Zip code 50438: Garner, Iowa

Q: What city is zip code 50438?

50438 is assigned to Garner, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 50438 in?

50438 is in Hancock County, Iowa.

Q: What is the population of 50438?

About 3,995 people live in 50438, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 50438?

The median household income in 50438 is $70,350.

Q: What zip codes are near 50438?

The closest zip codes to 50438 are 50482, 50449, 50423, 50436, 50439.

Residential delivery areaHancock CountyCentral Time

Population

3,995

Median household income

$70K

U.S. $81K

Median home value

$198K

U.S. $333K

Median rent

$744/mo

U.S. $1,413

Median age

48.9

U.S. 38.9

Land area

128 sq mi

31 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50438

50438 is a rural zip code in Garner, Iowa (Hancock County), covering 128 sq mi of land. About 3,995 people live here, or 31 per square mile. The median resident is 48.9 years old, compared with 38.9 nationally.

The median household earns $70,350 a year, close to the national median of $80,734. 10.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $197,600, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $744 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 14.1 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and production and manufacturing.

How 50438 compares

Sorted from highest to lowest national percentile

Residents 65 and older29.5%
96th
U.S. 17.2% · IA 18.1%109th of 911 in IA
Median age48.9
94th
U.S. 38.9 · IA 38.6200th of 911 in IA
Self-employed workers13.5%
85th
U.S. 10% · IA 10.2%452nd of 911 in IA
Veterans8.8%
83rd
U.S. 6.2% · IA 6.5%240th of 911 in IA
Homeownership rate81.4%
81st
StrengthU.S. 65.2% · IA 71.7%486th of 909 in IA
Uninsured rate7.4%
55th
U.S. 8.4% · IA 5%149th of 911 in IA
Poverty rate10.9%
50th
U.S. 12.5% · IA 11.1%303rd of 909 in IA
Government workers13.7%
50th
U.S. 14.5% · IA 14.5%415th of 911 in IA
Per capita income$38,118
44th
U.S. $44,673 · IA $40,877462nd of 911 in IA
Median household income$70,350
36th
U.S. $80,734 · IA $75,059543rd of 896 in IA
Rent-burdened renters46.4%
34th
U.S. 51.1% · IA 43.9%238th of 882 in IA
Median earnings per worker$41,935
29th
U.S. $49,666 · IA $47,712702nd of 910 in IA
Income inequality (Gini)0.409
27th
U.S. 0.483 · IA 0.444370th of 908 in IA
Healthcare workers7.8%
25th
U.S. 9.7% · IA 9.2%504th of 911 in IA
Bachelor's degree or higher20.2%
21st
U.S. 35.7% · IA 31.4%482nd of 911 in IA
Broadband access87.5%
21st
U.S. 91% · IA 88.9%527th of 909 in IA
Median home value$197,600
20th
U.S. $332,700 · IA $208,000280th of 881 in IA
Residents under 1817.8%
18th
U.S. 22% · IA 22.9%746th of 911 in IA
Foreign-born residents2.3%
14th
U.S. 14.1% · IA 5.9%295th of 911 in IA
Housing vacancy3%
11th
U.S. 10.1% · IA 8.5%775th of 909 in IA
Work from home5.1%
8th
U.S. 15.1% · IA 11.3%687th of 911 in IA
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · IA 3.6%439th of 911 in IA
Population3,995
6th
U.S. 334,922,499 · IA 3,210,507163rd of 911 in IA
Population density31/sq mi
4th
U.S. 95/sq mi · IA 58/sq mi325th of 911 in IA
Median gross rent$744
4th
U.S. $1,413 · IA $972523rd of 771 in IA
Diversity index8.9
3rd
U.S. 61.4 · IA 31.4630th of 911 in IA
Average commute14.1 min
1st
StrengthU.S. 26.4 min · IA 19.8 min870th of 902 in IA
Tech workers0%
1st
U.S. 3.8% · IA 2.9%736th of 911 in IA

Measure	50438	Hancock	IA	U.S.	National percentile	Rank in IA
Residents 65 and older	29.5%	23.9%	18.1%	17.2%	96th	109th of 911
Median age	48.9	44.6	38.6	38.9	94th	200th of 911
Self-employed workers	13.5%	14.1%	10.2%	10%	85th	452nd of 911
Veterans	8.8%	7.6%	6.5%	6.2%	83rd	240th of 911
Homeownership rateStrength	81.4%	82.5%	71.7%	65.2%	81st	486th of 909
Uninsured rate	7.4%	5.8%	5%	8.4%	55th	149th of 911
Poverty rate	10.9%	12.2%	11.1%	12.5%	50th	303rd of 909
Government workers	13.7%	12%	14.5%	14.5%	50th	415th of 911
Per capita income	$38,118	$38,092	$40,877	$44,673	44th	462nd of 911
Median household income	$70,350	$70,601	$75,059	$80,734	36th	543rd of 896
Rent-burdened renters	46.4%	39.6%	43.9%	51.1%	34th	238th of 882
Median earnings per worker	$41,935	$45,680	$47,712	$49,666	29th	702nd of 910
Income inequality (Gini)	0.409	0.417	0.444	0.483	27th	370th of 908
Healthcare workers	7.8%	10.3%	9.2%	9.7%	25th	504th of 911
Bachelor's degree or higher	20.2%	20.5%	31.4%	35.7%	21st	482nd of 911
Broadband access	87.5%	88.4%	88.9%	91%	21st	527th of 909
Median home value	$197,600	$141,400	$208,000	$332,700	20th	280th of 881
Residents under 18	17.8%	21%	22.9%	22%	18th	746th of 911
Foreign-born residents	2.3%	2.1%	5.9%	14.1%	14th	295th of 911
Housing vacancy	3%	8.7%	8.5%	10.1%	11th	775th of 909
Work from home	5.1%	7.1%	11.3%	15.1%	8th	687th of 911
Unemployment rateStrength	2.3%	1.9%	3.6%	5.2%	8th	439th of 911
Population	3,995	10,671	3,210,507	334,922,499	6th	163rd of 911
Population density	31/sq mi	19/sq mi	58/sq mi	95/sq mi	4th	325th of 911
Median gross rent	$744	$736	$972	$1,413	4th	523rd of 771
Diversity index	8.9	18.4	31.4	61.4	3rd	630th of 911
Average commuteStrength	14.1 min	19.1 min	19.8 min	26.4 min	1st	870th of 902
Tech workers	0%	0.3%	2.9%	3.8%	1st	736th of 911

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

25–34

11%

35–44

11%

45–54

13%

55–64

17%

65–74

13%

75+

Median age

48.9

Under 18

17.8%

65 and over

29.5%

Race and ethnicity

White95%
Black0.8%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0.1%
Multiracial2%

Diversity index

8.9

U.S. 61.4

Foreign-born

2.3%

U.S. 14.1%

Born in state

80.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

0.5%

Households

Households: 1,829
Average household size: 2.1
Family households: 65.7%
Married couples: 51.2%
Living alone: 27.1%
Veterans (of adults): 8.8%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

24%

$50–75k

20%

$75–100k

14%

$100–150k

20%

$150–200k

$200k+

Median household income

50438

$70,350

Hancock Co.

$70,601

Iowa

$75,059

United States

$80,734

Per capita income

$38,118

U.S. $44,673

Poverty rate

10.9%

U.S. 12.5%

Households earning $150K+

8.4%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

50438

$197,600

Hancock Co.

$141,400

Iowa

$208,000

United States

$332,700

Median gross rent

50438

$744

Hancock Co.

$736

Iowa

$972

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,885
Owner-occupied: 81.4%
Vacant: 3%
Median year built: 1969
Median rooms: 6.6
Renters paying 30%+ of income: 46.4%
Renters paying 50%+ of income: 28.5%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

59%

10–19

12%

20–29

12%

30–44

13%

45–59

0.6%

60+

Average commute

14.1 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

58%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

16%

Construction and repair

14%

Production

10%

Management

Business and finance

Cleaning and personal care

Healthcare

Sales

Office and admin

Education

Food service

Arts, media and sports

Farming, fishing and forestry

Legal and social services

Police and fire

Computer and math

Engineering and science

Industries

Manufacturing

26%

Health care and social assistance

14%

Retail

10%

Transportation, warehousing and utilities

Education

Other services

Agriculture and mining

Finance, insurance and real estate

Construction

Restaurants and hotels

Admin, support and management

Wholesale

Professional and technical services

Public administration

Information

Arts and recreation

0.8%

Median earnings per worker

$41,935

U.S. $49,666

Self-employed

13.5%

U.S. 10%

Government workers

13.7%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	50438	U.S.
Management, business, science and arts	$57,604	$74,888
Service	$26,000	$26,804
Sales and office	$36,719	$40,476
Construction and maintenance	$44,071	$49,199
Production and transportation	$41,648	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

26%

Some college

22%

Associate's

20%

Bachelor's

15%

Graduate

High school graduate or higher: 88.7%
Bachelor's degree or higher: 20.2%
Graduate or professional degree: 5.4%
Households with broadband: 87.5%
Cable, fiber or DSL: 69.2%
No internet access: 7.4%
Without health insurance: 7.4%
Limited-English households: 0.5%

Geography

City (USPS): Garner
State: Iowa
County: Hancock County
Center point: 43.1115° N, 93.6186° W
Land area: 128 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Garner2% of zip
Miller (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50438

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
50482	Ventura, IA	6.8 mi	748	$98,289	$238,000
50449	Klemme, IA	8.4 mi	785	$59,524	$94,800
50423	Britt, IA	9.9 mi	2,291	$73,151	$118,900
50436	Forest City, IA	11 mi	5,771	$74,940	$167,900
50439	Goodell, IA	12 mi	454	$94,167	$80,000
50428	Clear Lake, IA	12 mi	9,071	$81,037	$283,400
50432	Crystal Lake, IA	12 mi	283	$66,875	$100,300
50434	Fertile, IA	13 mi	396	—	—
50457	Meservey, IA	15 mi	463	$47,250	$90,800
50447	Kanawha, IA	15 mi	1,145	$76,019	$86,800
50479	Thornton, IA	16 mi	655	$68,750	$121,100
50484	Woden, IA	17 mi	411	$65,583	$101,000

Zip codes like 50438 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50438

What city is zip code 50438?

50438 is assigned to Garner, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50438 in?

50438 is in Hancock County, Iowa.

What is the population of 50438?

About 3,995 people live in 50438, according to the Census Bureau's American Community Survey.

What time zone is 50438 in?

50438 is in Central Time.

What is the median household income in 50438?

The median household income in 50438 is $70,350.

What zip codes are near 50438?

The closest zip codes to 50438 are 50482, 50449, 50423, 50436, 50439.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50438, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.