Zip code 48636: Luzerne, Michigan

Q: What city is zip code 48636?

48636 is assigned to Luzerne, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48636 in?

48636 is in Oscoda County, Michigan.

Q: What is the population of 48636?

About 938 people live in 48636, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48636?

The median household income in 48636 is $65,870.

Q: What zip codes are near 48636?

The closest zip codes to 48636 are 48647, 48654, 49756, 48621, 49738.

Residential delivery areaOscoda CountyEastern Time

Population

938

Median household income

$66K

U.S. $81K

Median home value

$140K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

56.3

U.S. 38.9

Land area

77 sq mi

12 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48636

48636 is a rural zip code in Luzerne, Michigan (Oscoda County), covering 77 sq mi of land. About 938 people live here, or 12 per square mile. The median resident is 56.3 years old, compared with 38.9 nationally.

The median household earns $65,870 a year, 18% below the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $139,800, or 2.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 92% of occupied homes are lived in by their owners.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.8 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in cleaning and personal care; healthcare; and construction and repair. 26% of them are self-employed (U.S.: 10%).

How 48636 compares

Sorted from highest to lowest national percentile

Housing vacancy53.2%
99th
U.S. 10.1% · MI 11.8%69th of 958 in MI
Self-employed workers26.2%
99th
U.S. 10% · MI 8.6%17th of 961 in MI
Median age56.3
98th
U.S. 38.9 · MI 40.2108th of 962 in MI
Residents 65 and older32.3%
98th
U.S. 17.2% · MI 18.6%111th of 962 in MI
Homeownership rate91.8%
97th
StrengthU.S. 65.2% · MI 73.2%203rd of 958 in MI
Veterans12.9%
96th
U.S. 6.2% · MI 5.8%64th of 962 in MI
Healthcare workers15%
95th
U.S. 9.7% · MI 10.1%69th of 961 in MI
Government workers24.1%
93rd
U.S. 14.5% · MI 11.6%45th of 961 in MI
Tech workers6%
86th
U.S. 3.8% · MI 3.1%51st of 961 in MI
Work from home20.7%
79th
U.S. 15.1% · MI 13.5%95th of 961 in MI
Unemployment rate5.7%
64th
U.S. 5.2% · MI 5.7%347th of 961 in MI
Broadband access92.5%
53rd
U.S. 91% · MI 90.5%246th of 958 in MI
Average commute24.8 min
42nd
U.S. 26.4 min · MI 24.2 min518th of 941 in MI
Per capita income$35,594
36th
U.S. $44,673 · MI $40,735507th of 962 in MI
Poverty rate8.6%
36th
U.S. 12.5% · MI 13.2%620th of 959 in MI
Uninsured rate5.2%
35th
U.S. 8.4% · MI 4.9%393rd of 961 in MI
Bachelor's degree or higher24.5%
32nd
U.S. 35.7% · MI 32.4%405th of 961 in MI
Median household income$65,870
29th
U.S. $80,734 · MI $72,875535th of 952 in MI
Residents under 1818.4%
21st
U.S. 22% · MI 21.2%634th of 962 in MI
Median earnings per worker$39,018
18th
WeaknessU.S. $49,666 · MI $47,178718th of 960 in MI
Diversity index21.9
14th
U.S. 61.4 · MI 45.3410th of 962 in MI
Median home value$139,800
8th
U.S. $332,700 · MI $231,600780th of 946 in MI
Income inequality (Gini)0.365
5th
StrengthU.S. 0.483 · MI 0.465835th of 958 in MI
Population938
1st
U.S. 334,922,499 · MI 10,077,761824th of 962 in MI
Population density12/sq mi
1st
U.S. 95/sq mi · MI 178/sq mi885th of 962 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%955th of 962 in MI
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · MI 50.4%927th of 931 in MI

Measure	48636	Oscoda	MI	U.S.	National percentile	Rank in MI
Housing vacancy	53.2%	50.9%	11.8%	10.1%	99th	69th of 958
Self-employed workers	26.2%	13.2%	8.6%	10%	99th	17th of 961
Median age	56.3	52.5	40.2	38.9	98th	108th of 962
Residents 65 and older	32.3%	29.4%	18.6%	17.2%	98th	111th of 962
Homeownership rateStrength	91.8%	87.2%	73.2%	65.2%	97th	203rd of 958
Veterans	12.9%	10.8%	5.8%	6.2%	96th	64th of 962
Healthcare workers	15%	6.3%	10.1%	9.7%	95th	69th of 961
Government workers	24.1%	12.5%	11.6%	14.5%	93rd	45th of 961
Tech workers	6%	1.7%	3.1%	3.8%	86th	51st of 961
Work from home	20.7%	12.1%	13.5%	15.1%	79th	95th of 961
Unemployment rate	5.7%	8%	5.7%	5.2%	64th	347th of 961
Broadband access	92.5%	81.4%	90.5%	91%	53rd	246th of 958
Average commute	24.8 min	29.1 min	24.2 min	26.4 min	42nd	518th of 941
Per capita income	$35,594	$27,888	$40,735	$44,673	36th	507th of 962
Poverty rate	8.6%	17.2%	13.2%	12.5%	36th	620th of 959
Uninsured rate	5.2%	13%	4.9%	8.4%	35th	393rd of 961
Bachelor's degree or higher	24.5%	15.6%	32.4%	35.7%	32nd	405th of 961
Median household income	$65,870	$49,515	$72,875	$80,734	29th	535th of 952
Residents under 18	18.4%	19.6%	21.2%	22%	21st	634th of 962
Median earnings per workerWeakness	$39,018	$34,438	$47,178	$49,666	18th	718th of 960
Diversity index	21.9	13.2	45.3	61.4	14th	410th of 962
Median home value	$139,800	$125,500	$231,600	$332,700	8th	780th of 946
Income inequality (Gini)Strength	0.365	0.418	0.465	0.483	5th	835th of 958
Population	938	8,425	10,077,761	334,922,499	1st	824th of 962
Population density	12/sq mi	15/sq mi	178/sq mi	95/sq mi	1st	885th of 962
Foreign-born residents	0%	0.9%	7.2%	14.1%	1st	955th of 962
Rent-burdened rentersStrength	0%	39.8%	50.4%	51.1%	1st	927th of 931

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

17%

35–44

45–54

20%

55–64

18%

65–74

14%

75+

Median age

56.3

Under 18

18.4%

65 and over

32.3%

Race and ethnicity

White88%
Black0%
Hispanic5%
Asian0%
Native American2%
Pacific Islander0%
Other0%
Multiracial5%

Diversity index

21.9

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

96.7%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 428
Average household size: 2.2
Family households: 70.6%
Married couples: 61.2%
Living alone: 21.3%
Veterans (of adults): 12.9%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

$25–50k

29%

$50–75k

26%

$75–100k

19%

$100–150k

$150–200k

$200k+

Median household income

48636

$65,870

Oscoda Co.

$49,515

Michigan

$72,875

United States

$80,734

Per capita income

$35,594

U.S. $44,673

Poverty rate

8.6%

U.S. 12.5%

Households earning $150K+

14.7%

U.S. 23%

Income inequality (Gini)

0.365

U.S. 0.483

Housing

Median home value

48636

$139,800

Oscoda Co.

$125,500

Michigan

$231,600

United States

$332,700

Median gross rent

48636

—

Oscoda Co.

$681

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 915
Owner-occupied: 91.8%
Vacant: 53.2%
Median year built: 1968
Median rooms: 4.5
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 2.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

21%

Other

Commute time (one way)

<10 min

40%

10–19

13%

20–29

30–44

17%

45–59

60+

19%

Average commute

24.8 min

U.S. 26.4 min

Unemployment

5.7%

U.S. 5.2%

In labor force

49.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

19%

Healthcare

15%

Construction and repair

15%

Production

15%

Legal and social services

Computer and math

Sales

Arts, media and sports

Management

Office and admin

Food service

0.8%

Education

0.5%

Business and finance

Engineering and science

Police and fire

Farming, fishing and forestry

Transportation and moving

Industries

Health care and social assistance

20%

Admin, support and management

17%

Arts and recreation

12%

Other services

10%

Manufacturing

10%

Transportation, warehousing and utilities

Construction

Professional and technical services

Finance, insurance and real estate

Public administration

Restaurants and hotels

0.8%

Education

0.5%

Retail

Wholesale

Information

Agriculture and mining

Median earnings per worker

$39,018

U.S. $49,666

Self-employed

26.2%

U.S. 10%

Government workers

24.1%

U.S. 14.5%

Nonprofit workers

15.2%

U.S. 8.8%

Median earnings by type of work

Type of work	48636	U.S.
Management, business, science and arts	$46,679	$74,888
Service	under $2,500	$26,804
Sales and office	$33,472	$40,476
Construction and maintenance	$63,594	$49,199
Production and transportation	$39,018	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

32%

Some college

27%

Associate's

Bachelor's

19%

Graduate

High school graduate or higher: 91.5%
Bachelor's degree or higher: 24.5%
Graduate or professional degree: 5.3%
Households with broadband: 92.5%
Cable, fiber or DSL: 71.5%
No internet access: 6.3%
Without health insurance: 5.2%
Limited-English households: 0%

Geography

City (USPS): Luzerne
State: Michigan
County: Oscoda County
Center point: 44.5860° N, 84.2859° W
Land area: 77 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 48636

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48647	Mio, MI	11 mi	3,980	$47,281	$111,800
48654	Rose City, MI	11 mi	2,384	$45,202	$140,800
49756	Lewiston, MI	16 mi	4,100	$53,333	$162,900
48621	Fairview, MI	16 mi	1,126	$51,304	$145,300
49738	Grayling, MI	17 mi	9,696	$59,708	$168,800
48653	Roscommon, MI	17 mi	9,721	$65,913	$170,700
49739	Grayling, MI · PO box	17 mi	—	—	—
48656	Saint Helen, MI	18 mi	3,846	$47,750	$112,900
48661	West Branch, MI	19 mi	10,618	$61,377	$177,000
48635	Lupton, MI	20 mi	1,546	$57,500	$150,300
48761	South Branch, MI	20 mi	799	$47,188	$111,200
48619	Comins, MI	21 mi	415	$46,422	$165,100

Questions about 48636

What city is zip code 48636?

48636 is assigned to Luzerne, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48636 in?

48636 is in Oscoda County, Michigan.

What is the population of 48636?

About 938 people live in 48636, according to the Census Bureau's American Community Survey.

What time zone is 48636 in?

48636 is in Eastern Time.

What is the median household income in 48636?

The median household income in 48636 is $65,870.

What zip codes are near 48636?

The closest zip codes to 48636 are 48647, 48654, 49756, 48621, 49738.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48636, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.