,000
45039	Maineville, OH	5.1 mi	28,335	$108,794	$327,200
45242	Cincinnati, OH	5.7 mi	22,623	$124,567	$447,100
45150	Milford, OH	6.1 mi	33,527	$93,595	$288,800
45122	Goshen, OH	6.6 mi	10,977	$83,342	$222,100
45243	Cincinnati, OH	6.6 mi	16,103	$171,172	$627,000
45034	Kings Mills, OH	7.1 mi	968	$151,875	$323,900
45174	Terrace Park, OH	7.5 mi	2,321	$193,750	$603,800
45040	Mason, OH	7.5 mi	59,518	$133,240	$440,000
45065	South Lebanon, OH	8.2 mi	7,053	$104,795	$312,300

Zip codes like 45140 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45140

What city is zip code 45140?

45140 is assigned to Loveland, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45140 in?

45140 is mostly in Clermont County, but it extends into 2 other counties.

What is the population of 45140?

About 57,211 people live in 45140, according to the Census Bureau's American Community Survey.

What time zone is 45140 in?

45140 is in Eastern Time.

What is the median household income in 45140?

The median household income in 45140 is $114,827.

What zip codes are near 45140?

The closest zip codes to 45140 are 45147, 45111, 45249, 45039, 45242.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45140, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.