Zip code 49036: Coldwater, Michigan

Q: What city is zip code 49036?

49036 is assigned to Coldwater, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49036 in?

49036 is in Branch County, Michigan.

Q: What is the population of 49036?

About 24,826 people live in 49036, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49036?

The median household income in 49036 is $62,259.

Q: What zip codes are near 49036?

The closest zip codes to 49036 are 49082, 49028, 49094, 49089, 49255.

Residential delivery areaBranch CountyEastern Time

Population

24,826

Median household income

$62K

U.S. $81K

Median home value

$168K

U.S. $333K

Median rent

$967/mo

U.S. $1,413

Median age

42.6

U.S. 38.9

Land area

154 sq mi

161 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49036

49036 is a small-town zip code in Coldwater, Michigan (Branch County), covering 154 sq mi of land. About 24,826 people live here, or 161 per square mile. The median resident is 42.6 years old, compared with 38.9 nationally.

The median household earns $62,259 a year, 23% below the national median of $80,734. 16.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $167,800, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $967 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and production and manufacturing.

How 49036 compares

Sorted from highest to lowest national percentile

Housing vacancy21%
94th
U.S. 10.1% · MI 11.8%308th of 958 in MI
Unemployment rate6.9%
79th
U.S. 5.2% · MI 5.7%217th of 961 in MI
Residents 65 and older21.1%
79th
U.S. 17.2% · MI 18.6%452nd of 962 in MI
Median age42.6
75th
U.S. 38.9 · MI 40.2533rd of 962 in MI
Poverty rate16.3%
74th
U.S. 12.5% · MI 13.2%225th of 959 in MI
Veterans7.6%
73rd
U.S. 6.2% · MI 5.8%345th of 962 in MI
Homeownership rate74.9%
66th
U.S. 65.2% · MI 73.2%739th of 958 in MI
Healthcare workers9.8%
55th
U.S. 9.7% · MI 10.1%447th of 961 in MI
Income inequality (Gini)0.433
48th
U.S. 0.483 · MI 0.465355th of 958 in MI
Uninsured rate6.1%
44th
U.S. 8.4% · MI 4.9%283rd of 961 in MI
Self-employed workers8.7%
42nd
U.S. 10% · MI 8.6%539th of 961 in MI
Population24,826
39th
U.S. 334,922,499 · MI 10,077,761134th of 962 in MI
Residents under 1820.6%
36th
U.S. 22% · MI 21.2%457th of 962 in MI
Foreign-born residents5.6%
32nd
U.S. 14.1% · MI 7.2%185th of 962 in MI
Government workers10.9%
26th
U.S. 14.5% · MI 11.6%528th of 961 in MI
Rent-burdened renters43.8%
25th
U.S. 51.1% · MI 50.4%516th of 931 in MI
Median household income$62,259
24th
U.S. $80,734 · MI $72,875622nd of 952 in MI
Per capita income$31,522
23rd
U.S. $44,673 · MI $40,735706th of 962 in MI
Median earnings per worker$40,066
21st
U.S. $49,666 · MI $47,178689th of 960 in MI
Diversity index27.4
20th
U.S. 61.4 · MI 45.3303rd of 962 in MI
Median gross rent$967
19th
U.S. $1,413 · MI $1,129436th of 851 in MI
Broadband access87%
19th
WeaknessU.S. 91% · MI 90.5%580th of 958 in MI
Population density161/sq mi
18th
U.S. 95/sq mi · MI 178/sq mi414th of 962 in MI
Bachelor's degree or higher18.4%
17th
WeaknessU.S. 35.7% · MI 32.4%622nd of 961 in MI
Tech workers1.2%
17th
U.S. 3.8% · MI 3.1%595th of 961 in MI
Median home value$167,800
14th
U.S. $332,700 · MI $231,600607th of 946 in MI
Work from home6.4%
13th
U.S. 15.1% · MI 13.5%755th of 961 in MI
Average commute19.5 min
11th
StrengthU.S. 26.4 min · MI 24.2 min817th of 941 in MI

Measure	49036	Branch	MI	U.S.	National percentile	Rank in MI
Housing vacancy	21%	19.4%	11.8%	10.1%	94th	308th of 958
Unemployment rate	6.9%	5.7%	5.7%	5.2%	79th	217th of 961
Residents 65 and older	21.1%	19.4%	18.6%	17.2%	79th	452nd of 962
Median age	42.6	40.6	40.2	38.9	75th	533rd of 962
Poverty rate	16.3%	16.4%	13.2%	12.5%	74th	225th of 959
Veterans	7.6%	6.6%	5.8%	6.2%	73rd	345th of 962
Homeownership rate	74.9%	77.7%	73.2%	65.2%	66th	739th of 958
Healthcare workers	9.8%	8.3%	10.1%	9.7%	55th	447th of 961
Income inequality (Gini)	0.433	0.421	0.465	0.483	48th	355th of 958
Uninsured rate	6.1%	9.8%	4.9%	8.4%	44th	283rd of 961
Self-employed workers	8.7%	10.2%	8.6%	10%	42nd	539th of 961
Population	24,826	45,300	10,077,761	334,922,499	39th	134th of 962
Residents under 18	20.6%	23.5%	21.2%	22%	36th	457th of 962
Foreign-born residents	5.6%	3.9%	7.2%	14.1%	32nd	185th of 962
Government workers	10.9%	9.9%	11.6%	14.5%	26th	528th of 961
Rent-burdened renters	43.8%	43.2%	50.4%	51.1%	25th	516th of 931
Median household income	$62,259	$63,724	$72,875	$80,734	24th	622nd of 952
Per capita income	$31,522	$31,163	$40,735	$44,673	23rd	706th of 962
Median earnings per worker	$40,066	$41,989	$47,178	$49,666	21st	689th of 960
Diversity index	27.4	24.6	45.3	61.4	20th	303rd of 962
Median gross rent	$967	$959	$1,129	$1,413	19th	436th of 851
Broadband accessWeakness	87%	84.7%	90.5%	91%	19th	580th of 958
Population density	161/sq mi	90/sq mi	178/sq mi	95/sq mi	18th	414th of 962
Bachelor's degree or higherWeakness	18.4%	17.3%	32.4%	35.7%	17th	622nd of 961
Tech workers	1.2%	1%	3.1%	3.8%	17th	595th of 961
Median home value	$167,800	$162,500	$231,600	$332,700	14th	607th of 946
Work from home	6.4%	6.2%	13.5%	15.1%	13th	755th of 961
Average commuteStrength	19.5 min	22.7 min	24.2 min	26.4 min	11th	817th of 941

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

12%

25–34

11%

35–44

12%

45–54

15%

55–64

12%

65–74

75+

Median age

42.6

Under 18

20.6%

65 and over

21.1%

Race and ethnicity

White85%
Black3%
Hispanic8%
Asian0.6%
Native American0.1%
Pacific Islander0%
Other0.6%
Multiracial3%

Diversity index

27.4

U.S. 61.4

Foreign-born

5.6%

U.S. 14.1%

Born in state

68.2%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 9,366
Average household size: 2.5
Family households: 59.7%
Married couples: 43.8%
Living alone: 30.1%
Veterans (of adults): 7.6%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

22%

$50–75k

20%

$75–100k

13%

$100–150k

16%

$150–200k

$200k+

Median household income

49036

$62,259

Branch Co.

$63,724

Michigan

$72,875

United States

$80,734

Per capita income

$31,522

U.S. $44,673

Poverty rate

16.3%

U.S. 12.5%

Households earning $150K+

11.4%

U.S. 23%

Income inequality (Gini)

0.433

U.S. 0.483

Housing

Median home value

49036

$167,800

Branch Co.

$162,500

Michigan

$231,600

United States

$332,700

Median gross rent

49036

$967

Branch Co.

$959

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

0.1%

Housing units: 11,863
Owner-occupied: 74.9%
Vacant: 21%
Median year built: 1972
Median rooms: 5.8
Renters paying 30%+ of income: 43.8%
Renters paying 50%+ of income: 20.9%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

12%

Transit

0.3%

Walked

Bicycle

0.4%

Worked from home

Other

0.6%

Commute time (one way)

<10 min

32%

10–19

33%

20–29

13%

30–44

12%

45–59

60+

Average commute

19.5 min

U.S. 26.4 min

Unemployment

6.9%

U.S. 5.2%

In labor force

56.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Transportation and moving

13%

Production

12%

Healthcare

10%

Management

Food service

Sales

Cleaning and personal care

Construction and repair

Education

Business and finance

Engineering and science

Police and fire

Computer and math

Legal and social services

Farming, fishing and forestry

Arts, media and sports

0.8%

Industries

Manufacturing

26%

Health care and social assistance

13%

Retail

11%

Restaurants and hotels

Education

Transportation, warehousing and utilities

Other services

Public administration

Professional and technical services

Admin, support and management

Construction

Finance, insurance and real estate

Wholesale

Agriculture and mining

Arts and recreation

0.9%

Information

0.4%

Median earnings per worker

$40,066

U.S. $49,666

Self-employed

8.7%

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

6.7%

U.S. 8.8%

Median earnings by type of work

Type of work	49036	U.S.
Management, business, science and arts	$62,982	$74,888
Service	$16,131	$26,804
Sales and office	$32,380	$40,476
Construction and maintenance	$52,788	$49,199
Production and transportation	$43,268	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

38%

Some college

24%

Associate's

10%

Bachelor's

13%

Graduate

High school graduate or higher: 90.1%
Bachelor's degree or higher: 18.4%
Graduate or professional degree: 5.3%
Households with broadband: 87%
Cable, fiber or DSL: 69.8%
No internet access: 10.7%
Without health insurance: 6.1%
Limited-English households: 2.8%

Geography

City (USPS): Coldwater
State: Michigan
County: Branch County
Center point: 41.9055° N, 85.0313° W
Land area: 154 sq mi
Water area: 7.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Coldwater6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49036

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49082	Quincy, MI	8.3 mi	6,678	$74,063	$177,400
49028	Bronson, MI	8.7 mi	5,811	$60,127	$152,300
49094	Union City, MI	11 mi	3,778	$65,404	$143,800
49089	Sherwood, MI	12 mi	2,154	$69,286	$128,800
49255	Montgomery, MI	13 mi	2,072	$51,346	$141,400
49092	Tekonsha, MI	14 mi	1,908	$64,211	$156,400
49227	Allen, MI	14 mi	1,287	$53,587	$159,000
46776	Orland, IN	14 mi	1,547	$54,801	$208,700
46737	Fremont, IN	15 mi	7,402	$74,975	$199,200
49274	Reading, MI	15 mi	3,679	$58,087	$171,100
49040	Colon, MI	16 mi	3,384	$64,306	$169,900
49030	Burr Oak, MI	16 mi	2,650	$69,167	$138,400

Zip codes like 49036 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49036

What city is zip code 49036?

49036 is assigned to Coldwater, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49036 in?

49036 is in Branch County, Michigan.

What is the population of 49036?

About 24,826 people live in 49036, according to the Census Bureau's American Community Survey.

What time zone is 49036 in?

49036 is in Eastern Time.

What is the median household income in 49036?

The median household income in 49036 is $62,259.

What zip codes are near 49036?

The closest zip codes to 49036 are 49082, 49028, 49094, 49089, 49255.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49036, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.