Zip code 46920: Cutler, Indiana

Q: What city is zip code 46920?

46920 is assigned to Cutler, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46920 in?

46920 is in Carroll County, Indiana.

Q: What is the population of 46920?

About 1,401 people live in 46920, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46920?

The median household income in 46920 is $100,074.

Q: What zip codes are near 46920?

The closest zip codes to 46920 are 46913, 46067, 46915, 46929, 46065.

Residential delivery areaCarroll CountyEastern Time

Population

1,401

Median household income

$100K

U.S. $81K

Median home value

$281K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

34.8

U.S. 38.9

Land area

32 sq mi

44 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46920

46920 is a rural zip code in Cutler, Indiana (Carroll County), covering 32 sq mi of land. About 1,401 people live here, or 44 per square mile. The median resident is 34.8 years old, compared with 38.9 nationally.

The median household earns $100,074 a year, 24% above the national median of $80,734. 6.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $280,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 98% of occupied homes are lived in by their owners.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.9 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and management. 25% of them are self-employed (U.S.: 10%).

How 46920 compares

Sorted from highest to lowest national percentile

Homeownership rate98%
99th
StrengthU.S. 65.2% · IN 70.6%22nd of 742 in IN
Residents under 1835.5%
99th
U.S. 22% · IN 23.3%27th of 745 in IN
Self-employed workers24.6%
99th
U.S. 10% · IN 8%18th of 745 in IN
Uninsured rate21.8%
96th
WeaknessU.S. 8.4% · IN 7.4%30th of 745 in IN
Healthcare workers12.1%
82nd
U.S. 9.7% · IN 9.8%164th of 745 in IN
Veterans7.9%
76th
U.S. 6.2% · IN 6.3%237th of 745 in IN
Median household income$100,074
71st
U.S. $80,734 · IN $71,95770th of 719 in IN
Median earnings per worker$54,244
66th
U.S. $49,666 · IN $46,609129th of 740 in IN
Residents 65 and older15.5%
42nd
U.S. 17.2% · IN 16.8%513th of 745 in IN
Bachelor's degree or higher27.7%
41st
U.S. 35.7% · IN 29.5%172nd of 744 in IN
Median home value$280,500
40th
U.S. $332,700 · IN $218,20084th of 719 in IN
Per capita income$35,567
36th
U.S. $44,673 · IN $38,351340th of 744 in IN
Average commute23.9 min
36th
U.S. 26.4 min · IN 24.1 min467th of 726 in IN
Work from home9.4%
31st
U.S. 15.1% · IN 10.7%231st of 745 in IN
Government workers10.8%
25th
U.S. 14.5% · IN 11.7%390th of 745 in IN
Poverty rate6.8%
24th
U.S. 12.5% · IN 12.3%524th of 742 in IN
Median age34.8
20th
U.S. 38.9 · IN 38.1606th of 745 in IN
Population density44/sq mi
6th
U.S. 95/sq mi · IN 191/sq mi559th of 745 in IN
Income inequality (Gini)0.366
5th
StrengthU.S. 0.483 · IN 0.452537th of 740 in IN
Unemployment rate1.4%
3rd
StrengthU.S. 5.2% · IN 4.3%587th of 745 in IN
Population1,401
2nd
U.S. 334,922,499 · IN 6,851,073529th of 745 in IN
Diversity index2.1
1st
U.S. 61.4 · IN 41.4691st of 745 in IN
Broadband access65.9%
1st
WeaknessU.S. 91% · IN 89.9%726th of 742 in IN
Foreign-born residents0%
1st
U.S. 14.1% · IN 6.3%624th of 745 in IN
Housing vacancy0%
1st
U.S. 10.1% · IN 8.8%683rd of 742 in IN
Tech workers0%
1st
U.S. 3.8% · IN 2.5%587th of 745 in IN

Measure	46920	Carroll	IN	U.S.	National percentile	Rank in IN
Homeownership rateStrength	98%	82.2%	70.6%	65.2%	99th	22nd of 742
Residents under 18	35.5%	21.8%	23.3%	22%	99th	27th of 745
Self-employed workers	24.6%	10.9%	8%	10%	99th	18th of 745
Uninsured rateWeakness	21.8%	12.2%	7.4%	8.4%	96th	30th of 745
Healthcare workers	12.1%	8.4%	9.8%	9.7%	82nd	164th of 745
Veterans	7.9%	7.8%	6.3%	6.2%	76th	237th of 745
Median household income	$100,074	$65,645	$71,957	$80,734	71st	70th of 719
Median earnings per worker	$54,244	$45,260	$46,609	$49,666	66th	129th of 740
Residents 65 and older	15.5%	20.7%	16.8%	17.2%	42nd	513th of 745
Bachelor's degree or higher	27.7%	17.2%	29.5%	35.7%	41st	172nd of 744
Median home value	$280,500	$180,900	$218,200	$332,700	40th	84th of 719
Per capita income	$35,567	$35,594	$38,351	$44,673	36th	340th of 744
Average commute	23.9 min	25.2 min	24.1 min	26.4 min	36th	467th of 726
Work from home	9.4%	6.2%	10.7%	15.1%	31st	231st of 745
Government workers	10.8%	13.4%	11.7%	14.5%	25th	390th of 745
Poverty rate	6.8%	8.8%	12.3%	12.5%	24th	524th of 742
Median age	34.8	43.2	38.1	38.9	20th	606th of 745
Population density	44/sq mi	55/sq mi	191/sq mi	95/sq mi	6th	559th of 745
Income inequality (Gini)Strength	0.366	0.415	0.452	0.483	5th	537th of 740
Unemployment rateStrength	1.4%	3.1%	4.3%	5.2%	3rd	587th of 745
Population	1,401	20,535	6,851,073	334,922,499	2nd	529th of 745
Diversity index	2.1	14.2	41.4	61.4	1st	691st of 745
Broadband accessWeakness	65.9%	83.6%	89.9%	91%	1st	726th of 742
Foreign-born residents	0%	1.7%	6.3%	14.1%	1st	624th of 745
Housing vacancy	0%	15.4%	8.8%	10.1%	1st	683rd of 742
Tech workers	0%	1%	2.5%	3.8%	1st	587th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

12%

Under 5

23%

5–17

18–24

10%

25–34

12%

35–44

45–54

13%

55–64

65–74

75+

Median age

34.8

Under 18

35.5%

65 and over

15.5%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other1%
Multiracial0%

Diversity index

2.1

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

89.8%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 449
Average household size: 3.1
Family households: 77.5%
Married couples: 65%
Living alone: 22.5%
Veterans (of adults): 7.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

$50–75k

11%

$75–100k

14%

$100–150k

27%

$150–200k

14%

$200k+

Median household income

46920

$100,074

Carroll Co.

$65,645

Indiana

$71,957

United States

$80,734

Per capita income

$35,567

U.S. $44,673

Poverty rate

6.8%

U.S. 12.5%

Households earning $150K+

22.9%

U.S. 23%

Income inequality (Gini)

0.366

U.S. 0.483

Housing

Median home value

46920

$280,500

Carroll Co.

$180,900

Indiana

$218,200

United States

$332,700

Median gross rent

46920

—

Carroll Co.

$890

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 449
Owner-occupied: 98%
Vacant: 0%
Median year built: 1973
Median rooms: 7
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

21%

10–19

21%

20–29

13%

30–44

37%

45–59

60+

Average commute

23.9 min

U.S. 26.4 min

Unemployment

1.4%

U.S. 5.2%

In labor force

70%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

20%

Healthcare

12%

Management

10%

Education

10%

Sales

Transportation and moving

Production

Police and fire

Office and admin

Business and finance

Cleaning and personal care

Engineering and science

Arts, media and sports

Computer and math

Legal and social services

Food service

Farming, fishing and forestry

Industries

Construction

24%

Health care and social assistance

19%

Manufacturing

18%

Education

Retail

Admin, support and management

Transportation, warehousing and utilities

Public administration

Professional and technical services

Agriculture and mining

Information

Restaurants and hotels

Finance, insurance and real estate

Other services

Wholesale

Arts and recreation

Median earnings per worker

$54,244

U.S. $49,666

Self-employed

24.6%

U.S. 10%

Government workers

10.8%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	46920	U.S.
Management, business, science and arts	$64,750	$74,888
Service	$60,139	$26,804
Sales and office	$43,026	$40,476
Construction and maintenance	$53,214	$49,199
Production and transportation	$53,167	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

54%

Some college

Associate's

Bachelor's

22%

Graduate

High school graduate or higher: 96.8%
Bachelor's degree or higher: 27.7%
Graduate or professional degree: 6.1%
Households with broadband: 65.9%
Cable, fiber or DSL: 27.4%
No internet access: 32.3%
Without health insurance: 21.8%
Limited-English households: 0%

Geography

City (USPS): Cutler
State: Indiana
County: Carroll County
Center point: 40.4646° N, 86.4951° W
Land area: 32 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 46920

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46913	Bringhurst, IN	2.7 mi	1,400	$91,136	$171,800
46067	Sedalia, IN · PO box	3.5 mi	—	—	—
46915	Burlington, IN	5.8 mi	617	$70,761	$162,500
46929	Flora, IN	6.3 mi	3,056	$56,940	$186,500
46065	Rossville, IN	6.7 mi	3,644	$80,104	$216,300
46057	Michigantown, IN	11 mi	1,270	$53,173	$187,600
46058	Mulberry, IN	11 mi	2,093	$77,719	$159,700
46998	Young America, IN	11 mi	138	—	—
46917	Camden, IN	11 mi	1,924	$61,643	$143,900
46039	Forest, IN	12 mi	600	—	$123,500
46041	Frankfort, IN	12 mi	23,134	$63,157	$161,000
46979	Russiaville, IN	12 mi	4,908	$88,832	$213,500

Zip codes like 46920 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46920

What city is zip code 46920?

46920 is assigned to Cutler, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46920 in?

46920 is in Carroll County, Indiana.

What is the population of 46920?

About 1,401 people live in 46920, according to the Census Bureau's American Community Survey.

What time zone is 46920 in?

46920 is in Eastern Time.

What is the median household income in 46920?

The median household income in 46920 is $100,074.

What zip codes are near 46920?

The closest zip codes to 46920 are 46913, 46067, 46915, 46929, 46065.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46920, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.