Zip code 49274: Reading, Michigan

Q: What city is zip code 49274?

49274 is assigned to Reading, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49274 in?

49274 is mostly in Hillsdale County, but it extends into 1 other county.

Q: What is the population of 49274?

About 3,679 people live in 49274, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49274?

The median household income in 49274 is $58,087.

Q: What zip codes are near 49274?

The closest zip codes to 49274 are 49227, 49255, 49242, 49232, 49082.

Residential delivery areaHillsdale CountyEastern Time

Population

3,679

Median household income

$58K

U.S. $81K

Median home value

$171K

U.S. $333K

Median rent

$809/mo

U.S. $1,413

Median age

46.5

U.S. 38.9

Land area

62 sq mi

60 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49274

49274 is a small-town zip code in Reading, Michigan (Hillsdale County), covering 62 sq mi of land. About 3,679 people live here, or 60 per square mile. The median resident is 46.5 years old, compared with 38.9 nationally.

The median household earns $58,087 a year, 28% below the national median of $80,734. 20.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $171,100, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $809 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and production and manufacturing.

How 49274 compares

Sorted from highest to lowest national percentile

Housing vacancy23.7%
96th
U.S. 10.1% · MI 11.8%278th of 958 in MI
Veterans10.3%
91st
U.S. 6.2% · MI 5.8%144th of 962 in MI
Median age46.5
90th
U.S. 38.9 · MI 40.2332nd of 962 in MI
Poverty rate20.1%
85th
WeaknessU.S. 12.5% · MI 13.2%137th of 959 in MI
Healthcare workers12.5%
85th
U.S. 9.7% · MI 10.1%166th of 961 in MI
Homeownership rate79.6%
78th
U.S. 65.2% · MI 73.2%642nd of 958 in MI
Residents 65 and older20.3%
75th
U.S. 17.2% · MI 18.6%484th of 962 in MI
Average commute26.8 min
55th
U.S. 26.4 min · MI 24.2 min372nd of 941 in MI
Self-employed workers9.4%
51st
U.S. 10% · MI 8.6%458th of 961 in MI
Uninsured rate6.7%
49th
U.S. 8.4% · MI 4.9%238th of 961 in MI
Unemployment rate4.5%
43rd
U.S. 5.2% · MI 5.7%498th of 961 in MI
Median earnings per worker$44,430
38th
U.S. $49,666 · MI $47,178473rd of 960 in MI
Government workers12.1%
37th
U.S. 14.5% · MI 11.6%415th of 961 in MI
Tech workers2%
33rd
U.S. 3.8% · MI 3.1%402nd of 961 in MI
Residents under 1819.6%
28th
U.S. 22% · MI 21.2%537th of 962 in MI
Income inequality (Gini)0.409
27th
U.S. 0.483 · MI 0.465546th of 958 in MI
Bachelor's degree or higher21.1%
23rd
U.S. 35.7% · MI 32.4%512th of 961 in MI
Per capita income$31,144
22nd
U.S. $44,673 · MI $40,735721st of 962 in MI
Median household income$58,087
18th
WeaknessU.S. $80,734 · MI $72,875717th of 952 in MI
Median home value$171,100
15th
U.S. $332,700 · MI $231,600579th of 946 in MI
Population density60/sq mi
9th
U.S. 95/sq mi · MI 178/sq mi646th of 962 in MI
Work from home5.5%
9th
U.S. 15.1% · MI 13.5%812th of 961 in MI
Median gross rent$809
7th
U.S. $1,413 · MI $1,129665th of 851 in MI
Rent-burdened renters33.1%
7th
StrengthU.S. 51.1% · MI 50.4%720th of 931 in MI
Population3,679
6th
U.S. 334,922,499 · MI 10,077,761545th of 962 in MI
Broadband access81%
6th
WeaknessU.S. 91% · MI 90.5%827th of 958 in MI
Diversity index11.6
5th
U.S. 61.4 · MI 45.3792nd of 962 in MI
Foreign-born residents0.9%
5th
U.S. 14.1% · MI 7.2%706th of 962 in MI

Measure	49274	Hillsdale	MI	U.S.	National percentile	Rank in MI
Housing vacancy	23.7%	17%	11.8%	10.1%	96th	278th of 958
Veterans	10.3%	7.2%	5.8%	6.2%	91st	144th of 962
Median age	46.5	43.1	40.2	38.9	90th	332nd of 962
Poverty rateWeakness	20.1%	14.4%	13.2%	12.5%	85th	137th of 959
Healthcare workers	12.5%	9.3%	10.1%	9.7%	85th	166th of 961
Homeownership rate	79.6%	82%	73.2%	65.2%	78th	642nd of 958
Residents 65 and older	20.3%	21.4%	18.6%	17.2%	75th	484th of 962
Average commute	26.8 min	24 min	24.2 min	26.4 min	55th	372nd of 941
Self-employed workers	9.4%	11%	8.6%	10%	51st	458th of 961
Uninsured rate	6.7%	6.4%	4.9%	8.4%	49th	238th of 961
Unemployment rate	4.5%	4.4%	5.7%	5.2%	43rd	498th of 961
Median earnings per worker	$44,430	$40,882	$47,178	$49,666	38th	473rd of 960
Government workers	12.1%	11.5%	11.6%	14.5%	37th	415th of 961
Tech workers	2%	0.9%	3.1%	3.8%	33rd	402nd of 961
Residents under 18	19.6%	21.5%	21.2%	22%	28th	537th of 962
Income inequality (Gini)	0.409	0.431	0.465	0.483	27th	546th of 958
Bachelor's degree or higher	21.1%	21.2%	32.4%	35.7%	23rd	512th of 961
Per capita income	$31,144	$32,981	$40,735	$44,673	22nd	721st of 962
Median household incomeWeakness	$58,087	$64,242	$72,875	$80,734	18th	717th of 952
Median home value	$171,100	$176,100	$231,600	$332,700	15th	579th of 946
Population density	60/sq mi	76/sq mi	178/sq mi	95/sq mi	9th	646th of 962
Work from home	5.5%	8.1%	13.5%	15.1%	9th	812th of 961
Median gross rent	$809	$832	$1,129	$1,413	7th	665th of 851
Rent-burdened rentersStrength	33.1%	40.8%	50.4%	51.1%	7th	720th of 931
Population	3,679	45,654	10,077,761	334,922,499	6th	545th of 962
Broadband accessWeakness	81%	85.9%	90.5%	91%	6th	827th of 958
Diversity index	11.6	14.9	45.3	61.4	5th	792nd of 962
Foreign-born residents	0.9%	1.5%	7.2%	14.1%	5th	706th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

10%

25–34

12%

35–44

14%

45–54

18%

55–64

15%

65–74

75+

Median age

46.5

Under 18

19.6%

65 and over

20.3%

Race and ethnicity

White94%
Black0.4%
Hispanic4%
Asian0.3%
Native American0%
Pacific Islander0%
Other0.2%
Multiracial2%

Diversity index

11.6

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

68.9%

Language spoken at home (households)

English only

98%

Spanish

0.4%

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 1,533
Average household size: 2.4
Family households: 67.1%
Married couples: 47.7%
Living alone: 26.9%
Veterans (of adults): 10.3%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

24%

$50–75k

20%

$75–100k

13%

$100–150k

15%

$150–200k

$200k+

Median household income

49274

$58,087

Hillsdale Co.

$64,242

Michigan

$72,875

United States

$80,734

Per capita income

$31,144

U.S. $44,673

Poverty rate

20.1%

U.S. 12.5%

Households earning $150K+

10%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

49274

$171,100

Hillsdale Co.

$176,100

Michigan

$231,600

United States

$332,700

Median gross rent

49274

$809

Hillsdale Co.

$832

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

0.1%

Mobile home

11%

Boat, RV, van

Housing units: 2,008
Owner-occupied: 79.6%
Vacant: 23.7%
Median year built: 1972
Median rooms: 6.2
Renters paying 30%+ of income: 33.1%
Renters paying 50%+ of income: 22.2%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

0.2%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

14%

10–19

16%

20–29

27%

30–44

29%

45–59

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

56.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

17%

Transportation and moving

13%

Production

13%

Healthcare

13%

Construction and repair

10%

Management

Sales

Education

Business and finance

Farming, fishing and forestry

Food service

Cleaning and personal care

Computer and math

Legal and social services

Engineering and science

Police and fire

0.3%

Arts, media and sports

0.2%

Industries

Manufacturing

25%

Health care and social assistance

18%

Retail

10%

Education

Construction

Transportation, warehousing and utilities

Agriculture and mining

Other services

Admin, support and management

Restaurants and hotels

Public administration

Professional and technical services

Finance, insurance and real estate

Information

Wholesale

Arts and recreation

0.5%

Median earnings per worker

$44,430

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

12.1%

U.S. 14.5%

Nonprofit workers

10%

U.S. 8.8%

Median earnings by type of work

Type of work	49274	U.S.
Management, business, science and arts	$65,684	$74,888
Service	$25,870	$26,804
Sales and office	$41,080	$40,476
Construction and maintenance	$46,667	$49,199
Production and transportation	$48,389	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

38%

Some college

22%

Associate's

10%

Bachelor's

15%

Graduate

High school graduate or higher: 90.9%
Bachelor's degree or higher: 21.1%
Graduate or professional degree: 5.7%
Households with broadband: 81%
Cable, fiber or DSL: 63%
No internet access: 14.5%
Without health insurance: 6.7%
Limited-English households: 0%

Geography

City (USPS): Reading
State: Michigan
County: Hillsdale County
Center point: 41.8467° N, 84.7598° W
Land area: 62 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49274 spans 2 counties

Hillsdale County84% of land
Branch County16% of land

Cities and towns within this zip

Reading2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49274

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49227	Allen, MI	7.2 mi	1,287	$53,587	$159,000
49255	Montgomery, MI	7.6 mi	2,072	$51,346	$141,400
49242	Hillsdale, MI	7.6 mi	14,750	$61,029	$183,700
49232	Camden, MI	8.8 mi	2,790	$56,324	$210,500
49082	Quincy, MI	8.9 mi	6,678	$74,063	$177,400
49239	Frontier, MI · PO box	9.1 mi	—	—	—
49266	Osseo, MI	11 mi	2,982	$66,173	$170,800
46737	Fremont, IN	12 mi	7,402	$74,975	$199,200
49252	Litchfield, MI	13 mi	2,556	$55,762	$144,800
49250	Jonesville, MI	14 mi	5,653	$65,744	$170,300
49036	Coldwater, MI	15 mi	24,826	$62,259	$167,800
49258	Mosherville, MI	16 mi	29	—	—

Zip codes like 49274 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49274

What city is zip code 49274?

49274 is assigned to Reading, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49274 in?

49274 is mostly in Hillsdale County, but it extends into 1 other county.

What is the population of 49274?

About 3,679 people live in 49274, according to the Census Bureau's American Community Survey.

What time zone is 49274 in?

49274 is in Eastern Time.

What is the median household income in 49274?

The median household income in 49274 is $58,087.

What zip codes are near 49274?

The closest zip codes to 49274 are 49227, 49255, 49242, 49232, 49082.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49274, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.