Zip code 62298: Waterloo, Illinois

Q: What city is zip code 62298?

62298 is assigned to Waterloo, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 62298 in?

62298 is mostly in Monroe County, but it extends into 1 other county.

Q: What is the population of 62298?

About 18,208 people live in 62298, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 62298?

The median household income in 62298 is $101,155.

Q: What zip codes are near 62298?

The closest zip codes to 62298 are 62256, 62244, 62248, 62295, 62236.

Residential delivery areaMonroe CountyCentral Time

Population

18,208

Median household income

$101K

U.S. $81K

Median home value

$290K

U.S. $333K

Median rent

$890/mo

U.S. $1,413

Median age

44.1

U.S. 38.9

Land area

143 sq mi

127 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 62298

62298 is a small-town zip code in Waterloo, Illinois (Monroe County), covering 143 sq mi of land. About 18,208 people live here, or 127 per square mile. The median resident is 44.1 years old, compared with 38.9 nationally.

The median household earns $101,155 a year, 25% above the national median of $80,734. 4.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $290,200, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $890 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.4 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support.

How 62298 compares

Sorted from highest to lowest national percentile

Homeownership rate85.3%
89th
StrengthU.S. 65.2% · IL 67.1%446th of 1,338 in IL
Median age44.1
82nd
U.S. 38.9 · IL 39483rd of 1,342 in IL
Veterans8.5%
81st
U.S. 6.2% · IL 4.8%350th of 1,342 in IL
Residents 65 and older20.9%
78th
U.S. 17.2% · IL 17%537th of 1,342 in IL
Healthcare workers11.6%
78th
U.S. 9.7% · IL 9.5%412th of 1,340 in IL
Median earnings per worker$59,981
75th
U.S. $49,666 · IL $51,895228th of 1,336 in IL
Median household income$101,155
72nd
U.S. $80,734 · IL $83,390241st of 1,316 in IL
Average commute29.4 min
71st
U.S. 26.4 min · IL 27.8 min409th of 1,317 in IL
Per capita income$48,901
70th
U.S. $44,673 · IL $46,406248th of 1,341 in IL
Tech workers3.8%
66th
U.S. 3.8% · IL 3.8%251st of 1,340 in IL
Bachelor's degree or higher36.2%
59th
U.S. 35.7% · IL 37.8%273rd of 1,340 in IL
Government workers14.1%
53rd
U.S. 14.5% · IL 13.3%634th of 1,340 in IL
Work from home13%
51st
U.S. 15.1% · IL 15.9%377th of 1,339 in IL
Broadband access92.3%
51st
U.S. 91% · IL 90.8%421st of 1,338 in IL
Housing vacancy6.5%
49th
U.S. 10.1% · IL 7.7%841st of 1,338 in IL
Self-employed workers9.1%
47th
U.S. 10% · IL 8.8%632nd of 1,340 in IL
Median home value$290,200
42nd
U.S. $332,700 · IL $263,300211th of 1,311 in IL
Rent-burdened renters47.2%
37th
U.S. 51.1% · IL 47.9%481st of 1,291 in IL
Residents under 1820.6%
36th
U.S. 22% · IL 21.8%846th of 1,342 in IL
Population18,208
28th
U.S. 334,922,499 · IL 12,694,798256th of 1,342 in IL
Income inequality (Gini)0.400
21st
U.S. 0.483 · IL 0.481730th of 1,336 in IL
Population density127/sq mi
16th
U.S. 95/sq mi · IL 229/sq mi552nd of 1,342 in IL
Median gross rent$890
13th
U.S. $1,413 · IL $1,274657th of 1,170 in IL
Poverty rate4.9%
11th
StrengthU.S. 12.5% · IL 11.8%1,094th of 1,339 in IL
Foreign-born residents1.8%
11th
U.S. 14.1% · IL 14.7%619th of 1,342 in IL
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · IL 6.9%996th of 1,341 in IL
Unemployment rate2%
5th
StrengthU.S. 5.2% · IL 5.8%1,069th of 1,340 in IL
Diversity index8.1
3rd
U.S. 61.4 · IL 60.51,061st of 1,342 in IL

Measure	62298	Monroe	IL	U.S.	National percentile	Rank in IL
Homeownership rateStrength	85.3%	84.7%	67.1%	65.2%	89th	446th of 1,338
Median age	44.1	43.2	39	38.9	82nd	483rd of 1,342
Veterans	8.5%	8.7%	4.8%	6.2%	81st	350th of 1,342
Residents 65 and older	20.9%	19.7%	17%	17.2%	78th	537th of 1,342
Healthcare workers	11.6%	10.6%	9.5%	9.7%	78th	412th of 1,340
Median earnings per worker	$59,981	$60,818	$51,895	$49,666	75th	228th of 1,336
Median household income	$101,155	$102,880	$83,390	$80,734	72nd	241st of 1,316
Average commute	29.4 min	28.3 min	27.8 min	26.4 min	71st	409th of 1,317
Per capita income	$48,901	$49,605	$46,406	$44,673	70th	248th of 1,341
Tech workers	3.8%	3.4%	3.8%	3.8%	66th	251st of 1,340
Bachelor's degree or higher	36.2%	38.7%	37.8%	35.7%	59th	273rd of 1,340
Government workers	14.1%	14.2%	13.3%	14.5%	53rd	634th of 1,340
Work from home	13%	12.6%	15.9%	15.1%	51st	377th of 1,339
Broadband access	92.3%	92.7%	90.8%	91%	51st	421st of 1,338
Housing vacancy	6.5%	6.2%	7.7%	10.1%	49th	841st of 1,338
Self-employed workers	9.1%	9.6%	8.8%	10%	47th	632nd of 1,340
Median home value	$290,200	$282,100	$263,300	$332,700	42nd	211th of 1,311
Rent-burdened renters	47.2%	46.9%	47.9%	51.1%	37th	481st of 1,291
Residents under 18	20.6%	21.8%	21.8%	22%	36th	846th of 1,342
Population	18,208	35,036	12,694,798	334,922,499	28th	256th of 1,342
Income inequality (Gini)	0.400	0.403	0.481	0.483	21st	730th of 1,336
Population density	127/sq mi	91/sq mi	229/sq mi	95/sq mi	16th	552nd of 1,342
Median gross rent	$890	$1,042	$1,274	$1,413	13th	657th of 1,170
Poverty rateStrength	4.9%	5%	11.8%	12.5%	11th	1,094th of 1,339
Foreign-born residents	1.8%	1.2%	14.7%	14.1%	11th	619th of 1,342
Uninsured rateStrength	2.6%	2.5%	6.9%	8.4%	9th	996th of 1,341
Unemployment rateStrength	2%	1.9%	5.8%	5.2%	5th	1,069th of 1,340
Diversity index	8.1	9.6	60.5	61.4	3rd	1,061st of 1,342

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

13%

35–44

13%

45–54

15%

55–64

13%

65–74

75+

Median age

44.1

Under 18

20.6%

65 and over

20.9%

Race and ethnicity

White96%
Black0.6%
Hispanic1%
Asian1%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial1.0%

Diversity index

8.1

U.S. 61.4

Foreign-born

1.8%

U.S. 14.1%

Born in state

56.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.2%

Asian / Pacific

0.9%

Other

Households

Households: 7,213
Average household size: 2.5
Family households: 71.9%
Married couples: 59.5%
Living alone: 24.4%
Veterans (of adults): 8.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

11%

$50–75k

15%

$75–100k

12%

$100–150k

22%

$150–200k

15%

$200k+

14%

Median household income

62298

$101,155

Monroe Co.

$102,880

Illinois

$83,390

United States

$80,734

Per capita income

$48,901

U.S. $44,673

Poverty rate

4.9%

U.S. 12.5%

Households earning $150K+

29.1%

U.S. 23%

Income inequality (Gini)

0.400

U.S. 0.483

Housing

Median home value

62298

$290,200

Monroe Co.

$282,100

Illinois

$263,300

United States

$332,700

Median gross rent

62298

$890

Monroe Co.

$1,042

Illinois

$1,274

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 7,712
Owner-occupied: 85.3%
Vacant: 6.5%
Median year built: 1991
Median rooms: 6.1
Renters paying 30%+ of income: 47.2%
Renters paying 50%+ of income: 15.7%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.0%

Walked

Bicycle

Worked from home

13%

Other

0.3%

Commute time (one way)

<10 min

16%

10–19

16%

20–29

13%

30–44

35%

45–59

16%

60+

Average commute

29.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

66.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Sales

13%

Office and admin

12%

Healthcare

12%

Construction and repair

Business and finance

Transportation and moving

Education

Food service

Production

Cleaning and personal care

Computer and math

Engineering and science

Arts, media and sports

Legal and social services

0.9%

Farming, fishing and forestry

0.9%

Police and fire

0.7%

Industries

Health care and social assistance

15%

Retail

14%

Manufacturing

11%

Education

10%

Finance, insurance and real estate

10%

Construction

Transportation, warehousing and utilities

Restaurants and hotels

Professional and technical services

Public administration

Other services

Agriculture and mining

Admin, support and management

Wholesale

Arts and recreation

Information

Median earnings per worker

$59,981

U.S. $49,666

Self-employed

9.1%

U.S. 10%

Government workers

14.1%

U.S. 14.5%

Nonprofit workers

9.1%

U.S. 8.8%

Median earnings by type of work

Type of work	62298	U.S.
Management, business, science and arts	$74,941	$74,888
Service	$18,505	$26,804
Sales and office	$49,799	$40,476
Construction and maintenance	$64,529	$49,199
Production and transportation	$47,824	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

23%

Associate's

11%

Bachelor's

23%

Graduate

13%

High school graduate or higher: 95.6%
Bachelor's degree or higher: 36.2%
Graduate or professional degree: 12.8%
Households with broadband: 92.3%
Cable, fiber or DSL: 78.4%
No internet access: 5.4%
Without health insurance: 2.6%
Limited-English households: 0.5%

Geography

City (USPS): Waterloo
State: Illinois
County: Monroe County
Center point: 38.3088° N, 90.1494° W
Land area: 143 sq mi
Water area: 1.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

62298 spans 2 counties

Monroe County91% of land
St. Clair County9% of land

Cities and towns within this zip

Waterloo6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 62298

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
62256	Maeystown, IL	7.2 mi	35	$126,250	$158,300
62244	Fults, IL	8.3 mi	928	$107,917	$252,400
62248	Hecker, IL	8.5 mi	521	$79,583	$166,800
62295	Valmeyer, IL	9.1 mi	1,459	$87,989	$203,400
62236	Columbia, IL	9.3 mi	14,154	$108,981	$306,600
62285	Smithton, IL	9.6 mi	4,239	$136,345	$274,400
62260	Millstadt, IL	11 mi	6,668	$91,039	$252,500
62278	Red Bud, IL	11 mi	6,281	$79,688	$178,300
62279	Renault, IL	12 mi	112	$139,063	—
63053	Kimmswick, MO	12 mi	56	$61,250	$221,300
62222	Belleville, IL · PO box	13 mi	—	—	—
63019	Crystal City, MO	13 mi	4,489	$72,569	$186,000

Zip codes like 62298 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 62298

What city is zip code 62298?

62298 is assigned to Waterloo, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 62298 in?

62298 is mostly in Monroe County, but it extends into 1 other county.

What is the population of 62298?

About 18,208 people live in 62298, according to the Census Bureau's American Community Survey.

What time zone is 62298 in?

62298 is in Central Time.

What is the median household income in 62298?

The median household income in 62298 is $101,155.

What zip codes are near 62298?

The closest zip codes to 62298 are 62256, 62244, 62248, 62295, 62236.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 62298, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.