Zip code 49320: Chippewa Lake, Michigan

Q: What city is zip code 49320?

49320 is assigned to Chippewa Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49320 in?

49320 is in Mecosta County, Michigan.

Q: What is the population of 49320?

About 157 people live in 49320, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49320?

The median household income in 49320 is $63,929.

Q: What zip codes are near 49320?

The closest zip codes to 49320 are 49342, 49305, 49639, 49332, 49307.

Residential delivery areaMecosta CountyEastern Time

Population

157

Small sample: rough estimates

Median household income

$64K

U.S. $81K

Median home value

$128K

U.S. $333K

Median rent

$723/mo

U.S. $1,413

Median age

62.9

U.S. 38.9

Land area

1.1 sq mi

139 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49320

49320 is a small-town zip code in Chippewa Lake, Michigan (Mecosta County), covering 1.1 sq mi of land. About 157 people live here, or 139 per square mile. The median resident is 62.9 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $63,929 a year, 21% below the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $128,100, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $723 a month.

9% of adults hold a bachelor's degree or higher (U.S.: 36%). The most common jobs among working residents are in construction and repair; healthcare; and management.

How 49320 compares

Sorted from highest to lowest national percentile

Only about 157 people live here, so these survey estimates have wide margins of error.

Median age62.9
99th
U.S. 38.9 · MI 40.229th of 962 in MI
Housing vacancy71.4%
99th
U.S. 10.1% · MI 11.8%10th of 958 in MI
Residents 65 and older43.9%
99th
U.S. 17.2% · MI 18.6%35th of 962 in MI
Healthcare workers20%
99th
U.S. 9.7% · MI 10.1%16th of 961 in MI
Tech workers8%
93rd
U.S. 3.8% · MI 3.1%21st of 961 in MI
Median earnings per worker$65,139
83rd
StrengthU.S. $49,666 · MI $47,17860th of 960 in MI
Government workers16%
66th
U.S. 14.5% · MI 11.6%194th of 961 in MI
Diversity index52
55th
U.S. 61.4 · MI 45.397th of 962 in MI
Homeownership rate69.4%
52nd
U.S. 65.2% · MI 73.2%802nd of 958 in MI
Work from home9.3%
30th
U.S. 15.1% · MI 13.5%517th of 961 in MI
Poverty rate7.6%
29th
U.S. 12.5% · MI 13.2%688th of 959 in MI
Broadband access88.9%
28th
U.S. 91% · MI 90.5%471st of 958 in MI
Median household income$63,929
27th
U.S. $80,734 · MI $72,875582nd of 952 in MI
Per capita income$31,366
22nd
U.S. $44,673 · MI $40,735715th of 962 in MI
Uninsured rate3.8%
20th
StrengthU.S. 8.4% · MI 4.9%596th of 961 in MI
Population density139/sq mi
17th
U.S. 95/sq mi · MI 178/sq mi438th of 962 in MI
Veterans2.9%
14th
U.S. 6.2% · MI 5.8%914th of 962 in MI
Self-employed workers6%
10th
U.S. 10% · MI 8.6%825th of 961 in MI
Median home value$128,100
6th
U.S. $332,700 · MI $231,600812th of 946 in MI
Residents under 1812.7%
5th
U.S. 22% · MI 21.2%858th of 962 in MI
Median gross rent$723
3rd
U.S. $1,413 · MI $1,129761st of 851 in MI
Bachelor's degree or higher9.4%
2nd
WeaknessU.S. 35.7% · MI 32.4%910th of 961 in MI
Population157
1st
U.S. 334,922,499 · MI 10,077,761945th of 962 in MI
Unemployment rate0%
1st
StrengthU.S. 5.2% · MI 5.7%952nd of 961 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%945th of 962 in MI
Rent-burdened renters9.1%
1st
StrengthU.S. 51.1% · MI 50.4%874th of 931 in MI
Income inequality (Gini)0.279
1st
StrengthU.S. 0.483 · MI 0.465941st of 958 in MI

Measure	49320	Mecosta	MI	U.S.	National percentile	Rank in MI
Median age	62.9	40	40.2	38.9	99th	29th of 962
Housing vacancy	71.4%	21%	11.8%	10.1%	99th	10th of 958
Residents 65 and older	43.9%	20.4%	18.6%	17.2%	99th	35th of 962
Healthcare workers	20%	9.1%	10.1%	9.7%	99th	16th of 961
Tech workers	8%	1.2%	3.1%	3.8%	93rd	21st of 961
Median earnings per workerStrength	$65,139	$36,255	$47,178	$49,666	83rd	60th of 960
Government workers	16%	16.9%	11.6%	14.5%	66th	194th of 961
Diversity index	52	19.4	45.3	61.4	55th	97th of 962
Homeownership rate	69.4%	76.9%	73.2%	65.2%	52nd	802nd of 958
Work from home	9.3%	8.7%	13.5%	15.1%	30th	517th of 961
Poverty rate	7.6%	19.9%	13.2%	12.5%	29th	688th of 959
Broadband access	88.9%	82%	90.5%	91%	28th	471st of 958
Median household income	$63,929	$60,951	$72,875	$80,734	27th	582nd of 952
Per capita income	$31,366	$29,951	$40,735	$44,673	22nd	715th of 962
Uninsured rateStrength	3.8%	7.8%	4.9%	8.4%	20th	596th of 961
Population density	139/sq mi	74/sq mi	178/sq mi	95/sq mi	17th	438th of 962
Veterans	2.9%	7.2%	5.8%	6.2%	14th	914th of 962
Self-employed workers	6%	8.2%	8.6%	10%	10th	825th of 961
Median home value	$128,100	$178,900	$231,600	$332,700	6th	812th of 946
Residents under 18	12.7%	19.1%	21.2%	22%	5th	858th of 962
Median gross rent	$723	$934	$1,129	$1,413	3rd	761st of 851
Bachelor's degree or higherWeakness	9.4%	22.5%	32.4%	35.7%	2nd	910th of 961
Population	157	41,242	10,077,761	334,922,499	1st	945th of 962
Unemployment rateStrength	0%	4%	5.7%	5.2%	1st	952nd of 961
Foreign-born residents	0%	2%	7.2%	14.1%	1st	945th of 962
Rent-burdened rentersStrength	9.1%	52.1%	50.4%	51.1%	1st	874th of 931
Income inequality (Gini)Strength	0.279	0.416	0.465	0.483	1st	941st of 958

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

11%

Under 5

5–17

18–24

14%

25–34

35–44

45–54

13%

55–64

20%

65–74

24%

75+

Median age

62.9

Under 18

12.7%

65 and over

43.9%

Race and ethnicity

White65%
Black11%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial21%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

93%

Language spoken at home (households)

English only

89%

Spanish

11%

Other Indo-European

Asian / Pacific

Other

Households

Households: 72
Average household size: 2.2
Family households: 68.1%
Married couples: 50%
Living alone: 20.8%
Veterans (of adults): 2.9%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

29%

$50–75k

21%

$75–100k

31%

$100–150k

$150–200k

$200k+

Median household income

49320

$63,929

Mecosta Co.

$60,951

Michigan

$72,875

United States

$80,734

Per capita income

$31,366

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.279

U.S. 0.483

Housing

Median home value

49320

$128,100

Mecosta Co.

$178,900

Michigan

$231,600

United States

$332,700

Median gross rent

49320

$723

Mecosta Co.

$934

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 252
Owner-occupied: 69.4%
Vacant: 71.4%
Median year built: 1977
Median rooms: 4.2
Renters paying 30%+ of income: 9.1%
Renters paying 50%+ of income: 9.1%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

91%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

21%

30–44

26%

45–59

60+

54%

Average commute

—

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

36.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

42%

Healthcare

20%

Management

16%

Computer and math

Transportation and moving

Sales

Business and finance

Engineering and science

Education

Legal and social services

Arts, media and sports

Police and fire

Food service

Cleaning and personal care

Office and admin

Farming, fishing and forestry

Production

Industries

Other services

42%

Health care and social assistance

20%

Retail

14%

Professional and technical services

Transportation, warehousing and utilities

Public administration

Education

Manufacturing

Construction

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$65,139

U.S. $49,666

Self-employed

U.S. 10%

Government workers

16%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	49320	U.S.
Management, business, science and arts	$81,250	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

22%

High school

39%

Some college

17%

Associate's

13%

Bachelor's

Graduate

High school graduate or higher: 78%
Bachelor's degree or higher: 9.4%
Graduate or professional degree: 3.1%
Households with broadband: 88.9%
Cable, fiber or DSL: 45.8%
No internet access: 11.1%
Without health insurance: 3.8%
Limited-English households: 0%

Geography

City (USPS): Chippewa Lake
State: Michigan
County: Mecosta County
Center point: 43.7551° N, 85.2875° W
Land area: 1.1 sq mi
Water area: 1.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 49320

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49342	Rodney, MI	4.7 mi	1,527	$53,971	$168,300
49305	Barryton, MI	6.8 mi	2,378	$51,875	$148,100
49639	Hersey, MI	8.8 mi	2,634	$64,388	$153,100
49332	Mecosta, MI	9.6 mi	3,044	$59,509	$182,300
49307	Big Rapids, MI	11 mi	18,407	$60,358	$187,800
49679	Sears, MI	11 mi	1,375	$62,120	$180,600
49631	Evart, MI	11 mi	5,765	$47,174	$132,300
49346	Stanwood, MI	13 mi	5,553	$72,975	$233,800
49340	Remus, MI	13 mi	2,437	$54,417	$190,900
48632	Lake, MI	15 mi	5,268	$57,036	$146,400
48893	Weidman, MI	16 mi	5,921	$73,108	$180,000
49338	Paris, MI	16 mi	1,971	$69,375	$161,900

Questions about 49320

What city is zip code 49320?

49320 is assigned to Chippewa Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49320 in?

49320 is in Mecosta County, Michigan.

What is the population of 49320?

About 157 people live in 49320, according to the Census Bureau's American Community Survey.

What time zone is 49320 in?

49320 is in Eastern Time.

What is the median household income in 49320?

The median household income in 49320 is $63,929.

What zip codes are near 49320?

The closest zip codes to 49320 are 49342, 49305, 49639, 49332, 49307.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49320, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.