Zip code 48632: Lake, Michigan

Q: What city is zip code 48632?

48632 is assigned to Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48632 in?

48632 is mostly in Clare County, but it extends into 2 other counties.

Q: What is the population of 48632?

About 5,268 people live in 48632, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48632?

The median household income in 48632 is $57,036.

Q: What zip codes are near 48632?

The closest zip codes to 48632 are 48622, 49679, 48633, 49305, 48893.

Residential delivery areaClare CountyEastern Time

Population

5,268

Median household income

$57K

U.S. $81K

Median home value

$146K

U.S. $333K

Median rent

$907/mo

U.S. $1,413

Median age

48.9

U.S. 38.9

Land area

123 sq mi

43 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48632

48632 is a rural zip code in Lake, Michigan (Clare County), covering 123 sq mi of land. About 5,268 people live here, or 43 per square mile. The median resident is 48.9 years old, compared with 38.9 nationally.

The median household earns $57,036 a year, 29% below the national median of $80,734. 17.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $146,400, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 92% of occupied homes are lived in by their owners, and renters pay a median of $907 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.7 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in construction and repair; transportation and moving goods; and cleaning and personal care.

How 48632 compares

Sorted from highest to lowest national percentile

Housing vacancy54.3%
99th
U.S. 10.1% · MI 11.8%64th of 958 in MI
Homeownership rate91.9%
97th
StrengthU.S. 65.2% · MI 73.2%191st of 958 in MI
Median age48.9
94th
U.S. 38.9 · MI 40.2243rd of 962 in MI
Residents 65 and older23.9%
89th
U.S. 17.2% · MI 18.6%290th of 962 in MI
Veterans9.7%
88th
U.S. 6.2% · MI 5.8%184th of 962 in MI
Average commute32.7 min
86th
WeaknessU.S. 26.4 min · MI 24.2 min112th of 941 in MI
Poverty rate17.3%
77th
U.S. 12.5% · MI 13.2%194th of 959 in MI
Income inequality (Gini)0.469
75th
U.S. 0.483 · MI 0.465137th of 958 in MI
Unemployment rate5.8%
65th
U.S. 5.2% · MI 5.7%329th of 961 in MI
Self-employed workers10.1%
60th
U.S. 10% · MI 8.6%388th of 961 in MI
Uninsured rate7.6%
56th
U.S. 8.4% · MI 4.9%172nd of 961 in MI
Tech workers2.4%
41st
U.S. 3.8% · MI 3.1%320th of 961 in MI
Healthcare workers8%
28th
U.S. 9.7% · MI 10.1%664th of 961 in MI
Broadband access88.1%
24th
U.S. 91% · MI 90.5%521st of 958 in MI
Per capita income$31,494
23rd
U.S. $44,673 · MI $40,735709th of 962 in MI
Foreign-born residents3.2%
19th
U.S. 14.1% · MI 7.2%299th of 962 in MI
Median household income$57,036
16th
WeaknessU.S. $80,734 · MI $72,875734th of 952 in MI
Work from home6.8%
15th
U.S. 15.1% · MI 13.5%720th of 961 in MI
Residents under 1817.3%
15th
U.S. 22% · MI 21.2%697th of 962 in MI
Median gross rent$907
14th
U.S. $1,413 · MI $1,129533rd of 851 in MI
Diversity index18.1
11th
U.S. 61.4 · MI 45.3534th of 962 in MI
Rent-burdened renters37.4%
11th
StrengthU.S. 51.1% · MI 50.4%651st of 931 in MI
Government workers8.9%
11th
U.S. 14.5% · MI 11.6%727th of 961 in MI
Population5,268
9th
U.S. 334,922,499 · MI 10,077,761471st of 962 in MI
Median home value$146,400
9th
U.S. $332,700 · MI $231,600757th of 946 in MI
Bachelor's degree or higher13.9%
7th
WeaknessU.S. 35.7% · MI 32.4%797th of 961 in MI
Population density43/sq mi
6th
U.S. 95/sq mi · MI 178/sq mi728th of 962 in MI
Median earnings per worker$31,402
4th
WeaknessU.S. $49,666 · MI $47,178903rd of 960 in MI

Measure	48632	Clare	MI	U.S.	National percentile	Rank in MI
Housing vacancy	54.3%	43.1%	11.8%	10.1%	99th	64th of 958
Homeownership rateStrength	91.9%	86.9%	73.2%	65.2%	97th	191st of 958
Median age	48.9	49	40.2	38.9	94th	243rd of 962
Residents 65 and older	23.9%	25.6%	18.6%	17.2%	89th	290th of 962
Veterans	9.7%	9.5%	5.8%	6.2%	88th	184th of 962
Average commuteWeakness	32.7 min	29.9 min	24.2 min	26.4 min	86th	112th of 941
Poverty rate	17.3%	21.6%	13.2%	12.5%	77th	194th of 959
Income inequality (Gini)	0.469	0.461	0.465	0.483	75th	137th of 958
Unemployment rate	5.8%	9.5%	5.7%	5.2%	65th	329th of 961
Self-employed workers	10.1%	10.6%	8.6%	10%	60th	388th of 961
Uninsured rate	7.6%	10.2%	4.9%	8.4%	56th	172nd of 961
Tech workers	2.4%	1.1%	3.1%	3.8%	41st	320th of 961
Healthcare workers	8%	9.7%	10.1%	9.7%	28th	664th of 961
Broadband access	88.1%	82.3%	90.5%	91%	24th	521st of 958
Per capita income	$31,494	$28,794	$40,735	$44,673	23rd	709th of 962
Foreign-born residents	3.2%	0.9%	7.2%	14.1%	19th	299th of 962
Median household incomeWeakness	$57,036	$49,384	$72,875	$80,734	16th	734th of 952
Work from home	6.8%	10.9%	13.5%	15.1%	15th	720th of 961
Residents under 18	17.3%	19.3%	21.2%	22%	15th	697th of 962
Median gross rent	$907	$765	$1,129	$1,413	14th	533rd of 851
Diversity index	18.1	13.7	45.3	61.4	11th	534th of 962
Rent-burdened rentersStrength	37.4%	49.4%	50.4%	51.1%	11th	651st of 931
Government workers	8.9%	12.1%	11.6%	14.5%	11th	727th of 961
Population	5,268	31,218	10,077,761	334,922,499	9th	471st of 962
Median home value	$146,400	$133,800	$231,600	$332,700	9th	757th of 946
Bachelor's degree or higherWeakness	13.9%	12.9%	32.4%	35.7%	7th	797th of 961
Population density	43/sq mi	55/sq mi	178/sq mi	95/sq mi	6th	728th of 962
Median earnings per workerWeakness	$31,402	$36,071	$47,178	$49,666	4th	903rd of 960

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

14%

25–34

35–44

13%

45–54

17%

55–64

16%

65–74

75+

Median age

48.9

Under 18

17.3%

65 and over

23.9%

Race and ethnicity

White90%
Black1%
Hispanic3%
Asian0.9%
Native American0.4%
Pacific Islander0%
Other0.4%
Multiracial3%

Diversity index

18.1

U.S. 61.4

Foreign-born

3.2%

U.S. 14.1%

Born in state

81.9%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 2,019
Average household size: 2.6
Family households: 68.8%
Married couples: 52.5%
Living alone: 27.1%
Veterans (of adults): 9.7%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

28%

$50–75k

22%

$75–100k

11%

$100–150k

14%

$150–200k

$200k+

Median household income

48632

$57,036

Clare Co.

$49,384

Michigan

$72,875

United States

$80,734

Per capita income

$31,494

U.S. $44,673

Poverty rate

17.3%

U.S. 12.5%

Households earning $150K+

7.6%

U.S. 23%

Income inequality (Gini)

0.469

U.S. 0.483

Housing

Median home value

48632

$146,400

Clare Co.

$133,800

Michigan

$231,600

United States

$332,700

Median gross rent

48632

$907

Clare Co.

$765

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

81%

2–4 units

0.6%

5–19 units

20+ units

Mobile home

18%

Boat, RV, van

0.1%

Housing units: 4,421
Owner-occupied: 91.9%
Vacant: 54.3%
Median year built: 1985
Median rooms: 5.1
Renters paying 30%+ of income: 37.4%
Renters paying 50%+ of income: 17.6%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

13%

Transit

0.1%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

12%

20–29

23%

30–44

31%

45–59

13%

60+

12%

Average commute

32.7 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

46.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

14%

Transportation and moving

12%

Cleaning and personal care

11%

Management

11%

Office and admin

Food service

Healthcare

Sales

Production

Business and finance

Computer and math

Education

Arts, media and sports

Legal and social services

Engineering and science

0.7%

Police and fire

0.3%

Farming, fishing and forestry

0.1%

Industries

Restaurants and hotels

14%

Manufacturing

14%

Health care and social assistance

12%

Retail

11%

Construction

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Education

Professional and technical services

Agriculture and mining

Public administration

Other services

Arts and recreation

Wholesale

Information

Median earnings per worker

$31,402

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

8.9%

U.S. 14.5%

Nonprofit workers

6.1%

U.S. 8.8%

Median earnings by type of work

Type of work	48632	U.S.
Management, business, science and arts	$47,404	$74,888
Service	$12,070	$26,804
Sales and office	$26,838	$40,476
Construction and maintenance	$44,583	$49,199
Production and transportation	$41,548	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

46%

Some college

20%

Associate's

Bachelor's

10%

Graduate

High school graduate or higher: 89.5%
Bachelor's degree or higher: 13.9%
Graduate or professional degree: 3.7%
Households with broadband: 88.1%
Cable, fiber or DSL: 54%
No internet access: 9.3%
Without health insurance: 7.6%
Limited-English households: 0%

Geography

City (USPS): Lake
State: Michigan
County: Clare County
Center point: 43.8504° N, 85.0228° W
Land area: 123 sq mi
Water area: 4.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48632 spans 3 counties

Clare County63% of land
Isabella County32% of land
Osceola County5% of land

Zip codes near 48632

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48622	Farwell, MI	6.6 mi	6,345	$56,804	$136,700
49679	Sears, MI	7 mi	1,375	$62,120	$180,600
48633	Lake George, MI	8.1 mi	95	$48,261	$164,300
49305	Barryton, MI	9.3 mi	2,378	$51,875	$148,100
48893	Weidman, MI	11 mi	5,921	$73,108	$180,000
49631	Evart, MI	13 mi	5,765	$47,174	$132,300
49320	Chippewa Lake, MI	15 mi	157	$63,929	$128,100
48617	Clare, MI	15 mi	9,403	$58,321	$160,100
48878	Rosebush, MI	16 mi	1,240	$57,656	$150,300
49340	Remus, MI	17 mi	2,437	$54,417	$190,900
48625	Harrison, MI	17 mi	12,704	$43,030	$117,100
48804	Mount Pleasant, MI · PO box	17 mi	—	—	—

Zip codes like 48632 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48632

What city is zip code 48632?

48632 is assigned to Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48632 in?

48632 is mostly in Clare County, but it extends into 2 other counties.

What is the population of 48632?

About 5,268 people live in 48632, according to the Census Bureau's American Community Survey.

What time zone is 48632 in?

48632 is in Eastern Time.

What is the median household income in 48632?

The median household income in 48632 is $57,036.

What zip codes are near 48632?

The closest zip codes to 48632 are 48622, 49679, 48633, 49305, 48893.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48632, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.