Zip code 61864: Philo, Illinois

Q: What city is zip code 61864?

61864 is assigned to Philo, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 61864 in?

61864 is in Champaign County, Illinois.

Q: What is the population of 61864?

About 2,003 people live in 61864, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 61864?

The median household income in 61864 is $110,139.

Q: What zip codes are near 61864?

The closest zip codes to 61864 are 61877, 61880, 61852, 61956, 61874.

Residential delivery areaChampaign CountyCentral Time

Population

2,003

Median household income

$110K

U.S. $81K

Median home value

$230K

U.S. $333K

Median rent

$1,222/mo

U.S. $1,413

Median age

35.8

U.S. 38.9

Land area

23 sq mi

88 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 61864

61864 is a small-town zip code in Philo, Illinois (Champaign County), covering 23 sq mi of land. About 2,003 people live here, or 88 per square mile. The median resident is 35.8 years old, compared with 38.9 nationally.

The median household earns $110,139 a year, 36% above the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $230,000, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $1,222 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.9 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and construction and repair.

How 61864 compares

Sorted from highest to lowest national percentile

Residents under 1832.3%
98th
U.S. 22% · IL 21.8%56th of 1,342 in IL
Government workers30.4%
98th
U.S. 14.5% · IL 13.3%50th of 1,340 in IL
Homeownership rate90.8%
97th
StrengthU.S. 65.2% · IL 67.1%208th of 1,338 in IL
Self-employed workers13.5%
85th
U.S. 10% · IL 8.8%283rd of 1,340 in IL
Median earnings per worker$63,077
80th
StrengthU.S. $49,666 · IL $51,895164th of 1,336 in IL
Median household income$110,139
79th
U.S. $80,734 · IL $83,390159th of 1,316 in IL
Broadband access93.4%
61st
U.S. 91% · IL 90.8%325th of 1,338 in IL
Veterans5.8%
49th
U.S. 6.2% · IL 4.8%753rd of 1,342 in IL
Residents 65 and older15.7%
43rd
U.S. 17.2% · IL 17%1,019th of 1,342 in IL
Work from home11.2%
42nd
U.S. 15.1% · IL 15.9%480th of 1,339 in IL
Per capita income$36,295
38th
U.S. $44,673 · IL $46,406745th of 1,341 in IL
Median gross rent$1,222
38th
U.S. $1,413 · IL $1,274292nd of 1,170 in IL
Bachelor's degree or higher25.8%
36th
U.S. 35.7% · IL 37.8%491st of 1,340 in IL
Poverty rate7.6%
29th
U.S. 12.5% · IL 11.8%825th of 1,339 in IL
Average commute22.9 min
29th
U.S. 26.4 min · IL 27.8 min976th of 1,317 in IL
Median home value$230,000
28th
U.S. $332,700 · IL $263,300344th of 1,311 in IL
Median age35.8
26th
U.S. 38.9 · IL 391,145th of 1,342 in IL
Housing vacancy4%
22nd
U.S. 10.1% · IL 7.7%1,066th of 1,338 in IL
Healthcare workers6.7%
13th
U.S. 9.7% · IL 9.5%1,051st of 1,340 in IL
Population density88/sq mi
12th
U.S. 95/sq mi · IL 229/sq mi603rd of 1,342 in IL
Tech workers0.7%
8th
U.S. 3.8% · IL 3.8%828th of 1,340 in IL
Foreign-born residents1.2%
7th
U.S. 14.1% · IL 14.7%726th of 1,342 in IL
Population2,003
3rd
U.S. 334,922,499 · IL 12,694,798669th of 1,342 in IL
Uninsured rate1.6%
3rd
StrengthU.S. 8.4% · IL 6.9%1,162nd of 1,341 in IL
Unemployment rate0.7%
1st
StrengthU.S. 5.2% · IL 5.8%1,230th of 1,340 in IL
Diversity index3.5
1st
U.S. 61.4 · IL 60.51,230th of 1,342 in IL
Rent-burdened renters3.9%
1st
StrengthU.S. 51.1% · IL 47.9%1,189th of 1,291 in IL
Income inequality (Gini)0.335
1st
StrengthU.S. 0.483 · IL 0.4811,181st of 1,336 in IL

Measure	61864	Champaign	IL	U.S.	National percentile	Rank in IL
Residents under 18	32.3%	19.1%	21.8%	22%	98th	56th of 1,342
Government workers	30.4%	29.3%	13.3%	14.5%	98th	50th of 1,340
Homeownership rateStrength	90.8%	54%	67.1%	65.2%	97th	208th of 1,338
Self-employed workers	13.5%	8.3%	8.8%	10%	85th	283rd of 1,340
Median earnings per workerStrength	$63,077	$44,109	$51,895	$49,666	80th	164th of 1,336
Median household income	$110,139	$63,683	$83,390	$80,734	79th	159th of 1,316
Broadband access	93.4%	90.5%	90.8%	91%	61st	325th of 1,338
Veterans	5.8%	4.3%	4.8%	6.2%	49th	753rd of 1,342
Residents 65 and older	15.7%	13.9%	17%	17.2%	43rd	1,019th of 1,342
Work from home	11.2%	15.5%	15.9%	15.1%	42nd	480th of 1,339
Per capita income	$36,295	$38,439	$46,406	$44,673	38th	745th of 1,341
Median gross rent	$1,222	$1,051	$1,274	$1,413	38th	292nd of 1,170
Bachelor's degree or higher	25.8%	46.2%	37.8%	35.7%	36th	491st of 1,340
Poverty rate	7.6%	19.1%	11.8%	12.5%	29th	825th of 1,339
Average commute	22.9 min	16.9 min	27.8 min	26.4 min	29th	976th of 1,317
Median home value	$230,000	$211,500	$263,300	$332,700	28th	344th of 1,311
Median age	35.8	30.7	39	38.9	26th	1,145th of 1,342
Housing vacancy	4%	10.1%	7.7%	10.1%	22nd	1,066th of 1,338
Healthcare workers	6.7%	9.1%	9.5%	9.7%	13th	1,051st of 1,340
Population density	88/sq mi	210/sq mi	229/sq mi	95/sq mi	12th	603rd of 1,342
Tech workers	0.7%	3.8%	3.8%	3.8%	8th	828th of 1,340
Foreign-born residents	1.2%	14.2%	14.7%	14.1%	7th	726th of 1,342
Population	2,003	208,741	12,694,798	334,922,499	3rd	669th of 1,342
Uninsured rateStrength	1.6%	5.2%	6.9%	8.4%	3rd	1,162nd of 1,341
Unemployment rateStrength	0.7%	4.3%	5.8%	5.2%	1st	1,230th of 1,340
Diversity index	3.5	57.1	60.5	61.4	1st	1,230th of 1,342
Rent-burdened rentersStrength	3.9%	54.2%	47.9%	51.1%	1st	1,189th of 1,291
Income inequality (Gini)Strength	0.335	0.515	0.481	0.483	1st	1,181st of 1,336

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

18–24

10%

25–34

13%

35–44

18%

45–54

55–64

65–74

75+

Median age

35.8

Under 18

32.3%

65 and over

15.7%

Race and ethnicity

White98%
Black0%
Hispanic0.4%
Asian0.9%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.3%

Diversity index

3.5

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

89.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 653
Average household size: 3.1
Family households: 79.3%
Married couples: 65.8%
Living alone: 15.6%
Veterans (of adults): 5.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

14%

$75–100k

13%

$100–150k

34%

$150–200k

13%

$200k+

Median household income

61864

$110,139

Champaign Co.

$63,683

Illinois

$83,390

United States

$80,734

Per capita income

$36,295

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

18.8%

U.S. 23%

Income inequality (Gini)

0.335

U.S. 0.483

Housing

Median home value

61864

$230,000

Champaign Co.

$211,500

Illinois

$263,300

United States

$332,700

Median gross rent

61864

$1,222

Champaign Co.

$1,051

Illinois

$1,274

United States

$1,413

Types of housing

Single-family

99%

2–4 units

0.6%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 680
Owner-occupied: 90.8%
Vacant: 4%
Median year built: 1964
Median rooms: 6.9
Renters paying 30%+ of income: 3.9%
Renters paying 50%+ of income: 3.9%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

0.4%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

49%

30–44

12%

45–59

60+

Average commute

22.9 min

U.S. 26.4 min

Unemployment

0.7%

U.S. 5.2%

In labor force

58.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

28%

Office and admin

13%

Construction and repair

12%

Healthcare

Sales

Education

Production

Food service

Transportation and moving

Cleaning and personal care

Engineering and science

Farming, fishing and forestry

Business and finance

Police and fire

Arts, media and sports

0.8%

Computer and math

0.7%

Legal and social services

0.2%

Industries

Education

30%

Agriculture and mining

10%

Construction

10%

Retail

Health care and social assistance

Manufacturing

Finance, insurance and real estate

Restaurants and hotels

Professional and technical services

Transportation, warehousing and utilities

Public administration

Wholesale

Information

Other services

Admin, support and management

Arts and recreation

Median earnings per worker

$63,077

U.S. $49,666

Self-employed

13.5%

U.S. 10%

Government workers

30.4%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	61864	U.S.
Management, business, science and arts	$68,750	$74,888
Service	$21,667	$26,804
Sales and office	$45,625	$40,476
Construction and maintenance	$69,185	$49,199
Production and transportation	$44,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

25%

Some college

26%

Associate's

10%

Bachelor's

19%

Graduate

High school graduate or higher: 86.1%
Bachelor's degree or higher: 25.8%
Graduate or professional degree: 6.6%
Households with broadband: 93.4%
Cable, fiber or DSL: 74.1%
No internet access: 4.1%
Without health insurance: 1.6%
Limited-English households: 0%

Geography

City (USPS): Philo
State: Illinois
County: Champaign County
Center point: 39.9751° N, 88.1527° W
Land area: 23 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Philo4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 61864

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
61877	Sidney, IL	4.2 mi	1,106	$96,750	$209,700
61880	Tolono, IL	5.1 mi	4,367	$85,536	$227,900
61852	Longview, IL	6.7 mi	172	—	$306,700
61956	Villa Grove, IL	8.1 mi	2,960	$75,125	$143,000
61874	Savoy, IL	8.1 mi	8,811	$91,667	$316,300
61863	Pesotum, IL	8.4 mi	844	$78,125	$181,300
61816	Broadlands, IL	8.6 mi	377	$70,833	$145,500
61801	Urbana, IL	9.8 mi	27,891	$36,180	$177,100
61803	Urbana, IL · PO box	9.8 mi	—	—	—
61849	Homer, IL	10 mi	1,961	$86,250	$159,900
61802	Urbana, IL	10 mi	20,293	$61,620	$169,600
61820	Champaign, IL	11 mi	40,599	$27,539	$184,500

Zip codes like 61864 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 61864

What city is zip code 61864?

61864 is assigned to Philo, Illinois. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 61864 in?

61864 is in Champaign County, Illinois.

What is the population of 61864?

About 2,003 people live in 61864, according to the Census Bureau's American Community Survey.

What time zone is 61864 in?

61864 is in Central Time.

What is the median household income in 61864?

The median household income in 61864 is $110,139.

What zip codes are near 61864?

The closest zip codes to 61864 are 61877, 61880, 61852, 61956, 61874.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 61864, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.